To be used for any questions related to banking transactions that can be carried out online [web based]. There is another broader tag online-tools if the questions is not specific to Banking

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4
votes
2answers
535 views

investing - where to trade online? (Greek citizen)

I wanted to know if you could help me a bit because online searches didn't bring back many results (at least what I was looking for, ie non-Greek banks, etc). Can you recommend any sites where ...
7
votes
1answer
8k views

Why doesn't Bank of America or Wells Fargo have free ACH push or pull funds transfer?

Using my credit union's account I can do free ACH push or pull from both of my Bank of America or Wells Fargo checking accounts. However, I was wondering why doesn't Bank of America or Wells Fargo ...
4
votes
1answer
173 views

Feedback regarding online services of credit unions like Alliant

I am considering opening an online account that I can operate over the internet with a CU. Would it be possible given that I am a international student on a F1 Visa in the US and not a US Citizen or ...
6
votes
3answers
1k views

How can a freelancer get a credit card? (India)

I work freelance for clients, in other countries, and paid via Paypal and other methods. When I applied for a credit card in my country, it was rejected. They mention as I don't get a salary and I ...
6
votes
1answer
763 views

What is the usual delay for a SEPA transaction?

I wired some money from France to someone having an account in Germany, using a SEPA (Single Euro Payments Area) My bank acknowledged the transfer, and the person is telling me his didn't. He is ...
9
votes
2answers
197 views

What do I do with the paper check when I make a deposit over the Internet

Just opened an account at a credit union that allows me to make deposits over the Internet with my scanner and a Java app. I assume I need to keep the actual check for at least until the money shows ...
4
votes
2answers
690 views

What banks work best with accounts in multiple states?

Many years ago I opened my first account at Citibank thinking it's a "global" bank and I can use it for years. Since then i moved many times and eventually to a different state. As I found out to my ...
2
votes
1answer
154 views

U.S. banks with their own financial aggregator online tool?

What banks in the U.S. have their own financial aggregator? I know two banks in Canada have them: RBC’s myFinanceTracker and BMO’s MoneyLogic. I don't expect a better product than Mint.com, but at ...
4
votes
1answer
98 views

What are the some banks for businesses looking to handle *everything* online?

My business works with contractors and customers around the world and I have plans for long-term travel for myself. The small local bank I'm currently with doesn't seem like a good fit for my company. ...
4
votes
3answers
131 views

Which bank(s) allow you to open AND close CDs online?

Most banks allow you to transfer money into a Certificate of Deposit (CD) using their website. However, once you open a CD you usually have to call to close or otherwise modify the CD account when it ...
5
votes
2answers
378 views

Does any online payment system use OpenID authentication?

Does any online payment system (something like PayPal or the web site of a banking institution) make use of OpenID?
2
votes
7answers
869 views

Are there any banks with a command-line style user interface?

I am bit fed up with my local banks that are click-click-click-...click type of banks, every time I use them I get a sense of absurdism. If I am doing anything a bit more specific like doing abroad ...
8
votes
5answers
7k views

Is there such a thing as a deposit-only bank account?

My employer wants me to give my routing-numbers, social-security numbers, and basically everything else required to take money out of my account, to several third-party direct-deposit websites (one ...
19
votes
6answers
9k views

What U.S. banks offer two-factor authentication (such as password & token) for online banking? [closed]

Do you know of any US banks that allow you to have two-factor authentication (i.e. password and token) for your online account? Paypal does that, but it's not really a bank. For some reason banks seem ...
8
votes
4answers
288 views

Advice on selecting a bank in the US

I'm moving to the US soon so I need to choose a bank to open accounts with. Does anyone have any advice on which banks or credit unions are good or particularly bad? For the purposes of this ...
8
votes
5answers
615 views

Checking to brokerage transfer latency: Why does it take 3 days to move money, even at the same bank?

It takes my bank 3 days to transfer money back and forth to my brokerage account, even though my checking and brokerage accounts are both with the same bank. I don't understand why in the digital age ...
18
votes
6answers
17k views

US bank w/ free online incoming/outgoing international wire transfers, no monthly charges, online application [closed]

What US banks let me do the following: % Send and receive international wire transfers for free % Send wire transfers online % Pay no monthly fees % (optional) Apply for an account online. ...
8
votes
4answers
443 views

What is an alternative to bank CD accounts that would pay slightly more interest?

I am looking for an FDIC (or other reliable body) insured account that pays more in interest than CDs. What is the next step up, interest wise, from CDs, even if it means tieing up the money longer ...
9
votes
4answers
485 views

Remote Deposit a check (By scanning) for non-business users?

Does anybody have a first hand experience with scanning a check and posting it (either by email or a bank web interface) and willing to comment about the experience ? What Banks in the US support ...
5
votes
2answers
113 views

Do there exist any wikipedia type sites for evaluating financial service providers?

How do people go about getting a feel for the soft features of financial service providers? My biggest criterion in purchasing financial services, such as bank accounts or investment accounts, aside ...
4
votes
6answers
1k views

What are the drawbacks to using my bank's online billpay service?

I'm thinking about signing up for my bank's online bill-pay service, but I'm concerned about putting someone in between me and my service providers. My questions: Have you had any problems with ...
9
votes
3answers
821 views

If banksimple.com is not a bank, what is it?

I came across Banksimple.com, and I was wondering whether or not it is safe to entrust your money to. The About Us page says We partner with select deposit-taking institutions. We spend our ...
9
votes
8answers
1k views

Is ING Direct Orange Savings a decent online savings account?

I'm looking for a good savings account that's 100% online and provides a good interest rate. I saw ING Direct (http://home.ingdirect.com/products/products.asp?s=OrangeSavingsAccount) and it this ...
0
votes
2answers
679 views

On-line banking account with Maestro (or some other debit card)

I need an account outside of Croatia where I live in, to link it with PayPal to be able to gather income generated by it. I would like to avoid USA banks, and in fact, I would like to find the ...
12
votes
2answers
9k views

How does mint.com connect to online banks in order to get or download transaction data?

How does mint.com connect to online banks in order to get or download banking transaction data? Do banks have a standard mechanism for mint.com to connect, or is mint.com simulating a real person ...
5
votes
3answers
396 views

Is there any site to compare the security of (online) banking services?

I work in the computer industry, and I know a few things about security, like the fact that those "security questions" that you're asked for are pretty much completely bogus and not useful as ...
34
votes
4answers
1k views

Are bank customers allowed to provide username & password to sites like Mint.com?

This question is not about whether Mint.com is secure, or not. That is beside the point. (Refer to this question on the subject of trusting Mint.com and similar services.) Rather: Are bank ...
10
votes
2answers
472 views

Bank of the Sierra: Are they legit? How can the checking interest APY be so high?

As of February 8th, 2009, Bank Of The Sierra offers a free checking account which earns a 4.09% APY. It looks like the catch is that you pretty much have to use them as your main bank. You need to ...
6
votes
1answer
388 views

Which non-bank-specific online money management applications work for Canadian banks?

Mint.com has languished for years (over three now) in not supporting Canadian banks. Given that we only have a few, you would think it to be a small amount of work. Update: Mint.com now supports ...
13
votes
6answers
7k views

How easy is it to open a foreign bank account via the internet?

Has anyone attempted opening a foreign bank account, if so what was your experience? how easy was it? Which country?
8
votes
3answers
944 views

Which bank (checking & savings) offers the best interest rates, lowest fees, and is FDIC insured?

We currently use ING for our banking and like a lot of its amenities, but their rates (as most banks, I'm sure) keep going down, down, down. The current savings rate is 1.25% APY and checking rate is ...
5
votes
2answers
10k views

How do I know my Citi credit card account number, for setting up a Virtual Account Number?

I have a credit card from Citibank, and I want to create an Online Account¹ (a virtual credit card number) but it asks me for my "Credit Card Account Number". Upon entering my credit card number ...