To be used for any questions related to banking transactions that can be carried out online [web based]. There is another broader tag online-tools if the questions is not specific to Banking

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-1
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0answers
24 views

how to get paid online “indie Software developer” egypt? [closed]

I intend to work as a freelancer and maybe develop and sell software through a personal website , or through stores like "apple or google play" ,what are my options ?
3
votes
2answers
65 views

MasterCard to bank transfer

so pretty much I have to pay rent on feb 1st, and I'm in between jobs (I start my new jobs feb 10th).. I live in Canada, Ontario and have a master card with a 1000 limit (890 renaming on card). I ...
0
votes
0answers
72 views

Is there any anonymous wallet? [closed]

I have a wallet (card) and there is an option like ibank. I want to transfer money from my wallet to an another anonymous wallet. Is there a wallet that doesn't require a name (passport data)? google ...
-2
votes
1answer
68 views

Personal Online Money Saving [closed]

I'm thirteen. I want to get some money for various online transactions. I do not want a full on bank account, nor can I get a joint checking account, because I don't to approach my dad about it. I ...
5
votes
1answer
148 views

MM account disappeared after NetBank failure. How to recover funds?

First-time poster. :O) In 2002 I opened and funded an online-only account with NetBank; the terms of the promotion required funds remain untouched for an extended period. Once the account was funded ...
1
vote
0answers
23 views

Is it possible to transfer funds (u$d) from a Banesco Panama bank to Payoneer? [closed]

Simply as transfer u$d to a payoneer account. From Banesco Panama bank. Is it possible?
2
votes
1answer
144 views

Are ACH transfers between individuals possible?

All the information I've found on ACH transfers for individuals apply to the scenario in which the individual makes payments to an institution of some kind (usually a business). But are ACH transfers ...
0
votes
0answers
35 views

Gnucash creating transactions for wrong account in import

Something seems to be broken in the setup of my online accounts: whenever I get transactions for one of my accounts (via HBCI), Gnucash creates transactions for a different account and also looks for ...
1
vote
2answers
128 views

How does Wells Fargo can detect my right account if I have multiple accounts when I am transferring money?

I have 4 different bank accounts with 4 different banks. I wanted to transfer money from my account in Wells Fargo to my account in some other bank ONLINE. But I don't see any option to add my other ...
0
votes
2answers
119 views

How a Russian citizen can get money from her US bank account?

My friend is a Russian citizen. Some time ago, she worked in the US. She has a US bank account but now she lives in Russia. How can she get her money?
1
vote
0answers
43 views

Which countries would let me create a small deposit online offshore account?

Reading through most upvoted questions on this Stackexchange, I found this answer and got interested in offshore banking. Given the current political moods in Poland (the country I live in), some ...
0
votes
0answers
76 views

Can I open a bank account in the U.S as a tourist visa holder and use it for an online business and make money?

Can I open a bank account in the U.S as a tourist visa holder and use it for an online business and make money? I mean I will go to the U.S for 3 months as a tourist and I want to open a bank ...
1
vote
2answers
92 views

Do numbers in an account number represent anything?

For example Is it possible to understand what the currency of an account is from the account number. Is there a global standard for this or all banks have their own ?
3
votes
4answers
2k views

How do I make a one of payment to my HSBC credit card bill with a HSBC debit card UK

I need to pay my HSBC credit card bill with a HSBC debit card and I can't transfer money between accounts (it doesn't show up on the list of accounts). When I click on the direct debit details it says ...
5
votes
2answers
386 views

What is the best way to dispose of old checkbooks?

I have a checkbook from my US-based online bank, but the address on the checks is now out of date. What is the best way to destroy the checkbook? Do I need to notify my bank that I am not using the ...
1
vote
1answer
185 views

Do SWIFT payments with wrong first name still go through?

I'm supposed to receive a payment from another country, yet when I provided the details, I confused the card with my husband's meaning the card holder firstname is wrong. Do such payments still get ...
1
vote
1answer
63 views

e-banking from oversea bank to the UK bank & IBAN code

I have paid my tuition fees with e-banking from my country to the UK. And I've filled in SWIFT code and the addressee’s name, address, and UK account number instead of IBAN code. This will be ...
52
votes
6answers
27k views

Is it a scam if the person only wants to deposit into my account, not make a withdrawal?

A man in west coast Austria wants to deposit money into my account. I'm in Alabama I had to get a online account. I did that but he says his bank manger needs all this information: DOB ...
2
votes
1answer
159 views

Tangerine's Android app asked me something about noting my location. What did it ask, and what did I agree to?

I live in Canada. I use Tangerine (formerly ING Direct). Tangerine is the "direct banking" division of Scotiabank. The upside of using Tangerine is that it charges no monthly fees. The downside is ...
1
vote
1answer
50 views

Control mechanisms on banks' total income [closed]

What standard or rule controls total money transactions in a bank (especially internet banks) so that they don't create money for themselves? As I understand it, banks can create money as they loan. ...
0
votes
1answer
118 views

What UK banks use card readers?

I'm with a UK bank that authenticates by sending a text message to a mobile phone number. I don't like this at all and I would like to switch to a bank that uses a solution with a cardreader, so that ...
1
vote
0answers
308 views

How to transfer funds online from a Canadian CIBC account to RBC instantly?

I thought Interac transfer is instant but my mom wants to send me money from her CIBC account but she said it takes 2-3 business days? What method can be used to transfer from a CIBC checking to a ...
1
vote
1answer
81 views

How can I compare having accounts at various banks without opening an account?

I currently have an HSBC checking, savings, credit card, and overdraft protection account. I do not like HSBC though for a number of reasons, so I'm looking into transferring to a different bank. ...
0
votes
1answer
67 views

What is the most convenient way I can accept money transfer online? [closed]

I've made a deal with a person over email. He needs to send the payment online (around $3000), what is the quickest way I can make this happen? I need to be able to accept this transfer by tomorrow.
1
vote
0answers
20 views

What is the SEPA optional category?

When I'm writing a wire transfer (both with my personal and with my company's accounts), my bank allows me to enter "optional SEPA fields", most of them look redundant or useless, but one is a bit ...
2
votes
1answer
60 views

Is there a US credit union for foreign people?

I need to open a US account. I work for US based clients from Argentina and I need to receive payments and to transfer funds outside the US. I'm using PayPal, but I need another option to receive ...
1
vote
1answer
497 views

Is there a way to open a U.S. bank account for my LLC remotely?

I'm operating a company remotely — I'm not in the U.S. Is there a way to open a bank account without going to the U.S.? I've called a few banks and most of them require myself to go the a ...
1
vote
3answers
31k views

What is the difference between the closing date and due date for a credit card?

I just got my first credit card ever to begin building a credit. I got the chase credit card called Freedom. I have heard so many stories of credit cards that I got a little scared and that is why ...
0
votes
1answer
126 views

Can personal banking customers use the BMO Harris Bank remote cheque deposit system?

I live in Canada. I notice that BMO Harris Bank offers remote cheque deposit software, powered by DepositEdge, for its commercial banking customers. But I only have a personal banking account with ...
-1
votes
1answer
152 views

Why no “reverse direct deposit” setups?

Every online payment provider I've examined requires the user to link their bank account to their online account: paypal.com circle.com coinbase.com Especially in the US, this isn't the most ...
3
votes
1answer
102 views

Opening a bank account in France

I just moved in France, and it seems to be vital to have a bank account here. Even to buy a sim card you need one, and of course if you are going to work legally. I would like to ask you if it is ...
2
votes
1answer
1k views

What is the easiest way to open a foreign Bank Account?

I live in Argentina. Nowadays in my country it is almost impossible to buy foreign currencies as American dollars or Euros. I was thinking if it is possible to open a foreign Bank Account to be able ...
5
votes
1answer
678 views

Am I putting myself at any security risks by putting all my money in one bank institution?

Currently, I'm putting all my savings into one bank institution, but spread into several accounts. Are there any security risks in this approach? It is convenient for me as all my money can be ...
63
votes
10answers
11k views

Why don't banks give access to all your transaction activity?

In the era of big data, I find it surprising that banks and credit card companies only offer access to a ridiculously small number of transactions - often only your last 180 days, if that. The longest ...
1
vote
1answer
577 views

What is KIRCHSTRASSE on my statement bill?

I'm from the UK, I've been in Spain for few days and I've checked my bank statement recently, and I'm have the following transaction which I can't recognise: 4 Sep 2014 POS 0158 02SEP14 , ...
8
votes
1answer
452 views

Capital One Free Credit Report - Effect on Credit Score

I have a Capital One credit card. As part of their online services, they offer free credit score requests. I recently began using that service, up to twice or thrice per month. Capital One ...
10
votes
3answers
3k views

Should I pay rent electronically?

I'm renting an apartment from an individual. The landlord and I discussed the possibility of paying rent electronically. My bank (BofA) has some kind of electronic payment option where I'd enter the ...
1
vote
0answers
406 views

How can I open a Canadian bank account from within the US? I am a Canadian citizen residing in the US

Can I open a Canadian bank account from within the US? I am Canadian citizen residing in the US for many years. I would rather not travel to Canada just to open a bank account if possible. Does ...
1
vote
1answer
1k views

Sort Code, Account Number, but no account name

I'm trying to pay money into an account. I have the Sort Code and Account Number, but no account name. I know the company that owns the account, but I'm sure they have MANY accounts. Can I put just ...
0
votes
1answer
209 views

How can I know the minimum due credit card payment and date for an ANZ Visa card?

I have a Visa credit card from the ANZ bank in Australia. I'm currently overseas so cannot visit a branch and would like to avoid international phonecalls so I'm using only Internet banking and email. ...
4
votes
3answers
3k views

Who performs the blocking on a Visa card?

I recently tried to pay for a train ticket online with my Visa debit card. However the payment got refused, but the price of the ticket is being blocked on my card. I contacted the train company to ...
1
vote
2answers
90 views

interest rate on online banks

i live in Israel, a country with a non-competitive banking system, which causes them to offer unattractive interest rate on almost every acoount (regular, savings short term deposits etc.-- short term ...
3
votes
1answer
454 views

Transferring money between two banks

Why does it take so many days to transfer money between two banks in the US. I have accounts with two different banks in the USA, and whenever I transfer money online between those two banks, it takes ...
0
votes
1answer
158 views

Is it possibly to keep money purely online?

Is it possible to keep money purely online? An account of some sort that functions like a bank but doesn't require physical receipts,cards,papers,etc? I would consider cryptocurrencies, but not ...
2
votes
1answer
156 views

In Canada, how can I most easily/cheaply send money to a friend online?

I'm moving from Europe to Canada, and considering the high fees for wire transfers (the default, instantaneous, cheap, online method I've always used so far), what is the most economical way to send a ...
4
votes
1answer
265 views

What should I be wary of when opening a savings account?

I'm looking to open a savings account (probably online) but I want to make sure I avoid any pitfalls. After looking at Bankrate.com I put toegether a bit of a list, but is there anything else I should ...
23
votes
4answers
9k views

Why is transferring money online to someone else's bank account so difficult in the U.S.?

I used to live in a poor, third world country (India) where I freely transferred money between my bank account (a savings account) to accounts held by my friends in different banks, and different ...
4
votes
3answers
7k views

What foreign exchange rate is used for foreign credit card and bank transactions?

I am an Indian. I would like to know about how foreign transactions work. I have paid my GRE $185 fees through my SBI credit card. I was charged something around 11k rupees. How is the dollar rate ...
1
vote
3answers
596 views

Do any banks issue one-per-vendor credit card aliases / unique numbers?

It seems that compromised credit card numbers have become a cost of banking--often through no fault of the bank or the consumer. But getting a new credit card number is a real pain in the neck--you ...
2
votes
2answers
720 views

Automatic bill payment - direct deposit or automatic checks through mail?

I have a personal account with BOA and I'm curious how I should set up my automatic payments (to utilities, landlord and friends). Should I A) go directly to the companies (that have to pay) and ...