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2
votes
2answers
142 views

Is a 100k salary twice as expensive as a 50k from the employer's point of view?

If you take everything into account (mandatory insurance, etc.), how much do employee and employer's representations diverge about employee's cost? For example, you may think a 5K increase in your ...
7
votes
4answers
346 views

Should I negotiate a lower salary to be placed in a lower tax bracket?

I'm about to start the negotiation process for a new position. I expect the offer to be in the area of $72,000 - 76,000 / year. If the offer is higher than $73,800 should I negotiate to have my ...
7
votes
2answers
763 views

How to lower my rent when it is listed as less than what I am paying

I live in a large apartment complex that opened last year. I just moved in mid-July 2013 signing a 12-month lease. As of today, the apartment complex is about 30% occupied. There are many units ...
3
votes
2answers
2k views

Can I negotiate to have a credit card interest fee waived?

I recently missed a credit card payment by one day (my first one ever in my history of credit starting from over 10 years ago), and I called the credit card company to have the late fee waived. I ...
7
votes
4answers
2k views

New car price was negotiated as a “cash deal”. Will the price change if I finance instead?

I am planning to buy a new car. I went to a dealership and when talking to a sales person I said I can pay cash. He knocked down the price quite a bit. Since the dealership did not have any low APR ...
1
vote
2answers
2k views

Should I try to negotiate a signing bonus?

I recently asked how to estimate signing bonuses and got some good advice. But now I find myself in a slightly different situation. I've been offered the job, and I am very happy with the offered ...
4
votes
2answers
13k views

How to estimate a reasonable amount for a signing bonus?

I'll be receiving the details for a job offer in the next few days and I was wondering if there are any guidelines for negotiating or evaluating possible signing bonus amounts. Obviously, if they ...
3
votes
3answers
736 views

Hourly rate negotiation tips for paid internship

I would like to take some time off (more like reduce 50% study workload) from the life of a student on his way to a PhD. So far I have been living off tuition waivers and payment for assisting my ...
9
votes
4answers
1k views

How can I negotiate a medical bill that seems excessive?

My son's pediatrician referred us to an occupational therapist for an assessment. The pediatrician was concerned about the way my son was holding a pencil with both hands. The details aren't that ...
7
votes
4answers
224 views

do I have to wait for one year to negotiate my salary?

A few months ago, I had an interview and received 8 months contract position. I accepted it. After a month later, the company offered me permanent position. They offered me 68k and I accepted it. I ...
4
votes
1answer
108 views

What kind of information can I use when trying to convince my bank to lower the interest rate on my line of credit?

I'm looking to lower the interest rate on my line of credit, and, before calling up my bank, I am wondering what kind of information I should have prepared that I can use as arguments when trying to ...
8
votes
4answers
6k views

What is the average margin on a vehicle from a used car dealer?

I'm going to be looking for a used car here from a dealer, and I'd like to be as informed as possible when entering negotiations. A dealer has the car I want, used (looks like it was brought back from ...
18
votes
5answers
1k views

How does one effectively negotiate rent?

I'm going to rent an apartment in a major urban area in the next few months. When I drive around the area where I want to rent I see numerous "For Rent" signs. Also when I look online there are ...
15
votes
2answers
2k views

What's the proper way to negotiate a job offer's salary?

Say I receive an offer letter from a potential employer. They state clearly the offered salary, and I have a good idea how to value the benefits. With all that, it's less than I'd like. How can I ...
5
votes
1answer
70 views

Can a Line of Credit be re-financed? Is it like a mortgage, with a term?

I have a home equity line of credit, for which I have had trouble making large payments against since my career change. I'm wondering if I should be concerned over the interest charges, and if there ...
39
votes
2answers
2k views

What are some tips for getting the upper hand in car price negotiations?

My family wheels are pushing 200K miles and lights are starting to come on, noises are starting to come out, and I want to investigate a newer car before I sink money into repairing mine. What are ...
4
votes
2answers
201 views

When negotiating a compensation package with a prospective new employer, how can I determine what element is worth more?

i.e. is there a way to "normalize" value and future-value of compensation components such as: annual bonus, commission, pension contribution, health benefits, vacation days, company car, etc. so that ...