To be used for any questions on mutual funds. For index based funds question the Index-fund tag should be used.

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7
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3answers
141 views

Fees and Individual Retirement Accounts

I recently resigned from a full-time position where I saved for retirement via a 401(k). I'm now self-employed, but I want to make sure my retirement plan stays on track. I spoke with an investment ...
2
votes
3answers
175 views

Invest in new mutual funds before the end of the year, or after, in a retirement account?

I changed jobs this year and as a consequence, rolled over my employee 401(k) to a personal rollover IRA. I just completed the rollover earlier this month, and right now the money is just sitting in ...
2
votes
2answers
549 views

Any tips for asset allocation across multiple retirement accounts?

My family has 4 brokerage accounts: 1 traditional IRA & 1 Roth for both my wife and me. I would like to do a single asset allocation (such as the one below) across the 4 accounts? Is this a good ...
5
votes
2answers
806 views

Vanguard retirement portfolio suggestions for my 403(b)?

I'm 28 years old and going to start my 403(b) retirement investment. My investment contributions will be 5% by me and 5% by my employer. I'm planning to invest 8% in pretax and 2% in Roth. The ...
3
votes
1answer
232 views

Are short-term bond funds subject to the same risk as long-term bond funds?

So much in the news about inflation, and interest appreciation dooming long-term bond funds. Are short-term bond funds affected by the same risk? Does this make investing a portion of your portfolio ...
4
votes
3answers
155 views

what can I do with my mutual fund data to help me select funds and formulate an investing strategy?

I wrote a computer program that logs into my account daily and screen scrapes my balance and data for 100 or so funds available through my employer 401k plan. I have 3 or so years worth of this data. ...
3
votes
1answer
57 views

Are fund manager names listed in Edgar filings?

Does anyone know if the fund manager names are listed in any Edgar filings and if so which form type they are listed in? Thank you
1
vote
2answers
503 views

How to calculate the investment fees your portfolio is paying?

Disclaimer: I am going to mention the investment company that I am using, but I am not related in any way with this company, is just to exemplify my question. I am currently using foliofn.com. ...
5
votes
8answers
563 views

Should I sell when my stocks are growing?

I have a collection of stock that on average have grown 8% in the last few months. Should I sell now? This is a normal account, meaning tax is of no help. I never understand why people sell while ...
8
votes
2answers
831 views

Why does a no-load fund have transaction fees? Isn't that a contradiction?

According to Scottrade's website, the T. Rowe Price Retirement funds are "No-load" but at the same time "Transaction fees apply". I thought the whole idea of No-load funds was not having any ...
8
votes
1answer
7k views

What are Vanguard's Admiral Shares?

What are Vanguard's Admiral Shares? I recently heard about them, and I'm not sure how they differ from the normal shares of their mutual funds I have.
3
votes
2answers
355 views

U.S. Mutual Fund Supermarkets: Where are some good places to buy mutual funds?

What are the options for mutual fund supermarkets? Which ones do people use and why?
7
votes
1answer
197 views

How do I find quality Wind power / renewable energy mutual funds?

I am thinking about investing in the renewable energy sector (there should be growth potential, right??), and have heard of a few specific stocks like Vestas wind energy. Since I am just beginning to ...
4
votes
1answer
140 views

Taxes for resident alien investing in mutual funds and money market funds?

As a resident alien working in the US, what kinds of taxes will I be liable for when investing in mutual funds and money market funds? Some funds are federal, state, or municipal tax-exempt, will ...
2
votes
1answer
3k views

How to understand “7-Day Yield” of a Money Market Fund?

FIDELITY MUNICIPAL MONEY MARKET (FTEXX) has a 7-Day Yield of 0.01%. I was wondering what 7-Day Yield means and how it is calculated. I am also wondering if it would be better to buy a T-bill with ...
3
votes
1answer
214 views

How do I minimize Federal, State, and Municipal tax due from money market funds or bond mutual funds?

I was looking into money market funds and bond mutual funds for some relatively stable investments. Before I make decisions, though, can someone explain under what circumstances would I need to pay ...
6
votes
3answers
2k views

Where can one find intraday prices for mutual funds?

Where can I find intraday prices of a mutual fund? (Mine are Oppenheimer funds.)
7
votes
3answers
217 views

Should I manage my asset allocation by style or market cap?

There are some sources (eg. The Complete Idiot's Guide to Making Money with Mutual Funds) that suggest a portfolio based on style (eg. value, blend, growth) such as 30% growth mutual funds 30% value ...
2
votes
3answers
96 views

What are a few sites that make it easy to invest in high interest rate mutual funds?

What are a few sites that make it easy to invest in high interest rate mutual funds? (12%+)
2
votes
1answer
129 views

Lost original prospectus for a Canadian mutual fund I bought. Where can I find another copy?

I had purchased a Canadian Labour Sponsored Investment Fund (LSIF) back in 2001 – a terrible, terrible idea, and I've learned my lesson well since then. The underlying investments were awful, ...
8
votes
1answer
122 views

What is a “closed-end fund”? How is a closed-end fund different from a typical mutual fund?

I recently ran across the term "closed-end fund", but the author didn't explain what it was. What is a "closed-end" fund vs a typical mutual fund, and are there advantagets/disadvantages to each?
4
votes
2answers
203 views

What expenses do 401k funds charge?

What expenses do 401k funds charge? For example, do they charge front-end or back-end loads (commission when buying or selling funds)? Also how do I find out if the 401k administrator charges a fee?
6
votes
4answers
1k views

In India, what is the difference between Dividend and Growth mutual fund types?

I've always seen a mutual fund with two types (specifically pointing to Indian mutual funds) that are XYZ - Dividend/XYZ - Growth mutual fund? What exactly they mean here? Which is the best to buy?
10
votes
2answers
868 views

How do I get into the over-the-counter derivatives gravy train

Some philosopher, or banker once said: "If you can't fight them, join them". After reading Matt Taibbi's last two pieces on Rolling Stone on how banks have obtained certain rights to sell hot air ...
5
votes
1answer
386 views

Why should I avoid mutual funds as an investment?

I've heard in passing when discussing investments, "oh, you're crazy to invest in mutual funds". I didn't want to seem like I didn't understand at the time. What are the downsides of investing in ...
4
votes
6answers
215 views

Super-generic mutual fund type

I have 20k in my emergency fund, which is about twice what I planned having in there. I think I can safely invest half of that in something better than the ING savings account it's currently in. I ...
5
votes
4answers
230 views

Simple and safe way to manage a lot of cash

I have an older relative that I am going to help in managing their money. His income is fine to live on. In terms of assets, he has about $250k in a variety of separate CDs, stocks, checking ...
5
votes
3answers
182 views

Why are ETF MERs lower than mutual fund MERs?

Why are exchange traded fund (ETF) management expense ratios (MERs) lower than mutual fund MERs?
4
votes
1answer
2k views

What are good Monthly Income Funds? [Canada]

I would like to invest $100000 cash in a monthly income generating mutual fund which is low risk - I read that some pay div , interest and return of capital. Can I have the names of three funds that ...
8
votes
1answer
170 views

Why are index funds called index funds?

Why are index funds called index funds?
14
votes
3answers
892 views

Regular contribution threshold for ETF vs Index Mutual Fund?

I've seen enough info out there comparing lump-sum investments into ETFs vs mutual funds with respect to broker commissions in the case of ETFs, and the discrepancy between MERs between the two. In ...
14
votes
1answer
446 views

What are the important differences between mutual funds and Exchange Traded Funds (ETFs)?

I've been considering, but haven't committed myself yet to investing in Exchange Traded Funds (ETFs), but have to admit that I don't yet fully understand the use-case for them. What factors are ...
12
votes
3answers
508 views

Should I “hedge” my IRA portfolio with a life cycle / target date mutual fund?

I'm fully contributing to my Roth IRA every year into a brokerage account that is 100% in mutual funds. I've done basic mutual fund research and picked about 5 different funds that match what would ...
8
votes
3answers
419 views

Should I buy individual bonds for my retirement portfolio, or stick to funds/ETFs?

To avoid the fees on bond mutual funds or exchange traded funds I have been thinking of buying actual bonds inside of my retirement portfolio. Does that make sense or are there drawbacks to consider?
7
votes
2answers
759 views

Are TD e-Series Funds worthwhile, or am I better off with ETFs? Why or why not?

I'm looking at e-Series funds offered by TD. They have low MERs and seem to offer a good low cost alternative to traditional mutual funds. What do you guys think? Am I better off with ETFs? Why ...
4
votes
2answers
247 views

How much does it cost to buy mutual funds? Where can I find about about the charges?

Regarding investing in mutual funds: How much does it cost to buy mutual funds? Where can I find about about the charges?