To be used for any questions on mutual funds. For index based funds question the Index-fund tag should be used.

learn more… | top users | synonyms

1
vote
2answers
404 views

Which brokers offer the largest selection of mutual funds?

I use Morningstar for mutual fund picks, but my broker (Merril Lynch) does not offer many of them. It's a pain because sometimes they don't offer good fund alternatives. Is my only option to move to ...
4
votes
1answer
72 views

Should I have be worrying about selling a mutual fund before keeping it 1 year in an IRA account?

I am considering selling a mutual fund in a Roth account that I have had for less than a year. Since Roth and traditional IRA accounts are tax sheltered and capital gains only apply when distribution ...
0
votes
1answer
30 views

Understanding company pension plan monthly purchase of funds

A pension based on funds. What does it mean to add £500 a month to a pension based on funds? Does that mean, I will own an additional £500 worth of that fund each month based on how much of the fund ...
8
votes
3answers
183 views

When to hire an investment professional?

I have a large (on the order of several year's worth of pay) amount of money currently invested in a few mutual funds that collectively match my suggested asset mix (based on risk tolerance and ...
5
votes
2answers
259 views

Mutual fund operations: How do mutual funds deploy incoming cash from investors in a fund?

I know there are many different answers for this depending on the strategy of the fund. I have heard that some funds invest cash from incoming fund purchases into money markets until they are ready ...
3
votes
1answer
340 views

Wash sale rule + Mutual Funds/ETFs?

According to IRS rules, you can't sell a security, take a capital loss on your taxes, and then buy back the same or a "substantially identical" security within 30 days. However, "substantially ...
22
votes
9answers
3k views

Paying Off Principal of Home vs. Investing In Mutual Fund

I close on my first home October 21. I've locked in a 4.330% APR on a 30-year fixed conventional mortgage and my payment will be ~$800/month. I've put the required 20% down to avoid paying PMI. ...
4
votes
3answers
289 views

How can I find a high-risk, high-reward investment that is not strongly correlated with the U.S. economy?

I'm looking to add something to my investment portfolio for diversification. Right now, I own mostly a U.S. stock index fund, with a little bit of an international stock index fund, bonds and cash ...
2
votes
1answer
152 views

What is the best way to balance my asset allocation with world allocation (aka “Go Anywhere”) mutual funds?

I purchased a couple of "world allocation" (aka "Go Anywhere") mutual funds. When I plugged one of them (FAIRX) into Morningstar and it showed up as a "large blend" fund. So I figured I could ...
4
votes
3answers
132 views

Short term cutting losses in a long term investment

I've only recently bought some mutual funds last year. Since then, my mutual funds' value has been losing money. When I set up this fund with my broker last year, for my investment portfolio I ...
8
votes
4answers
469 views

How relevant or accurate are Morningstar “Star” ratings for mutual funds?

Morningstar is a leading site for finding and researching mutual funds. The simplest differentiation between funds that I have seen is the Morningstar "Star" rating. Does anyone know the methodology ...
4
votes
1answer
111 views

If a fund holds stocks paying dividends and doesn't give a payout, is it necessarily re investing those dividends?

I am looking at some mutual funds which are holding many dividend stocks as portfolio holdings. I can check that these individual stocks are paying out regular dividends. But the funds don't show any ...
3
votes
2answers
132 views

Run for the Gold!! Which one though?

There are many gold based ETFs, let's take GLD and IAN for this example. GLD trades approximately at $160 IAN approximately at $16 If you compare the performances of the two in the past weeks, ...
6
votes
1answer
214 views

Can mutual fund prices have opening gaps? Might my order to be filled at a higher price?

My broker offers limit orders on mutual funds. I was curious if mutual funds have open gaps like stocks do. If I want to buy a fund if it goes up to a certain price, would it be safe to set a limit to ...
6
votes
3answers
508 views

What are the pros and cons of investing in a closed-end fund?

What are the pros and cons of investing in a closed-end fund, as opposed to a traditional mutual fund?
3
votes
1answer
86 views

Should I be choosing funds myself for my Stakeholder pension? How?

I am filling out the forms to join my company pension scheme (I'm 30 y/o), and I am unsure about which funds to choose. I can choose the Friends Provident Balanced Index Fund of Funds or 1 or more of ...
3
votes
1answer
10k views

mutual fund types: value vs blend vs growth

There are many types of mutual funds. Without considering specialty funds or other particular categories (EG emerging markets, real estate, etc), what's the difference between the following 3 types? ...
4
votes
1answer
85 views

How do I research, analyze, and choose the right mutual fund for a roth ira?

I recently opened a Roth IRA in the USA and I'm new to investing. How do I research a mutual fund and what aspects should I analyze to figure out if it fits my investment strategy (I might not even ...
5
votes
2answers
522 views

How is buying a Canadian mutual fund also priced in U.S. dollars different from the plain fund?

Many Canadian banks (e.g. TD Canada Trust) split the same mutual fund into two options, one linked to the Canadian dollar and one linked to the US dollar. For example, the TD U.S. Index and the TD ...
1
vote
4answers
1k views

How can an Indian citizen get exposure to global markets?

Other than investing in sundry international equity funds, is there a way for an Indian citizen to invest in global securities? Is it possible for example to buy shares of Google?
1
vote
2answers
122 views

Fixed tenure fund versus fixed maturity plan

Is there a difference between a fixed tenure fund and a fixed maturity plan? For instance this page on valueresearch lists both under the title FMP. http://www.valueresearchonline.com/funds/fmpnfo.asp ...
3
votes
1answer
570 views

Return vs. Risk Graphing web site alternatives to RiskGrades, which is closing?

Risk Grades' free website (riskgrades.com) is closing 6-30-11. Do you know of a similar site that allows the user to enter several ticker symbols (funds or stocks) and obtain a graph showing relative ...
6
votes
2answers
132 views

What is the role of a manager in a passively managed index fund?

For example, what do the portfolio managers for the TD Canadian Index Fund (TD Asset Management) actually do? There should not be any need for portfolio managers, because no trading is involved. ...
5
votes
1answer
198 views

Are there any funds tracking INDEXDJX:REIT?

I'm looking to get into real estate, and topic index seems promising on a 5-10 year scale. Are there any ETFs, or mutual fund products offering to track this index?
4
votes
1answer
75 views

Are there two layers of fees in a 529 “portfolio”?

I'm looking specifically at this 529 plan Fidelity Intermediate Bond Portfolio, which is invested exclusively in this Fidelity Intermediate Bond Fund - Class I. The portfolio lists a 1.64% Gross ...
8
votes
2answers
319 views

Invest in low cost small cap index funds when saving towards retirement?

This is a question about "Personal investing and asset allocation". About me: I earn more than I spend I may retire in 15 or 20 years, and I have savings to be invested in something or managed ...
5
votes
2answers
142 views

Why is Net Asset Value (NAV) only reported by funds, but not stocks?

Why is the word 'NAV' only used in context of funds and not securities? A stock can also have a 'NAV' right? i.e. --> (Assets - liabilities of the underlying company)/ # of shares?
10
votes
1answer
822 views

Does a mutual fund's expense ratio include the management fee?

Fidelity's information about their Spartan International Index Fund - Investor Class (FSIIX) has the following information about expenses and fees: Is the 0.17% management fee included in the 0.20% ...
10
votes
6answers
417 views

How do I find an ideal single fund to invest all my money in?

Suppose I wanted to follow the advice on this blog post: An ideal bal­anced port­fo­lio would be a sin­gle fund. This forces you to look at your invest­ments as one big bucket, ...
3
votes
1answer
1k views

Dividends and tax withholding for ETF vs Mutual Fund for U.S. Non-Resident Alien?

I'm a non-US resident alien, considering to invest in either commission-free ETFs and Mutual Funds offered by TD Ameritrade. According to The American Jobs Creation Act of 2004, certain type of ...
8
votes
3answers
240 views

What is a good rule of thumb to determine when to abandon a mutual fund?

For about 5 years now, I have been investing $300-400/month in a so called "high risk" mutual fund. I started just before the crash, and have weathered it. Today its value is 102% of book. I have ...
4
votes
1answer
263 views

Resources for comparing mutual fund and ETF historical performance?

What are good magazines/publications/newspapers/websites to follow for someone wishing to compare historical performances of index funds, ETFs, managed funds etc? Do I start with my bank's web site ...
4
votes
1answer
173 views

What is a Remitting Entity?

In mutual fund jargon, what is meant by a remitting entity?
1
vote
4answers
156 views

How Do Fund Fees Turn Up Exactly?

Regarding the overhead or expense fees associated with holding shares in a mutual fund, how do the fees affect what I'm holding? Is it taken out of the share price? Is it taken out of the ...
5
votes
2answers
2k views

Mutual fund question; what is a 'Series'?

In mutual fund lingo, what is a 'Series'? What does it mean?
3
votes
1answer
737 views

static data for mutual funds/hedge funds

What is the meaning of the phrase 'static data' as applied to a hedge fund or a mutual fund? Or is it purely a programmer's lingo with little business meaning? The words taken individually do hint it ...
5
votes
1answer
149 views

What is a mutual fund breakpoint?

I was talking with my financial adviser today and they mentioned mutual fund breakpoints. The most I could make of it was it was a discount on the mutual fund (either the maintenance fee or load). ...
4
votes
1answer
534 views

What is the “point” (purpose) of the S&P 500?

I've long wondered about the philosophy behind the selection of stocks in the S&P 500. I've assumed that it was intended as a market indicator, with the selection being those that best paralleled ...
4
votes
2answers
38 views

What resources can I use to try and find out the name of the manager for a given fund?

I'm looking to find out the name(s) of the fund manager(s) for a given fund - where can I go to find this information out? Are there any third-party sources for this info?
6
votes
3answers
296 views

Is the minimum investment the same as minimum balance for a mutual fund?

If my mutual fund's minimum investment is $10K, does that mean I can sell shares after a year and fall below $10K without penalty?
27
votes
4answers
2k views

Why do a lot of people recommend Vanguard so often?

What is it with Vanguard? I've heard the name come up a bunch, but I don't know why this particular company is getting all the good free press...
8
votes
6answers
862 views

My investment account is increasingly and significantly underperforming vs. the S&P 500. What should I do?

I have an investment account, opened in my name by my father years ago that I just discovered 4 months ago. It has actually been doing decently well in the last 4 months since I discovered it. I ...
4
votes
3answers
1k views

Personal finance software for Mac that can track stocks and mutual funds? (Even manual updating of share prices will do.)

I am currently using GnuCash, but would like to switch to a Mac-native application. I'm also considering MoneyWell, but it only takes care of cold hard cash. What personal finance software can track ...
2
votes
1answer
82 views

Change in taxes with change in residency status in U.S.?

I am on a student F-1 visa in the United States, and have invested in a number of U.S. mutual funds through Vanguard. Questions: Do I count as a non-resident alien OR a resident alien for tax ...
6
votes
4answers
351 views

How can I tell if a mutual fund is inflated?

To reach a prudent asset allocation, I need to add a small cap mutual fund to my portfolio. I'm a little concerned that I am "buying high" because all the small cap funds I'm considering (below) have ...
4
votes
3answers
860 views

How do I find a good mutual fund to invest 5K in with a moderately high amount of risk?

I have 5k to invest in stock market but do not want to select individual stocks. I would do it through mutual funds. I am willing to accept a moderately high amount of risk. How can I find a good ...
5
votes
1answer
2k views

Do net returns on mutual funds include expense ratio?

I'm considering an actively managed bond fund (DODIX) versus an similar index fund (VBMFX). Both are high quality intermediate funds. The 10-year return of DODIX (exp ratio 0.43%) is 0.86% higher than ...
8
votes
6answers
759 views

Are investment companies safe for investing a large sum of money?

I'm a computer programmer who got in early it a successful internet company. My business is entering a transition period and I'm not sure if I'll be making the same income for much longer. I'd say I ...
7
votes
3answers
143 views

Fees and Individual Retirement Accounts

I recently resigned from a full-time position where I saved for retirement via a 401(k). I'm now self-employed, but I want to make sure my retirement plan stays on track. I spoke with an investment ...
2
votes
3answers
176 views

Invest in new mutual funds before the end of the year, or after, in a retirement account?

I changed jobs this year and as a consequence, rolled over my employee 401(k) to a personal rollover IRA. I just completed the rollover earlier this month, and right now the money is just sitting in ...