To be used for any questions on mutual funds. For index based funds question the Index-fund tag should be used.

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2answers
120 views

Fixed tenure fund versus fixed maturity plan

Is there a difference between a fixed tenure fund and a fixed maturity plan? For instance this page on valueresearch lists both under the title FMP. http://www.valueresearchonline.com/funds/fmpnfo.asp ...
3
votes
1answer
550 views

Return vs. Risk Graphing web site alternatives to RiskGrades, which is closing?

Risk Grades' free website (riskgrades.com) is closing 6-30-11. Do you know of a similar site that allows the user to enter several ticker symbols (funds or stocks) and obtain a graph showing relative ...
6
votes
2answers
127 views

What is the role of a manager in a passively managed index fund?

For example, what do the portfolio managers for the TD Canadian Index Fund (TD Asset Management) actually do? There should not be any need for portfolio managers, because no trading is involved. ...
5
votes
1answer
173 views

Are there any funds tracking INDEXDJX:REIT?

I'm looking to get into real estate, and topic index seems promising on a 5-10 year scale. Are there any ETFs, or mutual fund products offering to track this index?
4
votes
1answer
74 views

Are there two layers of fees in a 529 “portfolio”?

I'm looking specifically at this 529 plan Fidelity Intermediate Bond Portfolio, which is invested exclusively in this Fidelity Intermediate Bond Fund - Class I. The portfolio lists a 1.64% Gross ...
8
votes
2answers
307 views

Invest in low cost small cap index funds when saving towards retirement?

This is a question about "Personal investing and asset allocation". About me: I earn more than I spend I may retire in 15 or 20 years, and I have savings to be invested in something or managed ...
5
votes
2answers
133 views

Why is Net Asset Value (NAV) only reported by funds, but not stocks?

Why is the word 'NAV' only used in context of funds and not securities? A stock can also have a 'NAV' right? i.e. --> (Assets - liabilities of the underlying company)/ # of shares?
10
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1answer
761 views

Does a mutual fund's expense ratio include the management fee?

Fidelity's information about their Spartan International Index Fund - Investor Class (FSIIX) has the following information about expenses and fees: Is the 0.17% management fee included in the 0.20% ...
10
votes
6answers
414 views

How do I find an ideal single fund to invest all my money in?

Suppose I wanted to follow the advice on this blog post: An ideal bal­anced port­fo­lio would be a sin­gle fund. This forces you to look at your invest­ments as one big bucket, ...
3
votes
1answer
1k views

Dividends and tax withholding for ETF vs Mutual Fund for U.S. Non-Resident Alien?

I'm a non-US resident alien, considering to invest in either commission-free ETFs and Mutual Funds offered by TD Ameritrade. According to The American Jobs Creation Act of 2004, certain type of ...
8
votes
3answers
233 views

What is a good rule of thumb to determine when to abandon a mutual fund?

For about 5 years now, I have been investing $300-400/month in a so called "high risk" mutual fund. I started just before the crash, and have weathered it. Today its value is 102% of book. I have ...
4
votes
1answer
260 views

Resources for comparing mutual fund and ETF historical performance?

What are good magazines/publications/newspapers/websites to follow for someone wishing to compare historical performances of index funds, ETFs, managed funds etc? Do I start with my bank's web site ...
4
votes
1answer
152 views

What is a Remitting Entity?

In mutual fund jargon, what is meant by a remitting entity?
1
vote
4answers
135 views

How Do Fund Fees Turn Up Exactly?

Regarding the overhead or expense fees associated with holding shares in a mutual fund, how do the fees affect what I'm holding? Is it taken out of the share price? Is it taken out of the ...
5
votes
2answers
2k views

Mutual fund question; what is a 'Series'?

In mutual fund lingo, what is a 'Series'? What does it mean?
3
votes
1answer
668 views

static data for mutual funds/hedge funds

What is the meaning of the phrase 'static data' as applied to a hedge fund or a mutual fund? Or is it purely a programmer's lingo with little business meaning? The words taken individually do hint it ...
5
votes
1answer
142 views

What is a mutual fund breakpoint?

I was talking with my financial adviser today and they mentioned mutual fund breakpoints. The most I could make of it was it was a discount on the mutual fund (either the maintenance fee or load). ...
4
votes
1answer
509 views

What is the “point” (purpose) of the S&P 500?

I've long wondered about the philosophy behind the selection of stocks in the S&P 500. I've assumed that it was intended as a market indicator, with the selection being those that best paralleled ...
4
votes
2answers
36 views

What resources can I use to try and find out the name of the manager for a given fund?

I'm looking to find out the name(s) of the fund manager(s) for a given fund - where can I go to find this information out? Are there any third-party sources for this info?
6
votes
3answers
265 views

Is the minimum investment the same as minimum balance for a mutual fund?

If my mutual fund's minimum investment is $10K, does that mean I can sell shares after a year and fall below $10K without penalty?
27
votes
4answers
1k views

Why do a lot of people recommend Vanguard so often?

What is it with Vanguard? I've heard the name come up a bunch, but I don't know why this particular company is getting all the good free press...
8
votes
6answers
841 views

My investment account is increasingly and significantly underperforming vs. the S&P 500. What should I do?

I have an investment account, opened in my name by my father years ago that I just discovered 4 months ago. It has actually been doing decently well in the last 4 months since I discovered it. I ...
4
votes
3answers
1k views

Personal finance software for Mac that can track stocks and mutual funds? (Even manual updating of share prices will do.)

I am currently using GnuCash, but would like to switch to a Mac-native application. I'm also considering MoneyWell, but it only takes care of cold hard cash. What personal finance software can track ...
2
votes
1answer
79 views

Change in taxes with change in residency status in U.S.?

I am on a student F-1 visa in the United States, and have invested in a number of U.S. mutual funds through Vanguard. Questions: Do I count as a non-resident alien OR a resident alien for tax ...
6
votes
4answers
326 views

How can I tell if a mutual fund is inflated?

To reach a prudent asset allocation, I need to add a small cap mutual fund to my portfolio. I'm a little concerned that I am "buying high" because all the small cap funds I'm considering (below) have ...
4
votes
3answers
821 views

How do I find a good mutual fund to invest 5K in with a moderately high amount of risk?

I have 5k to invest in stock market but do not want to select individual stocks. I would do it through mutual funds. I am willing to accept a moderately high amount of risk. How can I find a good ...
5
votes
1answer
2k views

Do net returns on mutual funds include expense ratio?

I'm considering an actively managed bond fund (DODIX) versus an similar index fund (VBMFX). Both are high quality intermediate funds. The 10-year return of DODIX (exp ratio 0.43%) is 0.86% higher than ...
8
votes
6answers
731 views

Are investment companies safe for investing a large sum of money?

I'm a computer programmer who got in early it a successful internet company. My business is entering a transition period and I'm not sure if I'll be making the same income for much longer. I'd say I ...
7
votes
3answers
142 views

Fees and Individual Retirement Accounts

I recently resigned from a full-time position where I saved for retirement via a 401(k). I'm now self-employed, but I want to make sure my retirement plan stays on track. I spoke with an investment ...
2
votes
3answers
175 views

Invest in new mutual funds before the end of the year, or after, in a retirement account?

I changed jobs this year and as a consequence, rolled over my employee 401(k) to a personal rollover IRA. I just completed the rollover earlier this month, and right now the money is just sitting in ...
2
votes
2answers
590 views

Any tips for asset allocation across multiple retirement accounts?

My family has 4 brokerage accounts: 1 traditional IRA & 1 Roth for both my wife and me. I would like to do a single asset allocation (such as the one below) across the 4 accounts? Is this a good ...
5
votes
2answers
897 views

Vanguard retirement portfolio suggestions for my 403(b)?

I'm 28 years old and going to start my 403(b) retirement investment. My investment contributions will be 5% by me and 5% by my employer. I'm planning to invest 8% in pretax and 2% in Roth. The ...
3
votes
1answer
235 views

Are short-term bond funds subject to the same risk as long-term bond funds?

So much in the news about inflation, and interest appreciation dooming long-term bond funds. Are short-term bond funds affected by the same risk? Does this make investing a portion of your portfolio ...
4
votes
3answers
166 views

what can I do with my mutual fund data to help me select funds and formulate an investing strategy?

I wrote a computer program that logs into my account daily and screen scrapes my balance and data for 100 or so funds available through my employer 401k plan. I have 3 or so years worth of this data. ...
3
votes
1answer
58 views

Are fund manager names listed in Edgar filings?

Does anyone know if the fund manager names are listed in any Edgar filings and if so which form type they are listed in? Thank you
1
vote
2answers
561 views

How to calculate the investment fees your portfolio is paying?

Disclaimer: I am going to mention the investment company that I am using, but I am not related in any way with this company, is just to exemplify my question. I am currently using foliofn.com. ...
6
votes
8answers
575 views

Should I sell when my stocks are growing?

I have a collection of stock that on average have grown 8% in the last few months. Should I sell now? This is a normal account, meaning tax is of no help. I never understand why people sell while ...
8
votes
2answers
1k views

Why does a no-load fund have transaction fees? Isn't that a contradiction?

According to Scottrade's website, the T. Rowe Price Retirement funds are "No-load" but at the same time "Transaction fees apply". I thought the whole idea of No-load funds was not having any ...
9
votes
1answer
8k views

What are Vanguard's Admiral Shares?

What are Vanguard's Admiral Shares? I recently heard about them, and I'm not sure how they differ from the normal shares of their mutual funds I have.
3
votes
2answers
398 views

U.S. Mutual Fund Supermarkets: Where are some good places to buy mutual funds?

What are the options for mutual fund supermarkets? Which ones do people use and why?
7
votes
1answer
198 views

How do I find quality Wind power / renewable energy mutual funds?

I am thinking about investing in the renewable energy sector (there should be growth potential, right??), and have heard of a few specific stocks like Vestas wind energy. Since I am just beginning to ...
4
votes
1answer
143 views

Taxes for resident alien investing in mutual funds and money market funds?

As a resident alien working in the US, what kinds of taxes will I be liable for when investing in mutual funds and money market funds? Some funds are federal, state, or municipal tax-exempt, will ...
2
votes
1answer
3k views

How to understand “7-Day Yield” of a Money Market Fund?

FIDELITY MUNICIPAL MONEY MARKET (FTEXX) has a 7-Day Yield of 0.01%. I was wondering what 7-Day Yield means and how it is calculated. I am also wondering if it would be better to buy a T-bill with ...
3
votes
1answer
216 views

How do I minimize Federal, State, and Municipal tax due from money market funds or bond mutual funds?

I was looking into money market funds and bond mutual funds for some relatively stable investments. Before I make decisions, though, can someone explain under what circumstances would I need to pay ...
6
votes
4answers
3k views

Where can one find intraday prices for mutual funds?

Where can I find intraday prices of a mutual fund? (Mine are Oppenheimer funds.)
7
votes
3answers
227 views

Should I manage my asset allocation by style or market cap?

There are some sources (eg. The Complete Idiot's Guide to Making Money with Mutual Funds) that suggest a portfolio based on style (eg. value, blend, growth) such as 30% growth mutual funds 30% value ...
2
votes
3answers
98 views

What are a few sites that make it easy to invest in high interest rate mutual funds?

What are a few sites that make it easy to invest in high interest rate mutual funds? (12%+)
2
votes
1answer
131 views

Lost original prospectus for a Canadian mutual fund I bought. Where can I find another copy?

I had purchased a Canadian Labour Sponsored Investment Fund (LSIF) back in 2001 – a terrible, terrible idea, and I've learned my lesson well since then. The underlying investments were awful, ...
8
votes
1answer
126 views

What is a “closed-end fund”? How is a closed-end fund different from a typical mutual fund?

I recently ran across the term "closed-end fund", but the author didn't explain what it was. What is a "closed-end" fund vs a typical mutual fund, and are there advantagets/disadvantages to each?
4
votes
2answers
208 views

What expenses do 401k funds charge?

What expenses do 401k funds charge? For example, do they charge front-end or back-end loads (commission when buying or selling funds)? Also how do I find out if the 401k administrator charges a fee?