To be used for any questions on mutual funds. For index based funds question the Index-fund tag should be used.

learn more… | top users | synonyms

8
votes
2answers
298 views

Invest in low cost small cap index funds when saving towards retirement?

This is a question about "Personal investing and asset allocation". About me: I earn more than I spend I may retire in 15 or 20 years, and I have savings to be invested in something or managed ...
5
votes
2answers
131 views

Why is Net Asset Value (NAV) only reported by funds, but not stocks?

Why is the word 'NAV' only used in context of funds and not securities? A stock can also have a 'NAV' right? i.e. --> (Assets - liabilities of the underlying company)/ # of shares?
10
votes
1answer
740 views

Does a mutual fund's expense ratio include the management fee?

Fidelity's information about their Spartan International Index Fund - Investor Class (FSIIX) has the following information about expenses and fees: Is the 0.17% management fee included in the 0.20% ...
10
votes
6answers
408 views

How do I find an ideal single fund to invest all my money in?

Suppose I wanted to follow the advice on this blog post: An ideal bal­anced port­fo­lio would be a sin­gle fund. This forces you to look at your invest­ments as one big bucket, ...
3
votes
1answer
1k views

Dividends and tax withholding for ETF vs Mutual Fund for U.S. Non-Resident Alien?

I'm a non-US resident alien, considering to invest in either commission-free ETFs and Mutual Funds offered by TD Ameritrade. According to The American Jobs Creation Act of 2004, certain type of ...
8
votes
3answers
230 views

What is a good rule of thumb to determine when to abandon a mutual fund?

For about 5 years now, I have been investing $300-400/month in a so called "high risk" mutual fund. I started just before the crash, and have weathered it. Today its value is 102% of book. I have ...
4
votes
1answer
256 views

Resources for comparing mutual fund and ETF historical performance?

What are good magazines/publications/newspapers/websites to follow for someone wishing to compare historical performances of index funds, ETFs, managed funds etc? Do I start with my bank's web site ...
4
votes
1answer
147 views

What is a Remitting Entity?

In mutual fund jargon, what is meant by a remitting entity?
1
vote
4answers
131 views

How Do Fund Fees Turn Up Exactly?

Regarding the overhead or expense fees associated with holding shares in a mutual fund, how do the fees affect what I'm holding? Is it taken out of the share price? Is it taken out of the ...
5
votes
2answers
2k views

Mutual fund question; what is a 'Series'?

In mutual fund lingo, what is a 'Series'? What does it mean?
3
votes
1answer
656 views

static data for mutual funds/hedge funds

What is the meaning of the phrase 'static data' as applied to a hedge fund or a mutual fund? Or is it purely a programmer's lingo with little business meaning? The words taken individually do hint it ...
5
votes
1answer
141 views

What is a mutual fund breakpoint?

I was talking with my financial adviser today and they mentioned mutual fund breakpoints. The most I could make of it was it was a discount on the mutual fund (either the maintenance fee or load). ...
4
votes
1answer
495 views

What is the “point” (purpose) of the S&P 500?

I've long wondered about the philosophy behind the selection of stocks in the S&P 500. I've assumed that it was intended as a market indicator, with the selection being those that best paralleled ...
4
votes
2answers
36 views

What resources can I use to try and find out the name of the manager for a given fund?

I'm looking to find out the name(s) of the fund manager(s) for a given fund - where can I go to find this information out? Are there any third-party sources for this info?
6
votes
3answers
253 views

Is the minimum investment the same as minimum balance for a mutual fund?

If my mutual fund's minimum investment is $10K, does that mean I can sell shares after a year and fall below $10K without penalty?
27
votes
4answers
1k views

Why do a lot of people recommend Vanguard so often?

What is it with Vanguard? I've heard the name come up a bunch, but I don't know why this particular company is getting all the good free press...
8
votes
6answers
828 views

My investment account is increasingly and significantly underperforming vs. the S&P 500. What should I do?

I have an investment account, opened in my name by my father years ago that I just discovered 4 months ago. It has actually been doing decently well in the last 4 months since I discovered it. I ...
4
votes
3answers
1k views

Personal finance software for Mac that can track stocks and mutual funds? (Even manual updating of share prices will do.)

I am currently using GnuCash, but would like to switch to a Mac-native application. I'm also considering MoneyWell, but it only takes care of cold hard cash. What personal finance software can track ...
2
votes
1answer
79 views

Change in taxes with change in residency status in U.S.?

I am on a student F-1 visa in the United States, and have invested in a number of U.S. mutual funds through Vanguard. Questions: Do I count as a non-resident alien OR a resident alien for tax ...
6
votes
4answers
316 views

How can I tell if a mutual fund is inflated?

To reach a prudent asset allocation, I need to add a small cap mutual fund to my portfolio. I'm a little concerned that I am "buying high" because all the small cap funds I'm considering (below) have ...
4
votes
3answers
808 views

How do I find a good mutual fund to invest 5K in with a moderately high amount of risk?

I have 5k to invest in stock market but do not want to select individual stocks. I would do it through mutual funds. I am willing to accept a moderately high amount of risk. How can I find a good ...
5
votes
1answer
2k views

Do net returns on mutual funds include expense ratio?

I'm considering an actively managed bond fund (DODIX) versus an similar index fund (VBMFX). Both are high quality intermediate funds. The 10-year return of DODIX (exp ratio 0.43%) is 0.86% higher than ...
7
votes
6answers
720 views

Are investment companies safe for investing a large sum of money?

I'm a computer programmer who got in early it a successful internet company. My business is entering a transition period and I'm not sure if I'll be making the same income for much longer. I'd say I ...
7
votes
3answers
142 views

Fees and Individual Retirement Accounts

I recently resigned from a full-time position where I saved for retirement via a 401(k). I'm now self-employed, but I want to make sure my retirement plan stays on track. I spoke with an investment ...
2
votes
3answers
175 views

Invest in new mutual funds before the end of the year, or after, in a retirement account?

I changed jobs this year and as a consequence, rolled over my employee 401(k) to a personal rollover IRA. I just completed the rollover earlier this month, and right now the money is just sitting in ...
2
votes
2answers
582 views

Any tips for asset allocation across multiple retirement accounts?

My family has 4 brokerage accounts: 1 traditional IRA & 1 Roth for both my wife and me. I would like to do a single asset allocation (such as the one below) across the 4 accounts? Is this a good ...
5
votes
2answers
876 views

Vanguard retirement portfolio suggestions for my 403(b)?

I'm 28 years old and going to start my 403(b) retirement investment. My investment contributions will be 5% by me and 5% by my employer. I'm planning to invest 8% in pretax and 2% in Roth. The ...
3
votes
1answer
234 views

Are short-term bond funds subject to the same risk as long-term bond funds?

So much in the news about inflation, and interest appreciation dooming long-term bond funds. Are short-term bond funds affected by the same risk? Does this make investing a portion of your portfolio ...
4
votes
3answers
162 views

what can I do with my mutual fund data to help me select funds and formulate an investing strategy?

I wrote a computer program that logs into my account daily and screen scrapes my balance and data for 100 or so funds available through my employer 401k plan. I have 3 or so years worth of this data. ...
3
votes
1answer
58 views

Are fund manager names listed in Edgar filings?

Does anyone know if the fund manager names are listed in any Edgar filings and if so which form type they are listed in? Thank you
1
vote
2answers
548 views

How to calculate the investment fees your portfolio is paying?

Disclaimer: I am going to mention the investment company that I am using, but I am not related in any way with this company, is just to exemplify my question. I am currently using foliofn.com. ...
6
votes
8answers
572 views

Should I sell when my stocks are growing?

I have a collection of stock that on average have grown 8% in the last few months. Should I sell now? This is a normal account, meaning tax is of no help. I never understand why people sell while ...
8
votes
2answers
985 views

Why does a no-load fund have transaction fees? Isn't that a contradiction?

According to Scottrade's website, the T. Rowe Price Retirement funds are "No-load" but at the same time "Transaction fees apply". I thought the whole idea of No-load funds was not having any ...
9
votes
1answer
8k views

What are Vanguard's Admiral Shares?

What are Vanguard's Admiral Shares? I recently heard about them, and I'm not sure how they differ from the normal shares of their mutual funds I have.
3
votes
2answers
386 views

U.S. Mutual Fund Supermarkets: Where are some good places to buy mutual funds?

What are the options for mutual fund supermarkets? Which ones do people use and why?
7
votes
1answer
197 views

How do I find quality Wind power / renewable energy mutual funds?

I am thinking about investing in the renewable energy sector (there should be growth potential, right??), and have heard of a few specific stocks like Vestas wind energy. Since I am just beginning to ...
4
votes
1answer
143 views

Taxes for resident alien investing in mutual funds and money market funds?

As a resident alien working in the US, what kinds of taxes will I be liable for when investing in mutual funds and money market funds? Some funds are federal, state, or municipal tax-exempt, will ...
2
votes
1answer
3k views

How to understand “7-Day Yield” of a Money Market Fund?

FIDELITY MUNICIPAL MONEY MARKET (FTEXX) has a 7-Day Yield of 0.01%. I was wondering what 7-Day Yield means and how it is calculated. I am also wondering if it would be better to buy a T-bill with ...
3
votes
1answer
216 views

How do I minimize Federal, State, and Municipal tax due from money market funds or bond mutual funds?

I was looking into money market funds and bond mutual funds for some relatively stable investments. Before I make decisions, though, can someone explain under what circumstances would I need to pay ...
6
votes
4answers
3k views

Where can one find intraday prices for mutual funds?

Where can I find intraday prices of a mutual fund? (Mine are Oppenheimer funds.)
7
votes
3answers
227 views

Should I manage my asset allocation by style or market cap?

There are some sources (eg. The Complete Idiot's Guide to Making Money with Mutual Funds) that suggest a portfolio based on style (eg. value, blend, growth) such as 30% growth mutual funds 30% value ...
2
votes
3answers
96 views

What are a few sites that make it easy to invest in high interest rate mutual funds?

What are a few sites that make it easy to invest in high interest rate mutual funds? (12%+)
2
votes
1answer
131 views

Lost original prospectus for a Canadian mutual fund I bought. Where can I find another copy?

I had purchased a Canadian Labour Sponsored Investment Fund (LSIF) back in 2001 – a terrible, terrible idea, and I've learned my lesson well since then. The underlying investments were awful, ...
8
votes
1answer
123 views

What is a “closed-end fund”? How is a closed-end fund different from a typical mutual fund?

I recently ran across the term "closed-end fund", but the author didn't explain what it was. What is a "closed-end" fund vs a typical mutual fund, and are there advantagets/disadvantages to each?
4
votes
2answers
207 views

What expenses do 401k funds charge?

What expenses do 401k funds charge? For example, do they charge front-end or back-end loads (commission when buying or selling funds)? Also how do I find out if the 401k administrator charges a fee?
6
votes
4answers
1k views

In India, what is the difference between Dividend and Growth mutual fund types?

I've always seen a mutual fund with two types (specifically pointing to Indian mutual funds) that are XYZ - Dividend/XYZ - Growth mutual fund? What exactly they mean here? Which is the best to buy?
10
votes
2answers
875 views

How do I get into the over-the-counter derivatives gravy train

Some philosopher, or banker once said: "If you can't fight them, join them". After reading Matt Taibbi's last two pieces on Rolling Stone on how banks have obtained certain rights to sell hot air ...
5
votes
1answer
402 views

Why should I avoid mutual funds as an investment?

I've heard in passing when discussing investments, "oh, you're crazy to invest in mutual funds". I didn't want to seem like I didn't understand at the time. What are the downsides of investing in ...
4
votes
6answers
220 views

Super-generic mutual fund type

I have 20k in my emergency fund, which is about twice what I planned having in there. I think I can safely invest half of that in something better than the ING savings account it's currently in. I ...
5
votes
4answers
235 views

Simple and safe way to manage a lot of cash

I have an older relative that I am going to help in managing their money. His income is fine to live on. In terms of assets, he has about $250k in a variety of separate CDs, stocks, checking ...