0
votes
2answers
75 views

Social security number in the mutual fund account page

I have a social security number that I'm not sure if it is mine or not. I've been given this SSN from my parents long time ago and I need to verify it. This number however, matches the number showed ...
2
votes
1answer
35 views

How can I tell if a mutual fund is open-ended

I have restrictions on what type of securities I may buy and sell. However, I'm free to trade open-ended mutual funds. I looked at the Investopida definition, and I see that anything that I can freely ...
1
vote
5answers
111 views

Investing in 401k and a Roth IRA

I am a senior in college and I have $3,000 dollars from my summer internship that I want to invest. I was thinking of investing it in a Roth IRA in an index mutual fund. However I am questioning my ...
0
votes
0answers
23 views

UK resident seeking to invest in US mutual fund company

I have a B1 visa, owns a rental property and file US income tax return annually. Can I invest in mutual funds in the US? I was advised by a mutual fund company that I am not eligible because I am not ...
4
votes
2answers
87 views

When should you use an actively managed mutual fund in a 401k?

Why should you use an actively managed fund for your 401k? I have read several questions and answers on this and other sites and it seems like it's generally better to go with funds that follow the ...
4
votes
1answer
42 views

Can you point me to the correct US tax forms if I have a Canadian TFSA mutual fund?

I am a Canadian citizen and American permanent resident who invested in a TFSA mutual fund with a Canadian bank. Im looking to be pointed in the right direction for filing American taxes on these ...
1
vote
1answer
75 views

Why do you think there is a difference in these 2 funds' expense ratios?

For my 401k my employer offers 49 different investment options. The default option is the FID FREEDOM K 2055 (FDENX) which I have been in for the past year. I recently dug around checking out all the ...
1
vote
0answers
37 views

Funds that invest primarily based on governance criteria?

Are there any mutual funds or ETFs that invest primarily based on governance criteria? I've seen, and sometimes invested in, funds that invest based on ESG, a combination of environmental, social and ...
3
votes
1answer
162 views

Interpreting mutual fund performance: “Earnings” vs. gains/losses?

I have a 401K at Vanguard through my company, and I was browsing the 'performance' of my fund. I found where it breaks down my transactions, gains/loss, earnings, and overall change. I'm guessing ...
3
votes
1answer
785 views

Non-Resident Alien investing in a Vanguard mutual fund: is this allowed?

first a little bit of background about me. I'm a phd student on an F1 visa. I have been in the US for a little over 2.5 years and I expect to stay here for about the same length of time. Because I've ...
3
votes
2answers
683 views

Is there any benefit to pooling money with family members to buy a mutual fund?

I'm thinking of investing some money into a mutual fund and am curious whether it's worthwhile to just pool my money with my dad and do so? He already has a mutual fund set up, and I'm curious whether ...
8
votes
3answers
164 views

ETF vs Mutual Fund: How to decide which to use for investing in a popular index?

How do you decide between investing in an ETF, vs. in a mutual fund, for the popular stock indexes? Trading costs, tax efficiency, capital gains?
1
vote
1answer
108 views

What are the tax implications of exchanging one fund for another in a tax-sheltered account?

What are the tax implications (if any) for exchanging one fund for another in a tax sheltered account (Roth IRA)? e.g. Changing from, say, a Life Strategy Fund to a Target Retirement fund.
4
votes
2answers
174 views

Shifting money between mutual funds

In the last 5-7 years, I've gradually invested money in several mutual funds via my bank (USAA). These funds now make up about a third of my portfolio. Initially I had invested in these funds ...
-1
votes
1answer
95 views

Vanguard fund, Roth IRA, and 1099

About a week ago, I opened a Roth-IRA and purchased a Vanguard life strategy fund (VASGX), made the contribution for 2013 Tax Year. I should get q 1099, correct? How long does this normally take?
1
vote
1answer
28 views

What is the tax rate for VBIRX distributions?

I am unsure as to what is the federal tax rate for the distributions of the VBIRX fund. To quote from the product summary for VBIRX the fund invests about 30% of assets in corporate bonds and 70% ...
0
votes
2answers
177 views

Do I pay taxes on a gift of mutual funds?

My parents, saving for college many (20+?) years ago, purchased some Evergreen mutual funds for each of their children. I believe the accounts were established in the children's names. Thanks to some ...
1
vote
2answers
50 views

How can I determine my basis for a gift of mutual funds?

My parents, saving for college many (20+?) years ago, purchased some Evergreen mutual funds for each of their children. I believe the accounts were established in the children's names. Thanks to some ...
0
votes
3answers
101 views

How do you get out of a Mutual Fund in your 401(k)?

Let's say I start up my 401(k) through my employer with a particular fund. Take this for example: Largest Holdings (08/31/2013) Apple 3.07% Exxon Mobil Corporation 2.60% ...
3
votes
1answer
64 views

Mutual funds and taxes (US)

I am very new to investing and I have learned that owning a mutual fund with a high turn over coefficient may result in capital gains which are taxable. This concerns the US only. My question, ...
1
vote
1answer
106 views

Is there a finance API of some kind to get all holdings for a specific mutual fund?

Is there a finance API out there that easily allows pulling of all the stock holdings of a specific mutual fund?
4
votes
1answer
300 views

Are there any consequences for investing in Vanguard's Admiral Shares funds instead of ETF's in a Roth IRA?

I have a Roth IRA with Vanguard, and I saw this question: What is the difference between shares and ETF? about the differences between Admiral Share funds and ETFs. I've also seen stuff talking about ...
8
votes
3answers
631 views

Did basically all mutual funds have a significant crash in 2008?

I am interested in starting a Roth sometime in the near future, but I'm worried about an economic downturn like 2008 eating up a lot of my savings at some point in my life. Did most mutual funds take ...
4
votes
2answers
623 views

How can I see the holdings of a mutual fund?

I'd like to be a socially responsible investor. I'd like to be able to blacklist certain companies that I feel are violators of my own social beliefs. cough monsanto cough. I'm finding it to be ...
6
votes
3answers
279 views

Can I buy mutual funds from more than one company with multiple Roth IRA accounts?

I am a college student who is relatively new to investing. This summer, I opened a Roth IRA through T. Rowe Price and I have contributed $2,500. Can I open another Roth IRA with another company such ...
3
votes
1answer
313 views

When to liquidate mutual funds for a home downpayment

I have about $18k in mutual fund assets that I am planning to use for a down payment on a home within the next 1-2 years. Combined cost basis for the assets in question is +$2,800. Right now the asset ...
4
votes
2answers
101 views

Are there any tax concerns with small periodic vs larger less frequent contributions?

Haven't had to worry about this much with tax my tax advantaged accounts. But I have started up a mutual fund with Vanguard, and I was curious if there are any tax related concerns with investing a ...
4
votes
2answers
403 views

Are mutual funds a good choice for a medium to low risk investment with a two year horizon?

I have a two year investment horizon, and I will make regular monthly contributions. I prefer investment options with medium to low risk. Are mutual funds a good choice for such a short investment ...
1
vote
1answer
92 views

Do transaction fees for mutual funds apply when purchasing additional shares?

My broker charges me a $19.99 transaction fee when purchasing some mutual funds. I believe that they will also charge this fee when selling shares in the fund. What is not clear to me, is if they ...
3
votes
1answer
545 views

Why do mutual funds and ETFs in the U.S. not capitalize dividends?

I am from Europe/Belgium and in Europe it is common to have funds and ETFs which capitalize/re-invest instead of distribute the dividends. I have been looking to the Vanguard ETFs and funds lately, ...
4
votes
1answer
173 views

Where to find the 5 or 10 year returns for a mutual fund?

I’m researching some mutual funds and am trying to find the 5 or 10 year return. However, all I can find is the YTD return. For example, Yahoo Finance shows the Yacktman Focused Svc (YAFFX) has an ...
8
votes
2answers
1k views

How can I replicate Vanguard's Total Stock Market Index using their S&P 500 and extended stock market funds?

I want to approximate the total United States stock market with part of my 401(k). I have access to two low-cost index mutual funds: VIIIX, which tracks the S&P 500 (large cap), and VIEIX, which ...
10
votes
1answer
576 views

Index mutual fund “minimum initial investment” inside a Roth IRA?

When a fund says its minimum initial investment amount is $2500, does that mean I need $2500 in my Roth IRA account to trade that fund? If so, would I need $7500 total in my Roth IRA account to trade ...
3
votes
1answer
680 views

Why doesn't a mutual fund in my 401(k) have a ticker symbol?

For my 401(k), I am trying to diversify while avoiding high expense ratios. Luckily among my investment choices are the Vanguard Target Retirement date funds which have fairly low expense ratios ...
0
votes
1answer
797 views

Where can I find accurate historical distribution data for mutual funds?

I've used Yahoo! Finance to get historical price and dividend data in the past. A recent experience has made me question its accuracy and left me searching for a trusted, accurate source. Here is a ...
2
votes
1answer
102 views

Is there a problem with buying small amounts of a no-fee mutual fund every two weeks?

I am treating my HSA as a retirement account. To max it out I contribute about $100 every pay period (roughly every two weeks) pre-tax, plus employer contributions sprinkled in occasionally. Once I ...
1
vote
1answer
42 views

Does ownership of a mutual fund in another account sufficient to buy more if it is “closed to new investors?”

I would like to purchase shares in a mutual fund that has closed itself to new investors. The account in which I would like to purchase the shares is in my current employer's retirement plan. I ...
0
votes
1answer
132 views

What else besides fees should I consider in rebalancing my fund portfolio's asset allocation?

My portfolio is currently $10k invested in VWNFX. I also have a 401k (contributing about $13k/year) and an emergency fund. But for the purposes of this question I am just talking about my ...
1
vote
1answer
1k views

Difference between 1099-DIV and 1099-B forms

I was wondering about the differences between 1099-DIV and 1099-B forms. In the case of mutual funds, Is 1099-DIV for reporting investment income due to trading of the securities in a mutual fund, ...
1
vote
2answers
299 views

Net loss not distributed by mutual funds to their shareholders?

From Wikipedia Mutual funds pass taxable income on to their investors annually. The type of income they earn is unchanged as it passes through to the shareholders. For example, mutual fund ...
5
votes
1answer
269 views

When you buy mutual funds through a broker, where are the shares held?

This question arises from a previous one regarding managing all one's investments from one screen on a brokerage house's web site, and a recent answer by @Patches regarding segregation of the ...
4
votes
1answer
89 views

Foreign tax credit carryover w/o having filed previously?

I owned VGTSX for years now but only in year 2011 was it a requirement for me to file taxes. Can I claim foreign tax credit carryovers for past years even though I didn't file taxes during those ...
3
votes
1answer
259 views

Do all ETFs fall under the Investment Company Act of 1940?

Do all ETFs fall under the Investment Company Act of 1940? If not, how would a buyer know? Are there legal or financial terms to look for in the prospectus, or will be it spelled out explicitly?
9
votes
2answers
502 views

How do 401(k) mutual fund expense ratios work?

Simple question - how do expense ratios work? Is there a fee that is calculated regularly, and the amount is taken out of my account? Is it subtracted from the funds earnings? Context: My work has ...
1
vote
2answers
277 views

Which brokers offer the largest selection of mutual funds?

I use Morningstar for mutual fund picks, but my broker (Merril Lynch) does not offer many of them. It's a pain because sometimes they don't offer good fund alternatives. Is my only option to move to ...
4
votes
1answer
59 views

Should I have be worrying about selling a mutual fund before keeping it 1 year in an IRA account?

I am considering selling a mutual fund in a Roth account that I have had for less than a year. Since Roth and traditional IRA accounts are tax sheltered and capital gains only apply when distribution ...
3
votes
1answer
241 views

Wash sale rule + Mutual Funds/ETFs?

According to IRS rules, you can't sell a security, take a capital loss on your taxes, and then buy back the same or a "substantially identical" security within 30 days. However, "substantially ...
8
votes
4answers
361 views

How relevant or accurate are Morningstar “Star” ratings for mutual funds?

Morningstar is a leading site for finding and researching mutual funds. The simplest differentiation between funds that I have seen is the Morningstar "Star" rating. Does anyone know the methodology ...
4
votes
1answer
96 views

If a fund holds stocks paying dividends and doesn't give a payout, is it necessarily re investing those dividends?

I am looking at some mutual funds which are holding many dividend stocks as portfolio holdings. I can check that these individual stocks are paying out regular dividends. But the funds don't show any ...
5
votes
1answer
150 views

Are there any funds tracking INDEXDJX:REIT?

I'm looking to get into real estate, and topic index seems promising on a 5-10 year scale. Are there any ETFs, or mutual fund products offering to track this index?