To be used for any questions on mutual funds. For index based funds question the Index-fund tag should be used.

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Live quotes for top 10 holdings of a mutual fund [closed]

Yahoo Finance website had a handy link on the Holdings pages of mutual funds. It provided live market quotes. Since mutual fund are calculated/traded at end of market day prices, it was generally ...
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2answers
167 views

Why aren't bond mutual funds seeing huge selloffs now? [closed]

Bonds 101 is that when interest rates go up, bond prices go down. Interest rates are generally expected to be rising over the foreseeable future (although it might take a while), which means that ...
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3answers
465 views

$1000 a month to invest. Index is the way to go?

No credit card debts, no student loans, nada. I have a modest house with a small fixed mortgage, a nice year cushion of savings (in a high-yield account), contribute 15% of my income towards ...
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2answers
63 views

Selling mutual fund to secure profits and buy back at higher basis

I have $2.5k in a mutual fund that has a 30 minimum holding period - to avoid fees. It's been 30 days and I've netted about $150 on the position. I understand that the purpose of mutual funds is for ...
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1answer
65 views

Moving from India to Europe - Bank accounts and Mutual funds

I would like to get information on Bank accounts and Indian tax procedures related to working from Germany. I am from India and will be moving to Germany in two weeks. I have some mutual fund ...
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3answers
1k views

How do I handle fund minimums as a beginning investor?

I'm in my early 20s, and I'd like to get serious about how I manage the money in my Roth. It's not very much, and up until this point I've only been messing around with putting it into commission-free ...
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1answer
84 views

What is the purpose of a letter stock

What is the purpose of a letter stock more than protect a resale of the stock? Is it related to mutual funds in any way? How can an investor have access to these stocks if are not traded publicly? ...
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2answers
64 views

Is there a name for high risk / high returns debt funds in India?

I'm looking for debt funds in India that aim to give you high returns, at the cost of high risk. Is there a name for such a category of funds? I found one example of such a fund, Franklin India ...
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0answers
45 views

UGMA custodian deceased and I have reached the age of termination [closed]

One of my relatives set up a UGMA account for my siblings and I years ago with Wells Fargo in South Carolina. He was the custodian on all of the accounts and died in 2010. I have since turned 21 ...
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2answers
114 views

Why invest in ETF's with high fees?

I live in New Zealand and I was looking at investing in one or more of the ETF's provided on the NZX (e.g SmartShares). But the management fees for many of their offered ETF's are greater than 0.5%. ...
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3answers
72 views

Td Ameritrade Roth IRA question

I recently opened a Roth IRA at Td Ameritrade. I'm making regular deposits but haven't chosen a fund. I don't want to pay a fee, or cost to trade what are my options? It's overwhelming looking at ...
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1answer
17 views

NRO account Tax related

I have NRI/NRO account in India from this NRO account I pay to some SIP funds every month. So for this SIP fund's interest how income tax will be calculated I have confusion so pl. help by giving ...
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0answers
23 views

Will holdings in high-OCF pre-RDR non-“clean-priced” fund unit types eventually be converted to clean priced units?

As soon as it was practical, I made sure all my own fund investments were migrated to a platform with "clean priced" fund units available (and even before that I'd been making use of a trail-...
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1answer
48 views

Mutual fund capital gain on my 1099-DIV : no cost basis?

I am in the USA. I have some mutual fund shares that I bought directly from a mutual fund company many years ago spread out over 20+ purchases at different prices. Last year the fund apparently gave ...
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1answer
24 views

Address change for Mutual Funds, Demat and NPS in India

Does it mandatory to submit three address change forms for the DEMAT, NPS and MF's? Since all the three data is maintained by cvlkra under the same PAN and the form is also same.
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2answers
46 views

Value averaging and back-end fee

Value averaging (VA) is said to be outperforming dollar cost averaging (DCA) most of the time. But, as far as I know, most financial articles don't concern about the impact of back-end fee on VA ...
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5answers
186 views

Paying taxes on dividends even though your capital gains were $0?

Let's say I have $100k and decide to buy 1000 shares of some mutual fund which is currently trading at $100 a share. The next day, the fund pays out a 10% dividend, and its share price correspondingly ...
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3answers
703 views

Should I be disappointed with my investment returns?

I put $46,000 in an IRA 10 years ago. I have never made any additional deposits. The value is now $58,000. I feel it should be worth more. All of it is in mutual funds.
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1answer
87 views

Are there any useful method to pick funds?

Since there are some many funds in the market, and there are so many data, are there any methods or algorithms to pick funds to maximize the return of funds.
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1answer
82 views

Cashing in Mutual Funds

I am going to cash in approx. 30K of mutual funds this year (pay off mortgage). Any tips, strategies to lessen my taxes? I "lump sum invested" in the funds in the 80s and have held them since. One ...
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0answers
35 views

UK funds charges and how often interest is credited

I have two questions regarding funds in the UK. When I read a return p.a. of a fund in the UK from a website such as trustnet.com, do I have to calculate the return minus ongoing charges (OC) to ...
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3answers
66 views

Should one only pursue a growth investing approach for Roth IRAs

I just opened a Roth IRA and I have been doing some research on what to invest in. I am going to be fairly aggressive considering my age and do a 90/10 stock/bond mix, but I do have one question, ...
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2answers
52 views

How do I find an ETF that is similar in investment goals to a given Mutual Fund?

I have some mutual funds that have a high expense ratio. I am looking to move that money to a low cost EFT but can't find a resource that will map a mutual fund to an ETF. Once I have that ...
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3answers
334 views

High expense ratio funds - are they worth it?

I have a mix of high expense (1.5%) mutual funds and low expense (0.2%) index funds. Everyone talks about getting out of high expense funds because it eats into your gains (which is true). However, ...
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1answer
29 views

Are mutual funds allowed to trade intraday in india?

Are mutual funds allowed to trade intra-day in india?
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1answer
32 views

Is there a way to see how much leverage a mutual fund or ETF is using to generate a return

I am taking over some of my IRA and 401K money and I want to move towards a more value based approach with an emphasis on dividends. One thing I have learned on this quest is that most options have ...
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1answer
83 views

Why are funds' transaction costs 1% of their portfolio turnover?

John Bogle suggests the transaction costs incurred by funds (and thus the lag they have on their investments) should be considered as 1% of the fund's portfolio turnover (0.5% for buy, and 0.5% for ...
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2answers
144 views

Where to find Vanguard Index Funds?

I am trying to find Vanguards S&P 500 index funds and Vanguards Dow index funds. But I only see "Mutual" or "ETFs" Funds. Is Vanguard Mutual funds equivalent to a index fund?
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1answer
45 views

Why do some asset managers list on the stock exchange?

Why do some asset managers list on the stock exchange? What does the asset manager do with the capital it raises? Does it just use it as some sort of seed capital for new funds it wants to launch or ...
3
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1answer
54 views

What are the risk of high dividend closed end index mutual funds ?

I am finally taking ownership of my retirement my very very small nest egg and I am looking to undertake a value based strategy when it comes to investing. I have been gravitating towards high ...
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1answer
39 views

What are the “numbers of years up/down” in a mutual fund performance sheet?

I'm reading a mutual fund's performance sheet on Yahoo Finance. In the "performance overview" table I can't understand what the "Number of Years Up" (and down) means for that analysis. I guess it ...
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1answer
56 views

Can I realize a taxable capital gain on a mutual fund without selling any shares?

Maybe it has always been this way, or maybe the tax laws changed, but when I got my 1099 from my broker I was a bit surprised to see them reporting over $3000 in capital gains income (line 2a on 1099-...
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5answers
2k views

Is losing money in my 401K normal?

I had about $10.5K in my Fidelity 401K account invested in their target fund. I started it a year ago. This is my first time with investing in the stock market. For the past 2-3 months, it keeps ...
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1answer
115 views

How do ETF fees get applied?

I'm reading the prospectus for an ETF I've recently purchased. It states: fees paid directly from your investment I understand how this works for the OCF. However, there are 3 further fees for ...
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0answers
14 views

Bid ask spread on a mutual fund containing derivatives

On mutual funds with bid and ask prices, It is my understanding that these prices should be close to the bid and ask prices of underlying securities according to their weights in the fund, divided by ...
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1answer
114 views

Where to invest, that compounds interest more than annual?

Forgive my ignorance, I found this webpage compounding weekly and noticed the 0.24% 7 day rate. I have heard that there were secure investment vehicles that compounded interest more frequently than ...
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2answers
55 views

How religiously should Dollar Cost Averaging be followed?

IF I simply interpret Dollar Cost Averaging as a method of putting an amount x in my investment every month through thick and thins of the market, then I am contradicting what the article in ...
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1answer
30 views

How to calculate a mutual fund's yield

Suppose that a generic (and over-simplified) XYZ Mutual Fund is made of N stocks of $25 each. Those stocks pay $0.3 dividends over the year. I already know that yield is calculated by dividing the ...
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1answer
73 views

Is dividend factored into Annualized return?

I would like to keep it as simple as possible. If I visit Vanguard Benchmark returns page here https://personal.vanguard.com/us/funds/tools/benchmarkreturns It shows annualized returns for different ...
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1answer
111 views

Mexican Index Mutual Funds

I've seen answers here recommend index mutual funds and want to know what are some mutual funds available in my market (Mexico). I'm interested in funds available on the Mexican stock market (BOLSA) ...
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0answers
63 views

Liquid fund and short term capital gain tax

In India, there is long/short term capital gain tax. For debt mutual funds, short term capital gain tax is applied if the fund is redeemed within 3 years and it is equal to investor's income tax slab. ...
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1answer
83 views

Are automatic Dividend Reinvestments (DRIPs) subject to Redemption Fees?

It's the end of 2015, and most mutual funds are paying out their annual dividends, which I have enrolled in DRIPs (dividend reinvestment programs). Since a "DRIP" transaction is similar to purchasing ...
0
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1answer
60 views

Can you claim a loss for tax purposes if you “swap” mutual funds within the same mutual fund company?

A friend wants to sell a poorly performing mutual fund (see this question for details). The fund is not in a tax-sheltered account. According to his broker, there will be no fees to sell that fund ...
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1answer
80 views

How can Cost Basis be greater than the Amount Invested?

A friend owns a mutual fund, Capital World Bond Fund CL A. He has owned it for a fairly long time, but does not know how long. It might have originally been with a different brokerage about a decade ...
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2answers
69 views

Does a mutual fund's return include fees?

If a mutual fund's published YTD return is 3%, and it has an up-front sales charge of 5% and a 12b1 fee of 2%, are these fees included in the YTD return, or would the "real" return be 3%-5%-2% = -4%?
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1answer
89 views

How to calculate mutual fund return

How do you calculate the annual return of a mutual fund? I understand roughly how mutual funds work, and I'm trying to decide which mutual funds to invest in, but to prove to myself that I understand ...
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3answers
95 views

Are wash sale rules different for stocks and ETFs / Mutual Funds?

In this answer to this question, JoeTaxpayer writes: To take the loss this year, he'd have to sell soon, and can't buy it back for 30 days. If, for whatever reason, the stock comes back a bit, he'...
3
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1answer
113 views

Is there a way to roll over short-term gains and avoid capital gain tax

I'm looking to sell some shares of stock I bought, which have provided a 62% return since I bought them a few months ago and want to roll over the proceeds into a mutual fund. I was just wondering if ...
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2answers
136 views

Compounded Interest on Mutual Funds

I may be missing or misunderstanding something regarding how compound interest works with mutual funds and ETFs. Let's say I have $10,000, and I invest said monies in mutual fund XXXXX at $100/share, ...
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2answers
151 views

Investment in mutual fund in India for long term goals

I am first time planning to invest in mutual funds. My goal is long term investment. I am 32, married & from India. I would like to invest Rs 10K per month in SIP mode. On reading couple of ...