To be used for any questions on mutual funds. For index based funds question the Index-fund tag should be used.

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Do financial advisers in Canada who work at the bank, make investing decisions not in your best interest?

I've been using the same financial adviser as my my family and am wondering if Canadian financial advisers who work at the bank specifically Scotiabank would purchase mutual funds that specifically ...
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1answer
15 views

Good Android app for mutual fund research?

I'm trying to compare several mutual fund options offered by my HSA account. I cannot seem to find a good mobile app that will allow me to enter the symbol and list historical performance as well as ...
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2answers
73 views

When should you use an actively managed mutual fund in a 401k?

Why should you use an actively managed fund for your 401k? I have read several questions and answers on this and other sites and it seems like it's generally better to go with funds that follow the ...
2
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1answer
39 views

Empirical performance data of ETFs and Mutual Funds tracking identical Indexes?

This is somewhat of a follow up to my other question on ETFs vs Mutual funds for the long term investor, but appropriately a different question. From the basic research I have done, it seems that ...
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3answers
185 views

Why would a long-term investor ever chose a Mutual Fund over an ETF?

(I read this previous question but would like to differentiate my question by having it focus exclusively on long term, buy and hold investing). From my understanding, it is conventional wisdom that ...
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3answers
80 views

Is there any Justification in Diversifying AMONG low-fee mutual index funds of the same index?

I see that there are multiple no-load, low-fee mutual index funds that attempt to track the S&P. Some of these funds do a better job of tracking the index than others. Would it be beneficial at ...
2
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1answer
60 views

Lump Sum Investing vs. Dollar Cost Averaging (as a Long Term Investor)

My company has an employee stock program in which employees put a percentage of their paycheck into the company for a period of time, after which they can purchase shares at the lower of the start and ...
4
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1answer
37 views

Can you point me to the correct US tax forms if I have a Canadian TFSA mutual fund?

I am a Canadian citizen and American permanent resident who invested in a TFSA mutual fund with a Canadian bank. Im looking to be pointed in the right direction for filing American taxes on these ...
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2answers
65 views

Any sane way to invest in both funds and stocks with UK ISA?

I wish to invest in both stocks and funds within an ISA. However the fund supermarkets all seem to charge an annual fee even on stocks. Yet there are stock trading isa accounts that have no fee. So I ...
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1answer
67 views

Why do you think there is a difference in these 2 funds' expense ratios?

For my 401k my employer offers 49 different investment options. The default option is the FID FREEDOM K 2055 (FDENX) which I have been in for the past year. I recently dug around checking out all the ...
3
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1answer
35 views

Superficial loss, converting mutual fund to ETF in Canada

My question is almost identical to this one, only I am interested in the Canadian version. If I own a mutual fund (for example, TDB900 from TD Bank) and wish to replace it with an equivalent ETF (for ...
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33 views

Funds that invest primarily based on governance criteria?

Are there any mutual funds or ETFs that invest primarily based on governance criteria? I've seen, and sometimes invested in, funds that invest based on ESG, a combination of environmental, social and ...
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1answer
94 views

Putting the gordon equation into practice

In his book "the investors manifesto", William Berstein explains how to use the Gordon equation to estimate expected real returns on stocks for stocks on the long run. The Gordon equation reads ...
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1answer
67 views

How to screen on Morningstar for GOLD rated mutual funds

How can I get a list of mutual funds for a given sector, that our gold rated? In other words, that each have the MorningStar gold rating symbol, meaning that MorningStar advisers are bullish on those ...
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1answer
112 views

Which of these unrealized profit calculations is correct? And, why other calculations are wrong?

Which of these unrealized profit calculations is correct? And, why other calculations are wrong? @ $10 per unit, $1000 - Subscription (100 units) $0500 - Cash dividend (50 units) $0500 - Reinvested ...
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2answers
226 views

Pros/cons of replicating a “fund of funds” with its component funds in my IRA?

I'm interested in investing in the Vanguard Target Retirement Income Fund in my IRA. That fund is made up of 5 funds: Total Bond Market II Index Fund Investor Shares (very similar to the Total Bond ...
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2answers
100 views

What is the difference between direct plans and Institutional Plan?

When I look at ultra short term funds, I generally see at least these two options for a given fund house. If the fund house name is "ABC", then I generally see these 2 options: ABC Ultra Short Term ...
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1answer
95 views

How to buy short term and ultra short term bonds

I wanted to know how an individual can buy a short/ulta short term fund? Do i directly approach the agent/broker and deal through them? Like for example , if i want to buy Franklin templeton's short ...
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2answers
55 views

ISA - intra year profits and switching process

I would like to open an ISA account to invest in funds and I see that the maximum allowance is increasing to 15,000 GBP in few months. My understanding is that all incomes generated in the ISA are ...
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1answer
62 views

When does a mutual fund's “expense ratio” deducted? [duplicate]

In a mutual fund's prospectus, there is usually an annual "expense ratio", representing annual expenses of that fund as a percentage of the net asset. When/how does this get deducted? I'm curious how ...
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1answer
158 views

Interpreting mutual fund performance: “Earnings” vs. gains/losses?

I have a 401K at Vanguard through my company, and I was browsing the 'performance' of my fund. I found where it breaks down my transactions, gains/loss, earnings, and overall change. I'm guessing ...
2
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1answer
413 views

Non-Resident Alien investing in a Vanguard mutual fund: is this allowed?

first a little bit of background about me. I'm a phd student on an F1 visa. I have been in the US for a little over 2.5 years and I expect to stay here for about the same length of time. Because I've ...
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2answers
90 views

Can an ETF's expense ratio (fees) change after I buy it?

In researching ETFs I've found a lot of dire warnings about expense ratios. Evidently, they can really eat up your money. Ok, so look for funds with low expense ratios. But, if I understand this ...
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4answers
873 views

Why is the price of my investment only updated once per day?

I have invested some money into a mutual fund (FTQGX). I've noticed that the price of it is only updated once a day, where as other investment options are updated continuously. Why is this? I'm ...
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1answer
41 views

How are mutual/index fund MERs fees charged?

Let's say I spend $1000 = 100 units at $10/unit on a no-commission, no-load index or mutual fund with an MER of 1%. Let's say any distributions are deposited as cash. In one year's time, the fund has ...
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1answer
63 views

Rupee Cost Averaging (SIP) vs. Value Cost Averaging (VIP) in mutual funds?

Which one is a better option while investing in mutual funds? I think that investment via VIP would work only if the investment is target oriented, and if calculated manually.
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40 views

Is there a way to find out what investment funds have a given stock?

Funds usually list their top stock holdings. Is there a way to do a reverse search so I could find out what mutual funds or ETFs have GOOG, for example, among their top holdings?
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2answers
682 views

Is there any benefit to pooling money with family members to buy a mutual fund?

I'm thinking of investing some money into a mutual fund and am curious whether it's worthwhile to just pool my money with my dad and do so? He already has a mutual fund set up, and I'm curious whether ...
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3answers
154 views

ETF vs Mutual Fund: How to decide which to use for investing in a popular index?

How do you decide between investing in an ETF, vs. in a mutual fund, for the popular stock indexes? Trading costs, tax efficiency, capital gains?
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1answer
42 views

How does Google Finance calculate the Institution Owned metric for a stock

How does Google Finance calculate the Inst. Owned metric on the stock page. For example, this stock page for Jet Blue says: Inst Owned: 100%, but does that seem feasible. It means that all of the ...
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1answer
101 views

What are the tax implications of exchanging one fund for another in a tax-sheltered account?

What are the tax implications (if any) for exchanging one fund for another in a tax sheltered account (Roth IRA)? e.g. Changing from, say, a Life Strategy Fund to a Target Retirement fund.
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0answers
44 views

Where to find turnover / average amount of time investors & mutual funds held stocks they purchased?

In the book The Intelligent Investor, Jason Zweig mentions the annual turnover rate for stocks on the NYSE, that is the average amount of time investors and mutual funds held stocks that they ...
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201 views

Assessing the value of an ETF

I recently read through Graham's The Intelligent Investor and am looking at what index ETFs or Index Mutual Funds it makes sense for me to invest in. As I was considering this I realized that, at ...
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2answers
161 views

Shifting money between mutual funds

In the last 5-7 years, I've gradually invested money in several mutual funds via my bank (USAA). These funds now make up about a third of my portfolio. Initially I had invested in these funds ...
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3answers
625 views

If a mutual fund did really well last year, then statistically speaking, is it likely going to do bad this year?

I am a looking at a specific fund that made a killing last year. I know that this is a speculative question, but I am interested whether what I am saying held true over the years. Does a mutual fund ...
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1answer
93 views

Vanguard fund, Roth IRA, and 1099

About a week ago, I opened a Roth-IRA and purchased a Vanguard life strategy fund (VASGX), made the contribution for 2013 Tax Year. I should get q 1099, correct? How long does this normally take?
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1answer
27 views

What is the tax rate for VBIRX distributions?

I am unsure as to what is the federal tax rate for the distributions of the VBIRX fund. To quote from the product summary for VBIRX the fund invests about 30% of assets in corporate bonds and 70% ...
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2answers
168 views

How to read a mutual fund spec sheet?

I am attempting to invest money in mutual funds for the first time ever but honestly I have no idea how to figure out what is good and what's bad. I've seen sites recommending to look at the fees and ...
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2answers
150 views

Do I pay taxes on a gift of mutual funds?

My parents, saving for college many (20+?) years ago, purchased some Evergreen mutual funds for each of their children. I believe the accounts were established in the children's names. Thanks to some ...
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50 views

How can I determine my basis for a gift of mutual funds?

My parents, saving for college many (20+?) years ago, purchased some Evergreen mutual funds for each of their children. I believe the accounts were established in the children's names. Thanks to some ...
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3answers
98 views

How do you get out of a Mutual Fund in your 401(k)?

Let's say I start up my 401(k) through my employer with a particular fund. Take this for example: Largest Holdings (08/31/2013) Apple 3.07% Exxon Mobil Corporation 2.60% ...
3
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1answer
60 views

Mutual funds and taxes (US)

I am very new to investing and I have learned that owning a mutual fund with a high turn over coefficient may result in capital gains which are taxable. This concerns the US only. My question, ...
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1answer
208 views

Which mutual funds is Dave Ramsey talking about in The Total Money Makeover?

In the 2007 edition of Dave Ramsey's book The Total Money Makeover: A Proven Plan for Financial Fitness (ISBN 978-0-7852-8908-1), on pages xv & xvi, he states the following: Many intelligent ...
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3answers
216 views

My first investment $15K

My knowledge of mutual fund investments is 1 month old. I have $15000 on top my emergency savings and I max out my Roth IRA in addition. So this money is just there earning 1% APY in a savings ...
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1answer
97 views

Is there a finance API of some kind to get all holdings for a specific mutual fund?

Is there a finance API out there that easily allows pulling of all the stock holdings of a specific mutual fund?
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1answer
260 views

Are there any consequences for investing in Vanguard's Admiral Shares funds instead of ETF's in a Roth IRA?

I have a Roth IRA with Vanguard, and I saw this question: What is the difference between shares and ETF? about the differences between Admiral Share funds and ETFs. I've also seen stuff talking about ...
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477 views

Did basically all mutual funds have a significant crash in 2008?

I am interested in starting a Roth sometime in the near future, but I'm worried about an economic downturn like 2008 eating up a lot of my savings at some point in my life. Did most mutual funds take ...
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1answer
125 views

Which index fund or ETF should I buy, assuming my money is at a specific company?

If you aren't familiar with the 3 fund portfolio, the summary is that when investing in stocks, you should only be buying total market index funds. The 3 index funds represent: total US, total non-us ...
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3answers
151 views

What is a good time to start investing in a targeted mutual fund?

Lets say I think a specific Index fund/Mutual fund is a good potential investment e.g. VHCOX, given its high growth rate in the past one year. Does it matter at what time I make the initial ...
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1answer
66 views

Losses and costs of selling mutual funds in U.S

I am living, studying/working, investing mutual funds, and paying taxes in U.S.. I have a mutual fund and I have accumulated about 10k loss on it in both my margin account and Roth IRA account. If I ...