To be used for any questions on mutual funds. For index based funds question the Index-fund tag should be used.

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4
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1answer
31 views

Does mutual fund front-load fee count toward IRA contribution limits? [duplicate]

I want to max out my IRA and I am investing in a mutual fund with 5% front-load fee. Does that mean that I can contribute $5,500 max for IRA but have real IRA balance $5,500 less $275 = $5,225 as a ...
0
votes
1answer
55 views

What's best investment option? Mutual fund or Property [duplicate]

I had purchased a home year ago and given it on rent. The rent I'm getting is only 5% of total cost of home while stock fund industry (mutual fund) is paying 20% minumum (reports from my country here ...
-2
votes
1answer
78 views

Sell your home and invest in growth stock mutual fund

I purchased a home and I made and agreement with a guy who is living in that home and paying me monthly rent. Since I live with my brother I don't have to live in my purchased home. The rent I'm ...
0
votes
1answer
35 views

What are the steps for creating a systematic investment plan for mutual funds?

I believe that any investment done systematically should be termed as a systematic investment plan. However, the term systematic investment plan is mostly understood as systematically investing a ...
5
votes
1answer
82 views

How some mutual funds pay such high dividends

There are some funds where the dividend yields are pretty much off the charts: http://www.nasdaq.com/dividend-stocks/ How do these funds pay these astronomical dividends? What is the catch that is ...
0
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1answer
53 views

What do mutual funds gain by being different from ETFs

This is what I understand on how ETS work vis-a-vis mutual funds: If I buy an ETF (SPY), then the ETF trust fund does not take my money and go out and buy the underlying stocks. I buy one share of SPY ...
1
vote
3answers
88 views

Are mutual funds safe from defaults?

Mutual funds are great way to diversify your investments (e.g compared to individual stocks). I am investing a significant part of my savings in a mutual fund, and understand that investment has risks ...
8
votes
3answers
384 views

Basic mutual fund investment questions

I am a complete newbie to investment and have already gone through a lot of reading materials. I now have some basic idea about terminology etc. but still have a couple of questions for which I ...
3
votes
2answers
565 views

Investment strategy for 401k when rolling over soon

I'm a contractor at a company interesting in investing in their 401k. If I know I'll be leaving this company in a year or so what sort of time horizon and risk exposure is applicable? I'm not sure how ...
2
votes
1answer
113 views

Any reason to invest in a mutual fund at launch?

Hargreaves are launching a new UK growth fund next week. Is there any particular reason to get in at the start? I figure it's not like an IPO? The fund value is based on performance, right, not ...
0
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0answers
28 views

Taxes on offshore funds held in UK investment account

I am an italian citizen but UK resident and have an investment account with Fidelity in UK. I would like to invest in the Fidelity Euro Cash fund to gain exposure to EUR without adding other risks ...
3
votes
1answer
65 views

What prevents an ETF from performing differently than the sum of its holdings?

A mutual fund by definition performs as well as the sum of its holdings [minus various fees, at least based on my understanding of how mutual funds work]. However, an exchange traded fund (ETF) ...
1
vote
1answer
85 views

Is it worth using an online platform to invest in various fund houses?

According to this article, there are there approaches to investing: Approach the fund houses directly and create an account Approach a brokerage firm and create an account Approach an independent ...
1
vote
1answer
43 views

Automatic Investment Plan - Non U.S resident

I am looking for any options to invest small amounts each month/quarter without commissions eating me up. As a U.S. resident and investing in a Mutual Fund, this is no problem. AIP programs Non U.S. ...
8
votes
2answers
887 views

What are reasonable administrative fees for an IRA?

I have a couple of IRAs (one roth, one traditional), at a local credit union for state employees where I live. I'm fairly young, so the money has simply been in interest-bearing accounts to date. ...
0
votes
0answers
49 views

best way to keep track of your portfolio, total income / loss for both equities, funds and bonds

Is there any recommended web based tool which allows you to keep track of your investment portfolio, be it equities, funds, or bonds? In the case of bonds, and equities which pay a dividend, I would ...
1
vote
3answers
112 views

Why would I pick a specific ETF over an equivalent Mutual Fund?

At the risk of beating a dead horse, I am still confused about the benefits of an ETF over a mutual fund. I understand the general premise (lower expense ratio, liquidity, paying taxes for other ...
1
vote
1answer
50 views

Exposure to Irish Housing Market

I have the majority of my savings in Swedish fonds, with the rest in Global or European (non-Euro) fonds. Current value = €50k. I also own property in Stockholm. Current value = €200k. I am 35 and ...
3
votes
1answer
85 views

When a fund drops significantly, how can I research what went wrong? [duplicate]

A mutual fund I have (Vanguard Health Care Inv - VGHCX) dropped around 8% in one day...which is kind of unusual for a fund. All the while the general stock market rose slightly. Which brings me to ...
21
votes
2answers
2k views

Mutual fund value went down, shares went up, no action taken by me

I have no prior experience with stocks so please forgive me if this is a dumb question but I don't even know what to try googling. Two days ago I signed up with scottrade. I put $1000 into ICENX ...
1
vote
5answers
172 views

How to decide on split between large/mid/small cap on 401(k) and how often rebalance

On my 401(k) the default time-targeted fund seems to be relatively expensive. I thought about using Vanguard mutual funds, which are also available and have much lower expense ratio. However they are ...
5
votes
1answer
59 views

What are the fees in a targeted retirement fund?

I own the American Funds 2030 Target Date Retirement Fund (AAETX). AAETX owns a collection of other funds such as New Perspective Fund (ANWPX). Am I paying a fee for both AAETX and the underlying ...
0
votes
1answer
247 views

How does end-of-year interact with mutual fund prices (if it does)?

Should I expect prices of mutual fund shares to go up in anticipation of dividends, down after dividends have paid out ... or just trust that the market has already reacted to that and the price is ...
0
votes
1answer
42 views

Where to find fund total assets?

Is there a site that charts total assets of a fund/ETF (GLD, UCO, etc)? I'd like to see total assets plotted over periods of time to get an idea if assets are increasing or decreasing.
3
votes
2answers
259 views

Mutual Funds to invest in every week or monthly

I want to know if there are any funds (in US), that let you put some money in per period, like weekly or monthly. I know you can put money into 401k per paycheck. I want something similar without the ...
1
vote
1answer
78 views

Does VSMAX invest in smaller companies than FSEVX?

Does VSMAX invest in smaller companies than FSEVX? VSMAX seeks to track the performance of a benchmark index that measures the investment return of small-capitalization stocks. The fund employs an ...
0
votes
1answer
37 views

What does the divided income number signify?

This mutual fund has a distribution at the end of every month. For example, the income dividend for October 2014 was 0.0301. Assuming I hold $x worth of units in this fund, what would my ...
2
votes
1answer
186 views

Advice on replacing my savings account

I currently have a Vanguard account (Mutual Fund) with about $10,000 in it (more now). I have a savings account with about $7,000 which I consider my "rainy day" fund and I try to put money into my ...
0
votes
2answers
54 views

Different avenues of tangible returns from index funds and bond funds

I am a beginner investor and I've been out of school at this point having saved enough to seriously look at where I am investing my money. I have decided to start off with a portfolio that is ...
0
votes
2answers
116 views

First time homebuyer/investor: How to best allocate money towards paying off mortgage?

I am 23 with no debt and planning on purchasing a house. I've been running through many hypotheticals and decided to post an example to see what others think since this is a significant decision. I ...
0
votes
1answer
65 views

No Load & No Transaction Fee, are there any hidden costs?

E*Trade offers some mutual fund trades with No Load & No Transaction fee's. Are there any hidden costs? Or down the road when I pull my money out can I be assured that I am privy to all the ...
1
vote
3answers
68 views

How to evaluate my mutual fund performance?

What is the way to calculate the annual return of my mutual fund investment? At any moment I can see the current market value of my investment, but this number comprises 3 things: market fluctuation, ...
2
votes
1answer
63 views

Do US mutual funds and ETFs pay taxes on dividends?

If I am a US citizen and want to invest in a US fund (e.g. a mutual fund or an index fund), which also invest in a number of US stocks, what happens when the fund I invest in receives dividends? Is ...
0
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0answers
125 views

Historical day-to-day prices for all mutual funds (best if through an API)

Where can I get daily historical prices for any mutual fund available on the markets, for free? I don't want a chart, as that is available through the broker as well, but rather day-to-day NAV price ...
8
votes
4answers
514 views

Why are some funds only recommended for investors starting out?

I am 23 years old and have been in industry for a couple years and my savings have grown to an amount whereby GIC's are no longer good enough. Since I bank with TD Canada Trust, there seems to be a ...
4
votes
1answer
53 views

How do I assess the performance of a Kiwisaver scheme?

In New Zealand we have a long-term savings scheme called Kiwisaver. Essentially, a percentage of your income that you designate (3, 4 or 8%) is funnelled to this saving fund, along side your PAYE ...
0
votes
2answers
126 views

SIP when markets are good

I'm planning to invest in a mutual fund. The tricky part is that it's NAV is quite high these days, almost close to its 52 week high. In this scenario, does it make sense to buy a this fund in bulk or ...
4
votes
1answer
74 views

How does ISA allowance cumulate over time?

I don't understand how the ISA allowance cumulate (if it does) over time. Suppose I use the entire allowance for 2014. So I will have in the ISA 15k £. What happens in 2015? Suppose no P&L was ...
0
votes
2answers
67 views

Find the compound return

If I have a specific amount of money. For example 1000€ at the beginning of the 2008 year. -65.55 2008 91.25 2009 17.74 2010 -42.87 2011 18.32 2012 -18.82 2013 56.57 2014 How much money ...
3
votes
1answer
31 views

What does the phrase “after waivers or absorptions” mean?

I'm looking at an investment fund disclosure document, and it's quoting expense ratios: as a % of the fund's value after waivers or absorptions what does the second phrase mean in general, and/or ...
0
votes
2answers
89 views

Social security number in the mutual fund account page

I have a social security number that I'm not sure if it is mine or not. I've been given this SSN from my parents long time ago and I need to verify it. This number however, matches the number showed ...
-1
votes
1answer
130 views

Lump sum investment vs SIP when I have the lump sum

I am fresh out of college and placed with a good job. It's been two months now and I have with me (after making all deductions): Two months salary Signing bonus = Equivalent to another 1.5 months of ...
6
votes
1answer
456 views

I own a mutual fund that owns voting shares, who gets the vote?

I was looking at FSCSX and noticed that it owns some Google Class A shares. These shares get 1 vote each (Yeah I know Google voting shares cant really influence anything, lets ignore that). Who ...
2
votes
1answer
39 views

How can I tell if a mutual fund is open-ended

I have restrictions on what type of securities I may buy and sell. However, I'm free to trade open-ended mutual funds. I looked at the Investopida definition, and I see that anything that I can freely ...
5
votes
3answers
253 views

Do stocks give you more control over your finances than mutual funds?

I am new to investing. I noticed that I can setup rules to auto-sell stocks (I don't know the term for this rule). I cannot auto-sell a mutual fund based on some criteria. So take a simple example. ...
1
vote
5answers
151 views

Investing in 401k and a Roth IRA

I am a senior in college and I have $3,000 dollars from my summer internship that I want to invest. I was thinking of investing it in a Roth IRA in an index mutual fund. However I am questioning my ...
2
votes
3answers
184 views

Vanguard ETF vs mutual fund

I was looking at Vanguards (VOO) ETF which aims to mimic the S&P 500 and noticed you do not pay any commission fees and it has an expanse ratio of just .05%.Then I looked at the mutual fund ...
0
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0answers
60 views

UK resident seeking to invest in US mutual fund company

I have a B1 visa, owns a rental property and file US income tax return annually. Can I invest in mutual funds in the US? I was advised by a mutual fund company that I am not eligible because I am not ...
2
votes
1answer
123 views

Do financial advisers in Canada who work at the bank, make investing decisions not in your best interest?

I've been using the same financial adviser as my my family and am wondering if Canadian financial advisers who work at the bank specifically Scotiabank would purchase mutual funds that specifically ...
0
votes
1answer
73 views

Good Android app for mutual fund research?

I'm trying to compare several mutual fund options offered by my HSA account. I cannot seem to find a good mobile app that will allow me to enter the symbol and list historical performance as well as ...