To be used for any questions on mutual funds. For index based funds question the Index-fund tag should be used.

learn more… | top users | synonyms

0
votes
1answer
7 views

NRO account Tax related

I have NRI/NRO account in India from this NRO account I pay to some SIP funds every month. So for this SIP fund's interest how income tax will be calculated I have confusion so pl. help by giving ...
1
vote
0answers
19 views

Will holdings in high-OCF pre-RDR non-“clean-priced” fund unit types eventually be converted to clean priced units?

As soon as it was practical, I made sure all my own fund investments were migrated to a platform with "clean priced" fund units available (and even before that I'd been making use of a ...
0
votes
1answer
45 views

Mutual fund capital gain on my 1099-DIV : no cost basis?

I am in the USA. I have some mutual fund shares that I bought directly from a mutual fund company many years ago spread out over 20+ purchases at different prices. Last year the fund apparently gave ...
0
votes
1answer
16 views

Address change for Mutual Funds, Demat and NPS in India

Does it mandatory to submit three address change forms for the DEMAT, NPS and MF's? Since all the three data is maintained by cvlkra under the same PAN and the form is also same.
0
votes
2answers
44 views

Value averaging and back-end fee

Value averaging (VA) is said to be outperforming dollar cost averaging (DCA) most of the time. But, as far as I know, most financial articles don't concern about the impact of back-end fee on VA ...
0
votes
5answers
169 views

Paying taxes on dividends even though your capital gains were $0?

Let's say I have $100k and decide to buy 1000 shares of some mutual fund which is currently trading at $100 a share. The next day, the fund pays out a 10% dividend, and its share price correspondingly ...
1
vote
3answers
682 views

Should I be disappointed with my investment returns?

I put $46,000 in an IRA 10 years ago. I have never made any additional deposits. The value is now $58,000. I feel it should be worth more. All of it is in mutual funds.
3
votes
1answer
85 views

Are there any useful method to pick funds?

Since there are some many funds in the market, and there are so many data, are there any methods or algorithms to pick funds to maximize the return of funds.
0
votes
1answer
80 views

Cashing in Mutual Funds

I am going to cash in approx. 30K of mutual funds this year (pay off mortgage). Any tips, strategies to lessen my taxes? I "lump sum invested" in the funds in the 80s and have held them since. One ...
0
votes
0answers
35 views

UK funds charges and how often interest is credited

I have two questions regarding funds in the UK. When I read a return p.a. of a fund in the UK from a website such as trustnet.com, do I have to calculate the return minus ongoing charges (OC) to ...
3
votes
3answers
64 views

Should one only pursue a growth investing approach for Roth IRAs

I just opened a Roth IRA and I have been doing some research on what to invest in. I am going to be fairly aggressive considering my age and do a 90/10 stock/bond mix, but I do have one question, ...
0
votes
2answers
52 views

How do I find an ETF that is similar in investment goals to a given Mutual Fund?

I have some mutual funds that have a high expense ratio. I am looking to move that money to a low cost EFT but can't find a resource that will map a mutual fund to an ETF. Once I have that ...
3
votes
3answers
317 views

High expense ratio funds - are they worth it?

I have a mix of high expense (1.5%) mutual funds and low expense (0.2%) index funds. Everyone talks about getting out of high expense funds because it eats into your gains (which is true). However, ...
0
votes
1answer
26 views

Are mutual funds allowed to trade intraday in india?

Are mutual funds allowed to trade intra-day in india?
2
votes
1answer
29 views

Is there a way to see how much leverage a mutual fund or ETF is using to generate a return

I am taking over some of my IRA and 401K money and I want to move towards a more value based approach with an emphasis on dividends. One thing I have learned on this quest is that most options have ...
3
votes
1answer
62 views

Why are funds' transaction costs 1% of their portfolio turnover?

John Bogle suggests the transaction costs incurred by funds (and thus the lag they have on their investments) should be considered as 1% of the fund's portfolio turnover (0.5% for buy, and 0.5% for ...
1
vote
2answers
103 views

Where to find Vanguard Index Funds?

I am trying to find Vanguards S&P 500 index funds and Vanguards Dow index funds. But I only see "Mutual" or "ETFs" Funds. Is Vanguard Mutual funds equivalent to a index fund?
0
votes
1answer
41 views

Why do some asset managers list on the stock exchange?

Why do some asset managers list on the stock exchange? What does the asset manager do with the capital it raises? Does it just use it as some sort of seed capital for new funds it wants to launch or ...
3
votes
1answer
51 views

What are the risk of high dividend closed end index mutual funds ?

I am finally taking ownership of my retirement my very very small nest egg and I am looking to undertake a value based strategy when it comes to investing. I have been gravitating towards high ...
0
votes
1answer
31 views

What are the “numbers of years up/down” in a mutual fund performance sheet?

I'm reading a mutual fund's performance sheet on Yahoo Finance. In the "performance overview" table I can't understand what the "Number of Years Up" (and down) means for that analysis. I guess it ...
1
vote
1answer
52 views

Can I realize a taxable capital gain on a mutual fund without selling any shares?

Maybe it has always been this way, or maybe the tax laws changed, but when I got my 1099 from my broker I was a bit surprised to see them reporting over $3000 in capital gains income (line 2a on ...
11
votes
4answers
581 views

Is losing money in my 401K normal?

I had about $10.5K in my Fidelity 401K account invested in their target fund. I started it a year ago. This is my first time with investing in the stock market. For the past 2-3 months, it keeps ...
5
votes
1answer
103 views

How do ETF fees get applied?

I'm reading the prospectus for an ETF I've recently purchased. It states: fees paid directly from your investment I understand how this works for the OCF. However, there are 3 further fees for ...
0
votes
0answers
11 views

Bid ask spread on a mutual fund containing derivatives

On mutual funds with bid and ask prices, It is my understanding that these prices should be close to the bid and ask prices of underlying securities according to their weights in the fund, divided by ...
-1
votes
1answer
111 views

Where to invest, that compounds interest more than annual?

Forgive my ignorance, I found this webpage compounding weekly and noticed the 0.24% 7 day rate. I have heard that there were secure investment vehicles that compounded interest more frequently than ...
-2
votes
2answers
54 views

How religiously should Dollar Cost Averaging be followed?

IF I simply interpret Dollar Cost Averaging as a method of putting an amount x in my investment every month through thick and thins of the market, then I am contradicting what the article in ...
0
votes
1answer
30 views

How to calculate a mutual fund's yield

Suppose that a generic (and over-simplified) XYZ Mutual Fund is made of N stocks of $25 each. Those stocks pay $0.3 dividends over the year. I already know that yield is calculated by dividing the ...
3
votes
1answer
55 views

Is dividend factored into Annualized return?

I would like to keep it as simple as possible. If I visit Vanguard Benchmark returns page here https://personal.vanguard.com/us/funds/tools/benchmarkreturns It shows annualized returns for different ...
6
votes
0answers
75 views

Mexican Index Mutual Funds

I've seen answers here recommend index mutual funds and want to know what are some mutual funds available in my market (Mexico). I'm interested in funds available on the Mexican stock market (BOLSA) ...
0
votes
0answers
45 views

Liquid fund and short term capital gain tax

In India, there is long/short term capital gain tax. For debt mutual funds, short term capital gain tax is applied if the fund is redeemed within 3 years and it is equal to investor's income tax slab. ...
1
vote
1answer
70 views

Are automatic Dividend Reinvestments (DRIPs) subject to Redemption Fees?

It's the end of 2015, and most mutual funds are paying out their annual dividends, which I have enrolled in DRIPs (dividend reinvestment programs). Since a "DRIP" transaction is similar to purchasing ...
0
votes
1answer
54 views

Can you claim a loss for tax purposes if you “swap” mutual funds within the same mutual fund company?

A friend wants to sell a poorly performing mutual fund (see this question for details). The fund is not in a tax-sheltered account. According to his broker, there will be no fees to sell that fund ...
-1
votes
1answer
54 views

How can Cost Basis be greater than the Amount Invested?

A friend owns a mutual fund, Capital World Bond Fund CL A. He has owned it for a fairly long time, but does not know how long. It might have originally been with a different brokerage about a decade ...
3
votes
2answers
66 views

Does a mutual fund's return include fees?

If a mutual fund's published YTD return is 3%, and it has an up-front sales charge of 5% and a 12b1 fee of 2%, are these fees included in the YTD return, or would the "real" return be 3%-5%-2% = -4%?
1
vote
1answer
77 views

How to calculate mutual fund return

How do you calculate the annual return of a mutual fund? I understand roughly how mutual funds work, and I'm trying to decide which mutual funds to invest in, but to prove to myself that I understand ...
4
votes
3answers
82 views

Are wash sale rules different for stocks and ETFs / Mutual Funds?

In this answer to this question, JoeTaxpayer writes: To take the loss this year, he'd have to sell soon, and can't buy it back for 30 days. If, for whatever reason, the stock comes back a bit, ...
3
votes
1answer
93 views

Is there a way to roll over short-term gains and avoid capital gain tax

I'm looking to sell some shares of stock I bought, which have provided a 62% return since I bought them a few months ago and want to roll over the proceeds into a mutual fund. I was just wondering if ...
2
votes
2answers
111 views

Compounded Interest on Mutual Funds

I may be missing or misunderstanding something regarding how compound interest works with mutual funds and ETFs. Let's say I have $10,000, and I invest said monies in mutual fund XXXXX at $100/share, ...
1
vote
2answers
106 views

Investment in mutual fund in India for long term goals

I am first time planning to invest in mutual funds. My goal is long term investment. I am 32, married & from India. I would like to invest Rs 10K per month in SIP mode. On reading couple of ...
1
vote
1answer
54 views

Should a SIP as spread out as possible, or minimize time spent by money in savings accounts?

In the context of India, where money in savings accounts gets 4% interest (tax free for me) per annum, and SIP frequency doesnt affect my transaction costs in any way I'm trying to understand, which ...
0
votes
1answer
82 views

What has been the worst return ultra-short-term funds have delivered?

What's the worst performance any investor has seen? A 1% drop in value? 2%? I know that liquid funds have seen as much as a 0.4% drop in value in a single day. Since ultra-short-term funds are ...
1
vote
0answers
52 views

How safe are liquid funds?

This question pertains to India. Have liquid funds ever suspended or limited redemptions? Or, worse, gone bankrupt? What has been the worst fall in value any investor in a liquid fund has faced? ...
1
vote
2answers
27 views

Are there any hedged international funds in India?

I live in India, and want to diversify into the foreign equity market, via a mutual fund offered in India. But I don't want to take on the currency risk. In some countries, funds are offered that ...
-3
votes
3answers
96 views

Are there “buy and hold” passively managed funds?

A "buy and hold" passively managed fund would be like an index fund when it comes to buying stocks, but the fund would never sell a stock, say if it's removed from the index. If there's a significant ...
0
votes
3answers
131 views

Is it a good idea to rebalance without withdrawing money?

Rebalancing is generally done by withdrawing money from investments that have a greater percentage of your money than you want, and putting it in investments where you're underweight. An alternative ...
3
votes
2answers
371 views

Did I get screwed in taxes on a mutual fund dividend payment?

A few years ago I bought a mutual fund in late November, and unbeknownst to me, the fund was set to do an annual dividend distribution about 3 weeks later in mid-December. I bought 5000 shares at ...
0
votes
3answers
104 views

What fraction of one's portfolio is safe to invest in a single mutual fund?

Is there a limit on the fraction of one's portfolio that is safe to invest in a single mutual fund? The risks I'm concerned about are the fund manager making bad decisions and the fund not generating ...
2
votes
1answer
137 views

What percentage of my money should I invest outside my country?

I live in India, and invest in both Indian and international equity mutual funds[1]. What percentage of my portfolio should I invest outside India? I thought that since India's GDP is some 3% of the ...
0
votes
0answers
29 views

Are there are widely accepted criteria on when a fund is under-performing enough to exit it?

I'm told that once I invest in a fund, I should periodically (like annually) monitor the performance of the fund and exit it if it's consistently under-performing its index or the median fund in its ...
4
votes
2answers
169 views

How do you calculate the annualised return of your portfolio from the annualised returns of each of your funds?

I've invested in a number of mutual funds, and I've calculated the annualised return of each of them, using a spreadsheet (and the xirr function). I want to calculate the annualised return of the ...