A mortgage is a loan that is secured by real property (land, buildings).

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Should I avoid credit card use to improve our debt-to-income ratio?

We put all our expenses on a credit card and pay it off every month in order to get maximize our cash back. We never charge more than we have in the checking account, so we always pay it off. Should ...
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Should I make additional payments on a FHA loan, or save up for a refinance?

I am about to buy a house, but my only real option is to get a FHA loan for the mortgage. I plan on staying in this house for a long time, so paying the MMI / PMI for most of the term of the loan ...
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Buying property in India: paying loan/mortgage

I am on a H1B visa in USA and thinking about buying property in India. What is the best way to make payments from USA bank ac to pay loan/mortgage in India? Can I get tax relief for loan/mortgage ...
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Applying for mortgage without credit history

In a few months I will be moving to the United Kingdom, having never lived there before I will have no credit history - though I do have personal savings which will be transferred over. I have already ...
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As a non-canadian resident can I get a mortgage loan in Canada?

I am willing to buy an apartment in Canada, where I'll be living for 5 years with a student visa (I am swiss). Can I get a mortgage loan in Canada although I am not Canadian neither permanent ...
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Paid off 2nd mortage early, balloon due 2022

I just paid off my second mortgage with a balloon payment due in 2022. In paying off the 2nd mortgage, balloon payment goes away correct? I am done, done done paying this rip off lender? thanks in ...
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If I give my daughter $57K for her mortgage down payment and closing costs, will I owe taxes on the gift?

My daughter lives in Florida. I would like to give her $57K of my savings to cover her mortgage down payment and closing costs. I live in Puerto Rico. Will I have to pay income tax on this transaction ...
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Personal “Profit & Loss Statement” required for mortgage?

I am purchasing a house and have finished most of the process. My mortgage application has been approved pending some documents; all of these documents are typical except for "Profit & Loss ...