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-1
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0answers
29 views

What is the importance of Anti Money laundering Act? [migrated]

I went through some article and the importance of Anti Money Laundering Acts seems only to minimize crime.Are there any other importance of Anti Money laundering Act?
3
votes
1answer
79 views

Should I care about the expense ratio of the money market fund that holds excess cash in my brokerage account?

In my vanguard roth IRAs brokerage account, uninvested/excess cash is kept in a money market fund, VMMXX. I dont care about earning return on this money; I just keep it in cash to help with ...
0
votes
2answers
112 views

Considerations for holding short-term reserves?

About 20% of my income comes in at the beginning of each year from being a business owner. For the past few years, I've been keeping reserves needed to hold me over to the next year in a money market ...
5
votes
6answers
371 views

Should I move my money market funds into bonds?

My money market account interest rate is down to 0.70%. I checked Bankrate and it looks like the most I could get in another money market account is 0.91% which is abysmal. I would like to put the ...
0
votes
2answers
92 views

Where do I buy low risk securities?

I am looking for places from where I can buy low risk securities (like money market funds). Basically I want to invest my emergency fund in these kind of investments in order to keep up with ...
3
votes
3answers
82 views

Taxable money market fund vs. tax-free money market fund for emergency money?

I am trying to choose between a taxable or tax-free money market fund for my emergency money. What are the high level guidelines to choose one over the other? I know that the tax-free typically has ...
6
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1answer
157 views

Lower risk short-term investment during periods of low interest rates

I've been reading about the basics of personal finance and most resources suggest investments based on benefits that don't seem to exist when interest rates are as low as they are. For instance: I've ...
7
votes
6answers
718 views

My investment account is increasingly and significantly underperforming vs. the S&P 500. What should I do?

I have an investment account, opened in my name by my father years ago that I just discovered 4 months ago. It has actually been doing decently well in the last 4 months since I discovered it. I ...
2
votes
1answer
432 views

Are money market instrument and short-term debt same?

I am learning some basic concepts in investment. Here is my questions: Are money market instruments and debt (short-term) same? From the two links I provided, they look almost the same to me, ...