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2
votes
1answer
73 views

Is it possible to negotiate internet plans? If so how?

Are there circumstances when elements of an internet plan (e.g. price, contract length, fees, speed) can be negotiated? If so, how do you open the discussion for negotiation with a sales rep? In my ...
1
vote
2answers
53 views

Does a SIM only cell phone contract help credit rating?

I have been told that cell phone contracts are sometimes a way to improve one's credit score. This makes sense to me as a phone contract involves a commitment to pay monies at a regular interval, ...
10
votes
9answers
2k views

If I plan to stay with a carrier, is there any reason not to upgrade vs. buy unlocked phones?

If I upgrade my phone with my carrier, I have to stay with them for 2 years. But if I have no plan to change carrier anyway, does this make upgrading the obviously better choice than buying an ...
7
votes
3answers
2k views

The risk of shared family plan for cellphone

My wife and I are signed for family plan with her brother and his wife. I'd like to upgrade my phone but I'm worried since my brother in law and his wife miss the payments or they don't pay the full ...
1
vote
1answer
112 views

If I buy a $0 subsizided phone with a carrier, can my credit card extended warranty apply to the phone purchase?

I'm currently considering getting a subsidized phone for $0 with a 2 year contract through some Canadian carrier. I'd like to use one of my credit cards that extends the manufacturer warranty up to 2 ...
0
votes
1answer
211 views

Defaulting on early termination charges out of a phone contract

I was wondering what the consequences are: is your credit history ruined, or merely dinged? Is the blow recoverable? Can the carrier try to get the money back in court? I assume you'll wind up ...
1
vote
2answers
256 views

Add phone to my parents phone plan

My employer recently offered to take over financial responsibility of my cell phone. Because of that switch, my wife's phone is the only device on our AT&T phone plan. I was talking things over ...
2
votes
2answers
135 views

Comparison of cellphone connectivity options

I recently moved to the United States from New Zealand, and given the amount of carriers in comparison, was wondering if anyone knows of a webpage that compares cellphone plans/pay-as-you-go options. ...
13
votes
6answers
3k views

How to best insure my phone?

I just bought a smartphone. Family plan with wife and parents. The salesmen were trying to push an insurance plan, but with just a quick look down the exclusions it's pretty restrictive. At $8 per ...
6
votes
2answers
676 views

How can I cash out my prepaid cell phone?

As a very frugal person, I have a prepaid phone plan that costs $100 a year. For the past two years, I've spent roughly $50 of that each year. As long as I renew the plan with another $100 every year, ...
4
votes
1answer
1k views

Can I get a mobile phone contract if I am unemployed?

Can I get a mobile phone contract if I am unemployed?
14
votes
6answers
412 views

How can I reduce the cost of having a cell phone?

In terms of cell phone plans the U.S. is the worst followed by Spain and then Canada. Besides the obvious get rid of the phone option what other strategies can be employed to keep the costs down?