For questions related to Card settlement "MasterCard" company. If the questions are not specific then the tags Credit-card should be used.

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1answer
65 views

Is there any reason to prefer Visa or Mastercard?

My Italian bank, Fineco, offers me Visa or MasterCard credit cards at (apparently) the exact same conditions. IIRC when I first requested it a few years ago, it was just a checkbox in the contract ...
0
votes
2answers
83 views

When to use visa debit /MC debit

When I open up a regular checking account, I get an ATM/DEBIT card? So what exactly are the pros/cons of using a Visa/MC Debit card over the debit card provided by my bank?
3
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2answers
208 views

Using services from both mastercard and visa

Could be a silly question. I do know many software companies that prevent / have a write up on how the clients cannot use a competitor product for a specific time/ duration after they stop using their ...
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0answers
30 views

Is it possible to add a EUR Master Card in PayPal?

I have a bank account and two Master Cards with it: for USD and for EUR. I want to add EUR card in my PayPal account. Is it possible? Do PayPal accepts Euro or it will exchange Euro to US dollars?
3
votes
1answer
173 views

MasterCard/Visa: For my second card should I stay with the same network?

I have a card in a country, and want to create another card in another country for convenience reasons. Let's say the terms of both networks are very similar for me, so I have no special reason to ...
2
votes
1answer
156 views

Misspelled cardholders name: any official policy of MasterCard?

My bank issued a MasterCard debit card with a misspelled cardholder name. They promise that credit card regulations allow up to 3(?) letters to be misspelled in the name, but can't show an official ...
4
votes
1answer
109 views

Is it true Visa & Mastercard can choose a more beneficial date (for them) for the exchange rate on a foreign transaction?

Whenever I pay abroad (or online) with my debit card, the amount charged is in a currency other than my card's own. I am aware Visa/Mastercard charge for a foreign currency conversion. I heard a ...
7
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7answers
3k views

Can I prepay a Credit Card to make a Large Purchase greater than my credit limit?

I want to make a large purchase at a retail store to the sum of $10,000 but the credit limit on my card is set at $2000. If I send $10K to my credit card will the purchase be allowed to go through? ...
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4answers
209 views

Why hasn't public key encryption or one time password been introduced to battle online card fraud?

With all the identity theft and card fraud in the world. Even though some One time password measures have been put in place in the banking system where the cardholder verifies the transaction with a ...
1
vote
1answer
193 views

How can Mastercard's interest rate be more in Norway than in Finland?

I select Mastercard because it is easy to compare credits cards between the following countries. I am looking the prices of Mastercard in Finland, Estonia and Norway. All banks have the same amount ...
1
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1answer
787 views

Mastercard currency conversion rates

I was looking at a product disclosure statement, and the card charges a margin for foreign transactions above the exchange rate set by Mastercard. Does Mastercard have its own spread and how could I ...
10
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4answers
5k views

How are Visa payWave and MasterCard PayPass protected against unauthorized use?

Visa payWave and MasterCard PayPass have similar description - the card is equipped with antenna that it uses to talk to the terminal. For small purchases (something like less that $50) the ...
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votes
4answers
4k views

In what countries can credit card merchants use address verification?

Usually when you pay with a Visa or MasterCard online you have to provide a billing address. Many online shops, especially from the United States, will only send purchases to the cardholders billing ...
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votes
3answers
2k views

Is there any inherent difference between Visa and Mastercard credit cards?

Are there any inherent differences between a Visa credit card and a Mastercard credit card? Obviously, there can be huge differences between one Visa card and another. And between one Mastercard and ...
3
votes
2answers
462 views

Stolen Social Security number used to obtain MasterCard - does my friend owe any money?

So... my friend just told me that someone used his SSN to create a MasterCard and used around $6000. So he needs quick money from me. I personally do not understand how. Even if someone can make a ...
5
votes
2answers
320 views

MasterCard and SWIFT

I have MasterCard. With Master Card I have received paper where I have two important things. Card number Account number So. Questions. For SWIFT transactions I should use Account number. Yes? ...
5
votes
3answers
2k views

Choosing debit card: MasterCard Debit or Visa Electron?

What to take into account when choosing debit card for my personal account, between MasterCard Debit and Visa Electron? Should I take into account for example possible international travel (EU vs ...
17
votes
4answers
9k views

Why are American Express cards are not as popular as Visa or MasterCard?

For me, AMEX is a preferred choice because I can earn more treat points. But I found that (at least in Malaysia), a lot of merchants are rejecting AMEX card in favor of Visa or MasterCard. Why?
3
votes
1answer
679 views

Credit card changed by card company: Why is Citi changing my Visa dividend platinum select card to dividend world Mastercard?

My citi divident platinum select card is being replaced with citi dividend world mastercard. I don't quite understand their explanation. But what are the changes on the benefits? why change from ...
7
votes
5answers
610 views

Received email from credit card company: “URGENT: Your Master Card SecureCode Password has expired!” Is it legitimate?

(Public service announcement) I received an email titled "URGENT: Your Master Card SecureCode Password has expired!" The email body is an image. Is it legitimate?