For questions related to Card settlement "MasterCard" company. If the questions are not specific then the tags Credit-card should be used.

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0answers
59 views

Are there unembossed cards with PayPass/PayWave? [closed]

I suspect what contactless transactions are considered by MasterCard/Visa less trusty than regular ones. Also, I know what Mr. UNEMBOSSED NAME is rather shady cardholder (from MasterCard/Visa PoV) as ...
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1answer
35 views

Is it possible to retrieve Visa currency conversion rates in bulk? MasterCard?

I'm doing a study aimed to figure out if transactions with conversion are good or bad for me. Basic information I'd like to calculate for further analysis is spread and mid-price values. However, Visa'...
2
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0answers
96 views

Does anyone know how the Curve card works? [closed]

Does anyone know how the backend of the curve card works? The website is here: https://www.imaginecurve.com/ I am not interested in the technology behind the card itself, but how all transactions go ...
0
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1answer
75 views

How long does it take for money to transfer into a mastercard?

I have a Sparkasse bank account(Germany) And I have a MasterCard too. And I am able to link both of them on the website, and I'm also able to transfer money from my bank account into my credit card(...
7
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2answers
481 views

What to do if asked to insert a 4-digits security code?

I own a MasterCard credit card. It has a 3-digit CVV code written on it, and I've always used it to make purchases. Now I'm in Ireland and everyone here wants me to insert a 4-digit code. The problem ...
0
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1answer
213 views

Embossed prepaid Mastercard

I'm confused: for me embossed and prepaid were kind of mutually exclusive. However VIABuy offers prepaid embossed Mastercards. What are the limitations compared to a non-prepaid MasterCard? Are there ...
3
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1answer
222 views

Mastercard purchase protection benefits for stolen items

I have a Visa signature card that covers any purchase within 90 days of purchasing date from theft or damage, the cost of the item will be refunded. Apparently Mastercard offers a similar benefit but ...
1
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1answer
155 views

Mastercard - No password for online transactions

I am from India and recently moved to France. In India while making any online transaction one need the information on the debit card and ATM pin number or need a password given by the bank ...
3
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1answer
130 views

Why do retailers in Peru have different POS terminals for Mastercard and Visa?

A recent visit to Lima showed me that virtually all retailers who accepted both cards had to use two different terminals instead of a unified one. Is there a specific infrastructure, culture or market ...
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1answer
70 views

Will mastercard cover 3rd year of warranty on iphone with apple care?

I'm buying a new iphone outright and have some questions about a clause in the mastercard warranty. I called mastercard and they didn't sound very confident in their answer so I wanted to ask here. ...
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2answers
170 views

MasterCard PayPass requires pin. What's going wrong?

Two days ago I was in Tampere and tried to pay with my credit card (it is Raiffeisen Bank MasterCard which supports PayPass technology). I have never paid using it before but I was pretty sure that it ...
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0answers
1k views

Is it possible to transfer money from paypal to any master card?

One of my client offers me to pay through paypal , but paypal is not supported in our country . I have a master card which is provided by payoneer . Is it possible to transfer fund from paypal to my ...
4
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1answer
675 views

Does mechanically disabling payWave/PayPass by punching a hole formally invalidate the card?

There's a bit of paranoia about whether payWave/PayPass contactless payments technology is fully secure and some people are willing to disable those in their cards. This post and this post explain how ...
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3answers
4k views

What happen if we do not pay facebook

I buy services from Facebook, but recently I wasn't careful and exceeded my credit card's limit. Then Facebook sent me this: Amount You Owe: $518.35 USD We were unable to charge your ad ...
0
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1answer
53 views

from when is the time limit for chargebacks counted?

I've read it's typically 180 days (6 months), but is it usually counted from the date of purchase, or date of delivery (when I could actually check that the good is not fit for purpose?)
5
votes
3answers
225 views

Is there a Canadian credit card which shows holds?

It is really frustrating not being able to run a tight ship with my money. Neither CIBC nor TD shows them immediately. It is certainly possible because I ran across a Visa gift card which showed them. ...
1
vote
1answer
57 views

Delayed charges on card that has been cancelled

I had Mastercard X that had been used to reserve a week long car rental a couple months ago. Then, a month ago, the card was replaced with Mastercard Y because I was determined to be eligible for a ...
4
votes
2answers
540 views

Is there any reason to prefer Visa or Mastercard?

My Italian bank, Fineco, offers me Visa or MasterCard credit cards at (apparently) the exact same conditions. IIRC when I first requested it a few years ago, it was just a checkbox in the contract ...
0
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3answers
200 views

When to use visa debit /MC debit

When I open up a regular checking account, I get an ATM/DEBIT card? So what exactly are the pros/cons of using a Visa/MC Debit card over the debit card provided by my bank?
3
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2answers
244 views

Using services from both mastercard and visa

Could be a silly question. I do know many software companies that prevent / have a write up on how the clients cannot use a competitor product for a specific time/ duration after they stop using their ...
1
vote
0answers
151 views

Is it possible to add a EUR Master Card in PayPal?

I have a bank account and two Master Cards with it: for USD and for EUR. I want to add EUR card in my PayPal account. Is it possible? Do PayPal accepts Euro or it will exchange Euro to US dollars?
3
votes
1answer
322 views

MasterCard/Visa: For my second card should I stay with the same network?

I have a card in a country, and want to create another card in another country for convenience reasons. Let's say the terms of both networks are very similar for me, so I have no special reason to ...
2
votes
1answer
1k views

Misspelled cardholders name: any official policy of MasterCard?

My bank issued a MasterCard debit card with a misspelled cardholder name. They promise that credit card regulations allow up to 3(?) letters to be misspelled in the name, but can't show an official ...
4
votes
1answer
224 views

Is it true Visa & Mastercard can choose a more beneficial date (for them) for the exchange rate on a foreign transaction?

Whenever I pay abroad (or online) with my debit card, the amount charged is in a currency other than my card's own. I am aware Visa/Mastercard charge for a foreign currency conversion. I heard a ...
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6answers
13k views

Can I prepay a Credit Card to make a Large Purchase greater than my credit limit?

I want to make a large purchase at a retail store to the sum of $10,000 but the credit limit on my card is set at $2000. If I send $10K to my credit card will the purchase be allowed to go through? ...
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4answers
280 views

Why hasn't public key encryption or one time password been introduced to battle online card fraud?

With all the identity theft and card fraud in the world. Even though some One time password measures have been put in place in the banking system where the cardholder verifies the transaction with a ...
1
vote
1answer
354 views

How can Mastercard's interest rate be more in Norway than in Finland?

I select Mastercard because it is easy to compare credits cards between the following countries. I am looking the prices of Mastercard in Finland, Estonia and Norway. All banks have the same amount ...
1
vote
1answer
1k views

Mastercard currency conversion rates

I was looking at a product disclosure statement, and the card charges a margin for foreign transactions above the exchange rate set by Mastercard. Does Mastercard have its own spread and how could I ...
11
votes
5answers
8k views

How are Visa payWave and MasterCard PayPass protected against unauthorized use?

Visa payWave and MasterCard PayPass have similar description - the card is equipped with antenna that it uses to talk to the terminal. For small purchases (something like less that $50) the ...
4
votes
4answers
10k views

In what countries can credit card merchants use address verification?

Usually when you pay with a Visa or MasterCard online you have to provide a billing address. Many online shops, especially from the United States, will only send purchases to the cardholders billing ...
21
votes
3answers
3k views

Is there any inherent difference between Visa and Mastercard credit cards?

Are there any inherent differences between a Visa credit card and a Mastercard credit card? Obviously, there can be huge differences between one Visa card and another. And between one Mastercard and ...
4
votes
2answers
1k views

Stolen Social Security number used to obtain MasterCard - does my friend owe any money?

So... my friend just told me that someone used his SSN to create a MasterCard and used around $6000. So he needs quick money from me. I personally do not understand how. Even if someone can make a ...
5
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2answers
671 views

MasterCard and SWIFT

I have MasterCard. With Master Card I have received paper where I have two important things. Card number Account number So. Questions. For SWIFT transactions I should use Account number. Yes? (I'...
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3answers
6k views

Choosing debit card: MasterCard Debit or Visa Electron?

What to take into account when choosing debit card for my personal account, between MasterCard Debit and Visa Electron? Should I take into account for example possible international travel (EU vs US)?...
21
votes
4answers
19k views

Why are American Express cards are not as popular as Visa or MasterCard?

For me, AMEX is a preferred choice because I can earn more treat points. But I found that (at least in Malaysia), a lot of merchants are rejecting AMEX card in favor of Visa or MasterCard. Why?
3
votes
1answer
1k views

Credit card changed by card company: Why is Citi changing my Visa dividend platinum select card to dividend world Mastercard?

My citi divident platinum select card is being replaced with citi dividend world mastercard. I don't quite understand their explanation. But what are the changes on the benefits? why change from ...
7
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5answers
867 views

Received email from credit card company: “URGENT: Your Master Card SecureCode Password has expired!” Is it legitimate?

(Public service announcement) I received an email titled "URGENT: Your Master Card SecureCode Password has expired!" The email body is an image. Is it legitimate?