A strategy in which an investor divides the amount of money to be invested into equal amounts with different maturity dates. This strategy decreases both interest rate and re-investment risks. Read more: http://www.investopedia.com/terms/c/cd-ladder.asp#ixzz2IN7waYUf
I’m thinking of starting a CD ladder. The rates for CDs are expressed as an annual percentage yield (APY), while the inflation rate is expressed as a percentage per year. How do you convert between ...
Assume one has a CD ladder with 5 certificates -the longest CD matures in 5 years, the shortest in 1- each with a $2000 initial deposit. Should additional deposits be evenly distributed amongst them? ...
In follow-up to these two questions, how could I automate purchasing CDs on a routine basis (say every month) in the US? Would it be specific to a given financial institution, or is this a ...
I am interested in investing a portion of my portfolio in fixed-income investments, as anemic as they are lately. Conventional logic says that it might be smart in such a down market to use a ...