Use this tag for questions that relate to an investment you have made, plan on making, or have seen discussed.

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0
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2answers
161 views

How do I prepare for the possible inflation of the euro?

Lately there's been a lot of fear being spread about the health of the Euro. I am not panicking, but I'm a bit worried about my savings. So here's my question. What is the best way to prepare for the ...
18
votes
6answers
4k views

Would it make sense to buy a rental property as an LLC and not in my own name?

I'm considering buying a rental property. Would it make sense forming an LLC and purchasing it in the name of my company, rather than owning it directly? Considerations: pros: I don't want my name ...
3
votes
3answers
682 views

When does a low PE ratio not indicate a good stock?

I buy stocks mostly based on low PE ratio. Are there situations where a stock is a bad buy in spite of having a low PE? What's the next major stat I should look for before concluding?
7
votes
5answers
619 views

Smart to buy a house in college?

My brother and I are still in college, but we have quite a bit of money saved up from various online businesses we own. We are looking at places to stay next year and are considering purchasing a ...
2
votes
1answer
217 views

Do currencies that are invested on belong to real assets or financial assets?

When considering investments in currency, I wonder if currency belongs to real assets or financial assets, and why? Thanks! Note: I learned that assets are divided into real assets and financial ...
0
votes
1answer
59 views

UK Shares in Gold? [duplicate]

Possible Duplicate: Investing in gold without holding physical gold Instead of buying actual gold, bringing it into your house, then worrying about it getting stolen. Is it possible to buy ...
6
votes
1answer
65 views

Balanced medium horizon investment for today's situation?

I am looking for a balanced investment for a medium term (max 8 years). At the beginning I looked at bonds in their different forms, but actually they offer almost the same interest rate as saving ...
5
votes
2answers
376 views

Official site to follow Warren Buffet's Berkshire Hathaway change in investment holdings?

Recently, from a public web site unofficial source, I found out that Warren Buffet's company Berkshire Hathaway is increasing its stake in Wells Fargo. Is there a web site where I can get official ...
10
votes
1answer
751 views

Buy a parking spot and rent it out, or invest savings in an interest-bearing account?

I've saved some money and now I'm thinking about two things to do with it: Buy a parking spot (~20.000) and rent it (~90 month) Put in a account that give me about (3% year) but I can't decide ...
3
votes
2answers
120 views

Can someone explain what negatively-geared investments are, please?

I hear a lot about people saying they negatively gear their investment property, etc. I recently asked a PF&M question which included a note about negatively gearing. Can somone please explain ...
11
votes
7answers
1k views

Is gold really an investment or just a hedge against inflation?

As per the title of this question, is gold something that can really be considered an investment or is it just a useful hedge against inflation? While I can understand the value in having hedges ...
4
votes
3answers
427 views

How do I choose 401k investment funds?

I recently opened up my 401k. I will admit, that I did not do much research in choosing my investment option distribution. Does anyone know of a good book (or other resource) to guide me in my 401k ...
12
votes
1answer
11k views

What does it mean if a company pays a quarterly dividend? How much would I get quarterly?

If I have a single share, lets say in Google which is currently worth 605.79. Lets say they pay out the dividends quarterly. What does that mean and how much would I get quarterly?
3
votes
1answer
311 views

Does your employer have to hold back taxes on your paycheque?

I've been looking at ways to increase the amount of liquidity that I have on a day-to-day basis, and notice that I have quite a fair amount of my bi-weekly paycheque going right to taxes that I'm ...
2
votes
2answers
661 views

What's the best online tool that can track my entire portfolio including gains/losses?

My broker does a great job of keeping my positions current but has really bad views/reports while other sites do a great job of tracking gains/loss and other reports but they don't keep track of ...
1
vote
2answers
142 views

Is an offshore investment corporation a better tax deferral arrangement than a 401k?

I would like to consider the tax deferral provisions afforded to US Citizens. If my corporation formed in a jurisdiction outside of the United States and held US Treasury Bonds (for example) gaining ...
1
vote
1answer
69 views

How many 5-year extensions are allowed on a PPF account?

Once your PPF account completes 15 years, I understand it gets extended for 5-year terms. Is there a limit on the number of such extensions?
10
votes
3answers
2k views

What are investment options for young married couple with no debt that have maxed out retirement savings?

Currently my wife and I are both working with decent salaries. We currently max our our 401k and we max out contributions to our Roth IRA. We are pretty set in terms of saving for retirement. The ...
3
votes
2answers
178 views

Extra Investment - Small monthly payment, RRSP vs Mortgage vs Mutual fund

I'm planning to invest/save some extra money on a monthly basis probably around $100-200 or so. I'm not sure where I should put it from the following options RRSP (probably open a TD e-series ...
3
votes
1answer
568 views

Return vs. Risk Graphing web site alternatives to RiskGrades, which is closing?

Risk Grades' free website (riskgrades.com) is closing 6-30-11. Do you know of a similar site that allows the user to enter several ticker symbols (funds or stocks) and obtain a graph showing relative ...
13
votes
7answers
714 views

Where should I park my money if I'm pessimistic about the economy and I think there will be high inflation?

I'm in Australia. My prediction is the economy isn't going to fair very well. I also think that the property market is going to drop. I also think there will be high inflation to come. I can explain ...
6
votes
4answers
241 views

Should I pay my Education Loan or Put it in the Stock Market?

I currently have a Student loan at a 2.47% interest rate, I owe most of my home mortgage and have a minimal amount invested in the stock market (not counting retirement). I have some money that can ...
10
votes
3answers
3k views

How much power does a CEO have over a public company?

I want to invest in a public company and I want to know: Exactly how much power does the CEO has over what the public company does? Can a CEO control a public company even though he doesn't own a ...
4
votes
3answers
1k views

What is an “International Equity”?

I'm an investment newbie, and I'm trying to understand the terminology. On the website for a certain investment firm, the main types of assets are: Large Cap Equity Small Cap Equity International ...
6
votes
3answers
161 views

While building a retirement portfolio, should the concentration be more on increasing net worth or cash flow?

Most of the articles/blogs/websites on retirement savings concentrate on adding more savings and investments to increase the net worth of an individual. But a higher net worth doesn't imply that a ...
6
votes
3answers
969 views

What is “beta” for an investment or a portfolio, and how do I use it?

Recently my financial adviser has been talking about my portfolio's "beta". I have also seen beta listed for some investments (for example: http://www.google.com/finance?q=goog). What is "beta" and ...
12
votes
10answers
2k views

What assets would be valuable in a post-apocalyptic scenario?

In spite of the tendency for people to think of gold and diamonds as an emergency store of value for a shit-hits-the-fan scenario, I have a hard time understanding how owning physical gold would ...
3
votes
4answers
341 views

How can I make money if I believe that interest rates will go up, other than by investing in real-estate or taking out a low-interest loan?

How can I make money on the conviction that interest rates will rise other than: Buying real-estate Taking out a cheap loan and lending at a higher rate in the future
3
votes
3answers
2k views

Tax implications of buying the vacant lot next door?

I live in Green Bay, WI in a newer development. We built our house 2 years ago and houses are starting to go up around here. We want to buy the vacant lot next to us so we don't get any neighbors. ...
7
votes
6answers
597 views

Are stock index fund likely to keep being a reliable long-term investment option?

As I understand it, stocked-based index fund have been a reliable long term investment option in the last X years. Specifically, during "most" 10-year intervals in the examined history, the yield on ...
4
votes
3answers
13k views

Is there an online cost-basis calculator that automatically accounts for dividend re-investments and splits?

I recently sold stocks which I have been holding a long time. I don't have complete records. I do know that on a certain date, I had so many shares in an automatic re-investment program. Is there ...
5
votes
2answers
137 views

How to transfer personal earnings to a company

Say I work in the US and am using my personal earnings to bootstrap a small company. What is the proper way to transfer my personal wages into the company account? Do I just cut my company a check? ...
8
votes
3answers
1k views

Joint property ownership: 2 homeowners, but only 1 lives in the home. How to fairly split mortgage payments?

If 2 people decide to invest in a house, but only 1 of them wants to live in the house, should the interest only monthly mortgage payments be: split 50/50, the person living there pays 100% the ...
2
votes
5answers
217 views

Is it a good investment for a foreigner to purchase a flat/apartment in China?

Is it a good investment for a foreigner to purchase a flat/apartment in China? Why, or why not?
18
votes
12answers
1k views

What should I be aware of as a young investor?

I'm 19 years old and am keen on investing in blue-chip companies. What should I take note of?
3
votes
2answers
304 views

PPF / NSC inquiry eligibility

I have a 2 year old daughter, US citizen by birth. Can we invest in her name in PPF (Public Provident Fund) or NSC (National Savings Certificate) ? Both parents are Indian nationals.
2
votes
3answers
148 views
11
votes
3answers
3k views

What is most time-efficient way to track portfolio asset allocation?

I've recently decided I wanted to track my investments over time so that I could accurately determine really cool financial things like: My actual asset allocation My actual rate of return over time ...
1
vote
1answer
169 views

Effect of home country inflation vs. resident country inflation on immigrant's assets?

Let's assume that there is an immigrant whose resident/host country is US which has low inflation while his home country has high inflation. The immigrant invests in his home country using his ...
5
votes
2answers
254 views

Why is a Vanguard fund based on U.S. treasury inflation-protected securities (TIPS) returning more than the rate of inflation?

VIPSX says it has returns of >= 5% over 5 years and almost 9% in the last year. It appears to be based on U.S. inflation-protected securities. However, U.S. treasuries are returning near zero, and ...
11
votes
2answers
3k views

A good investment vehicle for saving for a mortgage down payment?

I've calculated that I will be able to save approximately enough for a 20-25% down payment on a home (at my back-end-ratio affordability level) in the next 2-3 years. I'm maxing out contributions to ...
2
votes
2answers
144 views

Has anyone invested with Privatiers? Is it legitimate?

Looking for offshore online investments, I stumbled upon Privatiers. It seems to be a Swiss asset management firm. What I would like to know is if it is legit? Does someone have any experience with ...
13
votes
2answers
504 views

Can a bunch of wealthy people force Facebook to go public?

Over at Dealbook, Sorkin writes in reference to Facebook: Once more than 500 individuals or institutions own shares in Facebook, securities laws mandate that the company go public. Google staged ...
3
votes
1answer
521 views

Are money market instrument and short-term debt same?

I am learning some basic concepts in investment. Here is my questions: Are money market instruments and debt (short-term) same? From the two links I provided, they look almost the same to me, ...
9
votes
1answer
1k views

Any Experience with the Gone Fishin' Portfolio?

In doing research on How to Select IRA Investments, I stumbled across the Gone Fishin' Portfolio. This link where I found out about the portfolio claims that it is based on the 1990 economics Nobel ...
4
votes
1answer
380 views

What are useful indexes for rapid evaluation of country investment risk?

The World Economic Forum released their Global Competitiveness Report yesterday and it offers a comprehensive view of individual country risk/reward. There has been an explosion of these types of ...
5
votes
4answers
5k views

Tracking Gold and Silver (or any other commodity investment) in Quicken 2010?

I am an avid Quicken user, and I have pretty much every account, investment, liability, and asset tracked in it. I recently started purchasing gold and silver as an alternative, "backup" investment, ...
3
votes
3answers
361 views

Investment strategies for young adults with entrepreneurial leanings?

I just graduated with my Masters and I'm working at my first job (in the US). Luckily enough, I don't have much in terms of student loans (primarily because my undergrad was completed in India). As ...
4
votes
3answers
100 views

What's a good way to find someone locally to help me with my investments?

I inherited a stock portfolio from my grandparents, and it has been sitting at the investment house where it was when I got it. I want to move this portfolio somewhere where the fees are lower and ...
38
votes
6answers
5k views

What is the best asset allocation for a retirement portfolio, and why?

Based on financial conversations I've had with trusted family members, I believe that asset allocation is one of the more critical things to "get right" during retirement savings. Based on an ...