1
vote
1answer
87 views

Rupee Cost Averaging (SIP) vs. Value Cost Averaging (VIP) in mutual funds?

Which one is a better option while investing in mutual funds? I think that investment via VIP would work only if the investment is target oriented, and if calculated manually.
0
votes
1answer
361 views

Which mutual funds is Dave Ramsey talking about in The Total Money Makeover?

In the 2007 edition of Dave Ramsey's book The Total Money Makeover: A Proven Plan for Financial Fitness (ISBN 978-0-7852-8908-1), on pages xv & xvi, he states the following: Many intelligent ...
1
vote
3answers
231 views

My first investment $15K

My knowledge of mutual fund investments is 1 month old. I have $15000 on top my emergency savings and I max out my Roth IRA in addition. So this money is just there earning 1% APY in a savings ...
2
votes
3answers
155 views

What is a good time to start investing in a targeted mutual fund?

Lets say I think a specific Index fund/Mutual fund is a good potential investment e.g. VHCOX, given its high growth rate in the past one year. Does it matter at what time I make the initial ...
4
votes
2answers
397 views

Are mutual funds a good choice for a medium to low risk investment with a two year horizon?

I have a two year investment horizon, and I will make regular monthly contributions. I prefer investment options with medium to low risk. Are mutual funds a good choice for such a short investment ...
0
votes
1answer
109 views

How to understand expenses matter relative to investment type for mutual funds?

From Wikipedia Expenses matter relative to investment type There are three broad investment categories for mutual funds (equity, bond, and money market - in declining order of historical ...
1
vote
1answer
73 views

How do the returns generated via Equity/Debt investment differ from the returns from a Mutual Fund based on Equity/Debt?

My point is as both involve equities/debts(direct investment) in the main role, how is it that Equity/Debt is considered as a high returns/high risk venture and Mutual Fund a low risk/ low return ...
6
votes
2answers
106 views

How are active ETFs possible?

I'm having trouble wrapping my head around how it's possible to have these new active ETFs. How do they operate, realistically? I mean, the point of ETFs (as a structure) is that arbitrageurs can ...
4
votes
1answer
89 views

Foreign tax credit carryover w/o having filed previously?

I owned VGTSX for years now but only in year 2011 was it a requirement for me to file taxes. Can I claim foreign tax credit carryovers for past years even though I didn't file taxes during those ...
3
votes
1answer
467 views

Return vs. Risk Graphing web site alternatives to RiskGrades, which is closing?

Risk Grades' free website (riskgrades.com) is closing 6-30-11. Do you know of a similar site that allows the user to enter several ticker symbols (funds or stocks) and obtain a graph showing relative ...