Use this tag for questions that relate to an investment you have made, plan on making, or have seen discussed.

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3
votes
3answers
135 views

What are some quick test to check whether a company is in healthy financial status

Usually, before deciding to invest in a company, I prefer to to look at 2 figures in their balance sheet Current asset Current liabilities Very often, I assume the company with Current asset > ...
1
vote
2answers
93 views

Does working in finance firms improve a person's finance knowledge?

I would like to know whether it is possible to gain personal finance knowledge if a person works in a good finance firm where he comes across many financial models.
3
votes
4answers
137 views

How to divide investment power between fixed asset and more liquid assets?

My wife and I bought our first home this year. We got a good price and live modestly so our fixed expenses are only about half of our take home income. Due to Canadian mortgage rules we opted to put ...
7
votes
3answers
485 views

Ways to invest my saved money in Germany in a halal way?

I will be graduating soon from university with a masters degree in computer science. I will get a good salary when I start working and I will save about 1000 euros each month. However I'm looking for ...
0
votes
0answers
12 views

Estimating Sale Price of an Asset Manager Using an EBITDA Multiple

I am thinking through a situation where an asset manager is created through the help of a sponsor who takes a revenue share for providing initial funding. I.e. the revenue share is an expense of the ...
0
votes
1answer
36 views

What happens to the share of A company that I own which has been bought by B company?

Will my shares be changed to shares of B company or will I be paid an amount of the share before the transaction with some additional amount based on transaction?
3
votes
1answer
92 views

How can I invest my personal money in my own Limited company in the UK?

I registered a Limited company in the UK one year ago and I am the sole shareholder and sole director of the company. Now I want to invest £50k in the company so that I can buy products and rest of ...
0
votes
3answers
45 views

Share holder or company getting the money when investor invests?

Let's say I have a company and I own 100 % of it. An investor wants to invest $1000 and gets 10 % of the company, I now own 90 % of the comopany. To who pertains the $1000 - to me or to the company? ...
3
votes
2answers
147 views

Investing in third world countries

I am working for an engineering company that allows me to travel to different third world countries. I am quite certain their are plenty of investment opportunities such as in restaurant, chains, real ...
1
vote
1answer
53 views

1031 Exchange and Taxes?

We were given a property by my father in 2001 who was doing a 1031 Exchange on an investment property. Once we were given the deed and title of the property a year later, we started using it as a ...
2
votes
2answers
59 views

Systematic investment plan interest calculation

How can I calculate the effective compound annual growth rate (http://en.wikipedia.org/wiki/Compound_annual_growth_rate) for a systematic investment plan ...
2
votes
1answer
29 views

Investments - Huge drop in bid price versus last close

What happens if a new Bid price is substantially lower than the last Close price - close to 20% lower, and Ask is shown as zero? Will trading take place? Is this likely to be "big money" with insider ...
1
vote
2answers
66 views

Online broker available in Europe - to buy index funds or ETF with small investments

So i am trying to start investing periodically some small amounts. I am particularly interested in index funds or ETF. I would like to be able buy, track, sell them, and etc online. There are a lot ...
2
votes
1answer
69 views

Calculating IRR with cashflows vs NAV - getting different answers

I'd like to calculate an investment's IRR by looking at the NAV/share of the investment and also by looking at the cash flows as a check. The results should be the same. The following case works ...
-1
votes
2answers
69 views

Settling before T+3?

If I am using an online broker, Merrill Edge, is it possible for my transaction to settle before the third day? I am confused on the settlement process, in theory, couldn't I settle the funds ...
-1
votes
2answers
146 views

Following an investment guru a good idea?

I was wondering if following the financial moves of a guru like Warren Buffett, a good investment strategy? The reason for asking: Warren Buffett just bought a significant stake in IBM recently. I ...
1
vote
0answers
72 views

How do I do double-entry bookkeeping for separately-managed investment accounts?

Double-entry bookkeeping is new to me but is something I'm trying to apply to our personal finances. The area I am struggling with is how to deal with our investments. We have a mix of Canadian RRSP ...
2
votes
3answers
191 views

I want to invest in Gold. Where do I go and buy it?

I would like to invest in some Gold. The current rate of Gold is Rs 27,800/- per 10 grams. Some banks like HDFC offer gold but at a much higher inflated price of Rs 29,084/- Some of my questions ...
1
vote
1answer
81 views

What is the difference between the asset management division in an investment bank and an investment company?

I am curious to know what the difference between the two, for example, say asset management at JP Morgan versus BlackRock. Part of the difference could be due to fiduciary obligation. Specifically, ...
1
vote
1answer
75 views

Peer to Peer Lending Small notes Vs Large Notes

I have recently started investing in lending club. Very minimum with $25 in each note. I was wondering which is better funding. The small notes vs large notes; 36 vs 60 terms in addition to ...
2
votes
1answer
146 views

How did Bloomberg keep such a high share of his company?

From internet sources, Michael Bloomberg owns 90% of Bloomberg L.P., which is an insanely high percentage. How did he manage to create such a major company while retaining almost complete ownership?
9
votes
2answers
299 views

Frequency of investments to maximise returns (and minimise fees)

If I have a certain amount of money to invest regularly, how do I calculate the amount to let accumulate in my bank before I make that investment, assuming there is a fee associated with each ...
0
votes
1answer
38 views

Returning Financial Capital to Investors

If someone invest certain amount on my company and after a year I am able to return the exact capital with the profit, what will I do to that investor? Will that person still invest in my company? ...
0
votes
2answers
72 views

How much of my losses due to investments in a LLC can I deduct?

In 2013 I invested $90k for a 20% interest in a LLC and am a material participant. The LLC reported losses of $340k in 2013 and $180k in 2014. My losses were $68k in 2013 and $36k in 2014. How ...
1
vote
1answer
52 views

Good Percentage Return on Equity? [closed]

Considering a public retail company existing for more than 47 years, would you suggest 23.12% to be a good percentage return on equity? I know that it is currently better than what banks can offer, ...
1
vote
5answers
1k views

Best way to invest money as a 22 year old?

I currently have a small sum of money of less than $1000, but will be reaching greater than $1000 over the summer due to a summer waiter job. I have been reading about the stock market, but so far I ...
3
votes
4answers
290 views

I have about 20 000 usd. How can invest them to do good in the world?

Here are my criteria: I'm looking for a passive investment Low risk/proven concept I accept a low roi. If I can beat inflation, that's enough I wish to put the money where they are actively doing ...
2
votes
2answers
125 views

Can I withdraw cash from selling investments before the settlement date?

If I sell stocks, will I be able to withdraw cash from the proceeds that same day or will I have to wait until the T+3 settlement date? Does it depend on the brokerage?
2
votes
2answers
232 views

I have $20k of imaginary gains from trading last year due to wash sale rules. Should/can I take mark to market?

I have traded for most of the year while I work at my full time job as a software developer. I am using it to augment my income. I like working in academia but it just doesn't pay that well! I started ...
1
vote
1answer
87 views

Rupee Cost Averaging (SIP) vs. Value Cost Averaging (VIP) in mutual funds?

Which one is a better option while investing in mutual funds? I think that investment via VIP would work only if the investment is target oriented, and if calculated manually.
3
votes
1answer
28 views

What exactly are the SEIS tax benefits and how can I use them?

I'm hoping that someone that understands the UK tax system better than I do can help explain in what way I can benefit from SEIS approved investments. I'm especially interested in understanding if ...
0
votes
1answer
72 views

PPF Account in Indian banks

I'm an indian citizen and about to open a PPF Account in a Nationalised bank. I have had enquiry in ICICI Bank and in SBI Bank today. Their interest rates are as 8.8 and 8.7 respectively. Can one ...
0
votes
1answer
55 views

Do we need to provide a TIN or ITIN in the W-8BEN form?

We are non-U.S. investors investing through an LLC into ventures. The ventures have operations in Brazil but some have Delaware holding companies. Do we need to provide a TIN or ITIN in the W-8BEN ...
0
votes
1answer
51 views

Relationship between Home, Net Worth, and REITs

Source: P215, ETF for Dummies, 2nd Ed (2011) by Russell Wild: Your residence, your portfolio If you bought your home for, say, $130,000 some 26 years ago, and that home is now worth $1.3 ...
3
votes
3answers
79 views

Source of income: from dividends vs sale of principal or security

Source: P172, P214, ETF for Dummies, 2nd Ed (2011) by Russell Wild: P172: First, if you need a steady stream of income, nothing is stopping you from creating artificial dividends by selling off ...
5
votes
1answer
110 views

Ownership in company and rounds of investment

I negotiated a deal with a startup when they wanted me to move overseas to work with them and I effectively received 2% ownership of the company plus a nice salary. The company is getting ready to ...
0
votes
1answer
38 views

What is the difference between Protected-equity loan vs Equity loan?

I cannot understand what a protected-equity loan is and how it is different from an equity loan. Please keep your explanation layman and easy to understand. It's a research question for class, for ...
4
votes
1answer
150 views

What risks am I taking if my well-off close friend is asking to use my credit to flip a property?

I have very good credit that I've worked hard to obtain. My friend has flipped a few properties and made some good money doing so. He wants to pay me a fee along with any taxes I'll endure if I put a ...
2
votes
1answer
62 views

Investing in DHA property in Queensland

I was interested in investing in DHA (Defence Housing Australia) properties in Queensland. Does anyone who may have any DHA investment properties within Queensland know how these properties have ...
3
votes
3answers
200 views

Retirement & asset allocation of $30K for 30 year old single guy

Recently came into some money, 30K via inheritance, which I would like to invest. I Would like to put some if not all of it towards retirement, as I have no plans to touch the money for at least 10 ...
0
votes
1answer
370 views

Which mutual funds is Dave Ramsey talking about in The Total Money Makeover?

In the 2007 edition of Dave Ramsey's book The Total Money Makeover: A Proven Plan for Financial Fitness (ISBN 978-0-7852-8908-1), on pages xv & xvi, he states the following: Many intelligent ...
2
votes
1answer
421 views

Investment options for 18 year old?

I have no background in investing and I'm not American but I would like to know what are my investment options as a college student studying in the US. I have put a side $1000 but I have no idea how ...
1
vote
3answers
232 views

My first investment $15K

My knowledge of mutual fund investments is 1 month old. I have $15000 on top my emergency savings and I max out my Roth IRA in addition. So this money is just there earning 1% APY in a savings ...
2
votes
1answer
60 views

Fees aside, what factors could account for performance differences between U.S. large-cap index ETFs?

I'm regardful of the effects of Expense Ratios, but they range from 0.07% to 1.00% for the stocks therein. What other factors/reasons might explain and account for the prodigious difference in rates ...
4
votes
1answer
2k views

How did Bill Gates actually make his money?

This is something that has always made me curious as heck. I don't really understand how corporate system works so please forgive me if the answer is extremely obvious. I realize Microsoft's history, ...
4
votes
1answer
79 views

How do I maximise my returns when using margin in my brokerage account?

Suppose I have an investment account with $10,000 in it. I have a margin rate of 10% per year. For a total of $2.7 interest per day, or $1,000 per year. I can invest in a high risk ETF with returns ...
2
votes
3answers
283 views

When to start with year 0 and when with year 1 when calculating NPV?

I am calculating NPV for one investment plan. When should I start the calculation of NPV with year 0 and when with year 1? I know that the year 0 is like the year when the company is just starting up ...
2
votes
3answers
155 views

What is a good time to start investing in a targeted mutual fund?

Lets say I think a specific Index fund/Mutual fund is a good potential investment e.g. VHCOX, given its high growth rate in the past one year. Does it matter at what time I make the initial ...
1
vote
1answer
44 views

Help to understand some investment comments?

I am a foreigner in US and new to investment, and have trouble understanding a comment ...
2
votes
2answers
85 views

What criteria should I think about as I evaluate UK trading platforms?

I'm totally new to investing, and I'm looking to invest in some index tracker funds. Currently I have little idea about what to look for in an investment platform. For example, does HSBC's Investment ...