Use this tag for questions that relate to an investment you have made, plan on making, or have seen discussed.

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0
votes
2answers
15 views

Investments beyond RRSP and TFSA, in non-registered accounts?

I am Canadian, with income just below marginal higher rate. My RRSP contributions were always filled, and the rest went to extra mortgage payments. I just finished paying off the mortgage and will ...
0
votes
1answer
55 views

Can you replace Roth IRA contributions that you withdraw from the current year?

I know that if I remove principal from a Roth IRA for longer than 60 days from previous year's contributions, that I cannot put that back into the Roth IRA. However, assume I deposit 5500 in January ...
-2
votes
0answers
20 views

Does cashflow to this equity split increase with time?

On a recent episode of Restaurant Startup (this one: http://www.cnbcprime.com/restaurant-startup/battle-of-the-pitches/), Tim Love valued the business at $200k. His offer was to invest $100k and take ...
11
votes
1answer
1k views

Why do billionaires buy life insurance? [closed]

I hear and read a lot of people say that consumers should "Buy term and invest the difference." I also read that life insurance is a bad investment. Yet, when I did an Internet search, not only did I ...
2
votes
1answer
90 views

Investing in your own LLC - equity or debt

I am putting initial investments in my own LLC, and as I started accounting I want to know how to treat it better - make it a loan to LLC or make it equity investment? It might take about half a year ...
0
votes
1answer
53 views

Investing in USD from the Eurozone (Jan 2015)

A local economics professor recommended opening a "checking account" (forex account?) in USD with euros. He estimates a 5 to 10% yearly growth in the EURO value of such an account. For instance, ...
0
votes
0answers
23 views

Taxes on offshore funds held in UK investment account

I am an italian citizen but UK resident and have an investment account with Fidelity in UK. I would like to invest in the Fidelity Euro Cash fund to gain exposure to EUR without adding other risks ...
2
votes
2answers
146 views

How to invest with a low net worth

Ok, I have following set up. I am a trainee in Germany. That means I am someone who is going to school part time and works in the company the other time. So my income is low at the moment. Fortunately ...
0
votes
1answer
33 views

Net Cash Flows from Selling the Bond and Investing

I am a beginner finance student, i am having trouble understanding short sale.In this context the bond is priced at 960.00 and will give a future payment of 1000 1 yr from the day it was bought. I ...
1
vote
1answer
88 views

Sole employee of my own S-Corp - investment options? 401k, Roth, SEP?

I'm looking to start a retirement account and I'm looking for options that fit with my scenario. I'm the sole employee/owner of an S-Corp and as such, I give myself a W2 at the end of each year and ...
6
votes
1answer
356 views

If a startup receives investment money, does the startup founder/owner actually gain anything?

I am a bit confused on this topic. You hear a lot of stories now on how startup X received X million dollar from X VC firm. But I'm unsure whether the owners of the startup are actually 'making money' ...
0
votes
0answers
31 views

International Student in United Kingdom eligible to Invest

I am a International Student studying in London with a Tier 4 Student VISA. Am I eligible to invest in stocks, bonds or funds through brokers or banks in the United Kingdom? I tried to search Home ...
0
votes
1answer
49 views

Finance car with or with out a balloon payment

A person called "Bob" is considering buying a car and financing it over 5 years. He has the option to finance the car with a maximum balloon payment of 30%. When financed the load will have an ...
0
votes
1answer
46 views

How do these factors affect engagement rings as an investment?

I'm shopping around for an engagement ring. At the moment, I'm considering two options. From a "will she like it?" perspective consider them equal. (I say that because that is really the MOST ...
0
votes
1answer
39 views

How quickly does short float ratio/percent change?

I'm new to stocks, so let's get that out of the way. But I was curious, how quickly, does the short float ratio change on websites like cnn, nasdaq.com, finviz, google, etc.? Also, if it does change ...
0
votes
2answers
211 views

List of Investments from safest to riskiest?

I am trying to hedge my portfolio and I want to see my options here. I am trying to list out some investments from the safest to the riskiest. I will list a few that I am aware about. Would be very ...
2
votes
2answers
248 views

How does the purchase of shares on the secondary market benefit the issuing company?

Purchasing common stock is often described as making an investment in the company. In exchange for this investment, you receive shares of the company's profits and, hopefully, you see some capital ...
0
votes
0answers
38 views

What investment options should I pick for my superannuation/retirement investments?

Right now, all my savings are in high interest (3.73%) savings accounts, and I've tried the stock market, but I have stopped for now due to my low capital not yielding enough to win against the broker ...
0
votes
0answers
55 views

Bringing money to UK for investment purposes

What are the tax implications on bringing money from abroad to UK for investment purposes on starting a private Ltd company (Rental business) and also for giving it is a loan to a actively running ...
0
votes
1answer
55 views

What are my investment options in Australia?

My current bank offers a 3.63% interest rate. I have about $7k in flexible money that I could put in potentially good investments. Right now, I'm only familiar with Term deposits, the stock market, ...
1
vote
2answers
137 views

Is it a good idea to accept a £2 million debt-based investment? [closed]

I am a co-founder of a tech startup which launched earlier this year, we have a live website and iOS app and are in the process of seeking investment to take the project to the next stage and start to ...
4
votes
1answer
173 views

As a Canadian, what should I invest in if I'm betting that the Canadian real estate will crash?

I apologize in advance if this question seems unethical as you may think I'm trying to profit from people's losses. I'm just trying to protect my investments. So here's my question: if I'm betting ...
0
votes
0answers
33 views

How are the sub-periods derrived in TWRR Daily Valuation?

I've been looking at the TWRR Daily Valuation method and I'm trying to understand how to break the total performance period into sub-periods when there are irregular cash flows. As the article ...
4
votes
1answer
70 views

How does ISA allowance cumulate over time?

I don't understand how the ISA allowance cumulate (if it does) over time. Suppose I use the entire allowance for 2014. So I will have in the ISA 15k £. What happens in 2015? Suppose no P&L was ...
1
vote
1answer
104 views

Which is better: Guaranteed 7% or projected/historical 8%

In deciding between maxing out 7% interest rate student loan repayment on the other hand, and investing in a SPY ETF on the other there are essentially two factors: 1) Is a projected/historical 8% ...
2
votes
3answers
81 views

How does investment into a private company work?

My question is inspired by Dragons' Den, an investment TV show in Britain, where an entrepreneur asks investors for money. The entrepreneur (E) goes on the show and says, "I want 100k for 25% of my ...
3
votes
3answers
204 views

What are some quick test to check whether a company is in healthy financial status

Usually, before deciding to invest in a company, I prefer to to look at 2 figures in their balance sheet Current asset Current liabilities Very often, I assume the company with Current asset > ...
1
vote
2answers
128 views

Does working in finance firms improve a person's finance knowledge?

I would like to know whether it is possible to gain personal finance knowledge if a person works in a good finance firm where he comes across many financial models.
3
votes
4answers
153 views

How to divide investment power between fixed asset and more liquid assets?

My wife and I bought our first home this year. We got a good price and live modestly so our fixed expenses are only about half of our take home income. Due to Canadian mortgage rules we opted to put ...
8
votes
3answers
885 views

Ways to invest my saved money in Germany in a halal way?

I will be graduating soon from university with a masters degree in computer science. I will get a good salary when I start working and I will save about 1000 euros each month. However I'm looking for ...
0
votes
0answers
44 views

Estimating Sale Price of an Asset Manager Using an EBITDA Multiple

I am thinking through a situation where an asset manager is created through the help of a sponsor who takes a revenue share for providing initial funding. I.e. the revenue share is an expense of the ...
0
votes
1answer
52 views

What happens to the share of A company that I own which has been bought by B company?

Will my shares be changed to shares of B company or will I be paid an amount of the share before the transaction with some additional amount based on transaction?
3
votes
1answer
171 views

How can I invest my personal money in my own Limited company in the UK?

I registered a Limited company in the UK one year ago and I am the sole shareholder and sole director of the company. Now I want to invest £50k in the company so that I can buy products and rest of ...
0
votes
3answers
54 views

Share holder or company getting the money when investor invests?

Let's say I have a company and I own 100 % of it. An investor wants to invest $1000 and gets 10 % of the company, I now own 90 % of the comopany. To who pertains the $1000 - to me or to the company? ...
3
votes
2answers
306 views

Investing in third world countries

I am working for an engineering company that allows me to travel to different third world countries. I am quite certain their are plenty of investment opportunities such as in restaurant, chains, real ...
1
vote
1answer
103 views

1031 Exchange and Taxes?

We were given a property by my father in 2001 who was doing a 1031 Exchange on an investment property. Once we were given the deed and title of the property a year later, we started using it as a ...
2
votes
2answers
117 views

Systematic investment plan interest calculation

How can I calculate the effective compound annual growth rate (http://en.wikipedia.org/wiki/Compound_annual_growth_rate) for a systematic investment plan ...
2
votes
1answer
31 views

Investments - Huge drop in bid price versus last close

What happens if a new Bid price is substantially lower than the last Close price - close to 20% lower, and Ask is shown as zero? Will trading take place? Is this likely to be "big money" with insider ...
1
vote
2answers
159 views

Online broker available in Europe - to buy index funds or ETF with small investments

So i am trying to start investing periodically some small amounts. I am particularly interested in index funds or ETF. I would like to be able buy, track, sell them, and etc online. There are a lot ...
2
votes
1answer
175 views

Calculating IRR with cashflows vs NAV - getting different answers

I'd like to calculate an investment's IRR by looking at the NAV/share of the investment and also by looking at the cash flows as a check. The results should be the same. The following case works ...
-1
votes
2answers
77 views

Settling before T+3?

If I am using an online broker, Merrill Edge, is it possible for my transaction to settle before the third day? I am confused on the settlement process, in theory, couldn't I settle the funds ...
-1
votes
2answers
168 views

Following an investment guru a good idea?

I was wondering if following the financial moves of a guru like Warren Buffett, a good investment strategy? The reason for asking: Warren Buffett just bought a significant stake in IBM recently. I ...
1
vote
0answers
132 views

How do I do double-entry bookkeeping for separately-managed investment accounts?

Double-entry bookkeeping is new to me but is something I'm trying to apply to our personal finances. The area I am struggling with is how to deal with our investments. We have a mix of Canadian RRSP ...
3
votes
3answers
218 views

I want to invest in Gold. Where do I go and buy it?

I would like to invest in some Gold. The current rate of Gold is Rs 27,800/- per 10 grams. Some banks like HDFC offer gold but at a much higher inflated price of Rs 29,084/- Some of my questions ...
1
vote
1answer
441 views

What is the difference between the asset management division in an investment bank and an investment company?

I am curious to know what the difference between the two, for example, say asset management at JP Morgan versus BlackRock. Part of the difference could be due to fiduciary obligation. Specifically, ...
1
vote
1answer
84 views

Peer to Peer Lending Small notes Vs Large Notes

I have recently started investing in lending club. Very minimum with $25 in each note. I was wondering which is better funding. The small notes vs large notes; 36 vs 60 terms in addition to ...
2
votes
1answer
155 views

How did Bloomberg keep such a high share of his company?

From internet sources, Michael Bloomberg owns 90% of Bloomberg L.P., which is an insanely high percentage. How did he manage to create such a major company while retaining almost complete ownership?
9
votes
2answers
456 views

Frequency of investments to maximise returns (and minimise fees)

If I have a certain amount of money to invest regularly, how do I calculate the amount to let accumulate in my bank before I make that investment, assuming there is a fee associated with each ...
0
votes
1answer
38 views

Returning Financial Capital to Investors

If someone invest certain amount on my company and after a year I am able to return the exact capital with the profit, what will I do to that investor? Will that person still invest in my company? ...
0
votes
2answers
122 views

How much of my losses due to investments in a LLC can I deduct?

In 2013 I invested $90k for a 20% interest in a LLC and am a material participant. The LLC reported losses of $340k in 2013 and $180k in 2014. My losses were $68k in 2013 and $36k in 2014. How ...