Use this tag for questions that relate to an investment you have made, plan on making, or have seen discussed.

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0
votes
1answer
25 views

Will there be any complication at the time of withdrawal by opening Roth IRA as a non US citizen?

I am currently on a H1B visa. A senior colleague at my work recommended that I open a Roth IRA. I did some research and I like the idea of it, but I was unable to find answers to all of my questions. ...
34
votes
2answers
2k views

Where can I put savings for my kid that I literally cannot withdraw from?

I currently have a second savings account where I'm saving money for my child's future - most likely it will be used for their college and/or wedding. I've heard horror stories of parents stealing ...
4
votes
2answers
91 views

How is negative gearing a good thing?

In Australia investors buy investment properties that are negatively geared to save tax. A lot of articles on property investment say that one of the cons of having a positively geared property is you ...
3
votes
1answer
273 views

How to find an optimum linear combination of various investments?

Say an investor with 1 million dollars want to put his money on several investments. Say investment outcomes on those investments are $x_1, x_2, x_3, x_4, ... x_n$ The investor need to put w1 on x1, ...
0
votes
1answer
162 views

What's the folly with this stock selection strategy

I am very leery of investing in Stocks over here. I have tested some other Asian markets and gotten some returns. Rather than have my money depreciate (less interest than Current Inflation ), I'd ...
3
votes
1answer
58 views

What's the best way to deal with the market swings? [closed]

So I've been trading for a while. Having said that, the current bear markets are driving me to get some "deals". I think I bought some investments for a decent price. Having said that, I can't go ...
5
votes
3answers
106 views

Extended family investment or pay debt and save

I'm 25 and my wife is 24. My extended family is about to start a new investment fund, where every member basically contributes an amount between $50-$100 (amount per person) monthly. The purpose is to ...
11
votes
4answers
1k views

What is this type of risk-free investment called?

My mother told me that in 1994, she had $10K to put into a savings account or CD. She went to the local Citibank and didn't like the interest rates that they were offering on their savings/CD ...
0
votes
1answer
171 views

Calculating the Free Cash Flow (FCF)

I'm working on fundamental analysis on a public company, and am trying to calculate the Free Cash Flow for Facebook (FB) for the latest quarter - ending Sep 30, 2015, as shown below and would like to ...
87
votes
19answers
22k views

Are lottery tickets ever a wise investment provided the jackpot is large enough?

If the odds of winning a lottery jackpot are one in 292 million, and the jackpot prize is expected to be greater than than $1 billion, does this make a lottery ticket a wise investment? (source: ...
0
votes
1answer
56 views

What is it about company performance that causes the perceived value of its stock to rise? [duplicate]

Many stocks don't pay dividends, and it's not like a shareholder has any direct financial gain from increased company earnings. Plus, they can only benefit from earnings if the company goes bankrupt ...
-2
votes
1answer
100 views

Fundamentals Look Great, What Now? [closed]

So after days of fundamental analysis on hunderds of stocks, I've narrowed it down to three that seem really good. Their margins are good, ratios are good, EPS and P/E are good, etc. What is the next ...
0
votes
1answer
30 views

What is the current substitute for the Value Line Composite Index?

I am trying to use the Value Line Composite Index for a project. Much to my dismay, I just found out that it was discontinued in 2013. Have there been other substitutes developed for this since then? ...
-2
votes
1answer
72 views

How do you calculate return on investment for a share of stock?

How do you calculate the return on investment for a single share of stock? For example, what would be the return/value of a single Google share now, if bought in January 2015?
1
vote
1answer
31 views

Steps and timing of the SEIS investment (in the UK)

All, Assume that I am considering to invest £10K under the SEIS (Seed Enterprise Investment Scheme), on a UK startup in Jan 2016. In this case, can someone please advise the steps required and the tax ...
-1
votes
4answers
80 views

Most effective Fundamental Analysis indicators for market entry

I am new to Fundamental Analysis. I purchased a few books on the subject which has proven valuable but time consuming. I was wondering if anyone with more experience than myself can recommend the ...
-3
votes
1answer
43 views

Has NAB CEO taken up his entitlements of new shares early this year?

Does anyone know whether the NAB CEO Andrew Thorburn has taken up all his entitlements for the new shares (i.e., increasing the amount of NAB shares he owns) during the capital raising early this ...
21
votes
11answers
3k views

Why is property investment good if properties de-valuate over time?

So I was reading that investing in property is a safe and solid investment (but low on return). This is based on how the prices rise e.g. a property price in the 1980's vs 1990's vs 2000's vs 2015. To ...
1
vote
1answer
39 views

Tax deduct rental property expenses in future

I'm an australian doing postgrad in australia, and my current government awarded income is tax-exempted. I would like to know if in a couple of years when I start working, I can tax-deduct the ...
-1
votes
1answer
42 views

How can Cost Basis be greater than the Amount Invested?

A friend owns a mutual fund, Capital World Bond Fund CL A. He has owned it for a fairly long time, but does not know how long. It might have originally been with a different brokerage about a decade ...
-2
votes
2answers
84 views

Making money through CFD

If I don't own the stock I am investing in, like in a CFD, then how do I make money? Where does the money I am investing go to, and where does the money I make come from? And what happens to the ...
3
votes
1answer
145 views

T-mobile stock: difference between TMUSP vs TMUS

Is there a way to invest in T-mobile stock from the US? Yahoo finance lists both: TMUSP - NasdaqGS with a dividend of 4.3% and avg volume of 90,000 and TMUS - NasdaqGS with a dividend of 7.4% and ...
1
vote
0answers
20 views

Questions on CDARs

I was investigating a CDAR as a possibility for a large sum investment. However, I was under a false impression that I could leave the primary investment aka the principle in the cdar and then have ...
3
votes
4answers
124 views

Buying Whole Life Insurance with adjustable term protection at 27?

I am a 27 year old male with no dependents, not married, $60,000/year income, and a poor family health history(Dad died of heart attack, mom of cancer, 3 living brothers with heart attack, diabetes, ...
3
votes
2answers
85 views

strategy for the out of favour mining sector

Currently 5% of my portfolio is in mining sector. I've watch this decline in the last few years. One could argue that 5% isn't too bad and i should hold on and not sell at the bottom of the cycle. ...
0
votes
1answer
39 views

What numbers to look for investment returns

I'm exploring the field of investments and would like to know roughly what numbers and estimates have to be looked at for a company that is going to become public soon. For instance, if I buy 10% of ...
0
votes
1answer
44 views

How to have a small capital investment in US if I am out of the country?

I would like to invest some money in US, but I don't know how I can grow my money or what business can be a good choice for my small capital (hundred of dollars). I am located at Mexico.
4
votes
1answer
454 views

How to maximise savings?

I am in my late 20s, living in the UK, and in my third year of professional work (one year industrial placement, two years since graduating from University). I have very little in the way of monthly ...
3
votes
3answers
285 views

Effective returns on investment in housing vs other financial instruments

In One Up on Wall Street, Peter Lynch recommends housing as the best first investment: Because of leverage, if you buy a $100,000 house for 20 percent down and the value of the house increases ...
2
votes
1answer
52 views

Future Value of an annuity

If I pay 4 half-yearly installments in an investment scheme or I pay monthly installments of the same time (2 years). Interest rate in both cases is 9% compounded monthly. What will be my future value ...
3
votes
5answers
173 views

What things are important to consider when investing in one's company stock?

I have been invited to invest a portion of my monthly wages in stocks for the company I work for (they'll match 30% of my investment). I'm interested in putting away some money for my family as I have ...
5
votes
4answers
554 views

Why is gold not a good investment? [closed]

The following comment has 18 up votes: Gold is really not a good investment. – Almo (source) What's the deal with it? Is investing in gold bars equally bad as investing in gold jewellery?
-4
votes
2answers
108 views

Should I Invest in Bitcoins? [closed]

How good is the idea to invest in bitcoins and what are the other alternatives with minimum risk to gain better returns.
1
vote
1answer
124 views

How should I distribute my savings?

TL;DR How much should I keep as an emergency fund and how should I prioritise/distribute anything surplus to this? I currently have about 5-6x my monthly salary in savings. Currently I keep this ...
1
vote
1answer
72 views

How to exercise options when you they're worth more money than you have? [duplicate]

This is a hypothetical situation, I'm not actually in this position. I'm also an amateur with this, so correct me if I make any mistakes. Let's say a stock is $100. You buy $4,000 worth of $0.50 call ...
2
votes
2answers
64 views

Investing $10k capital gain short term or long term in Canada

I have recently received $10k from the sale of a personal asset, deposited to my chequing account. I have no need to spend this money right now, so I would like to invest it. I have an RRSP but have ...
0
votes
2answers
100 views

Invest in stock market around the world [closed]

Hi i like to invest in the stock market around the world does it require to have a citizenship in that country is there any specific amount to invest in it with a deadlock period how can i track my ...
1
vote
1answer
57 views

Which are assets? Which are liabilities? [closed]

Way to financial independence is buying instead of assets, right? Can anyone give list of popular assets? How to differentiate asset and liability? What are the best asset classes That I should buy? ...
1
vote
2answers
323 views

Why does a ETN that is supposed to track Crude Oil like UWTI show constant decline every year? And am I an idiot for investing in it?

UWTI, VelocityShares 3x Long Crude Oil ETN, which is supposed to track crude oil, shows a year over year negative return whether oil skyrockets or not. I thought it would be good investment with oil ...
3
votes
2answers
419 views

Vanguard S&P 500 Mutual Fund has an average of 10% annual gain for any given period of 20 consecutive years?

Is it true that Vanguard S&P 500 Mutual Fund has an average of 10% annual gain for any given period of 20 consecutive years since the great depression? If my math is correct, than if I were to ...
4
votes
2answers
118 views

Stochastic Oscillator for Financial Analysis

I have been using the stochastic oscillator indicator to get some insight on particular stocks. Below is an example of a 14-day lookup period for K where D is a calculated as a 3-day average of K. ...
1
vote
2answers
84 views

Is there an ETF/index fund respecting my individual ethical preferences?

The product I am looking for is a diversified ETF like MSCI World, excluding sectors that I do not want my money to be invested in. Ideally, I would be able to choose a basis ETF (like MSCI World), ...
3
votes
2answers
124 views

High frequency trading

Do High frequency trading firm pay commission ? I get charged a hefty price just to place one trade, and yet these guys are placing thousand of trade each day or even more
2
votes
2answers
113 views

Looking into investment bonds for the first time- what do I need to be aware of?

I have an ISA that has matured recently, and am now looking to reinvest that balance elsewhere. Given that most of the ways I usually save (current/ savings accounts, regular savers, ISAs, etc) aren't ...
1
vote
2answers
45 views

In India Is the profit earned from investing in SIP for less than five years interest free?

In India Is the profit earned from investing in SIP for less than five years interest free ?
6
votes
2answers
225 views

How can I tell what is “real” Motley Fool advice?

I clicked on a link and was taken to a video, which troubled me a bit and is a bit different from what I expect of the Motley Fool, of which people have presented as offering advice like "Live below ...
2
votes
3answers
108 views

Beginning investment

I'm 24, live in Australia, married (no kids) and renting. My wife studies and works a well paying, flexible job. I work in an unskilled government job that pulls in $50k-$60k per year. Currently we ...
-1
votes
2answers
64 views

Why real estate investments are compared via “cap rate”?

Cap rate does not include repayment of loans (such as mortgage), and therefore does not represent reliably the annual balance. Why use cap ratio if another benchmark, such as ROI, provides similar ...
0
votes
3answers
113 views

What to do with extra money when company doesn't offer 401k

I am looking for advice on what to do with some extra money I have. Currently, I have about $23k in my savings account, gradually increasing. I am (currently) employed, making good salary ($70k/yr), ...
36
votes
4answers
5k views

Justification for aggressive investment strategy when young?

I've frequently heard that the conventional wisdom is to be invested in an 'aggressive' investment strategy when young, and as you approach retirement age, migrate to a more conservative strategy. ...