Use this tag for questions that relate to an investment you have made, plan on making, or have seen discussed.

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1answer
16 views

What are institutional investors?

I'm new to the world of finance and I'm wondering if someone could give an explanation of what institutional investors are. Also, I am applying for a job at a company that provides services/software ...
6
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3answers
432 views

Can value from labor provided to oneself be taxed?

I am considering taking time off from work in order to build a new home in which we would live. It would be my full time job for which no income stream would be generated and would be self financed. ...
0
votes
1answer
32 views

How do investments on projects work

I am a newbie with loans and investments. I really want to know the difference between loans and investments on a project. I have a solar project for which I am looking for investments. I heard that ...
3
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1answer
50 views

What the term p means on EPS

I'm new to investing, what the letter p means on the phrase "EPS of 17.3 p" Thanks
2
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2answers
107 views

Advice for a college student interested in investment opportunities.

I'm 20 years old and currently attending university for a double major in engineering and science fields. My college expenses are being covered. In addition to that i have worked for the past few ...
1
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1answer
63 views

Does investing in index funds on a monthly basis involve brokerage fees?

Let's say i want to invest in some index funds, and i know which ones to go for. Let's say i can also make the initial required minimum investment. My question is, will an automatic investment plan ...
1
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2answers
121 views

Should I invest or repay my debts?

I work in an IT firm company with an average 10% annual hike. Currently I save around 35,000 rupees per month. My family has a debt of 19,00,000 rupees. For the next 5 years I do not have any major ...
3
votes
2answers
165 views

Is it a good idea to put everything in the S&P500?

I've maxed out my IRA, have a three-month emergency fund, and have paid off all my debts. I have some remaining money to invest and don't have any short-term goals to spend it on. While my priorities ...
1
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0answers
37 views

Government bonds ETF

I have two government bond ETFs as part of my portfolio. These are IBTS and IBGS, that have 1-3 year bonds of the US and Europe. What happens if interest rates become higher? Will these lose value ...
2
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5answers
203 views

Where to Park Proceeds from House Sale for 2-5 Years?

We just sold a house and have about $100K in proceeds. The money may need to be available over the next 2-5 years to cover college tuition. We'd like to park it somewhere with these goals: ...
2
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0answers
29 views

Stock order execution - limit orders [duplicate]

Can someone explain the outcome to the follow scenario: Buyer A places a limit order to buy 100 shares at $8.00, Seller B places a sale limit order at 7.50 for 40 shares. What price would Seller B ...
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1answer
45 views

How do I formalize a personal investment in a friend's business?

I am going to invest in a friend's business. What documents do we need to sign in order to be safe legally in the future?
0
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1answer
27 views

Forex independent investments

Recently my country's currency has dropped against the US dollar, and soon i will be feeling the pitch in my pocket as all my investments are perhaps in my local currency, will drop in value. I am ...
2
votes
1answer
36 views

What's the formula for the future value of continuous compounded interest with an initial amount and annuity/monthly payments/investments?

I know the formula for continuous compounded interest with monthly payments/investment is this, p = monthly payment i = interest per year c = compounded times per year t = times compounded FV = ...
16
votes
3answers
3k views

How can this be enough to fund a scholarship in perpetuity?

I am trying to understand how funding for scholarhips works. I received this email recently: Some of you, and your colleagues, knew X, a long-time member of our Unit, who died recently. We have ...
2
votes
1answer
685 views

401k unwanted auto enrollement

I haven't asked for this and my employer 'auto-enrolled' me to 401k. I called Fidelity to take me off but they didn't do it which make me angry. Today I got their Ad email saying Keep in mind ...
2
votes
1answer
45 views

Calculating earnings per share confusion

I am a complete beginner at this topic so please excuse my incompetence. I've heard that EPS = (profit - dividend) / Shares Outstanding. But why are we subtracting dividends? How can this be since ...
4
votes
2answers
313 views

What is the best, low risk investment I can make now?

I'm a software engineer in London, UK. I just turned 27. The past 5 years, I have put as much as I can into paying off my student loan (that is from another country) and have only just cleared the ...
6
votes
1answer
377 views

Is this comparison of a 15-year vs. a 30-year mortgage reasonable?

My wife and I are thinking about purchasing a home at some point in the next few years, which has got me reading about mortgages and trying to think through what would make the most financial sense ...
2
votes
0answers
119 views

How should we organize our finances to effectively plan and prepare for an retirement in next 10 years?

How should we organize our finances to effectively plan and prepare for an retirement in next 10 years ?. My personal details are: Age 35, married with a 3 year old daughter IT consultant with a ...
0
votes
1answer
52 views

Investments as an NRI

I would like to gain clarification in regards to my investments made as a resident and also as a NRI (Non-Resident Indian). The investment done in mutual fund during the tenure being an resident was ...
3
votes
1answer
157 views

Structure of Final Bond Payment

If I buy a bond and hold it to maturity, will the final payment be dependent on the current price of the bond, or will it be the amount I originally paid?
2
votes
1answer
136 views

How can I track down physical gold bought by my grandpa, but held by the bank?

My understanding is that my Grandpa and Grandma bought a gold bar or a portion of a gold bar and were issued a receipt and the gold was either held by the bank that facilitated the deal or a third ...
0
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0answers
52 views

Where to find average monthly return of a Mutual fund

This page describes volatility of the S&P index. http://www.businessinsider.com/average-monthly-returns-since-1929-2013-8 Im looking for a tool that will do this for a Mutual fund and possibly ...
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0answers
54 views

Why is a 2-year bond not a good store of nominal value?

I was recently confronted with the following question: Which of the following is not a good store of nominal value? a: checking deposit b: savings deposit c: 1 2-year bond d: a 3-month CD The ...
1
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2answers
53 views

Investment partition for German student

Currently I am a student and planning to finish in about 6 month. At the moment I have a monthly income between 1000 EUR and 2000 EUR and are saving about 70% of it. I have savings of about 52k EUR ...
0
votes
1answer
20 views

what % of intl should be in China equity mutual funds right now? [closed]

Mutual funds investing in China equity seem to be the strongest growing Intl equity mutual funds. What percentage of my international equity mutual funds should I move to China equity mutual funds ?
3
votes
1answer
58 views

Income tax loss credit after depreciation on negatively geared property

In Australia, my personal taxable income for a particular financial year before calculating depreciation on an investment property is very low (close to but above $0). This is after adding all rental ...
-6
votes
1answer
193 views

Why are people from UAE and Dubai so rich? [closed]

I went to Dubaï and I must say that everyone seems to be millionaire there. But I assume that not every people owns an oil company... so How do they get rich just by living there?
4
votes
5answers
598 views

Retirement - Annuity or not?

I have a pension worth around £150k and am due to retire soon. With the new pension rules in the UK, what would be some good options to maximise my income post-retirement? Annuity - I will be ...
1
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1answer
187 views

Investing money 101

I feel really bad for posting this because I'm completly unable to make a proper search about my question. There is a very high chance that this is more than duplicate, and I apologize. I would like ...
0
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2answers
44 views

Is forward P/E calculated using current price(if yes, how useful is it)?

From my understanding, F1/F2 P/E is calculated using forward estimated EPS. And It seems to be impossible to predict future price (otherwise everyone just follow the Est. price) However, if it's ...
-2
votes
1answer
136 views

Best places to invest money for fixed monthly return [closed]

Wat are the best palces to invest money from there I get fixed monthly income.
0
votes
1answer
101 views

Recurring deposit in US banks

Do any of the US banks offer a recurring deposit, similar to the ones offered by Indian banks (HDFC, ICICI, SBI, and others)? Other than long-term investments, like 401k and IRA, is there a ...
1
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1answer
68 views

What is vested stock and yearly dividends?

I am not a financial specialist but my company has offered me several stock options. Under this agreement, I will get 25,000 shares immediately, after 180 days I get an additional 50,000 vested, and ...
21
votes
10answers
4k views

Student loan payments and opportunity costs

I'm about to graduate college and enter a very well-paid job in an inexpensive area. I am confident that I could repay my student loans much sooner than ten years, but I am wondering whether this is ...
2
votes
2answers
129 views

Is “affordable housing” being added across the street from my condo likely to decrease my condo's value?

I live in a pretty nice condo in a growing area. There are several open fields around my neighborhood, and the city has decided to build "affordable housing" apartments directly outside the perimeter ...
2
votes
2answers
135 views

What is the most common and profitable investment for a good retirement in Australia?

I've seen a whole lot of questions in this website about good retirement investments in a range of countries, but none asking about Australia. Let me explain a little further my doubts: I'm currently ...
-1
votes
1answer
65 views

Finance basic question

I have a problem at university level. The current dividend of a stock D is £10. Growth is expected to be 20% a year for three years and then 10% thereafter. The required rate of return is 25%. ...
0
votes
1answer
38 views

Why use ROI if I can use effective compount interest?

According to Wikipedia, return on investment = (gain from investment – cost of investment) / cost of investment However this calculation does not take into account the time passed between the ...
0
votes
1answer
43 views

Payment default penalties on annuities

Scenario You have an investment/retirement annuity through a broker with a life insurance company in which you have payed 10% of your salary for the past 4 years. The company you are working for is ...
1
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1answer
152 views

Do I need to pay tax if I earned 10 pounds interest from peer-to-peer investment?

If I earned 10 pounds in tax year 2014/15, do I need to pay tax? I just started investing in Funding Circle, I earned few pounds. This just looks silly to pay tax from 10 pounds but maybe that ...
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votes
3answers
137 views

What to do with $50,000?

I've been splitting my paycheck into two banks, 80% weighted towards a high yield savings account (0.9% interest) and a local credit union for ATM access to cash. All of my other payments are through ...
1
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1answer
92 views

Calculating a simply complicated return?

I have been tracking investments in a spreadsheet for some time. Each row is an equal time period, the balance includes dividends for that time period, and the transfers in our out for that time ...
0
votes
1answer
118 views

What's best investment option? Mutual fund or Property [duplicate]

I had purchased a home year ago and given it on rent. The rent I'm getting is only 5% of total cost of home while stock fund industry (mutual fund) is paying 20% minumum (reports from my country here ...
-2
votes
1answer
110 views

Sell your home and invest in growth stock mutual fund

I purchased a home and I made and agreement with a guy who is living in that home and paying me monthly rent. Since I live with my brother I don't have to live in my purchased home. The rent I'm ...
0
votes
0answers
31 views

Calculating return from an equity investment

I'm looking at supporting a company who is raising funding through a website by selling equity. The company is offering 2% equity at £1,000,000 which puts its value at £50,000,000. If I buy £1,000 ...
-4
votes
1answer
52 views

Is international online trading still premature? [closed]

I have an amount of money that I intend to invest online. Lately, I have been educating myself and reading about different brokers for different types of investment, mainly stocks (not CFD) and social ...
0
votes
3answers
154 views

What is the relationship between the earnings of a company and its stock price?

I have heard that people say the greater earning means greater intrinsic value of the company. Then, the stock price is largely based on the intrinsic value. So increasing intrinsic value due to ...
2
votes
1answer
112 views

should i cash some twenty year old EE savings bonds?

I have, let's say, $20,000 in series EE savings bonds, issued in 1995. As I understand it they were purchased for half their face value ($10,000) and have now matured to their full value since it's ...