Discussions about different investment strategies, and their different outcomes.

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7
votes
3answers
485 views

Ways to invest my saved money in Germany in a halal way?

I will be graduating soon from university with a masters degree in computer science. I will get a good salary when I start working and I will save about 1000 euros each month. However I'm looking for ...
2
votes
1answer
172 views

Risk tolerance as I age

Now that I am 47 and am starting to think about risk tolerance, I find it difficult to move my funds to safer investments as I age. I don't see a need to move money out of the stock market if I will ...
2
votes
1answer
80 views

How to invest Rs.10k in India

I would like to invest my savings Rs.10,000 which gives me higher returns. I do not want to save in bank FDs. I would like to take some risk(yeah.. Rs.10000 is not a big amount) as the amount is not ...
1
vote
1answer
150 views

Is this the right house and time or do I need more time to save for downpayment?

I saw this $699K worth of 2 bedroom condominium in La Jolla, Ca. For a downpayment I have access to: $55K that I can get from the company stocks that I bought $15K emergency funds but this will come ...
-1
votes
2answers
146 views

Following an investment guru a good idea?

I was wondering if following the financial moves of a guru like Warren Buffett, a good investment strategy? The reason for asking: Warren Buffett just bought a significant stake in IBM recently. I ...
3
votes
1answer
81 views

Superannuation: When low risk options have higher return, what to do?

I have heard many times that if you are a young worker who still has many many years ahead of you before you retire, you should choose a relatively high risk/return investment option for your super, ...
1
vote
3answers
130 views

When following a buy and hold investment strategy, on what conditions should one sell?

If an individual has elected to follow a buy and hold investment strategy, on what conditions should they consider selling their investments, other than in order to rebalance or spend the money (for ...
5
votes
1answer
110 views

Ownership in company and rounds of investment

I negotiated a deal with a startup when they wanted me to move overseas to work with them and I effectively received 2% ownership of the company plus a nice salary. The company is getting ready to ...
0
votes
1answer
38 views

What is the difference between Protected-equity loan vs Equity loan?

I cannot understand what a protected-equity loan is and how it is different from an equity loan. Please keep your explanation layman and easy to understand. It's a research question for class, for ...
1
vote
3answers
262 views

Is compounding interest on investments a myth?

I continually see examples encouraging young people to start investing for retirement with graphic examples using compounding interest to show that starting early pays off big. I've always bought into ...
-3
votes
1answer
76 views

What are some known strategies that might trigger a share price drop? [closed]

I am wondering if it's possible to trigger a share price drop by trickle selling the "right" volume of shares with the intention of flushing out doubtful investors in order to a) get their shares and ...
7
votes
1answer
147 views

Transitioning from paper-trading (demo trading) to real trading?

I have two questions here: When one first starts trading, what are some things that one encounters that paper-trading does not prepare one for? The most common response I see for this question is, ...
1
vote
1answer
44 views

When to convert employee shares in an RRSP into cash, even if there is a penalty?

An employee has opted to invest in his/her company's share purchase plan with following criteria: Shares are held in an RRSP account. If emplyee contributes x% of her base salary from every ...
6
votes
5answers
302 views

When is the best time to put a large amount of assets in the stock market?

I'm interested in timing with regards to long-term index investing. Based on the advice of The Investor's Manifesto and others (John Bogle, William Bernstein) they stress how big a difference ...
2
votes
2answers
307 views

Employer 401K thru Fidelity - Investment options

I originally picked FA FREEDOM 2040 I (FIFFX) for investment. After talking with a co-worker I learned this is a poor choice and only has 3 stars. The 10 YR performance 6.37%. Anyway, I have altered ...
2
votes
1answer
1k views

What effect would currency devaluation have on my investments?

I am curious what effect currency devaluation has on the value of my various investments/assets. For instance, I have retirement savings in mutual funds, growth stocks, and bonds. First, let's ...
5
votes
4answers
692 views

Does it make sense to buy an index ETF (e.g. S&P 500) when the index is at an all-time high?

I have some money I intend to invest over the next 3-4 years. An important chunk of my portfolio would be invested in a stock market index ETF such as one representing the S&P 500. Unfortunately, ...
2
votes
2answers
71 views

What is an “at close order” in the stock market?

Can you describe what an "at close order" stands for? In what strategy could it be used?
4
votes
3answers
1k views

Is it bad practice to invest in stocks that fluctuate by single points throughout the day?

It seems like a no-brainer to me: Find a cheap stock with a good name (Dell, FB, Sony) that fluctuates by a few dollars per day (between -$2 and +$2), and is consistent in the fluctuation throughout ...
3
votes
4answers
1k views

Using a HELOC as downpayment

My wife and I bought a fourplex in Los Angeles a year ago. It has been a good experience, and we would like to buy a second investment property, but we don't have enough cash for a decent downpayment. ...
4
votes
2answers
400 views

Are mutual funds a good choice for a medium to low risk investment with a two year horizon?

I have a two year investment horizon, and I will make regular monthly contributions. I prefer investment options with medium to low risk. Are mutual funds a good choice for such a short investment ...
2
votes
0answers
72 views

How to distribute additional deposits in my CD ladder?

Assume one has a CD ladder with 5 certificates -the longest CD matures in 5 years, the shortest in 1- each with a $2000 initial deposit. Should additional deposits be evenly distributed amongst them? ...
8
votes
2answers
1k views

How can I replicate Vanguard's Total Stock Market Index using their S&P 500 and extended stock market funds?

I want to approximate the total United States stock market with part of my 401(k). I have access to two low-cost index mutual funds: VIIIX, which tracks the S&P 500 (large cap), and VIEIX, which ...
13
votes
2answers
500 views

Can someone explain the different kinds of annuities?

So in my retirement and personal investing I have some stocks (very little), a Roth IRA, a Roth 401K and a Traditional 401K (later two are from work and I split things right now). At my age and ...
1
vote
2answers
378 views

Is there a fool-proof way to keep up with inflation? [duplicate]

I know I can keep cash in an interest-based bank account, but that type of investment will not keep up with inflation, it seems. Would I be right to assume that government/corporate bonds can keep up ...
4
votes
1answer
282 views

Where to invest proceeds from home sale to be used to buy new house within five years?

My wife and I have just sold our house (mortgage was paid off) in the city we lived previously. We're currently renting because we're not sure if we're going to remain in our new city. At some ...
2
votes
1answer
113 views

Individual Investor Safe Reinvest Gains Strategy?

This hasn't been well thought through, but would the following strategy -- over time -- minimize risk in the market and work towards guaranteeing a higher rate of return? Let's assume a principal ...
8
votes
1answer
211 views

Smart Investments With No Risk

I have a chunk of money, around $20,000. I don't want to touch it until I am ready to buy a house, which could be anytime within the next 2-5 years. What would be the smartest way to make some money ...
5
votes
4answers
2k views

Are parking spaces and garage boxes a good investment?

Suppose, the following scenario: You have an investment budget available to buy a parking space or garage box. (In Belgium that would be around €25000 ($30K).) currently the saving accounts make ...
1
vote
1answer
187 views

Where can I place my savings in to limit my exposure to the risk of European bank failures and sovereign debt defaults?

After looking at this stunning Euro Zone Bank Stress Test tool provided by Reuters, I see the danger and the hight level of interconnections that exists among Banks in EU. The actual scenario ...
1
vote
3answers
161 views

On a market down turn, where do you put your investment money?

What investment instruments should be considered when a market down turn starts and you sell your equities until your next market uptrend? I refer to the market to the major US indices: Dow Jones, ...
3
votes
1answer
213 views

Using the Law of 72 to compute residual income?

Often I check an investment strategy's performance by summing the year-to-date realized gains/losses. I take the sum of all closing(or market for unrealized) values CT, subtract the sum of all cost ...
4
votes
6answers
2k views

How can I invest my $100?

Is it feasible to invest a very small amount of money? If it is, how can I attain it?
3
votes
1answer
83 views

How is Butterfly Trade Strategy good if the mid Strike price is already past?

In the trade example below - you have two buy put and two sell puts. One buy put is on 490 and the other is at 430, but also I am selling two puts at 460. Since the price range of AAPL already is on ...
-1
votes
1answer
102 views

Books in investment banking

As a complete newbie here, could anyone suggest a good first book on investment banking for me? Without too many equations to befuddle me (although I work with equations all day). Heres my ...
6
votes
1answer
57 views

Balanced medium horizon investment for today's situation?

I am looking for a balanced investment for a medium term (max 8 years). At the beginning I looked at bonds in their different forms, but actually they offer almost the same interest rate as saving ...
3
votes
2answers
102 views

Can someone explain what negatively-geared investments are, please?

I hear a lot about people saying they negatively gear their investment property, etc. I recently asked a PF&M question which included a note about negatively gearing. Can somone please explain ...
6
votes
1answer
343 views

What are the primary investment strategies people use and why do they use them?

When I first started studying investing the literature I was reading pointed me towards something called technical analysis. As I started asking questions about this trying to determine exactly what ...
12
votes
6answers
519 views

Does dollar cost averaging really work?

Does dollar cost averaging really work? If I have money available now, why shouldn't I invest it all at once? If the market's going up, wouldn't that be better?