Discussions about different investment strategies, and their different outcomes.

learn more… | top users | synonyms

0
votes
0answers
17 views

How to make informed investing decisions? [on hold]

Obviously No one can predict the future, but Ive heard talk about "gaining and informational edge" and using that to make investment decisions that are more informed than simply choosing a stock and ...
1
vote
3answers
161 views

20 and need guidance with finances

I just turned 20. I'm in the Army, I came back from over overseas 6 months ago. in January 2016 I invested 5500 in a Roth IRA and 9500 in stocks with Edward jones. altogether as of now I've gain about ...
0
votes
0answers
24 views

Laws/consequences against reselling stocks? [duplicate]

Assume I buy 1000 Stocks in A at 09:00 for 100USD / piece And Sell them at 11:30 for 110USD/piece At 13:10 I buy 100 Stocks for 105USD in the same company have I done anything illegal (or contain ...
1
vote
2answers
105 views

Using a house to purchase another house

How can I use a house I own free and clear to purchase another home? I want to buy another home using a house as collateral.
3
votes
3answers
470 views

$1000 a month to invest. Index is the way to go?

No credit card debts, no student loans, nada. I have a modest house with a small fixed mortgage, a nice year cushion of savings (in a high-yield account), contribute 15% of my income towards ...
2
votes
4answers
115 views

How to hedge an adjustable rate mortgage to lock in the current rate for the whole loan duration?

For a certain property my lender will only give an ARM (10 year fixed, 1 year adjustable afterwards), which is based off the U.S. Treasury rate. However I would really prefer a fixed rate mortgage. ...
4
votes
2answers
158 views

Higher mortgage to increase savings to invest?

Last week we went to the bank to talk about a mortgage. Here in Belgium, 40% of your mortgage is can be deducted from your taxes. You can deduct 1520 euro during the entire course of the mortgage. ...
0
votes
2answers
149 views

Will a small investment in a company net a worthwhile gain?

If I invest 4-5 shares in a company valued at around 20 dollars each share would I see a profit in my investment or is that too small of an investment to see a gain and therefore a waste of time?
0
votes
1answer
52 views

Government or Corporate Bond?

I understand investment is about risk and reward - including risk management of course. I'm trying to build a personal portfolio for growth and or regular income for the next 10-20 years. I'm trying ...
-3
votes
3answers
86 views

Frequency of “price drop worthy” bad news in stock market [closed]

How often does the stock price drop worthy bad news come out per month in the world? I am planning to have the below as my strategy. Wait for a worthy bad news of any stock- buy puts. I want to ...
11
votes
2answers
1k views

Does a disciplined stock investor stick with their original sell strategy, or stay in and make more?

I purchased 20 shares of tesla Feb 10th or 11th at $146.63 a share. I had a strong indication that the stock price over corrected with the downturn in the market and also the quarterly reports. I also ...
1
vote
1answer
130 views

Good investment for capital gain

With the new UK capital gains tax rate at 20% (since the new budget of Wednesday), and the highest band of dividend rate at 32.5% or 38.1%, I think it makes sense to find investments that do not yield ...
1
vote
1answer
39 views

Need help understanding terms related to PPF (Public Provident Fund) in India

ICICI Bank in India provides a PPF Scheme which offers an attractive 8.7% PA. I was trying to figure out the interest that I could earn by using this PPF calculator of theirs. There are a couple of ...
0
votes
1answer
49 views

How disciplined are companies in sticking to the announced earnings announcement date?

My options strategy depends on the earnings announcement date. Do all companies disclose earning announcement dates well before the date? Or do they announce as a surprise? How often do they ...
0
votes
2answers
83 views

Is it possible to know the probability that a trade is successful?

I'm trying to model the distribution of different outcomes of day trading every day for a year. I'm starting with $350 dollars. I'm only doing options trading on Apple stock with a 5% stop loss and a ...
4
votes
1answer
193 views

How can I bet against oil in the long term?

I want to bet against oil over a long term period (5-10 years, let's say). What is the best way for me to go about this, i.e what should I purchase and how?
9
votes
1answer
280 views

Should I worry too much about saving my 20% down before buying my first house?

I am not too sure when exactly am I going to be buying the house. I can safely say that it would be between 2-5 years. However, I have no idea on exactly when. It all depends on market conditions and ...
0
votes
2answers
114 views

How do I tie up an inheritance?

I stand to inherit a large estate over the next ten years or so. The inheritance will come from my direct parents and step parents, who have no other children. However, I know that other members of ...
6
votes
2answers
171 views

How is negative gearing a good thing?

In Australia investors buy investment properties that are negatively geared to save tax. A lot of articles on property investment say that one of the cons of having a positively geared property is you ...
0
votes
2answers
87 views

Should peer to peer lending be part of a diversified taxable portfolio

I'm wondering how p2p lending factors into taxable accounts. They do offer diversification outside of normal bond etfs. Are they appropriate in rounding out a diversified portfolio, or should a ...
2
votes
1answer
160 views

Bond strategies for a steepening yield curve?

If it is believed that the yield curve is going to steepen very soon, it may be fall in short-term rates, a rise in long-term rates, or some combination of these. What strategy should you pursue in ...
2
votes
2answers
96 views

Hedging against an acquisition of a stock

Let's say I have done research and have a view that a public company's stock will go down due to worsening fundamentals. So normally then, one can express that view by shorting the stock. However, ...
3
votes
1answer
62 views

What's the best way to deal with the market swings? [closed]

So I've been trading for a while. Having said that, the current bear markets are driving me to get some "deals". I think I bought some investments for a decent price. Having said that, I can't go ...
5
votes
2answers
1k views

30, debt free and looking to invest $500-$1,000 a month [closed]

I'm 30, debt-free, make max contributions to my Roth IRA and 401(k) and have six months of living expenses in a high-yield online savings account. I live frugally and am gainfully employed. At this ...
4
votes
3answers
596 views

Investment strategy for retired couple

My parents are retired (71 and 75), their house is paid off, and they have a moderate amount of savings between some IRAs and bank accounts. All of their savings is in cash or money markets, and it ...
4
votes
1answer
60 views

Should I do a Rollover 401k instead of a Rollover IRA because of the loan option?

Until now, I was pretty much convinced that rather than rolling over the 401k from my old company to the new company, it is a much better option to roll everything over to a Rollover IRA, and my ...
-2
votes
1answer
102 views

Fundamentals Look Great, What Now? [closed]

So after days of fundamental analysis on hunderds of stocks, I've narrowed it down to three that seem really good. Their margins are good, ratios are good, EPS and P/E are good, etc. What is the next ...
-5
votes
3answers
97 views

Does buying and selling a stock OR holding onto it make a company look better?

Many people who want to support a company will buy its stock on the stock market. If that is their only goal (to make a favored company look better), would that be better achieved by treating it as ...
4
votes
4answers
173 views

Should I replace bonds in a passive investment strategy

In a passive investment portfolio one usually has some sort of mix between stocks and bonds which are supposed to offset losses from each other. I've read that because of low interest rates persisting ...
-2
votes
2answers
106 views

Making money through CFD

If I don't own the stock I am investing in, like in a CFD, then how do I make money? Where does the money I am investing go to, and where does the money I make come from? And what happens to the ...
3
votes
3answers
156 views

Should I change 401k investment options to prepare for rising interest rates?

As the "Fed" (in the USA) is getting ready to raise the federal funds rate, is it a good idea (or is it even possible) to try to adjust my 401k portfolio for better returns? I'm speaking in general ...
30
votes
15answers
9k views

Why invest for the long-term rather than buy and sell for quick, big gains?

Somewhat along the lines of this question. I've been putting mostly unmatched money into my 401(k) for a few years. I know that investing is generally seen as a long-term decision, but with volatile ...
1
vote
0answers
63 views

Trading intraday fluctuation vs. volatility-based option

Recently a question was asked about actively trading stocks based on small fluctuations in price. It seems like if you wanted to do the strategy described here, you might as well buy an option like a ...
3
votes
5answers
308 views

What evidence exists for claiming that you cannot beat the market?

There seems to be a common sentiment that no investor can consistently beat the market on returns. What evidence exists for or against this? I have never seen any study or credible book that claims ...
1
vote
4answers
202 views

Strategy for investing large amount of cash

Suppose you suddenly have a large amount of cash (relative to your net worth) that you would like to invest. E.g., you just sold your house or you received an inheritance. If you invest all this ...
1
vote
1answer
75 views

Should a SIP as spread out as possible, or minimize time spent by money in savings accounts?

In the context of India, where money in savings accounts gets 4% interest (tax free for me) per annum, and SIP frequency doesnt affect my transaction costs in any way I'm trying to understand, which ...
2
votes
6answers
203 views

Name of investment where capital guaranteed?

I remember briefly hearing about an investment type which guarantees your initial investment. So you are able to make a reasonable (but not mind-blowing) profit but the initial capital that you pay is ...
2
votes
1answer
145 views

What percentage of my money should I invest outside my country?

I live in India, and invest in both Indian and international equity mutual funds[1]. What percentage of my portfolio should I invest outside India? I thought that since India's GDP is some 3% of the ...
0
votes
3answers
83 views

Emulating a 'long straddle' without buying or selling Options?

If I go long and short a stock simultaneously, with a 1:50 leverage, and place a stop loss on both for when a 10% loss is reached, isn't this the exact same principle as the long straddle strategy ...
1
vote
1answer
69 views

Dollar cost averaging an expensive asset

Suppose I want to invest $1000 every month in asset X, in order to implement a dollar cost averaging strategy. The idea here is that when X is cheap, I will end up buying more shares with my $1000, ...
34
votes
9answers
9k views

How to rescue my money from negative interest?

My bank has announced negative interest rates starting Q1 2016. I have CHF 250'000 in that savings account (Swiss Francs). Now, pretty much all other banks will probably follow suit soon, if they ...
4
votes
4answers
347 views

What is good growth?

I want to start rolling rental income into the stock market more. I already max my company 401(k) so I don't mind something that isn't tax deferred. Up to this point I have been saving $5k and then ...
2
votes
2answers
630 views

Why does a ETN that is supposed to track Crude Oil like UWTI show constant decline every year? And am I an idiot for investing in it?

UWTI, VelocityShares 3x Long Crude Oil ETN, which is supposed to track crude oil, shows a year over year negative return whether oil skyrockets or not. I thought it would be good investment with oil ...
3
votes
2answers
446 views

Vanguard S&P 500 Mutual Fund has an average of 10% annual gain for any given period of 20 consecutive years?

Is it true that Vanguard S&P 500 Mutual Fund has an average of 10% annual gain for any given period of 20 consecutive years since the great depression? If my math is correct, than if I were to ...
4
votes
3answers
946 views

Why do people invest in mutual fund rather than directly buying shares?

I have seen a lot of people investing in a mutual fund rather than buying the shares directly. Though buying shares gives higher return, people tend to invest in mutual funds more.
0
votes
1answer
80 views

Allocating money for investment

Context So I'm allocating around $500 per month for investments and I have enough savings for about 6 months should anything happen. I have no debts and I'm living a comfortable life in my early 20s ...
2
votes
1answer
72 views

Is it wise to invest in bond fund when interest rates are low?

I have 1/3 on my savings in a bond fund. I live in Canada where interest rates are very low. I know that the interest rates can't stay low forever, and I know from basic finance class that bond ...
5
votes
3answers
173 views

What's the smartest way to invest money gifted to a child?

I have two sets of very doting grandparents with the first grandchild in the family, and as such, they are being fairly generous already (Not even a year old yet) with giving money and other items. ...
4
votes
3answers
679 views

What metrics must a trading strategy meet to be considered profitable?

Say you have a trading strategy that makes wins (i.e. profitable trading decisions) x% of the time. Is there a value for x at which the strategy can be said to be objectively profitable? Must that ...
2
votes
2answers
326 views

Advice for a college student interested in investment opportunities.

I'm 20 years old and currently attending university for a double major in engineering and science fields. My college expenses are being covered. In addition to that i have worked for the past few ...