Discussions about different investment strategies, and their different outcomes.

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4
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3answers
577 views

What metrics must a trading strategy meet to be considered profitable?

Say you have a trading strategy that makes wins (i.e. profitable trading decisions) x% of the time. Is there a value for x at which the strategy can be said to be objectively profitable? Must that ...
2
votes
2answers
132 views

Advice for a college student interested in investment opportunities.

I'm 20 years old and currently attending university for a double major in engineering and science fields. My college expenses are being covered. In addition to that i have worked for the past few ...
3
votes
2answers
104 views

How should I invest my money as a young graduate in Europe?

This is related to this question, but that question's answers are 95% tailored for residents of the US, basically recommending to full out the 401k retirement plan and this and that about stock market ...
13
votes
2answers
886 views

What's the best way to invest for making regular donations?

Up until now, I've been making my donations to charity in a very naive way, by just skimming the top 'x'% off of my raw income and using that bucket for donations. Recently, I have been making more ...
1
vote
2answers
205 views

What is the optimum way to draw money from your retirement nest egg

Let us say I have put away a nest egg like this (all numbers in CAD): Cash/GIC : 100,000$ Stocks/ETF: 100,000$ Bonds:100,000$ REIT: 50,000 Own rental property : 200,000 Let us say, I wish to retire ...
8
votes
5answers
2k views

Pros/cons of borrowing money using a mortgage loan and investing it in a low-fee index fund?

I'm wondering if this investment strategy would work: I get a mortgage loan for $300K at a 3% rate (realistic for current 5-year fixed mortgage rates here in Canada). I invest the proceeds in a ...
1
vote
3answers
309 views

Does longterm investment in index funds still make sense in a reality of massive algotrading?

More and more teams around the world are starting to compete against each other with sophisticated trading algorithms (both high and low frequency trading). For a private investor, if this trend ...
1
vote
1answer
201 views

Investing money 101

I feel really bad for posting this because I'm completly unable to make a proper search about my question. There is a very high chance that this is more than duplicate, and I apologize. I would like ...
3
votes
2answers
303 views

Why isn't index fund investing (Bogleheads school) more commonplace? [duplicate]

I started investing recently, but I've been searching for information for over a year now. My main sources (listed below) favour the strategy of Jack Bogle. i.e. Choosing an index fund with good ...
0
votes
1answer
76 views

How can retail stock and options traders find trades with a clear defined positive edge

A retail trader of equities and options may believe that his technical signals and fundamental analysis is superior and smarter than the other retail traders. Maybe for some it is true. For a lot of ...
0
votes
0answers
101 views

Is it a safe strategy to protect a high dividend stock with a collar?

I want to find a few high dividend paying stocks (~10% yield) for my tax sheltered portfolios. I also want the stock to be reasonably safe. I am looking at this list. Problem is, I don't know how to ...
1
vote
3answers
143 views

How do I manage my portfolio as stock evaluation criteria evolve?

Background: I'm a very small-time (eg. $100s), inexperienced trader. Currently, I'm buying and holding stocks that bear dividends. When I evaluate stocks, I look at certain criteria; these have a ...
0
votes
1answer
169 views

What is the Average Yield on High-Grade Corporate Bonds as of Now?

I am looking to update the formula used by Benjamin Graham to calculate a stock's intrinsic value. His most recent formula can be found at http://en.wikipedia.org/wiki/Benjamin_Graham_formula. The ...
0
votes
2answers
70 views

Is there any emprical research done on 'adding to a loser'

Adding to a loser or doubling down i.e add to your position when it has halved because of adverse movement is a very debated topic. Is there any study done on when it works, and when it does not, ...
-1
votes
1answer
83 views

Passive vs. active investing past performance comparison/data?

I am looking for past statistical data how on average active investment (managed by fund manager) compares to passive investment (index) in 10 or 20 past years. I intend to compare the average gains ...
1
vote
2answers
89 views

Selecting between investment vehicles for income

I'm a pre-university/college Australian student who has recently (last 2 months) come across the idea of investing. I have amassed around $1000 of entirely spendable money as I have no debts or living ...
0
votes
2answers
115 views

Pay off no interest loan with a personal loan?

As part of an employment switch, my new employer fronted $325k to buy out my old employer's non-compete clause. The $325k was to be repayed without interest, through certain paycheck deferrals. Once ...
0
votes
3answers
348 views

I just received $40K. How should I invest?

I'm 25 years old and just finished my Undergrad in Kinesiology. Not looking to go back to school anytime in the near future. I start a new job in a week where I could be making minimum 30K/yr. I have ...
0
votes
1answer
204 views

Traditional firms vs. Computer managed firms for investing

What are the short term (3-5 years) and long term (5-15years) advantages/disadvantages traditional vs. Computer managed investment firm.
-1
votes
1answer
155 views

Strategies for investing 25k in a taxable account?

I have ~ 20-25k I would like to invest long term in addition to what I'm putting in my IRA and 401k this year. By long term I mean I shouldn't need the money (hopefully) for 20 years or so. So, I plan ...
3
votes
2answers
587 views

Investment strategy for 401k when rolling over soon

I'm a contractor at a company interesting in investing in their 401k. If I know I'll be leaving this company in a year or so what sort of time horizon and risk exposure is applicable? I'm not sure how ...
2
votes
2answers
140 views

When is a higher return not desireable in a Retirement Fund?

I have been back-testing some share investment strategies for my SMSF (self managed retirement fund) and have narrowed it down to two strategies that have consistently performed the best over a 3 year ...
1
vote
2answers
72 views

Net Cash Flows from Selling the Bond and Investing

I am a beginner finance student, i am having trouble understanding short sale.In this context the bond is priced at 960.00 and will give a future payment of 1000 1 yr from the day it was bought. I ...
1
vote
5answers
1k views

How to decide on split between large/mid/small cap on 401(k) and how often rebalance

On my 401(k) the default time-targeted fund seems to be relatively expensive. I thought about using Vanguard mutual funds, which are also available and have much lower expense ratio. However they are ...
0
votes
3answers
103 views

Investment options

I am a programmer in my mid 30's, work remotely and am single. I have about 250K EUR to invest with a goal of having a return on my investment of about 10-15%. I have the following two options. Which ...
1
vote
3answers
117 views

Does this investment strategy have a name?

I've heard this strategy described somewhere and I want to learn more about its history, theory, practice, etc. The problem is that I don't know what it is called so I don't know what to Google. The ...
3
votes
1answer
254 views

Here's my plan for saving up for a house - What can I do to improve?

I'm 20 and I'm from Australia, have about $8000 saved up for my mortgage fund, hoping to get a hefty sum for my downpayment when I plan to buy a house in the future. The $8000~ savings came from my 6 ...
1
vote
2answers
122 views

Buy the open and set a 1% limit sell order

If I find that for stock X, for past 5 years of daily OHLC data, 80% of the time, the Open was at least 1% lower than the day's high. If we find that in this 80% of the cases, the high was reached ...
1
vote
2answers
138 views

Potential pitfalls of this volume trading strategy

I've been trading, in a very amateur way, in the stock market for a year now. I've noticed something pretty obvious. When some evident good news appear on a stock, the price goes up. So it goes the ...
3
votes
7answers
3k views

Is there a candlestick pattern that guarantees any kind of future profit?

I have been working with candlestick patterns for a long time. Bullish engulfing is my favorite because it almost guarantees that the succeeding candle will be green. So, I am sure of a profit, even ...
1
vote
2answers
119 views

Any strategies to screen high risk, hopefully high reward stocks? [closed]

Can't seem to find anything geared towards that. Looking to allocate a small proportion to such stocks.
2
votes
1answer
246 views

Starting non-retirement investment account

I would like to start investing in a non-retirement account. I have: A 401k through my employer I'm contributing to with Vanguard A 529 for my two daughters, three and five, I'm contributing to with ...
1
vote
1answer
122 views

What retirement plans/options should i pick for a relatively unstable career path?

Precursor: I work in the software industry and as such, I'm pretty subjected to the massive instability: possibly no demand, and also i don't expect to be able to keep up with the technology when i'm ...
8
votes
3answers
1k views

Ways to invest my saved money in Germany in a halal way?

I will be graduating soon from university with a masters degree in computer science. I will get a good salary when I start working and I will save about 1000 euros each month. However I'm looking for ...
2
votes
1answer
221 views

Risk tolerance as I age

Now that I am 47 and am starting to think about risk tolerance, I find it difficult to move my funds to safer investments as I age. I don't see a need to move money out of the stock market if I will ...
2
votes
2answers
270 views

How to invest Rs.10k in India

I would like to invest my savings Rs.10,000 which gives me higher returns. I do not want to save in bank FDs. I would like to take some risk(yeah.. Rs.10000 is not a big amount) as the amount is not ...
1
vote
1answer
209 views

Is this the right house and time or do I need more time to save for downpayment?

I saw this $699K worth of 2 bedroom condominium in La Jolla, Ca. For a downpayment I have access to: $55K that I can get from the company stocks that I bought $15K emergency funds but this will come ...
-1
votes
2answers
182 views

Following an investment guru a good idea?

I was wondering if following the financial moves of a guru like Warren Buffett, a good investment strategy? The reason for asking: Warren Buffett just bought a significant stake in IBM recently. I ...
4
votes
1answer
123 views

Superannuation: When low risk options have higher return, what to do?

I have heard many times that if you are a young worker who still has many many years ahead of you before you retire, you should choose a relatively high risk/return investment option for your super, ...
1
vote
3answers
168 views

When following a buy and hold investment strategy, on what conditions should one sell?

If an individual has elected to follow a buy and hold investment strategy, on what conditions should they consider selling their investments, other than in order to rebalance or spend the money (for ...
5
votes
1answer
125 views

Ownership in company and rounds of investment

I negotiated a deal with a startup when they wanted me to move overseas to work with them and I effectively received 2% ownership of the company plus a nice salary. The company is getting ready to ...
0
votes
1answer
65 views

What is the difference between Protected-equity loan vs Equity loan?

I cannot understand what a protected-equity loan is and how it is different from an equity loan. Please keep your explanation layman and easy to understand. It's a research question for class, for ...
1
vote
3answers
599 views

Is compounding interest on investments a myth?

I continually see examples encouraging young people to start investing for retirement with graphic examples using compounding interest to show that starting early pays off big. I've always bought into ...
7
votes
1answer
200 views

Transitioning from paper-trading (demo trading) to real trading?

I have two questions here: When one first starts trading, what are some things that one encounters that paper-trading does not prepare one for? The most common response I see for this question is, ...
1
vote
1answer
50 views

When to convert employee shares in an RRSP into cash, even if there is a penalty?

An employee has opted to invest in his/her company's share purchase plan with following criteria: Shares are held in an RRSP account. If emplyee contributes x% of her base salary from every ...
7
votes
5answers
564 views

When is the best time to put a large amount of assets in the stock market?

I'm interested in timing with regards to long-term index investing. Based on the advice of The Investor's Manifesto and others (John Bogle, William Bernstein) they stress how big a difference ...
2
votes
2answers
483 views

Employer 401K thru Fidelity - Investment options

I originally picked FA FREEDOM 2040 I (FIFFX) for investment. After talking with a co-worker I learned this is a poor choice and only has 3 stars. The 10 YR performance 6.37%. Anyway, I have altered ...
2
votes
1answer
3k views

What effect would currency devaluation have on my investments?

I am curious what effect currency devaluation has on the value of my various investments/assets. For instance, I have retirement savings in mutual funds, growth stocks, and bonds. First, let's ...
11
votes
4answers
1k views

Does it make sense to buy an index ETF (e.g. S&P 500) when the index is at an all-time high?

I have some money I intend to invest over the next 3-4 years. An important chunk of my portfolio would be invested in a stock market index ETF such as one representing the S&P 500. Unfortunately, ...
2
votes
2answers
91 views

What is an “at close order” in the stock market?

Can you describe what an "at close order" stands for? In what strategy could it be used?