Investing is growing money over a longer time frame. When appropriate a specific tag like stocks, mutual funds etc should additionally be used.
4
votes
3answers
79 views
Short term cutting losses in a long term investment
I've only recently bought some mutual funds last year. Since then, my mutual funds' value has been losing money. When I set up this fund with my broker last year, for my investment portfolio I ...
1
vote
1answer
247 views
How does a change in market cap affect a company's operational decisions?
When the market capitalization of a company goes up or down, should it affect the company operational/investing decisions? Does it affect its funding ability?
I'm referring to a case where nothing ...
5
votes
2answers
104 views
Analysis of Valuation-Informed Indexing?
My question. I've been reading about Valuation-Informed Indexing (VII). What is your reaction? Would you recommend this strategy? What are its potential strengths/weaknesses?
Background. For those ...
2
votes
3answers
101 views
Investing in real estate when the stock market is high, investing in stocks when it's low?
I'm wondering as to whether or not the following investing strategy is viable:
Invest in real estate when the stock market is high (i.e. it's been going up for numerous years, no recent large drops)
...
33
votes
10answers
3k views
Should you always max out contributions to your 401k?
I am a year out of college, and therefore, i don't have any real retirement/investment plans kicked off.
I was having a discussion with my boss, and he was making a few claims I would like to get ...
6
votes
4answers
329 views
When is a good time to invest in gold? In what situations is the price of gold likely to drop?
When is a good time to invest in gold?
What are situations likely to trigger a drop in gold prices?
What are alternatives to gold?
8
votes
4answers
247 views
What is the best way to invest in gold as a hedge against inflation without having to hold physical gold?
What is the best way to invest in gold as a hedge against inflation without having to hold physical gold? Is it possible for a regular person to just purchase shares in GLD?
3
votes
2answers
999 views
What does “this trade was unsolicited” mean on a brokerage confirmation?
I sold some stock in my IRA brokerage account with Vanguard. Everything seems to have gone through fine, but the confirmation states in all caps that "this trade was unsolicited."
I'm just curious ...
1
vote
0answers
25 views
Any free training environment for new investors? [duplicate]
Possible Duplicate:
Looking for a stock market simulation that's as close to the real thing as possible
is there any website/environment allowing people to train their investment ...
4
votes
3answers
94 views
Can we compare peer-to-peer loans to savings accounts?
A common argument to get involved in peer-to-peer lending (at companies like Lending Club, Prosper, Peerform etc.) is that savings accounts have an ROI that may be even lower than inflation, thus you ...
10
votes
2answers
295 views
Can a company have a credit rating better than that of the country where it is located?
Inspired by this question.
In one personal finance book I read that if a company is located in a country with credit rating X it can't have credit rating better (lower - i.e. further from AAA level) ...
10
votes
4answers
254 views
Where is this 10%/year mutual fund, stock market, index?
I've been researching life insurance, and got sucked into whole life policy research, and in every article that says it's a bad investment they assume you can invest the money in some 10%/yr return ...
1
vote
1answer
77 views
Guidance: New to stock market thing [duplicate]
Possible Duplicate:
How do I get into investing in stocks?
I am new to stock market, I had just opened up trading account, I will like to know a place from where I can read up the stuff and ...
5
votes
3answers
86 views
Do you micro-manage index fund purchases to a particular day of the month?
I have setup automatic withdrawal with my brokerage to purchase shares of an S&P500 Index fund the 8th of every month. When I first caught wind of the USA credit downgrade Saturday morning, I ...
12
votes
4answers
218 views
For an investor, what's the appropriate response to the U.S. Debt downgrade?
So the S&P has downgraded United States debt from it's AAA status. There have been other threads discussing why/when a downgrade will happen, as well as possibility of default. Instead, I want to ...
0
votes
1answer
53 views
Some questions about investing [duplicate]
Possible Duplicate:
Where to start with personal finance?
I have started saving up some money and would like to utilize it better than to just put it in a savings account. How can someone ...
4
votes
1answer
165 views
Can mutual fund prices have opening gaps? Might my order to be filled at a higher price?
My broker offers limit orders on mutual funds. I was curious if mutual funds have open gaps like stocks do. If I want to buy a fund if it goes up to a certain price, would it be safe to set a limit to ...
9
votes
1answer
2k views
What does it mean if a company pays a quarterly dividend? How much would I get quarterly?
If I have a single share, lets say in Google which is currently worth 605.79. Lets say they pay out the dividends quarterly. What does that mean and how much would I get quarterly?
6
votes
1answer
171 views
How does compounding of annual interest work?
I have tried reading up on it, but I just find it confusing.
Apparently, if you started investing $150/month at a 15% annual return and kept reinvesting the profits, here is what you would have ...
6
votes
4answers
466 views
How do you quantify investment risk?
It's obvious that investing in stocks and bonds is not a guaranteed return--there is some risk, and this is well known. People talk about risk averse investors or riskier ones, or that one should ...
4
votes
3answers
136 views
Automatic investments for cheap
I'm looking for a way to do automatic investments (say to put $100 every month into an index fund). I use Sharebuilder for my regular investments, but it looks like they charge $4 per transaction for ...
8
votes
7answers
1k views
A University student wondering if investing in stocks is a good idea?
I'm a University student (with a University student budget) and I was wondering if it is worth my trouble and my money to invest in the stock system? I don't know much about it, but it seems like a ...
2
votes
1answer
153 views
Can you please explain what the information in this stock quote means?
I'm trying to understand shares as of "now", so I know more or less nothing about them. I have discovered this website: http://www.google.com/finance?q=microsoft
I entered in microsoft and it comes ...
5
votes
1answer
86 views
What effect would a lower U.S. government credit rating have on TIPS?
TIPS = Treasury Inflation Protected Securities.
Inflation could come quickly if the U.S. starts printing money to pay debt. I'm thinking about investing in these to protect my portfolio.
How does ...
6
votes
4answers
1k views
Why are monthly mortgage pre-payments applied to the back-end of the mortgage?
After having paid several years of 'extra' principal payment on my mortgage, I found that the extra monies were being applied the the 'back-end' of the mortgage instead of the 'front end'.
The ...
4
votes
3answers
469 views
I'm 23 and new to investing. How should I diversify my 401(k) based on my plan's choices?
My employer matches 100% of up to 4% of my gross salary. I want to contribute at least what is matched. I'm 23 and have a gross salary of $70k, and I know very little about this. I was hoping someone ...
5
votes
3answers
165 views
Where can I invest my retirement savings money, where it is safer than stocks?
I am 30 year old guy and I am interested in investing my money for retirement. Currently, I get 401K from my company. I am also putting $200 a month into Roth IRA account. I also have a savings ...
5
votes
3answers
235 views
What are the pros and cons of investing in a closed-end fund?
What are the pros and cons of investing in a closed-end fund, as opposed to a traditional mutual fund?
1
vote
2answers
70 views
How to account for foreign taxes paid on dividends?
For purposes of filing Form 1116 (Foreign Tax Credit), I have to correlate foreign taxes paid to the amount of dividends paid by foreign stocks. Is this something I can request from my brokerage, or ...
3
votes
1answer
89 views
Where is a useful comparison of Australian Superannuation schemes?
I'm a New Zealander that has previously worked in Australia long enough to have some superannuation there, but the political agreements that NZ has with Australia don't currently let me take my ...
4
votes
2answers
85 views
Paying for mortgage points vs investing that money
First time home buyer here.
So I've been reading about points and how an up-front payment can save you money in the long term. At first, the numbers seem pretty convincing. For example, pay $5000 ...
2
votes
2answers
175 views
what are the monthy investment options i have that has good return value in India?
Like the title says, what are the investment options I have if I need to investment monthly from a part of my salary on regular basis. The parameters I am looking for are;
Good percentage of ...
3
votes
1answer
97 views
Asset allocation on Betterment.com: What's the make-up of the stock & bond portfolios?
Is there any Betterment user that could tell me if it's possible to have more information about how my invested money are allocated besides simple portfolio allocation between treasury bonds and stock ...
5
votes
3answers
331 views
What are dividends, when are they paid, and how do they affect my position?
New to investing... Some stocks pay dividends but I'm not sure how they might affect my portfolio or in which measure this is important when evaluating a stock. I also don't know how to figure out if ...
3
votes
3answers
122 views
how does one start an investing club (as a company)?
My friends and I want to start investing. Most of us are investing novices but we trust 2 people out of the group to make sound decisions. Can we start a company where we all throw in our money ($5K ...
6
votes
5answers
376 views
Where can I borrow money for investing?
Where can I borrow money in the US if I have a good credit (730+)? I have heard community unions a good place to borrow money..but the lowest they could get is 12 percent. Can I borrow from a ...
6
votes
2answers
74 views
Other than being able to borrow to invest, how is a margin trading account different from a cash account?
Other than being able to borrow against one's portfolio value to purchase additional investments, how is a typical brokerage margin trading account different from a typical cash trading account?
...
5
votes
1answer
82 views
Stocks and Shares ISA: What are the options for “near cash equivalents”?
What are the options in terms of 'near cash equivalents' that you can hold in a stocks and shares ISA?
7
votes
5answers
1k views
Importance of dividend yield when evaluating a stock?
Why is the dividend yield (Dividend divided by market price) of a stock a valuable parameter to consider when evaluating a stock? By looking at it, what can one infer about the stock?
edit: Thanks ...
5
votes
3answers
455 views
I'm in Australia. What should I look for in an online stock broker, for trading mostly on the ASX?
I'm currently with ETrade, and just from doing a little research, I think they're a little expensive. They're about $25 a trade where as other places are $15.
I was wondering, when finding an online ...
10
votes
6answers
430 views
What should I do with my $10K windfall, given these options?
Let's say you get a $10k windfall. How do you determine what is the best thing to spend it on?
We need a new roof.
Our mortgage is moderately underwater but not in bad shape and we are content where ...
1
vote
1answer
53 views
What is the effect of a high dollar on the Canadian economy, investors, and consumers?
Is a high dollar good or bad for the Canadian economy? Are investors affected differently from consumers because of this?
4
votes
1answer
35 views
What is an Open Offer in the context of stocks and shares?
One of the companies I own shares in has just announced an Open Offer, giving me the opportunity to buy additional shares.
What exactly is an Open Offer, how does it relate to a Rights Issue and how ...
7
votes
2answers
216 views
A-B-C Class Shares: What's the difference?
I know that there are different kinds of shares: A Class, B Class, C Class. And often the class of the share is reflected in the ticker symbol. But what do these distinctions mean? Are there other ...
6
votes
2answers
166 views
Are there index tracking funds that avoid the “buy high - sell low” problem?
An index tracking fund is a fund that buys direct stocks with a view to directly matching a particular index (e.g. the S&P500 or Russell 2000).
One way to allocate assets in such a fund is to ...
4
votes
2answers
505 views
1000 pound to invest
Apologies if this question is of incredible "noobish" nature, but this is something that's been bugging me of recent. So, suppose I have a thousand laying in front of me, what are my targets for ...
10
votes
5answers
241 views
Entering the stock market in a poor economy
I'm sitting on a reasonable pile of cash, earning negligible interest in a bank savings account. After determining that I can live without this money for 5-10 years, I decided it would be best put ...
5
votes
3answers
207 views
What do these options trading terms mean?
I'm trying to learn about options and when I log into my bank's online trading site I see the following selections in the menu.
Can anyone explain what each of them mean and how they're different ...
3
votes
1answer
57 views
Moving money to the UK and investing
Because of the financial status of a certain European country (euro member) - I'm afraid of loosing money in case of a default, so I'm looking into options of moving family money to the UK, where I ...
10
votes
2answers
218 views
Where should I store some cash that I need to be somewhat liquid?
I've got under $10,000 that I want to put somewhere more awesome than my no interest checking account.
So far American Express Personal Savings at 1.15% APY is sounding nice. I can transfer out of it ...
