Investing is growing money over a longer time frame. When appropriate a specific tag like stocks, mutual funds etc should additionally be used.

learn more… | top users | synonyms

4
votes
2answers
138 views

Is selling only shares you bought with margin on a margin/unsettled cash purchase free ride?

If you bought say a single stock for $10000. $5000 on Margin and $5000 in unsettled cash. Same day you want to sell of the margin amount of shares. Is this considered a free ride or is this ok since ...
1
vote
1answer
250 views

Warren Buffett and Charles Munger advice for small investors?

The investment philosophy at Berkshire Hathaway is well known: Buy great businesses that are run by great people and keep them 'forever'. However, I believe Buffett/Munger have said that 'Buy and Hold ...
1
vote
2answers
93 views

Clarification of Inflation according to Forbes

On 9/17/2014 Simon Moore argues the S&P 500 valuation may not matter. Mr. Moore points out the deviation of stock and bond values from historical norms. He blames this deviation on low inflation ...
-1
votes
1answer
305 views

If I receive 150000$ in my Indian savings account how much tax i shall pay?

My friend is planning to invest in India. So if he transfers around 150000$ to my account.. How much tax do I have to pay? Is there any way to show it as foreign investment? Can I include my ...
6
votes
2answers
267 views

Is it wise to sell company stock to pay down a mortgage?

Is it wise to sell company stock to pay down a mortgage? Say, you have $25,000 and a $100,000 mortgage. Is it better to continue to assume the risk over the long haul or cash in at a reasonable ...
5
votes
2answers
750 views

Tax consequences of partially selling a stock

I bought a company for $71 5 months ago. It is now over $100 but I am afraid it might fall. I plan to sell only enough to get back the money I put into the stock and own the gained amount until it is ...
3
votes
1answer
451 views

Ideas on how to invest a relatively small amount of British pounds

I am of European origin and I live in the U.K, studying for my Doctorate. I have managed to save an amount of money, around 5,000 pounds. I would like to ask what people here think is the best (and ...
5
votes
3answers
2k views

How much cash on hand should one have?

The basic question is how much of my 'money' should I have on hand (ready to spend immediately) as opposed to putting it all in a high-yield (or at least inflation-fighting) investment? For instance, ...
-1
votes
1answer
80 views

Pre-valuation of the company [closed]

I am planning to start a company, but it's just an idea with no revenues. Hence, if I approach angel investors 1) What should be the pre- and post-valuation of the company after investors are ready ...
4
votes
2answers
268 views

What to do with a distribution as a young person?

Thanks to the private company owned by my grandfather, my wife and I received a fairly large lump-sum distribution. We now have a financial advisor and most of our money is in mutual funds, but are ...
3
votes
3answers
673 views

How can I determine if my portfolio's rate of return has been “good”, or not?

I've invested in stocks as a hobby for the last ten years, so I'm no expert on this. But if you have contributed about $7,000 over the past ten years (like putting in $200 here and there) and your ...
7
votes
2answers
212 views

How should I be investing in bonds as part of a diversified portfolio?

I often hear that I should diversify my investment portfolio with X% stocks and Y% bonds, ostensibly to mitigate the risk. My question is what exactly this guidance means in terms of HOW to invest ...
1
vote
1answer
59 views

Bucketing investments to track individual growths

I'm looking to invest several small amounts of money in an investment account, as well as a continued stream of small contributions. The total sum is maybe $3000 to start, in sizes of about $100-$300 ...
2
votes
3answers
160 views

Concerns about paying mortgage early after cash liquid again

I am considering locking up some cash in investments, even a 1 year CD, in order to get even a small ROI with thought that I might buy a house next summer (June onwards). Or perhaps earlier, if ...
8
votes
3answers
1k views

How do top investors pull out 20% ROI?

I've been searching the ROI percentage of well known investors. Warren Buffet - (Berkshire Hathaway) 22% annual return from 1964-2005 George Soros - (Soros Fund Management) 30% annual return ...
1
vote
1answer
158 views

Investment Newbie - Options in India - For $10K - for 10 years

What are the investment options in India for a newbie like me. I would like to start with 500,000 INR. (5 lacs / roughly $10K). Its for a long term. I don't need this amount for 10 years. Low to ...
7
votes
8answers
1k views

Roth vs Traditional Investing assuming same tax bracket in retirement

I've done a little (simplified) math to determine the difference in investing in a Roth account and a Traditional retirement account. I'm assuming that I will be in the same tax bracket in retirement ...
5
votes
3answers
268 views

Do stocks give you more control over your finances than mutual funds?

I am new to investing. I noticed that I can setup rules to auto-sell stocks (I don't know the term for this rule). I cannot auto-sell a mutual fund based on some criteria. So take a simple example. ...
1
vote
2answers
167 views

What are some ways to mitigate the risks of covered calls?

When covered calls work, they seem great. However, there is a chance that the stock will tank, turning the 5% profit into a 50% loss. What are some ways of mitigating the risk of a stock dropping ...
5
votes
4answers
1k views

Senior in College, need advice on my investing plan

I am a rising senior in college and saved up $3,000 dollars from my summer internship. I have done a lot of research online about investment options for my age and I decided that opening a Roth IRA ...
4
votes
2answers
418 views

I'm quitting my Indian job of 5 years and going on a sabbatical. What do i do with my PF?

I work in the tech space.I quit my job after 4 years and 9 months. I am not going to a new job but am taking a sabbatical. I guess it's more of a short break. After this break of 2-3 months, I will ...
0
votes
1answer
95 views

Warren Buffett's partnership dividends

In Warren Buffett's early partnerships, what was the treatment of dividends from the stocks owned? Were they counted as part of the profits, or were they paid out directly to the partners? I tried ...
2
votes
2answers
325 views

We're taking a sabbatical in less than two years. Ideas for investing money until then?

My wife and I are planning on taking a sabbatical year off in 2016. We are following a path of 6 years of working very hard, 1 year rest and reflection, repeat. I realize this is not suited to all, ...
7
votes
10answers
2k views

Ideal investments for a recent college grad with very high risk tolerance?

I recently graduated college and got a steady job making decent money as a software engineer/programmer. I make more than enough money to sustain myself and save up money, while still having money ...
1
vote
1answer
60 views

Better to have a non-registered (taxable) investment account in one/both names and/or based on income?

This question is for those familiar with Canada's income tax laws. My wife and I have maxed out our TFSAs. We also max contribute to our kid's RESPs. We also contribute a healthy amount to our RRSPs ...
8
votes
3answers
1k views

Ways to invest my saved money in Germany in a halal way?

I will be graduating soon from university with a masters degree in computer science. I will get a good salary when I start working and I will save about 1000 euros each month. However I'm looking for ...
-1
votes
1answer
80 views

Day trading definition

When I read the rules I get a little confused regarding the term "same stock in same trading day". If I buy 10 stocks on Monday and sell the same on Tuesday (different trading day) would I be ...
5
votes
1answer
142 views

What's the proper way to calculate ROI per year given the ROI for a period of time?

I'm trying to figure out what would be my yearly ROI if I know my ROI for a given period of time. On May 1st, I started invested 8.82 BTC in loans on BitLendingClub and now (August 6th) I have 9.33 ...
0
votes
4answers
294 views

Calculating Pre-Money Valuation for Startup

I have founded a company with investment of $250,000. I have been investing and developing this company for 2 years Company is not in market yet and needs external funding of $200,000 to be ...
3
votes
5answers
514 views

How to choose a good 401(k) investment option?

I am starting my first 401(k) which will have 9% of my salary invested each month. I have the option of doing a Roth 401(k) or a traditional 401(k) with a range of investment options. I think the ...
2
votes
3answers
730 views

When shorting a stock, do you pay current market price or the best (lowest) available ask price?

A stock has a last sale price of 2.5 dollars on the NYSE. Say I am shorting 1000 shares of a stock, there's an ask price of 3 dollars for 500 shares. Theres an ask of 3.5 dollars for 250 shares, and ...
5
votes
3answers
574 views

Variable universal life insurance vs traditional long-term investments

I have been considering different ways to generate some returns on my money, rather than just having it sit in a savings account at the bank. My understanding is that the obvious first step is to ...
0
votes
1answer
121 views

Add > 5,500 (excess contribution) to Roth IRA for temporary investment?

I have an standard IRA through work and an additional Roth IRA. I split my contributions between the two accounts. I understand the max contributions to the accounts combined is 5,500 per year. A ...
0
votes
1answer
132 views

SEC Form 144 and Form 4 difference

What is the difference between an SEC Form 144 (Proposed Sale) and an SEC Form 4? For example, this company has filed Form 144's, but not Form 4's. I understand that a Form 144 has more basic ...
3
votes
2answers
578 views

Investing in third world countries

I am working for an engineering company that allows me to travel to different third world countries. I am quite certain their are plenty of investment opportunities such as in restaurant, chains, real ...
2
votes
2answers
113 views

Portfolio theory and the business cycle: Determining ideal allocation to stocks?

Historically, there is a level of mean reversion with stock prices. So the expected return of a market portfolio changes with boom and bust periods. Is there a generalization of portfolio theory that ...
1
vote
2answers
140 views

For Non US resident is it better to invest in a start up as a individual or as a company?

What are the tax implications of investing as a company versus as an individual for foreigners (Non US resident)in the US? Which would be better for a foreigner (NON US Citizen) to invest as.
2
votes
4answers
282 views

Looking for a good source for Financial Statements

I am looking for a good source of financial statement for publicly traded companies, preferably free. I have been using Yahoo Finance but think there might be some issues. For example when looking at ...
-2
votes
2answers
2k views

What is the best retirement strategy for an Indian?

For an Indian citizen in India, looking to retire years from now on which of the following would be a better retirement fund ? Retirement plans (Deferred/Immediate annuity plans like ...
2
votes
1answer
438 views

How does a Non US citizen gain SEC Accredited Investor Status?

I am interested in investing in Startups via Angellist or other similar programs. How do Companies and individuals not based in the United States become a qualified Accredited Investor by the SEC? ...
2
votes
2answers
299 views

What is the best strategy for after hours trading?

I'm new to stock market trading and while I do understand the basic concepts; researching the companies, buy low/sell high, and including setting good push/pull calls for both high and low margins. I ...
1
vote
1answer
69 views

SEC forms filed under different company name

I'm trying to find 10-K, 10-Q, or 4 forms for a company called Creative Edge Nutrition (ticker symbol: FITX,) but what I found was forms filed under the name "LAUFER BRIDGE ENTERPRISES, INC." Why is ...
2
votes
2answers
270 views

How to invest Rs.10k in India

I would like to invest my savings Rs.10,000 which gives me higher returns. I do not want to save in bank FDs. I would like to take some risk(yeah.. Rs.10000 is not a big amount) as the amount is not ...
1
vote
4answers
446 views

Historical company performance data

I am looking for historical company performance data that goes back at least 10 years. I could pay for it but if it's free it would be fantastic. Company performance indicators that I am looking ...
2
votes
2answers
363 views

ROI on Forex Trading

I have lately been reading up on what Forex Trading is and how it works. In many sources, it is described that a consistent investor can generate 15% return annually. My question is, what is this ...
5
votes
4answers
577 views

For young (lower-mid class) investors what percentage should be in individual stocks?

For relatively speaking young, middle / lower middle-class investors, what percentage of our investments should be individual stocks? I've done an excellent job keeping my credit outstanding and my ...
1
vote
1answer
687 views

Putting the gordon equation into practice

In his book "the investors manifesto", William Berstein explains how to use the Gordon equation to estimate expected real returns on stocks for stocks on the long run. The Gordon equation reads ...
0
votes
2answers
200 views

Where should a young student put their money?

I'm a young student with no student debt (my tuition is paid for, I've long since saved up enough.) I'm looking into my future and looking at investing in index funds or other sorts while I still live ...
2
votes
1answer
264 views

Can I withdraw unsettled funds?

I recently made a purchase of stock and made a good gain on it. However, i need the funds to make a purchase ASAP. Is it possible to withdraw the money from my cash-only brokerage account into my ...
3
votes
4answers
1k views

First Job, should I save or invest?

I just got my first real job and I'm wondering how much I should start saving. Is there a good percentage to start at based on personal experiences? And is it better to save my money or invest in a ...