Investing is growing money over a longer time frame. When appropriate a specific tag like stocks, mutual funds etc should additionally be used.

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2
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1answer
106 views

Withdrawing money from services like Betterment

I'm not clear what the withdrawal process looks like for services like Betterment. Let's say I need some money in 2 years. Do I sell a portion of portfolio for the amount that I need? Can I cherry ...
-5
votes
2answers
191 views

I'm 18. How to build good monthly income at my 20's?

I have 18 years , from a middle high class from Brazil. Finishing the high school this year, debt free with plans of studying and living overseas in the next years. I have access to about 20k dollars ...
2
votes
1answer
77 views

Would this be a wash sale?

If on 01/3/2015 I purchase 100 shares of XYZ for $50 ea. Then, on 01/6/2015 I purchase another 100 shares of XYZ for $30 each. Then, on 01/17/2015 I sell my entire position, 200 shares of XYZ for $35 ...
1
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2answers
265 views

Why does a ETN that is supposed to track Crude Oil like UWTI show constant decline every year? And am I an idiot for investing in it?

UWTI, VelocityShares 3x Long Crude Oil ETN, which is supposed to track crude oil, shows a year over year negative return whether oil skyrockets or not. I thought it would be good investment with oil ...
3
votes
2answers
418 views

Vanguard S&P 500 Mutual Fund has an average of 10% annual gain for any given period of 20 consecutive years?

Is it true that Vanguard S&P 500 Mutual Fund has an average of 10% annual gain for any given period of 20 consecutive years since the great depression? If my math is correct, than if I were to ...
4
votes
3answers
857 views

Why do people invest in mutual fund rather than directly buying shares?

I have seen a lot of people investing in a mutual fund rather than buying the shares directly. Though buying shares gives higher return, people tend to invest in mutual funds more.
3
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2answers
124 views

High frequency trading

Do High frequency trading firm pay commission ? I get charged a hefty price just to place one trade, and yet these guys are placing thousand of trade each day or even more
0
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1answer
36 views

US company Warrants issued in Europe

Can one bank issue another companies warrants ? I have been searching for warrants on US companies and turns out that a lot of these warrants are issued in Euro instead and by different banks rather ...
7
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6answers
524 views

I have an extra 1000€ per month, what should I do with it?

I've seen a few questions like this here, but they all seem to be adressed to Americans and their way of life. Let me explain: I am 27, single, live in Germany and recently got my first job, which ...
4
votes
4answers
679 views

Should I invest in the world's strongest currency instead of my home currency?

Kuwaiti Dinar shows up as the most expensive in the world. Does that mean I better invest in KWD (or the safe USD) instead of my home currency (IDR)? A little background: I am just an ordinary person ...
1
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2answers
99 views

Buying gold/silver bullion internationally

My understanding is that gold and silver have a set value at any given point, but I've been told that it's possible to buy it cheaper in other countries, specifically China. I can believe this for ...
0
votes
1answer
75 views

Allocating money for investment

Context So I'm allocating around $500 per month for investments and I have enough savings for about 6 months should anything happen. I have no debts and I'm living a comfortable life in my early 20s ...
1
vote
2answers
53 views

How to find companies' Form 10-K annual reports? Why might a company not file one?

I am trying to find 10-K forms for some companies, but couldn't find what I was looking for. How would I find Form 10-K for any of these start-ups below? I already tried http://www.sec.gov. ...
1
vote
2answers
82 views

Dividend yeild per unit

I have been reading the intelligent investor, on chapter 4 page 91 Graham goes on to say.. While our proposed 50–50 division is undoubtedly the simplest “all-purpose program” devisable, it may ...
1
vote
1answer
68 views

Starter Enterprising Investor

So I completed reading the "Security Analysis 6th Edition" in immense depth [cover to cover including all footnotes & appendix references]. *That I read intelligent investor cover to cover goes ...
0
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2answers
86 views

How safe is an option contract?

I know the Options Clearing Company guarantees the fulfillment of every option contract and it never happened that a option contract defaulted in history. So what could you imagine must happen so a ...
8
votes
5answers
1k views

Withdrawing cash from investment: take money from underperforming fund?

Suppose Bob has $15K invested in an account with 2 funds (for this question we'll assume a Canadian RRSP, but the country/tax implications probably aren't relevant). He has $10K in a conservative ...
-3
votes
1answer
108 views

Financial advisor is outperforming Vg LifeStrategy 80. Should I keep him?

My financial advisor has my money invested in a range of actively managed funds. In 4 years since July 2011, the portfolio he has created has gained about 50%, while LS 80 Acc has gained about 40%, ...
1
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0answers
26 views

Are there any methods to calculate the % of position size to cover my profits based on achieving expected returns and thereafter?

Perhaps modifying Kelly Criterion to gauge the % of bet size to cover and adjusting to a new expected value? I want to let my profits run without exiting the trade prematurely. (or should I just ...
2
votes
2answers
2k views

Thoughts on Wealthsimple?

I recently encountered a targeted ad about Wealthsimple. From what I have read is that it is an investing tool for mobile devices that helps you passively invest. I understand that it is for people ...
-1
votes
1answer
88 views

Invest in stocks or in your own company [closed]

One of the main rules in trading is that you shouldn't use credit to invest in shares. And I'm quite sure that if you go to the bank to ask for 50000€ and say that this will be invested in trading, ...
0
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1answer
124 views

Selling equity in investment property?

I've been considering a rental property investment scenario that has been proposed and would like some advice and feedback from those who have much more experience than I do. Thanks very much! ...
2
votes
1answer
570 views

30-year-old saved $30,000: what should I do with it?

I'm a 30-year-old living in NYC with a decent job, not married / no kids. I've now saved $30K and it's just sitting in a savings account, earning next to nothing. I have never invested in the stock ...
2
votes
1answer
65 views

How to interpret the interest rate of treasury notes?

I am new to investing in the US and money terms in English, so forgive me if this is a stupid question. From this table, I can see, for example, that the most recent 2-year treasury note sale had an ...
0
votes
1answer
121 views

Helping my family sell their oil stocks. What to buy? [closed]

sorry I'm a bit new to the investing world. I am familiar with most topic from my business minor. My family has a lot of their retirement in oil company stock. (I know, diversify.. they don't know) ...
1
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3answers
1k views

Is there any drawback in putting all my 401K into a money market fund?

As you may know, the stock market drops like crazy, I did sense that a couple weeks ago and transferred some of my fund to money market - well, at least to keep it as dollar value... However, I am ...
5
votes
3answers
172 views

Is the return on investment better with high or low dividends?

Consider two companies, A and B. Company A offers little in dividends, and reinvests most its profit. Company B offers generous dividends, but reinvests little of its profit. How would I calculate ...
7
votes
1answer
1k views

Do companies only pay dividends if they are in profit?

My understanding of dividends is that the company pays each shareholder a fixed amount of money per share they own. I can see how this would work if the company is in profit, because the company can ...
1
vote
2answers
256 views

Can I buy stock in the NYSE from abroad, being a foreigner?

I wonder if being a foreigner living outside the US I am allowed to buy stock listed in the NYSE or other American stock exchanges. In case it is possible, how do I do that? Thanks. Update: I live ...
5
votes
3answers
1k views

Best way to invest as a 22 year old with not very much money but no debt

Here's my situation. Not sure if this question has been asked, I think my situation is pretty unique. I am a 22 year old college student living in Tennessee, about to graduate soon with my Bachelor ...
1
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3answers
288 views

Buy a new home or stay on rental flat?

I got married a year back. My husband and I both are working professionals. we both are earning well and can save 50000 per month combined after deducting our rental of 25000 per month and all other ...
103
votes
20answers
19k views

If a stock doesn't pay dividends, then why is the stock worth anything?

I read somewhere that companies are not required to pay dividends to shareholders (this is correct, yes?). If so, then if company A never pays dividends to its shareholders, then what is the point ...
0
votes
1answer
82 views

How to decide to leave money invested in Brazil or transfer immediately to my home country?

I have sold a property in Brazil this year with the purpose to buy a house in my home country (Germany). However, until I got all the documents ready to transfer the money to germany, I have lost ...
0
votes
2answers
135 views

May I Invest as a non accredited investor?

I want to join a website where they allow only accredited investors to participate in investments that they manage. I am not an accredited investor. However, in the past, I worked for the company and ...
3
votes
2answers
935 views

What does “100% stock dividend” mean?

What does it mean if the company give 100% stock dividend. For example I have 1,000 shares, I would received another 1,000 stock or share? I'm newbie in investing. Thank you so much.
16
votes
4answers
3k views

How can I lower my taxable income?

I recently got a new job with a salary that puts me in the 25% tax bracket (filing as single). I don't yet qualify for my employer's 401k plan so I can't use that to reduce my pretax income for the ...
0
votes
1answer
327 views

Start a Holding Company? [closed]

I'm 23 I've recently graduated college with two bachelor's degrees and have studied finance extensively in my spare time. I work as a software engineer, and even though I don't hate the work I know ...
3
votes
3answers
325 views

Why would I vote for an increase in the number of authorized shares?

Whole Foods is requesting its shareholders to vote: To approve an amendment to the Company’s Articles of Incorporation to increase the number of authorized shares of the Company’s common stock ...
0
votes
2answers
412 views

Learn investing as a programmer [closed]

How much can a software developer learn about individual investing from being employed developing financial software? A few examples of such software would be the Bloomberg Terminal, charting ...
1
vote
0answers
39 views

Calculating net present value [closed]

new here just abit confused i have worked out to my best attempt the NPV just confused about the intial cost of 32,000 and how it works in the interest rate is 10% System A ...
3
votes
1answer
67 views

What the term p means on EPS

I'm new to investing, what the letter p means on the phrase "EPS of 17.3 p" Thanks
3
votes
1answer
97 views

What is it called when someone researches the manufacturing costs of a company to determine their profit level?

I am interested of learning how to research (estimate) manufacturing costs of various companies. This is partially for the sake of determining their expenses. Is there a name for this kind of ...
4
votes
2answers
3k views

Investing While the Candian Dollar is really low

I am just Starting to get into investing now that I am the age where I have a Steady job, pension plan and government bonds and a good savings. But with the Canadian Dollar being close to 0.70$ USD it ...
0
votes
2answers
202 views

Investing at a young age in a transition period

I have an array of questions related to my situation: I am 19 years old and getting married in about 6 months. My parents were always very conscious of money, and always emphasized the importance of ...
2
votes
2answers
249 views

Advice for a college student interested in investment opportunities.

I'm 20 years old and currently attending university for a double major in engineering and science fields. My college expenses are being covered. In addition to that i have worked for the past few ...
4
votes
3answers
2k views

What to do with dividends and capital gains from Roth IRA. Reinvest or Transfer to market settlement fund?

I am 22 and just opened a Roth IRA from Vanguard. I am putting 5.5K a year but I was wondering if someone can give me pros and cons for what to do with my dividends and capital gains? The two options ...
1
vote
0answers
102 views

Question about margin and investing

Lets say I have $10,000 cash in an account and margin buying power of $20,000. I sell a put that is worth $9,000 and it gets exercised. Will I be using margin since i have enough cash in the account ...
1
vote
1answer
258 views

Annuities and varying interest rates?

The gist: Let's say I have $12,000 and have $240 a week in which I can invest into an ordinary annuity. Let's say I invest $1040 a month as opposed to $240 a week. The interest rate is 3% p.a. ...
1
vote
2answers
146 views

How do investors know what the discount rate is?

Let's say that Jim buys a bond whose face value is 100$ and has a 4.75% coupon, with coupon payments given annually, that matures in 5 years. Jim buys this bond today for 103.05$. Letting x ...
7
votes
3answers
1k views

Best investment with just 1800 Euros in Estonia [closed]

I have won a stipend for next 5 mounts of my education in Estonia. I just thought maybe it is better to invest the rest of my money, since I do not need it in the next semester. The problem is, I do ...