Investing is growing money over a longer time frame. When appropriate a specific tag like stocks, mutual funds etc should additionally be used.

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5
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2answers
1k views

30, debt free and looking to invest $500-$1,000 a month [closed]

I'm 30, debt-free, make max contributions to my Roth IRA and 401(k) and have six months of living expenses in a high-yield online savings account. I live frugally and am gainfully employed. At this ...
0
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1answer
190 views

The Big Short - shorting vs CDS

I am wondering, why the main protagonists of the movie "The Big Short" bought CDS, which were actually custom made for them and quite expensive. Why they couldn't / didn't speculate on decline of ...
1
vote
0answers
124 views

Is there any problems using both Betterment and Wealthfront simultaneously [closed]

Is there any legal issues if I use both Betterment and Wealthfront at the same time? The only problems I manage to dig up is the possibility of wash-sale when using both service tax loss harvesting. ...
-1
votes
1answer
135 views

Do precious metals and mining sector index funds grow as much as the general stock market?

We all know that precious metals are extremely volatile (high beta) and that commodities usually do not have a long-run real return (zero alpha). I currently have 1% of my portfolio invested in a "...
1
vote
2answers
169 views

Tips for a 21 year old on looking to invest [closed]

I am a 21 year old Computer Science student currently on a year out Placement at a Software Company where I am earning £17,000 a year. I'm half way through the placement and have saved £4,000 of the ...
2
votes
4answers
196 views

Value investing

Does value investing work? More specifically, I've taken Dr. Damodaran's course on valuation (available online at his website) and have read parts of his textbook "Investment Valuation", and am coming ...
5
votes
2answers
187 views

How to start investing for an immigrant?

All the below description is just to clarify my current situation. I am a 27 y.o. single male immigrant from the third world (in a process of applying for a green card) who works as a developer ...
0
votes
2answers
325 views

Should I take out a bigger mortgage, or pay a greater cash deposit?

Let's say I want to buy a house worth £400k. I can get a mortgage up to £300k, and I have £150k cash sitting in the bank. Which would be my best option: 1) Take out the maximum mortgage of £300k and ...
0
votes
1answer
65 views

What is it about company performance that causes the perceived value of its stock to rise? [duplicate]

Many stocks don't pay dividends, and it's not like a shareholder has any direct financial gain from increased company earnings. Plus, they can only benefit from earnings if the company goes bankrupt ...
3
votes
1answer
233 views

What is down -34% in stock terms?

Apple is now at 100.54, all time high is 134.54, #AAPL is now down -34%. I fail to comprehend the above sentence. The way I usually interpret it, say if a stock all time high is 100, it is down 30%, ...
1
vote
2answers
45 views

How do I calculate Future value adding fund charges?

Here is the statement on the NEST website. "We take a small percentage of the money going into your pot known as a contribution charge. This amount is 1.8 per cent." They then also charge £15 ...
1
vote
4answers
164 views

How to invest in a currency increasing in value relative to another?

I would like to make a mid to long term investment in a currency that i think will rise. The NOK is currently very low due to low oil prices, and i would like to invest in it rising, as it seams ...
0
votes
1answer
61 views

What is the current substitute for the Value Line Composite Index?

I am trying to use the Value Line Composite Index for a project. Much to my dismay, I just found out that it was discontinued in 2013. Have there been other substitutes developed for this since then? ...
-2
votes
1answer
87 views

How do you calculate return on investment for a share of stock?

How do you calculate the return on investment for a single share of stock? For example, what would be the return/value of a single Google share now, if bought in January 2015?
2
votes
4answers
656 views

I have around 60K $. Thinking about investing in Oil, how to proceed?

During the last ~2.5 years I have managed to save around 60K $, the money is sitting in the bank account and has been there for a while. This money could be doubled as my girlfriend's savings are ...
-5
votes
1answer
116 views

Smart Investments With No Risks 1 [closed]

I have 150k I am 28 years old and am looking for a small piece of advice on how to successfully invest my money so I can retire at age 35, and also buy a 300k house.
3
votes
2answers
59 views

How to read a chart on bond price?

I recently bought some bonds, but don't quite understand the data presented to me. First I will show you two images: SUMMMARY: CHART: The SUMMARY shot shows MARKET COST: 93,300,000 with current ...
1
vote
2answers
91 views

What kind news or information would make the price of a stock go up? [closed]

So I'm just trying to get as much information as I can before I start trading but what kind news is guaranteed or at least has a great chance to push the price upward? the reason is because I've seen ...
2
votes
2answers
600 views

Hard time keeping money in the bank

I have a hard time keeping extra money in the bank (in addition, building on an emergency fund). It's not that I spend it...its that I immediately transfer it either to Fidelity to fund a 401k/roth ...
1
vote
1answer
106 views

How can I compare the risk of different investing opportunities?

I have some money to invest and I consider different investing options. For instance I could: Let the money on a tax-free account 0.75% per year (the % can be changed by the state if inflation is ...
4
votes
2answers
123 views

Investing for family

I have a personal investing style which nets me exceptional returns for small investments (under $600k) and 2% - 8% better than index funds (annualized) on larger investments. Let's say my parents ...
3
votes
3answers
90 views

How does investment on goods impact the risk of portfolio?

I really need good references to see what the impact of SRI (socially responsible investment) is on the portfolio risk. I have searched through a lot of books but nothing I found. Can you please give ...
1
vote
1answer
49 views

Does MER of a given product (say ETF) ever go down?

If I buy a new product with relatively high Management Expense Ratio (MER), can that MER be theoretically/technically reduced in the future, for example when the product gains more and more popularity?...
-4
votes
1answer
51 views

Has NAB CEO taken up his entitlements of new shares early this year?

Does anyone know whether the NAB CEO Andrew Thorburn has taken up all his entitlements for the new shares (i.e., increasing the amount of NAB shares he owns) during the capital raising early this year?...
22
votes
13answers
6k views

Why do people always talk about stocks that pay high dividends?

Isn't it true that on the ex-dividend date, the price of the stock goes down roughly the amount of the dividend? That is, what you gain in dividend, you lose in price drop. (Of course, sometimes it ...
2
votes
3answers
528 views

Does girlfriend have too much savings, time to invest?

My girlfriend is quite frugal and has successfully maintained an emergency fund of about $15,000 with an "incidentals" account that sits around $3,000. She does not earn a lot of money, about $35,...
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votes
1answer
60 views

Ongoing Automatic Investment Fee

When a DRIP plan says "Ongoing Automatic Investment Fee", is that the amount of money they take every month? In the case of Hershey's DRIP, it says it's $2. Does that mean if someone invests $50 a ...
21
votes
10answers
3k views

Why is property investment good if properties de-valuate over time?

So I was reading that investing in property is a safe and solid investment (but low on return). This is based on how the prices rise e.g. a property price in the 1980's vs 1990's vs 2000's vs 2015. To ...
31
votes
4answers
4k views

Should I invest when in debt?

I have just consolidated my debt and am thinking where I want to be in the future. My payment plan is to be debt-free in three years. It is not an extremely aggressive plan; I still want to have a ...
4
votes
3answers
158 views

Should I replace bonds in a passive investment strategy

In a passive investment portfolio one usually has some sort of mix between stocks and bonds which are supposed to offset losses from each other. I've read that because of low interest rates persisting ...
-4
votes
2answers
122 views

How does the world - in aggregate - generate a non-zero return? [closed]

Given the sum of two entities' wealth remains the same after any given transaction, how do these entities grow in value as a whole? For example, if I grew some corn in China and sold it to the US for ...
4
votes
1answer
60 views

Investing Superannuation Australia

I am 31 and have just consolidated all my super funds in to my current provider. I have about $70,000 all up and it is getting topped up by about $10,000 pa. I feel like I should start managing this (...
4
votes
0answers
79 views

Do you use the Cost Basis or the Amount Invested to compute a gain/loss?

A friend's Edward Jones financial advisor is using the Amount Invested and not the Cost Basis to compute the tax loss of selling a mutual fund. I don't know anything about this stuff, but I'm pretty ...
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votes
1answer
80 views

How can Cost Basis be greater than the Amount Invested?

A friend owns a mutual fund, Capital World Bond Fund CL A. He has owned it for a fairly long time, but does not know how long. It might have originally been with a different brokerage about a decade ...
4
votes
1answer
139 views

Investing savings in the UK vs Australia

I have been living in Australia for 4 years now, and although I don't intend to live here forever, I will be here for the foreseeable future. I have savings in the UK and here in Australia, and am ...
1
vote
3answers
80 views

Unemployment Insurance Through Options

Both Kyle Bass (from about 8:00 - 9:40) and Mark Spitznagel discuss an approach to finance where an investor takes a small percentage of their wealth and bets on an unlikely outcome, expecting to lose ...
7
votes
1answer
185 views

Analyze a security using Benjamin Graham's Defensive Investor Criteria

I would like some help evaluating a security using Graham's Defensive Investing Criteria (Chapter 14 of the Intelligent Investor). As an example security, let's look at NYSE:MEI and each of the ...
3
votes
1answer
604 views

T-mobile stock: difference between TMUSP vs TMUS

Is there a way to invest in T-mobile stock from the US? Yahoo finance lists both: TMUSP - NasdaqGS with a dividend of 4.3% and avg volume of 90,000 and TMUS - NasdaqGS with a dividend of 7.4% and ...
1
vote
2answers
98 views

Why compare asset performance using returns, instead of using change factors?

Why do investors compare the returns of assets as opposed to the change factors of assets? E.g. comparing 6% / 4% instead of 106% / 104% to get the comparative performance of two assets. AFAIK ...
0
votes
1answer
85 views

Buying shares- Stocks & Shares ISA, or Fund & Share account?

While researching where to invest some capital (currently in fixed term savings, but will mature soon), someone I spoke to at my bank mentioned that given how low interest rates are on savings at the ...
5
votes
1answer
145 views

Why adjust for inflation annually, as opposed to realising it after the holding period?

Why do investors offset their annual returns against inflation, when inflation isn't realised until the end of the holding period (when the investor is actually spending the money)? An example: ...
5
votes
3answers
402 views

Should I Pay Off my Student Loan Debts First or Invest in an Index Fund?

I am an Albertan currently about $8,000 in debt from student loans. Roughly $5,500 of this $8,000 is an Alberta Student Loan, while the rest ($2,500) is from the National Student Loans Service Centre (...
1
vote
1answer
68 views

Which Earnings Figure for Graham's “Stock Selection for the Defensive Investor”?

This question is around Chapter 14 in the Intelligent Investor (Stock Selection for the Defensive Investor). I've read the chapter and I've read blog posts about it. I'm confused. What's confusing me ...
0
votes
4answers
292 views

Should I pay off my house

I purchased my house (3 bedrooms, 2 full baths) in 1997 for $84,500. I have already made $166,500 of mortgage payments on a 9% interest rate loan. I have $53,000 left in payments. It recently ...
1
vote
1answer
70 views

Best(mostly cheapest) way to buy international shares(mostly US) from Australia

I would like to buy international shares from Australia. But we have hefty fees charged by the banks (CommSec), ie buy fee, sell fee, inactivity fee, etc. I'm sure someone has eaten a dog on this ...
2
votes
1answer
94 views

Investing in ETF/Index-Fund Twice [401(k) and Individual investor Account]

I'm young, new to investing, and have the following nagging question. Let's assume I have $1000 of disposable income that I'm willing to throw into the market. I've read with small amounts such as ...
1
vote
4answers
201 views

Strategy for investing large amount of cash

Suppose you suddenly have a large amount of cash (relative to your net worth) that you would like to invest. E.g., you just sold your house or you received an inheritance. If you invest all this ...
0
votes
1answer
47 views

How to have a small capital investment in US if I am out of the country?

I would like to invest some money in US, but I don't know how I can grow my money or what business can be a good choice for my small capital (hundred of dollars). I am located at Mexico.
1
vote
2answers
55 views

Do developed country equities have a higher return than emerging market equities, when measured in the latter currency?

Do developing country equities have a higher return and/or lower risk than emerging market equities, when measured in the emerging market's currency? Do you have data for this over a long timeframe (...
2
votes
5answers
2k views

Options vs Stocks which is more profitable

Assuming I enter a stock at $100/share. The stock goes up 3% over the course of two days, I then sell the stock and collect my profits. How would this compare to me buying a call option contract for ...