Investing is growing money over a longer time frame. When appropriate a specific tag like stocks, mutual funds etc should additionally be used.
6
votes
3answers
285 views
Should we invest some of our savings to protect against inflation?
My wife and I are in our early 30s. Our gross combined income is about $125,000/year, and our rent is ~$2,500/month (we live in San Francisco). We have no debt, and we have about $85k saved up in a ...
4
votes
2answers
146 views
Professional investment planning for small net-worth individual in bearish market
I would like to find an investment planner that can help me achieve moderately aggressive growth when the stock market is expected to go down. Perhaps he would use shorts and other more short-term ...
1
vote
3answers
169 views
Which kind of investment seems feasible to have more cashflow every week or month?
My plan is to make close to $2000 a month/$500 a week through investments. For that, I can risk up to $2000 to start with. The following come in to my mind, even if nothing is for sure.
1) If I ...
5
votes
2answers
390 views
Why did the stock chart for Facebook's first trading day show an initial price of $42 when the IPO price was $38?
Facebook was widely reported as having an IPO price of $38. Yet, all the stock charts show Facebook shares priced at $42 until around 11:30 AM, than dropping to $40, and then only at 11:50 AM ...
6
votes
0answers
122 views
Buying an Investment Property in a Self Managed Super Fund (SMSF)
What is the best way to structure the purchase of an investment property in a Self Managed Super Fund (SMSF)?
Now that limited recourse borrowing is allowed in SMSFs to purchase assets such as ...
12
votes
4answers
2k views
How does one value Facebook stock as a potential investment?
What techniques would you use to valuate Facebook to determine whether its current stock price is inflated, or whether it represents a good investment?
1
vote
1answer
61 views
Instrument or Strategy that Tracks the Cost of Healthcare?
Does there exist an instrument or mechanism that can be used as a proxy for the price of healthcare and/or health insurance premiums? For example, suppose there exists a "Health Care Cost index", ...
1
vote
1answer
51 views
NYSE & NASDAQ: Mkt Cap: $1 billion+
I am looking for an online source to get all NYSE and NASDAQ stock symbols representing companies with a market cap of $1 billion or larger. I have looked at this screener from yahoo finance, but it ...
11
votes
4answers
246 views
How do you balance the risk of having your wealth tied up?
I'm at the point in my financial life we're I'm ready to start investing for retirement in earnest, and I'm planning to invest 15% of my income into retirement accounts, but I hear a lot of stories ...
11
votes
1answer
155 views
WSJ article about CFDs - am I missing something?
In this WSJ article, it comments
Traders held a net $22.6 billion in bets that the dollar will appreciate, a gain of 31% in net wagers over the previous week and the largest such position since ...
5
votes
3answers
421 views
Dollar-cost averaging: How often should one use it? What criteria to use when choosing stocks to apply it to?
This may seem like a simplistic question, but I haven't found any great answers on it yet.
How often should one use dollar-cost averaging? What criteria do you use when choosing a stock to apply ...
-1
votes
3answers
94 views
Is it possible for all the owners of a stock to gain or lose money at the same time?
I might sound weird, but I want to know if there is a case where all the owners of a specific stock lose or gain money whether it is an up or down market?
4
votes
1answer
99 views
In accounting and investment, what is the difference and relationship between balance and position
In accounting and investment, what are the difference and relation between balance and position, when talking about a checking/saving/investment account? Or are they the same concept?
Thanks and ...
2
votes
1answer
87 views
Using stable short-term, tax-free municipal bond funds to beat the bank?
I was lately been looking into some investment strategies, and I thought that short-term, all-single state municipal bond funds (which are free from both state and federal taxes), might be a good way ...
3
votes
3answers
264 views
Is there a formula to use to analyse whether an investment property is a good investment?
How do I determine the real cost of buying an investment property over time considering rent, interest, expenses and capital gain?
I know there are many factors at play but is there a generic ...
4
votes
4answers
196 views
Paying loan more than the monthly limit vs keeping the extra in a bank or investment
I have a student loan (9% interest rate) which I have to pay within the next two year. Since I have a secure job I know I will finish paying within two years even with the minimum monthly payment. ...
4
votes
3answers
258 views
Can one use Google Finance to backtest (i.e. simulate trades in the past)?
Is it possible to simulate what would have happened if I started investing 10 years ago using Google Finance?
For example, If I started investing in company XYZ where I could have invested £100 a ...
3
votes
1answer
235 views
Are Investment Research websites worth their premiums?
There are websites that claim to own formulas that outperform the market. Examples of these websites are - Zacks Investment Research or Investors Business Daily. Each keep a list of equities that they ...
4
votes
2answers
411 views
Where should I invest my savings?
I am 29 year old living in USA, married and expecting first child this summer. We are debt free and both have stable jobs. I have a side business earning me about $30K net income a year. We have about ...
3
votes
1answer
182 views
“Cap gains exposure” of an ETF — what does it mean?
Morningstar provides an ETF data point called potential cap gains exposure. For example, here is Vanguard's Europe ETF (VGK):
This value is negative 78% for VGK. I understand that this is a good ...
1
vote
2answers
86 views
How are shares used, and what are they, physically?
Keeping in mind that I'm more or less a novice when it comes to finance, I'm having a lot of trouble finding a clear, concise answer to my questions: how do I use my shares, and what are they?
I ...
3
votes
2answers
132 views
Does a rescheduled conference call generally mean “something's wrong” with a company?
A small, speculative company in my portfolio made the grand press release that they were rescheduling their quarter end conference call for one day later (oh my!). The stock promptly lost nearly ...
4
votes
1answer
139 views
When you buy mutual funds through a broker, where are the shares held?
This question arises from a previous one regarding managing all one's investments from one screen on a brokerage house's web site, and a recent answer by @Patches regarding segregation of the ...
2
votes
2answers
140 views
Options strategy - When stocks go opposite of your purchase?
I'm a bit new to options and would like to ask for someone's strategy opinion. Lets say that you buy a call at an expiration date 2 months or so from now, and in a few days you see the stock go flat ...
6
votes
4answers
805 views
Is it true that 90% of investors lose their money?
Many investment gurus state that majority of investors fail and then offer a proven "[insert fancy name] investment strategy" that will make you successful. The number usually starts at 90% and often ...
4
votes
1answer
85 views
What kinds of information do financial workers typically check on a daily basis?
I was recently offered a job doing statistical analysis and scientific computing for a financial firm. During the interview process, sometimes I was asked questions like "where is the Dow at today?"
...
3
votes
6answers
1k views
How can I invest my $100?
Is it feasible to invest a very small amount of money?
If it is, how can I attain it?
3
votes
1answer
159 views
How do NOLs (Net Operating Losses) affect an investment decision?
[A company trading on the NYSE for $1.85/share] just had a conference
call...
They have... cash equivalents of $2.27/share. They have more than
$1/share in NOLs.
NOL, I guess, is Net ...
18
votes
3answers
407 views
Abundance of Cash - What should I do?
There seems to be a glut of information and I don't know where to start.
My situation is:
No debt/kids
Own Home and Vehicles
Have a years worth of living expenses in my savings/checking
Max out ...
4
votes
1answer
83 views
Is there a term for people who manage the money of dual citizens?
I'm a dual citizen of the United States and Canada. I'm afraid to invest in anything because the tax treaties and laws between the two countries make everything too complicated for me to follow.
Even ...
3
votes
2answers
180 views
How can I reduce my taxes for 2011
I am looking for options/steps I can take right now to reduce my tax bill for 2011. I am married filing separately ( cannot file jointly, as non resident spouse was working abroad in 2011 and ...
3
votes
2answers
156 views
How to analyze risk of a bond?
If given the screen below as an example, how would you analyze the risk of a bond? I am not sure what to look for to know if this is a good investment.
What risk factors should be considered when ...
4
votes
2answers
333 views
Legal documents required for managing an investment portfolio among friends?
I am considering setting up a personal kind of hedge fund / stock portfolio among friends.
I am trying to figure out what kind of a legal agreement I should have them sign for investing with me to ...
2
votes
1answer
120 views
When Employees are “Granted” Stock Options, is the Company encouraging Long-Term investments from them?
I'm not exactly sure I understand the "why" behind a Company reasoning for offering "options" to their employees to invest in itself.
I've found it is very unlikely of the employees to exercise for a ...
4
votes
2answers
49 views
Question about Tax Information from a Prospectus
I've been studying the prospectus for a Vanguard Index fund that I'm invested in, and I'm confused as to what percentage and what taxes I will end up paying. When the prospectus's tax information says ...
8
votes
2answers
94 views
Socially responsible investing accreditation
I've found some "socially responsible" funds that I'm interested in investing in. I have no idea how to tell if they're a scam though. Is there an accreditation agency or something similar which can ...
5
votes
1answer
149 views
Long term investing on behalf of newborn
I have some gifts from friends and family for my newborn daughter. I would like to invest these but I don't know what is the best way. 529 plans spring to mind but I don't know what the educational ...
4
votes
1answer
55 views
Should you work out the yield on property or shares against the purchase price, or the current market price?
In What is a good rental yield?, there's some discussion about whether you should calculate yield by dividing the original purchase price, or the current market price. Which is the correct ...
7
votes
4answers
224 views
Multiple 401K accounts
I had a 401K with a previous employer. When I left, I rolled the account over to ShareBuilder and it's been sitting there ever since. I am not making any contributions to this account.
In the last ...
8
votes
1answer
120 views
Investing strategies for tax-advantaged accounts (401k, IRA) vs regular accounts?
What are some investing strategies to take into account when working with a tax advantaged account such as a 401k/IRA versus a normal non tax advantaged account?
I know a big strategy is to buy and ...
7
votes
1answer
181 views
Opened a Vanguard brokerage account. What do I need to keep track of for next year's taxes?
I know opening the account will not impact me for this tax season, but next year since I opened the brokerage account taxes will be a little different.
What do I need to keep track of while I'm ...
2
votes
1answer
152 views
Short-selling treasuries instead of borrowing on margin?
Let's say I have a diversified investment portfolio, and I wish to tap a relatively small amount of cash (less than 5% of the portfolio's value) without liquidating any of my positions.
I could ...
3
votes
3answers
133 views
What option-related strategies are better suited to increasing return potential?
At this time I buy and hold stocks. In the few coming months I am considering a change in my investment strategy. If I reduce my diversification that will increase my risk. My financial coach ...
3
votes
1answer
132 views
Do all ETFs fall under the Investment Company Act of 1940?
Do all ETFs fall under the Investment Company Act of 1940? If not, how would a buyer know? Are there legal or financial terms to look for in the prospectus, or will be it spelled out explicitly?
3
votes
1answer
93 views
Better rate for investment between CD or savings
I have been considering either renewing my CD (Certificate of Deposit) from my local Credit Union which is at 1.35% APR (1.3591 %) dividend rate (monthly compounded) for one year. I recently noticed ...
6
votes
2answers
200 views
What are some well known or well regarded arguments against investing?
I'm looking to research the arguments against investing, or at least arguments that present a rather different view of investing than is the conventional wisdom. By "investing", I mean putting money ...
14
votes
4answers
532 views
How do I invest and buy/sell stocks? What does “use a broker” mean?
This is an embarrassingly basic question. I'm a college student and know very, very little about the world of investing and purchasing stocks. I realize that some Googling could find me the answer ...
1
vote
2answers
97 views
What are the fundamental levels that makes a Stock Ideal? (either to sell or buy)
During the analysis of a stock, you analyze a few technical, fundamentals as well as environmental points. For example the PE, or Volume, etc. for technical points and News and rumors for ...
6
votes
1answer
286 views
Why can't I short a particular stock?
I would like to short a particular popularly traded stock, but when I attempt to do so I keep getting this message all the time: "Order rejected: This stock is not available to borrow. If you want us ...
7
votes
4answers
590 views
How to convince someone they're too risk averse or conservative with investments?
I have a friend who is very risk-averse, by self admission. By my standards he is too much risk averse for his own good.
He says that his personal experience over the last 15-20 years taught him that ...
