Investing is growing money over a longer time frame. When appropriate a specific tag like stocks, mutual funds etc should additionally be used.

learn more… | top users | synonyms

2
votes
1answer
93 views

Investing in ETF/Index-Fund Twice [401(k) and Individual investor Account]

I'm young, new to investing, and have the following nagging question. Let's assume I have $1000 of disposable income that I'm willing to throw into the market. I've read with small amounts such as ...
1
vote
4answers
176 views

Strategy for investing large amount of cash

Suppose you suddenly have a large amount of cash (relative to your net worth) that you would like to invest. E.g., you just sold your house or you received an inheritance. If you invest all this ...
0
votes
1answer
46 views

How to have a small capital investment in US if I am out of the country?

I would like to invest some money in US, but I don't know how I can grow my money or what business can be a good choice for my small capital (hundred of dollars). I am located at Mexico.
1
vote
2answers
55 views

Do developed country equities have a higher return than emerging market equities, when measured in the latter currency?

Do developing country equities have a higher return and/or lower risk than emerging market equities, when measured in the emerging market's currency? Do you have data for this over a long timeframe ...
2
votes
5answers
950 views

Options vs Stocks which is more profitable

Assuming I enter a stock at $100/share. The stock goes up 3% over the course of two days, I then sell the stock and collect my profits. How would this compare to me buying a call option contract for ...
2
votes
3answers
614 views

Any Tips on How to Get the Highest Returns Within 4 Months by Investing in Stocks? [closed]

I recently signed up for an investing competition at my school. The competition grants each competitor $1,000,000.00 (of virtual money), where we will be able to buy/sell any stock listed on the AMEX, ...
4
votes
0answers
213 views

I am being forced to sell my stock in a private company after a Series B round, because I am not an accredited investor. Is this legal? [closed]

I am being forced to sell my stock in a private company after a Series B structured as a merger, because I am not an accredited investor. Is this legal? I exercised my stock options at a private ...
3
votes
3answers
293 views

Effective returns on investment in housing vs other financial instruments

In One Up on Wall Street, Peter Lynch recommends housing as the best first investment: Because of leverage, if you buy a $100,000 house for 20 percent down and the value of the house increases ...
1
vote
0answers
72 views

My company's 401K plan: Where to put my money? [closed]

I am not sure what to do here, my new job has a different 401K plan with a match of 4% of my salary ( better than nothing ). We have the option of 401K Before-tax and Roth 401K... only 2 options. ...
2
votes
2answers
112 views

Starting a new job. Help me with retirement/debt planning please!

For context: I am about to be 27 (M) and am starting a job later this month. I have been considering various different methods to attack my debts, which are below: Student Loan - $24,288.77 @ 5.75% ...
2
votes
3answers
153 views

Most important skills needed to select profitable stocks [closed]

I have been trying to learn how to select profitable stocks for quite some time and have been doing a good amount of reading on the subject. I have had some interest in day trading, long term trading ...
-1
votes
1answer
34 views

How to identify a legal forex broker firm? [closed]

Is there a possibility to avoid currency exchange commission in forex market. Also i couldn't figure out which forex broker firm is legal
2
votes
2answers
45 views

Calculation for Hypothetical Short Position

I'm trying to calculate the gain on a short position. I think I have the correct calculation, I just want to make sure I am correct. Here's the data: 1. Entered position with stock price at $28.07. ...
3
votes
2answers
171 views

What to consider when loaning parents $50k to pay off investment property

I am looking for the potential pitfalls I could be about to fall in, and ways to mitigate them. I live in Australia. My fiancee and I have roughly $100k in savings, which we want to use to buy a ...
1
vote
2answers
133 views

I inherited cash and am deciding whether to save, pay off debt or invest

I have $30,000 I recently inherited and am trying to figure out the smart thing to do with it - pay down mortgage, pay off a HELOC, save for education (2 kids who will be starting college in 1 and 3 ...
-3
votes
1answer
86 views

Can I claim exempt on my taxes if I invest what I would pay in tax?

I recently overheard in conversation that I might have the ability to evade Uncle Sam touching my money if I invested what I would pay in taxes for the year into a IRA or ROTH account? Is this true?
4
votes
1answer
62 views

How/where can a U.S. resident buy recently issued Chinese 3-month Treasury bills?

According to Reuters: China has rolled out a flurry of reforms recently to liberalize its markets and also help the yuan meet the IMF's checklist, including scrapping a ceiling on deposit ...
4
votes
1answer
77 views

What public company form or annual filing is similar to U.S. SEC's 10-K but for the United Kingdom?

In the U.S., they use a form called 10-K (http://www.sec.gov/answers/form10k.htm) (https://en.wikipedia.org/wiki/Form_10-K). Is there a similar form in the UK? What is it called and where might one ...
1
vote
0answers
35 views

Add-On CD Formula

I'm starting to learn a lot about finance/investing on my own but I'm struggling with the calculations behind Add-On CDs. I opened an 14-Month Add-On CD with a $1000 deposit with a monthly $30 add-on ...
3
votes
1answer
152 views

Argument against small-cap investment

I just finished John Bogle's Common sense investing and I think I am convinced that investing in Index Fund is a great idea. Now, I really thought it would be a simplistic choice but I really was ...
8
votes
4answers
571 views

As a young adult, what can I be doing with my excess income?

I am a 20 year old living in the UK. I've had a look at my monthly incomings/outgoing and have realised I have approx £400-600 (~$600-$900) to spare per month, and that at the minute I'm just ...
3
votes
1answer
76 views

What does “writing down” the value of an asset imply?

My question was inspired by this article. Relevant quotes below: Fidelity, the only fund manager to have invested in the four-year-old company [Snapchat] best known for disappearing photos, wrote ...
0
votes
1answer
145 views

Would betting on fallen (blue chip) stocks be a good strategy?

I'm wondering whether you think investing mostly in blue chips, that have significantly fallen in value (compared to their industry), would be a good investment strategy for me, and why you may think ...
0
votes
2answers
86 views

Newbie question - Brokerage and selling shares

I work for company X. The stock grants that I have received from my employer which are made available in the charles schwab account. The very basic questions that I have are below:- Charles schwab ...
0
votes
0answers
46 views

Tax implications of Thai citizen investing in U.S. stocks?

My husband invested in U.S. stocks for over 10 years since he was in the U.S. on an O-1 visa. We moved back to Thailand 7 years ago. If he were to buy/sell his shares and transfer money back to ...
2
votes
3answers
179 views

First 401K portfolio with high expense ratios - which funds to pick? (24yo)

Just got my first 401K at work through Mass Mutual. I have 17 options to choose from. I don’t think we have index funds, and most funds have high expenses between 0.75-1.66%. So I decided to care ...
4
votes
3answers
214 views

How can I effectively save a lot of money for retirement when a 401k is not available? [duplicate]

For some years now, I've been contributing the maximum amount to my personal IRA ($5,500 in 2015) and my 401k ($18,000 in 2015). This, plus employer match, means I am saving about $30,000 per year in ...
6
votes
5answers
290 views

How to invest a $1000 in an index mutual fund?

My pre-teen daughter saved up a $1000 and I thought it might teach her how finances work if we invested it in a mutual fund. Specifically in an index fund like S&P 500 or some such. The problem ...
17
votes
3answers
995 views

What retirement accounts are available without age based withdrawal penalties?

If you retire early and have money invested in a Roth IRA or a traditional 401k, that money can't be touched without penalty until you're 55/59. (Let's ignore Roth contributions that can technically ...
34
votes
9answers
9k views

How to rescue my money from negative interest?

My bank has announced negative interest rates starting Q1 2016. I have CHF 250'000 in that savings account (Swiss Francs). Now, pretty much all other banks will probably follow suit soon, if they ...
3
votes
2answers
486 views

Is my “retire young” strategy a sensible one?

My goal is to have enough to retire at 40. I have 11 years to go (I'm 29) as of the past 15th. To be clear, I don't plan on retiring, maybe ever, but I want to have enough to just quit one day if I ...
2
votes
1answer
45 views

Isn't the subtraction of deprecation and amortization redundant in the calculation of Owner's Earnings?

I'm new to the world of Value Investing (and investing in general) and am trying to fully understand the fundamentals in calculating the Owner's Earnings of a company. According to this blog, Owner's ...
-2
votes
1answer
119 views

Do those who invest large amounts of money in stocks pay typical brokerage commissions?

I actually invested $2000 in stocks, and paid brokerage fees of 0.5% to the broker on both sides (buy & bell) or approximately $22.50 ($10 + $12.50 in commissions after a gain of $500). So my ...
2
votes
1answer
121 views

Annuities-with deposits and withdrawals

A college education fund is to be accumulated by twenty level semi-annual deposits, the first due on Juanary 1, 1996. The fund is to provide 16 quarterly withdrawals of $ 1900 each, the first due on ...
1
vote
1answer
327 views

Investment options for f1 visa students in USA

I am foreign graduate student in USA. I recently completed my undergrad (from USA) and have a bit of money saved up. I know that F1 students cannot work off campus and other business activities such ...
2
votes
2answers
208 views

How do I analyse moving averages?

I have calculated moving averages i.e. SMA, WMA , EMA for stock which I am going to buy. I have infered : If you are long term investor it is better not to retain the share as price is decreasing as ...
2
votes
2answers
66 views

Investing $10k capital gain short term or long term in Canada

I have recently received $10k from the sale of a personal asset, deposited to my chequing account. I have no need to spend this money right now, so I would like to invest it. I have an RRSP but have ...
3
votes
0answers
55 views

ESPP compounding strategy and taxation?

Let me start off giving some of the details of the ESPP my employer offers: Stock Price Discount: 15% Employee Salary Contribution: 3-10% (in whole value increments) Holding Period: 12 months ...
0
votes
2answers
373 views

Is it possible to borrow money to invest in a foreign country?

Suppose I live in Canada. If I want to borrow money from the banks here and use that money in another country to carry out construction projects and hence make profit. Is it possible to create a legal ...
2
votes
1answer
127 views

Withdrawing money from services like Betterment

I'm not clear what the withdrawal process looks like for services like Betterment. Let's say I need some money in 2 years. Do I sell a portion of portfolio for the amount that I need? Can I cherry ...
-5
votes
2answers
229 views

I'm 18. How to build good monthly income at my 20's?

I have 18 years , from a middle high class from Brazil. Finishing the high school this year, debt free with plans of studying and living overseas in the next years. I have access to about 20k dollars ...
2
votes
1answer
84 views

Would this be a wash sale?

If on 01/3/2015 I purchase 100 shares of XYZ for $50 ea. Then, on 01/6/2015 I purchase another 100 shares of XYZ for $30 each. Then, on 01/17/2015 I sell my entire position, 200 shares of XYZ for $35 ...
1
vote
2answers
533 views

Why does a ETN that is supposed to track Crude Oil like UWTI show constant decline every year? And am I an idiot for investing in it?

UWTI, VelocityShares 3x Long Crude Oil ETN, which is supposed to track crude oil, shows a year over year negative return whether oil skyrockets or not. I thought it would be good investment with oil ...
3
votes
2answers
432 views

Vanguard S&P 500 Mutual Fund has an average of 10% annual gain for any given period of 20 consecutive years?

Is it true that Vanguard S&P 500 Mutual Fund has an average of 10% annual gain for any given period of 20 consecutive years since the great depression? If my math is correct, than if I were to ...
4
votes
3answers
918 views

Why do people invest in mutual fund rather than directly buying shares?

I have seen a lot of people investing in a mutual fund rather than buying the shares directly. Though buying shares gives higher return, people tend to invest in mutual funds more.
3
votes
2answers
131 views

High frequency trading

Do High frequency trading firm pay commission ? I get charged a hefty price just to place one trade, and yet these guys are placing thousand of trade each day or even more
0
votes
1answer
36 views

US company Warrants issued in Europe

Can one bank issue another companies warrants ? I have been searching for warrants on US companies and turns out that a lot of these warrants are issued in Euro instead and by different banks rather ...
9
votes
6answers
574 views

I have an extra 1000€ per month, what should I do with it?

I've seen a few questions like this here, but they all seem to be adressed to Americans and their way of life. Let me explain: I am 27, single, live in Germany and recently got my first job, which ...
4
votes
4answers
925 views

Should I invest in the world's strongest currency instead of my home currency?

Kuwaiti Dinar shows up as the most expensive in the world. Does that mean I better invest in KWD (or the safe USD) instead of my home currency (IDR)? A little background: I am just an ordinary person ...
1
vote
2answers
109 views

Buying gold/silver bullion internationally

My understanding is that gold and silver have a set value at any given point, but I've been told that it's possible to buy it cheaper in other countries, specifically China. I can believe this for ...