Tagged Questions

3
votes
1answer
95 views

Why might it be a bad idea to invest 100% of your 401(k) into a stock index fund?

Background: I'm a young 20-something, I won't be retiring for 40+ years, and the expense ratios for the funds offered in my company's 401(k) plan mostly suck. I understand that one of the reasons an ...
1
vote
2answers
122 views

Investments other than CDs?

I have quite a lot of cash on hand, but I'm discouraged that I haven't been able to make my money work for me. I have no debt and live well within my means. I have an emergency fund in a savings ...
5
votes
3answers
263 views

Investment time horizon: When is it acceptable to withdraw money from investments?

I have received a windfall of 300K dollars. I am 23, have no debt, college educated. I want to have a mini retirement when I am ~40 years old. I plan on managing a diversified portfolio of index ...
11
votes
3answers
365 views

How can I determine if my rate of return is “good” for the market I am in?

I am considering a small investment to get started with. What percent rate of return is considered to be good return on investments made in a stock market? I read somewhere that 25-30% is considered ...
15
votes
4answers
551 views

How do I invest and buy/sell stocks? What does “use a broker” mean?

This is an embarrassingly basic question. I'm a college student and know very, very little about the world of investing and purchasing stocks. I realize that some Googling could find me the answer ...
1
vote
1answer
84 views

Any diagramming techniques to help diversify/rebalance a portfolio of investments?

I was thinking about how to diversify a portfolio of investments and started scribbling a few diagrams down. I want to plan a diversified portfolio of stocks/investments so there maybe either a 50/50 ...
6
votes
3answers
193 views

What factors affect the yield and “trade value” on an exchange of a junk bond ETF?

In an effort to further my grasp of financial derivatives available for speculation and losing money, I realize I need further understanding of how "high-yield corporate", aka junk bond ETF's, "work" ...
0
votes
1answer
45 views

UK Shares in Gold? [duplicate]

Possible Duplicate: Investing in gold without holding physical gold Instead of buying actual gold, bringing it into your house, then worrying about it getting stolen. Is it possible to buy ...
9
votes
1answer
2k views

What does it mean if a company pays a quarterly dividend? How much would I get quarterly?

If I have a single share, lets say in Google which is currently worth 605.79. Lets say they pay out the dividends quarterly. What does that mean and how much would I get quarterly?
6
votes
1answer
171 views

How does compounding of annual interest work?

I have tried reading up on it, but I just find it confusing. Apparently, if you started investing $150/month at a 15% annual return and kept reinvesting the profits, here is what you would have ...
2
votes
1answer
154 views

Can you please explain what the information in this stock quote means?

I'm trying to understand shares as of "now", so I know more or less nothing about them. I have discovered this website: http://www.google.com/finance?q=microsoft I entered in microsoft and it comes ...
4
votes
3answers
475 views

I'm 23 and new to investing. How should I diversify my 401(k) based on my plan's choices?

My employer matches 100% of up to 4% of my gross salary. I want to contribute at least what is matched. I'm 23 and have a gross salary of $70k, and I know very little about this. I was hoping someone ...
11
votes
4answers
388 views

What is a good investment vehicle for introducing kids to investing?

We have been paying our four kids a small allowance. We help them split their money by percentage into different categories (savings, investment, responsibility, school, play, etc.) One of the ...
2
votes
4answers
334 views

What are some (beginner) introductory books about Technical Analysis of Stocks?

I read Technical Analysis for Dummies...and am looking for a more detailed insight into the topic.
5
votes
1answer
152 views

What is my next step with investing, given a signing bonus of restricted stock units?

So, here's my status: I have never owned stock or investments of any kind, and currently have only a checking and savings account to my name, with a small amount of stock. I'm receiving a signing ...
4
votes
4answers
124 views

Working but still in college, worth investing?

Currently, I'm in a predictable but yet uncertain future with my money situation. I'm working for the next semester and summer, but I'll be going back to do a 2-years graduate program in the fall. ...
7
votes
2answers
241 views

What are some valuable sources for investment experience, when there is very little to no money to start with?

I have come across quite a bit good information about investing (real estate, stocks, bonds, etc..) and so far, almost all of my investment knowledge comes from books and online research. I would like ...
4
votes
3answers
534 views

Is it worth investing in Index Fund, Bond Index Fund and Gold at the same time?

I live in Cyprus, and I have been considering ways to get started with some basic investments in the US. After a little, and I mean little, research it seems that Index Funds, Bond Index Funds and ...
80
votes
11answers
10k views

Best way to start investing, for a young person just starting their career?

I am young, just started my career, and looking to begin investing so I can make my money work for me. I'm still living like I did in college (occasional purchase on myself, but most of it goes into ...
13
votes
7answers
1k views

Is it wise to invest money in the stock market?

My uncle wants me to invest money in buying shares. I would like to ask these questions to my fellow users: Is it wise to invest money in the stock market? Is there any age limit to start into stock ...