Investing is growing money over a longer time frame. When appropriate a specific tag like stocks, mutual funds etc should additionally be used.

learn more… | top users | synonyms

3
votes
1answer
57 views

Overnight charges for brokers holding stocks?

I'm trying to learn about stock markets. I eventually want to invest a small amount over a long period. Yet, I notice on a lot of broker sites that they tend to charge an overnight fee for any stocks ...
-3
votes
0answers
19 views

Is Buying Stocks at Board Lot Be Considered 'Okay'?

I'm just started investing in our country's stock market and I'm wondering what are the advantages and disadvantages of buying at board lot?
1
vote
5answers
78 views

How to decide on split between large/mid/small cap on 401(k) and how often rebalance

On my 401(k) the default time-targeted fund seems to be relatively expensive. I thought about using Vanguard mutual funds, which are also available and have much lower expense ratio. However they are ...
-2
votes
1answer
41 views

What is fair annual profit for an investor [on hold]

I have a dot com company which steadily generates income. I now need some cash injection and found some investors. They invest some money and the deal is to pay them out in equal monthly payments for ...
3
votes
5answers
323 views

Take advantage of rock bottom oil prices

Is there a way to take advantage of the rock bottom oil prices as an individual? Other than filling up your car?
1
vote
1answer
50 views

How poor an idea is it to transfer out of an ISA before the interest is paid?

I currently have a Barclays issue 1 ISA, with around £8000 in it. I opened it in August 2014, and it pays 1.29% AER/1.28% tax free pa. At the time of opening it, I hadn't researched investments and ...
1
vote
3answers
135 views

What are the risks of buying some platinum right now?

Looking at the price of platinum today it is fairly close to gold. http://www.kitco.com/charts/liveplatinum.html http://www.kitco.com/charts/livegold.html I know that platinum is more volatile ...
3
votes
1answer
149 views

Mutual Funds to invest in every week or monthly

I want to know if there are any funds (in US), that let you put some money in per period, like weekly or monthly. I know you can put money into 401k per paycheck. I want something similar without the ...
3
votes
2answers
95 views

Analyze stock value

If I'm going to analyze the stocks of Apple, Amazon, Google etc. I will find them on Yahoo Finance and see the historical changes in each stock. But sometimes the companies make splits and I see big ...
2
votes
1answer
145 views

Advice on replacing my savings account

I currently have a Vanguard account (Mutual Fund) with about $10,000 in it (more now). I have a savings account with about $7,000 which I consider my "rainy day" fund and I try to put money into my ...
1
vote
1answer
47 views

How is option margin determined by my broker

How does my broker determine how much option margin they can or will allow me? For example if I have $1,000,000 in cash or stocks how do they determine how much option margin I may use?
-1
votes
2answers
105 views

What happens to bonds values when interest rates rise? [duplicate]

I want to invest 10% of my portfolio into bonds. The other 90% will go into stock. I took a look at Government Bonds which TD Ameritrade offers at a $5000.00 minimum. This is a little over my ...
-3
votes
1answer
49 views

Any Loop Holes for Owner Occupancy?

My Client wants to buy a Fannie Mae property in WA as an owner occupant. He owns another home out of state (in california). He has family that lives here in WA. This particular Fannie house in WA ...
3
votes
1answer
42 views

Risks in investing savings into retail superannuation in Australia?

What risks are there if I invest all my savings into retail superannuation? I'm still working part time, in my 60s, but would like to get a regular (pension type) income tax free, from investing in a ...
7
votes
3answers
433 views

Why are some funds only recommended for investors starting out?

I am 23 years old and have been in industry for a couple years and my savings have grown to an amount whereby GIC's are no longer good enough. Since I bank with TD Canada Trust, there seems to be a ...
0
votes
2answers
58 views

How can one identify institutional accumulation of a particular stock using price and volume data?

I often read that institutional investors (mutual funds, banks, hedge funds, etc...) will build a position in a stock over time using relatively small orders so as not to move price and alert other ...
-1
votes
1answer
121 views

Where can I buy real gold and sell it later as shown in market?

I want to invest money in Gold. Where can I buy Gold and sell it later when the gold prices are high? (high in the market as shown in market NASDAQ/NYSE)
0
votes
1answer
72 views

Is it a pattern day trade if you close position in after hours?

Say I am buying stock XYZ, is it possible to close my position, in this case sell, as soon as open market hours close or do I have to wait until the next market open?
0
votes
1answer
32 views

How quickly does short float ratio/percent change?

I'm new to stocks, so let's get that out of the way. But I was curious, how quickly, does the short float ratio change on websites like cnn, nasdaq.com, finviz, google, etc.? Also, if it does change ...
2
votes
1answer
103 views

Starting non-retirement investment account

I would like to start investing in a non-retirement account. I have: A 401k through my employer I'm contributing to with Vanguard A 529 for my two daughters, three and five, I'm contributing to with ...
1
vote
1answer
142 views

Why does shorting a call option have potential for unlimited loss?

Referring to http://en.wikipedia.org/wiki/Option_(finance), for a short call: If the stock price increases over the exercise price by more than the amount of the premium, the short will lose ...
16
votes
7answers
1k views

Investing small amounts at regular intervals while minimizing fees?

My daughter is about to turn one year old and I'd like to start some sort of investment account for her. The purpose would be to invest her birthday and gift money into the stock market each year. I'd ...
3
votes
2answers
131 views

Formula that predicts whether one is better off investing or paying down debt

This is more of a statistics/probability question but the implications for personal finance are obvious. Let's say you have extra cash (assume tax-advantaged space is already maxed out) and are ...
11
votes
4answers
2k views

Any compelling reason to contribute to a 401k if my employer doesn't match?

My employer does not match 401k contributions at all. Currently, I do not make any contributions to a 401k or an IRA due to a need for liquidity. Aside from the obvious gains incurring no tax ...
4
votes
1answer
115 views

Can I take money out of my Roth IRA any time?

So I have a Roth IRA brokerage account with Scottrade. I finally have enough savings (maxed standard employer 401k, emergency fund, etc.) that I'm ready to start investing some of my discretionary ...
1
vote
1answer
59 views

How to manage currency risk in international investing

Exchange rate fluctuations can wipe out or augment your return from a foreign stock investment. Is there any way to protect yourself from such risk?
1
vote
2answers
85 views

Buying & Selling Call Options

So, I understand that if I write a call option and someone decides to exercise it before it expires, I agree to sell them the stock for the listed price on the option. I guess my confusion is, if I ...
1
vote
1answer
38 views

What is selective disclosure?

I was reading This Ex-Microsoft Exec Will Not Sleep Until He Reinvents Investing, and the article stated: ... Motif can't fix the problems of selective disclosure that gave institutional ...
3
votes
1answer
103 views

Can a bond's market price rise above its lifetime value?

I'm just learning about bonds, reading an introductory book about investing in German. Please correct me if terms are wrong, and if this question can be improved. Consider a bond: Lifetime: 3 years ...
-3
votes
1answer
107 views

At 70 what are my investment options? [closed]

Have a couple of million--but have moderate tolerance for risk. What is the best option for investing--have yearly income of 36,000 before taxes.
0
votes
0answers
28 views

How are the sub-periods derrived in TWRR Daily Valuation?

I've been looking at the TWRR Daily Valuation method and I'm trying to understand how to break the total performance period into sub-periods when there are irregular cash flows. As the article ...
2
votes
0answers
63 views

Is selling only shares you bought with margin on a margin/unsettled cash purchase free ride?

If you bought say a single stock for $10000. $5000 on Margin and $5000 in unsettled cash. Same day you want to sell of the margin amount of shares. Is this considered a free ride or is this ok since ...
1
vote
1answer
150 views

Warren Buffett and Charles Munger advice for small investors?

The investment philosophy at Berkshire Hathaway is well known: Buy great businesses that are run by great people and keep them 'forever'. However, I believe Buffett/Munger have said that 'Buy and Hold ...
1
vote
2answers
89 views

Clarification of Inflation according to Forbes

On 9/17/2014 Simon Moore argues the S&P 500 valuation may not matter. Mr. Moore points out the deviation of stock and bond values from historical norms. He blames this deviation on low inflation ...
-1
votes
1answer
111 views

If I receive 150000$ in my Indian savings account how much tax i shall pay?

My friend is planning to invest in India. So if he transfers around 150000$ to my account.. How much tax do I have to pay? Is there any way to show it as foreign investment? Can I include my ...
5
votes
2answers
183 views

Is it wise to sell company stock to pay down a mortgage?

Is it wise to sell company stock to pay down a mortgage? Say, you have $25,000 and a $100,000 mortgage. Is it better to continue to assume the risk over the long haul or cash in at a reasonable ...
5
votes
2answers
675 views

Tax consequences of partially selling a stock

I bought a company for $71 5 months ago. It is now over $100 but I am afraid it might fall. I plan to sell only enough to get back the money I put into the stock and own the gained amount until it is ...
3
votes
1answer
196 views

Ideas on how to invest a relatively small amount of British pounds

I am of European origin and I live in the U.K, studying for my Doctorate. I have managed to save an amount of money, around 5,000 pounds. I would like to ask what people here think is the best (and ...
5
votes
2answers
294 views

How much cash on hand should one have?

The basic question is how much of my 'money' should I have on hand (ready to spend immediately) as opposed to putting it all in a high-yield (or at least inflation-fighting) investment? For instance, ...
-1
votes
1answer
57 views

Pre-valuation of the company [closed]

I am planning to start a company, but it's just an idea with no revenues. Hence, if I approach angel investors 1) What should be the pre- and post-valuation of the company after investors are ready ...
4
votes
2answers
240 views

What to do with a distribution as a young person?

Thanks to the private company owned by my grandfather, my wife and I received a fairly large lump-sum distribution. We now have a financial advisor and most of our money is in mutual funds, but are ...
3
votes
3answers
266 views

How can I determine if my portfolio's rate of return has been “good”, or not?

I've invested in stocks as a hobby for the last ten years, so I'm no expert on this. But if you have contributed about $7,000 over the past ten years (like putting in $200 here and there) and your ...
6
votes
2answers
128 views

How should I be investing in bonds as part of a diversified portfolio?

I often hear that I should diversify my investment portfolio with X% stocks and Y% bonds, ostensibly to mitigate the risk. My question is what exactly this guidance means in terms of HOW to invest ...
1
vote
1answer
57 views

Bucketing investments to track individual growths

I'm looking to invest several small amounts of money in an investment account, as well as a continued stream of small contributions. The total sum is maybe $3000 to start, in sizes of about $100-$300 ...
2
votes
3answers
132 views

Concerns about paying mortgage early after cash liquid again

I am considering locking up some cash in investments, even a 1 year CD, in order to get even a small ROI with thought that I might buy a house next summer (June onwards). Or perhaps earlier, if ...
7
votes
3answers
386 views

How do top investors pull out 20% ROI?

I've been searching the ROI percentage of well known investors. Warren Buffet - (Berkshire Hathaway) 22% annual return from 1964-2005 George Soros - (Soros Fund Management) 30% annual return ...
0
votes
1answer
97 views

Investment Newbie - Options in India - For $10K - for 10 years

What are the investment options in India for a newbie like me. I would like to start with 500,000 INR. (5 lacs / roughly $10K). Its for a long term. I don't need this amount for 10 years. Low to ...
7
votes
8answers
794 views

Roth vs Traditional Investing assuming same tax bracket in retirement

I've done a little (simplified) math to determine the difference in investing in a Roth account and a Traditional retirement account. I'm assuming that I will be in the same tax bracket in retirement ...
5
votes
3answers
240 views

Do stocks give you more control over your finances than mutual funds?

I am new to investing. I noticed that I can setup rules to auto-sell stocks (I don't know the term for this rule). I cannot auto-sell a mutual fund based on some criteria. So take a simple example. ...
1
vote
1answer
131 views

What are some ways to mitigate the risks of covered calls?

When covered calls work, they seem great. However, there is a chance that the stock will tank, turning the 5% profit into a 50% loss. What are some ways of mitigating the risk of a stock dropping ...