Investing is growing money over a longer time frame. When appropriate a specific tag like stocks, mutual funds etc should additionally be used.

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New TD D-Series funds: are they worth considering (unknown expense ratios)?

I am currently a holder of TD's e-Series funds in my investment portfolio. However, the other day, I came across a new series of funds offered by TD: D-Series funds. From what I can tell, the funds ...
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1answer
40 views

Are there any tax-beneficial accounts in the Netherlands, like the UK's ISA or US's Roth or 401K?

I am a 31-year-old non-Dutch British citizen, living and working permanently in the Netherlands, looking for a better way to save my money for the long term (primarily retirement). I am searching for ...
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15 views

Reporting US stocks on financial statements in canadian company [on hold]

I would like to ask question regarding preparing company's financial statement. I hold US stocks in company. I know to prepare financial statements for Company's Year End, I have convert value of ...
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10 views

Does anyone here know how to access historical NIH Clinical Trial information? [closed]

I was wondering if anyone here has used an API to access NIH Clinical Trials from "https://clinicaltrials.gov/ct2/resources/download". I was wondering if there was a way to find out metrics about ...
2
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1answer
66 views

Does the TOS for Lendingclub mean 10% of your net worth per note or in total?

Lendingclub's TOS requires that if you do not meet other conditions, you can only invest a maximum of $2,500 but regardless of the cap, you can't purchase notes "in an amount in excess of 10% of your ...
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2answers
51 views

Bond ETFs vs actual bonds

If the goal is to diversify a portfolio and add bond investments in a manner like that described in Intelligent Investor, would owning a bond ETF provide the required diversity or does it need to be ...
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1answer
18 views

Receiving partial payment of overseas loan/company purchase?

We invested in buying a company in Africa and want to send money back to the U.S. as partial repayment on the money we invested. What do we have to file, and what are the tax implications on the ...
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1answer
103 views

How often does a stock price change and where is this defined?

Let's suppose I want to collect stock prices for let's say AAPL on NASDAQ. Where do I find information on how often an official stock prices are calculated? Is is every millisecond, every second or ...
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65 views

How to buy stuff (stocks?) in IRA account? What else?

I just opened an IRA account on TDAmeritrade.com. I only put in several thousand dollars as a starter, just for exploring the interface. I have never had an IRA account or even read much ...
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2answers
140 views

Investing using leverage

As a trader, I understand the premise of Leverage and Margined accounts. I understand that it is almost necessary to use leverage in order to make money from trading. But the question is about ...
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1answer
35 views

Related Hedges (How do they work?)

I'm currently re-reading Benjamin Graham's book, The Intelligent Investor. In it (Chapter 15), Graham mentions some of the undertakings and operations his fund, Graham-Newman Corporation, was involved ...
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1answer
75 views

US Citizen Buying Rental Property in Canada

I currently own a few rentals (town homes / condos) in the United States. I pay on average about 1% higher interest because it's not owner occupied. I have friends in Canada. I've been told there are ...
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1answer
52 views

Is there a free stock query service? [duplicate]

Is there a web-based stock query service that allow me to look up for Stocks that match certain criteria? E.g. I want to find ALL stocks that are on 52-week high, with an Avg-daily volume greater ...
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107 views

Learnvest vs. Wealthfront: Advantages and disadvantages for a beginner investor

I am very beginner in terms of investing, financial planning and growing my money to save for the future. My objective is to be able to start covering those bases by getting education as well as find ...
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2answers
298 views

Invest in mutual funds without using a retirement account?

Can I invest in mutual funds without putting money into an IRA or 401k? Would one of the big firms out there like Ameritrade handle this? I want it to be fairly liquid and not have to deal with ...
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1answer
63 views

Are “Liquid” Funds a good return or a gimmick?

I reside in India and I am looking for an investment option and my friend suggested investing in Liquid funds . Do these have a good return or are these just a gimmick?
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1answer
107 views

Purchasing ETFs when (pretty much) everything else is maxed out

I'm sure we've heard it all before, but I wanna retire early!!!! I've maxed out my 401k at work (pretax) and get close to maxing out a Roth IRA through my bank. I have only student loans as debt ...
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2answers
145 views

Investing in a single product

It's often easier to see that a single product is doing well, than that a large company is doing well. For example: A quick skim of Amazon's top 100 Video Game products shows that PS4 is absolutely ...
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3answers
172 views

Is it smarter to buy a small amount of an ETF every 2 or 3 months, instead of monthly?

Hereafter, all money is in Canadian Dollars. My relative in Canada buys and holds for the long run. She plans to invest around $2000 of only ETFs monthly. Market timing is hard; so she refuses it. ...
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3answers
77 views

Should I use my non-tax advantaged investment account to pay off debt?

Hello Personal Finance! So about 8 years ago, I got into a bad car accident which was not my fault, and which I sued the driver because they tried to drive away afterwards. I got a large settlement ...
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1answer
95 views

College student lacking investment experience: How to begin investing money? [closed]

I am right now a college student with very little experience investing. I have a little bit of money now that I am looking to invest to increase it. how should I go about this? I have access to stock ...
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75 views

How useful is the PEG Ratio for large cap stocks?

I've read a few articles recently that discuss the PEG (Price/Earnings to Growth) Ratio and how, when it's 1 or lower, it can mean that the company is undervalued, and thus a good investment (I know ...
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0answers
71 views

Can I earn more on my cash savings and still keep it liquid and low risk? [duplicate]

So, my wife and I do a pretty good job of budgeting and saving for things, which means we have a lot of cash laying around. Between a $15k emergency fund, savings for car replacement and repairs, ...
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1answer
149 views

losing 10% return need gain off 11.11% to original capital: What is the theory called

Losing 10% means you have to gain 11.11% to get back to the original capital. Losing 20% means you have to gain 25% to get back to original capital. Losing 50% means you have to gain 100% to get ...
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107 views

How should we organize our finances to effectively plan and prepare for an retirement in next 10 years?

How should we organize our finances to effectively plan and prepare for an retirement in next 10 years ?. My personal details are: Age 35, married with a 3 year old daughter IT consultant with a ...
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2answers
118 views

What do I do with my extra money in grad school?

I am privileged to have started grad school debt-free and am now earning money as part of the program. I have saved enough money to cover my expenses for a month and a half in a fairly ...
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2answers
238 views

A stock just dropped 8% in minutes and now all of a sudden the only way to buy is on the ask, what does this mean?

A stock drops 8% in a matter of minutes on very low volume (seems to indicate selling to the lowest bidder, ie buyer controls price). Now the bid price is higher than the last trade for quite some ...
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1answer
201 views

What are my options to make my money work for me?

I came to this site because I want to see what are my options with my current situation. I should start by saying that I am from Serbia and I possess no other citizenship. I have recently finished ...
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1answer
145 views

Structure of Final Bond Payment

If I buy a bond and hold it to maturity, will the final payment be dependent on the current price of the bond, or will it be the amount I originally paid?
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1answer
64 views

Do longer term bondholders get preference in getting money back when a company defaults?

When a company defaults on its debt, would the 10 year bondholders be given preference to the 1 yearr bondholders while paying out money? What is the order of preference?
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2answers
65 views

How can I find out the credit rating of a company

I have shares in RIOCAN (REI.UN.TO) and I am wondering if it is possible to lookup the credit rating of this company? I only found this one but it seems like an old one, I cannot tell the date: ...
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1answer
63 views

Investments minimally affected by Federal Reserve rate increases?

What short term investment instruments would be a good option when the Federal Reserve funds rates are anticipated to rise? My understanding is bonds will decrease in value since the newer bonds with ...
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1answer
58 views

How can I invest in USA mutual funds from Australia?

HI I wish to invest in top USA mutual funds (Vanguard, T-Rowe). I was told by the fund that as a foreign national I could not do so directly. Do you know how I could without excessive fees? I am an ...
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2answers
45 views

Are there tax-advantaged plans/accounts in Europe without age restriction?

All the European countries I'm familiar with have tax-advantaged pension schemes to guarantee income for retirees, but there's a severe age limitation (like with 401(k)), which is incompatible with my ...
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1answer
20 views

what % of intl should be in China equity mutual funds right now? [closed]

Mutual funds investing in China equity seem to be the strongest growing Intl equity mutual funds. What percentage of my international equity mutual funds should I move to China equity mutual funds ?
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3answers
295 views

Does longterm investment in index funds still make sense in a reality of massive algotrading?

More and more teams around the world are starting to compete against each other with sophisticated trading algorithms (both high and low frequency trading). For a private investor, if this trend ...
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3answers
121 views

What evidence or research suggests that mid- or small-capitalization stocks should perform better than large caps?

I'm 26. In my 401k I have always allocated a greater percentage of my portfolio into mid cap funds because they seem to be riskier and have a higher upside. Yet, as of the past year or so, the large ...
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2answers
46 views

How is “tax-free inside buildup” defined?

I'm not sure I understand the concept of "tax-free inside buildup." From what I understand, life insurance, annuities and IRAs (both Traditional IRAs & Roth IRAs) benefit from "tax-free inside ...
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2answers
97 views

What Did Benjamin Graham Mean by Earnings Stability in The Intelligent Investor?

On page 386 it lists 5 criteria for stock selection for the enterprising investor. #2 is earnings stability - it reads "Earnings stability: No deficit in the last five years covered in the Stock ...
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180 views

Investing money 101

I feel really bad for posting this because I'm completly unable to make a proper search about my question. There is a very high chance that this is more than duplicate, and I apologize. I would like ...
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1answer
52 views

How to Buy “Exotic” Bonds as a Low Net Worth Individual?

I'm a low net worth individual looking into investing into Junk Bonds but I have no idea where to start! I understand that you will need to buy through broker. But I am struggling to find brokers ...
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4answers
190 views

How to buy a house without being over-exposed to real estate

Buying a house can all-of-a-sudden make 90%+ of a person's portfolio be invested in real estate, actually one very specific piece of real estate! Which is against all the advice we're given to ...
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1answer
128 views

Is there a kind of financial advisor for stock investors? How to find a good one?

I've been at a company for a few years and have some restricted stock units (RSUs) that have vested. I'm on E*Trade and know a little about stocks, but I'm no expert. Is there a financial advisor of ...
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36 views

What to Look for When Calculating the Intrinsic Value of a Business?

I am practicing value investing, but I am not quite sure where to begin. I have heard of Benjamin Graham's IV formula, which is: (TTM EPS * (8.5 (2x[7-10 year growth]) * 4.4)) = IV Is there any ...
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1answer
80 views

Moving Average Calculation In Minutes

I know how to calculate moving averages ("mA") over an x day period, but I am curious about minutes, or is it the same? i.e.; for a 5 day mA you'd add the close price of each of the days and divide ...
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1answer
185 views

Why buy SPY when there is S&P500?

I don't quite understand the purpose of SPY (SPDR S&P 500 ETF Trust) and other S&P500 ETF. If SPY is designed to track the performance of S&P500, why not just buy S&P500(like index ...
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73 views

401K or Indian CD

I am debating on contributing to 401k(which is being invested fully) va putting a sum (say $10k) in Indian CD. I am assuming investment in stocks would return about 6-8% where as Indian CD would ...
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2answers
259 views

Why isn't index fund investing (Bogleheads school) more commonplace? [duplicate]

I started investing recently, but I've been searching for information for over a year now. My main sources (listed below) favour the strategy of Jack Bogle. i.e. Choosing an index fund with good ...
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1answer
51 views

Tool for researching historical mutual fund perfomance patterns

A few months ago I came across an obscure looking website that I have not been able to find again. I'm hoping someone can help me find it or something similar. Basically, you enter a mutual fund and ...
3
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1answer
111 views

How should I be taxed on my returns on investment in capital?

If I paid a business owner $10000 for the purchase of capital and in return and am being paid $150 per week for the next two years in return, how do I file these returns? Using a 1099-MISC? Edit: ...