Investing is growing money over a longer time frame. When appropriate a specific tag like stocks, mutual funds etc should additionally be used.

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How can I invest in USA mutual funds from Australia?

HI I wish to invest in top USA mutual funds (Vanguard, T-Rowe). I was told by the fund that as a foreign national I could not do so directly. Do you know how I could without excessive fees? I am an ...
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24 views

Are there tax-advantaged plans/accounts in Europe without age restriction?

All the European countries I'm familiar with have tax-advantaged pension schemes to guarantee income for retirees, but there's a severe age limitation (like with 401(k)), which is incompatible with my ...
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what % of intl should be in China equity mutual funds right now? [on hold]

Mutual funds investing in China equity seem to be the strongest growing Intl equity mutual funds. What percentage of my international equity mutual funds should I move to China equity mutual funds ?
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226 views

Does longterm investment in index funds still make sense in a reality of massive algotrading?

More and more teams around the world are starting to compete against each other with sophisticated trading algorithms (both high and low frequency trading). For a private investor, if this trend ...
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57 views

What evidence or research suggests that mid- or small-capitalization stocks should perform better than large caps?

I'm 26. In my 401k I have always allocated a greater percentage of my portfolio into mid cap funds because they seem to be riskier and have a higher upside. Yet, as of the past year or so, the large ...
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36 views

How is “tax-free inside buildup” defined?

I'm not sure I understand the concept of "tax-free inside buildup." From what I understand, life insurance, annuities and IRAs (both Traditional IRAs & Roth IRAs) benefit from "tax-free inside ...
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66 views

What Did Benjamin Graham Mean by Earnings Stability in The Intelligent Investor?

On page 386 it lists 5 criteria for stock selection for the enterprising investor. #2 is earnings stability - it reads "Earnings stability: No deficit in the last five years covered in the Stock ...
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155 views

Investing money 101

I feel really bad for posting this because I'm completly unable to make a proper search about my question. There is a very high chance that this is more than duplicate, and I apologize. I would like ...
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39 views

How to Buy “Exotic” Bonds as a Low Net Worth Individual?

I'm a low net worth individual looking into investing into Junk Bonds but I have no idea where to start! I understand that you will need to buy through broker. But I am struggling to find brokers ...
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171 views

How to buy a house without being over-exposed to real estate

Buying a house can all-of-a-sudden make 90%+ of a person's portfolio be invested in real estate, actually one very specific piece of real estate! Which is against all the advice we're given to ...
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1answer
119 views

Is there a kind of financial advisor for stock investors? How to find a good one?

I've been at a company for a few years and have some restricted stock units (RSUs) that have vested. I'm on E*Trade and know a little about stocks, but I'm no expert. Is there a financial advisor of ...
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30 views

What to Look for When Calculating the Intrinsic Value of a Business?

I am practicing value investing, but I am not quite sure where to begin. I have heard of Benjamin Graham's IV formula, which is: (TTM EPS * (8.5 (2x[7-10 year growth]) * 4.4)) = IV Is there any ...
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73 views

Moving Average Calculation In Minutes

I know how to calculate moving averages ("mA") over an x day period, but I am curious about minutes, or is it the same? i.e.; for a 5 day mA you'd add the close price of each of the days and divide ...
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1answer
159 views

Why buy SPY when there is S&P500?

I don't quite understand the purpose of SPY (SPDR S&P 500 ETF Trust) and other S&P500 ETF. If SPY is designed to track the performance of S&P500, why not just buy S&P500(like index ...
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39 views

401K or Indian CD

I am debating on contributing to 401k(which is being invested fully) va putting a sum (say $10k) in Indian CD. I am assuming investment in stocks would return about 6-8% where as Indian CD would ...
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211 views

Why isn't index fund investing (Bogleheads school) more commonplace? [duplicate]

I started investing recently, but I've been searching for information for over a year now. My main sources (listed below) favour the strategy of Jack Bogle. i.e. Choosing an index fund with good ...
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1answer
27 views

Tool for researching historical mutual fund perfomance patterns

A few months ago I came across an obscure looking website that I have not been able to find again. I'm hoping someone can help me find it or something similar. Basically, you enter a mutual fund and ...
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1answer
78 views

How should I be taxed on my returns on investment in capital?

If I paid a business owner $10000 for the purchase of capital and in return and am being paid $150 per week for the next two years in return, how do I file these returns? Using a 1099-MISC? Edit: ...
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46 views

Average cost basis based on total shares held or specific shares sold?

Let's say I bought 1 share in a Vanguard mutual fund each year for 10 years. Its price started at $1 and went up by exactly $1 each year, so the price of the latest share bought is $10. The average ...
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1answer
95 views

How long took a person to get the break even investing since 2000 in MSCI WORLD INDEX?

I read in another forum that a person who invest before the Dot-com bubble (2000) took 15 years to get the break-even. Basically only in 2014 or 2015 he starts to gain money. This seems wrong, but i ...
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2answers
43 views

How to find a suitable investment product for my ISA?

I'm looking for a specific kind of ISA product and simply can't find what I want. Here are my requirements: An ISA (I don't mind what type so long as the rate's 1.5%+) Lump sum initial payment (from ...
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52 views

Tax exempt non-retirement investment

So I am attempting to generate ways to nickle and dime Uncle Sam. Currently a little over half of my annual income is in rental income so it's pretax until the end of the year. I would LOVE to come ...
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51 views

Just getting started and not sure where to go from here

TLDR; at bottom Hello and thank you ahead of time for any response. I'm 18 and trying to figure out where to go next. I already have an emergency fund (of sorts), no debt, and a few different ...
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62 views

Can stock market gains be better protected under an LLC arrangement?

As I understand it, if one has a business, profits can be reinvested to show zero net profits, so as to avoid tax. (I could be wrong about this, feel free to correct me.) I'm wondering if one can do ...
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153 views

What to invest in with low capital?

I am a recent college graduate, and have a stable job now. I do not waste my money on useless things, so now I have a decent amount saved up (around $50,000). I noticed that my money is just being ...
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252 views

Building financial independence

In my very late 20s I am working hard to become financially independent. I have a good job paying between 74-80k a year. I can live (pay rent, food, entertainment) for $1k a month. So after taxes I ...
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35 views

What is the difference between paid-up capital and subscribed capital?

I know what paid-up capital is. It is not clear to me whether it is same as subscribed share capital. Example: What is[sic] Scheduled Commercial Banks? These are banks listed in the 2nd Schedule ...
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1answer
34 views

Historical Stock Price Quote on delisted stock without knowing stock symbol as of quote date

looking for historical stock closing price (as of 2/20/2006 or last trading date before) for Sierra Pacific Resources which later became NV Energy (NVE) and was purchased by a Berkshire Hathaway sub ...
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274 views

I own ASPIRO shares (Jay Z's new company). Now that it is going private, what about my shares?

I bought shares from ASPIRO ASP.ST at $1.05/share. Now, the company is going from public back to private in a couple of days! What does this mean for me as a public shareholder? And what can I do, ...
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31 views

How to find out false financial data

I read that some small companies are giving false data or making incorrect claims to boost their stocks. One can analyze the data but impossible to make sure if the data is correct. Could you please ...
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1answer
73 views

Why do deep in the money options trade below their intrinsic value?

I have an investment account where I'm currently holding about $200K in SPY shares (S&P 500 index). I'm a bit worried that we are in a bubble, so I'm looking into strategies to hedge my downside. ...
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58 views

Why don't forced buy-ins of short sold stock happen much more frequently?

When you short sell a stock, you are borrowing the stock from a lender, and the lender always has a right to say that they need their shares back, which might result in a forced buy-in by your broker. ...
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77 views

When an investor makes money on a short, who loses the money?

Is it the securities lender? If so, do they discriminate on the stocks they are willing to lend, or will they lend any stock? It seems like the business of lending securities would be extremely ...
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What factors should go into determining interest rates and other terms for a loan to small business?

If as a private individual (friend/family), I would like to loan money to someone to start a small business: What factors should I take into account when determining the interest rate? Are there ...
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1answer
58 views

What is the difference between owning shares in a company, having a percentage in a company, and owning convertible debt

I'm pretty new to investing. Some ways I've heard it's possible to invest in a small business are: owning shares in a company owning stock in a company holding a percentage in a company (does this ...
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35 views

What's the difference between a company's after-tax profit and their sales/revenue?

Two fundamental analysis formulas have got me confused. One is the EPS (earnings per share) and the other is P/S (price/sales ratio). If I understand the formulas correctly, EPS is calculated by ...
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576 views

Is Buying American Shares in Canada a Good Idea?

I am looking at buying some American based shares such as SPY (the S&P 500 Index ETF), but I am in Canada. I am wondering if buying something like this will have any consequences (e.g. I have to ...
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1answer
66 views

What is a 10 Year Treasury Note and How Can it be Used to Calculate the Intrinsic Value of a Stock?

I am a Canadian, and I am trying to use an "intrinsic stock value calculator" (found here: ...
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1answer
65 views

Passive vs. active investing past performance comparison/data?

I am looking for past statistical data how on average active investment (managed by fund manager) compares to passive investment (index) in 10 or 20 past years. I intend to compare the average gains ...
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1answer
99 views

Is there a sell-side version of dollar-cost averaging?

I understand the theory behind dollar-cost averaging on the buy-side, and there are many articles about why it does (or doesn't work). But I can't find much, if anything, about its value when selling. ...
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1answer
78 views

What's the difference between “Index” and “Accumulation” tracker funds?

Here are two trackers running on the same index: http://www.morningstar.co.uk/uk/funds/snapshot/snapshot.aspx?id=F00000OOAW http://www.morningstar.co.uk/uk/funds/snapshot/snapshot.aspx?id=F00000OOAV ...
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45 views

Where to get analysis of company finances and business position

I'd like to find a free or low cost (< $50/yr) source of knowledgeable analysis of (global) companies' financial reports and their business position (such as market share, and competition). I ...
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81 views

Selecting between investment vehicles for income

I'm a pre-university/college Australian student who has recently (last 2 months) come across the idea of investing. I have amassed around $1000 of entirely spendable money as I have no debts or living ...
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2answers
51 views

How can I diversify investments across currencies in ISA?

Is it possible to diversify investment in ISA by buying foreign currency, funds denominated in other currency than GBP, or other investment product that can hedge GBP value moves?
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31 views

Understanding Put Options

I would like to verify that I have a correct understanding of hedging using a put option contract. For stock XYZ, the current price is $12.50. When I look at the options trading table, it appears ...
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88 views

What is the opposite of a sunk cost? A “sunk gain”?

Here's an example of the sunk cost fallacy: You decided to buy a solar panel because you heard that you can make money from them over time. Unfortunately, you didn't do enough research and bought an ...
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43 views

Investing in EIS and SEIS

Does anyone have experience with EIS or SEIS-qualifying investments? I know the principle , I've seen a lot of videos on YouTube but how does it work for real? for example: - I'm investing money on ...
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189 views

How do I Fundamentally Analyze this Stock so I may see if the Company is Running Well?

I have a stock that I am trying to look into called SOG.V or Strategic Oil and Gas LTD. I believe it is a company based in Alberta, Calgary (Canada). The company got hit quite hard from the oil ...
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113 views

What are Some Good Low Cost Index Funds to Invest in for the Long Term?

I am 19 years old (in Canada) and have heard that "Low Cost" index funds are a safe and highly profitable way to invest small amounts of money each month. My aim is to invest every month until I am ...
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67 views

UK Income tax relief for ISAs: How does the sheltering of earnings work?

I have been led to believe that earnings may be 'sheltered' by placing some amount of them into an ISA. I've not been able to find a great deal out about this, and I don't have a personal accountant. ...