Investing is growing money over a longer time frame. When appropriate a specific tag like stocks, mutual funds etc should additionally be used.

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Calculating net present value [on hold]

new here just abit confused i have worked out to my best attempt the NPV just confused about the intial cost of 32,000 and how it works in the interest rate is 10% System A ...
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50 views

What the term p means on EPS

I'm new to investing, what the letter p means on the phrase "EPS of 17.3 p" Thanks
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1answer
76 views

What is it called when someone researches the manufacturing costs of a company to determine their profit level?

I am interested of learning how to research (estimate) manufacturing costs of various companies. This is partially for the sake of determining their expenses. Is there a name for this kind of ...
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2answers
207 views

Investing While the Candian Dollar is really low

I am just Starting to get into investing now that I am the age where I have a Steady job, pension plan and government bonds and a good savings. But with the Canadian Dollar being close to 0.70$ USD it ...
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174 views

Investing at a young age in a transition period

I have an array of questions related to my situation: I am 19 years old and getting married in about 6 months. My parents were always very conscious of money, and always emphasized the importance of ...
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106 views

Advice for a college student interested in investment opportunities.

I'm 20 years old and currently attending university for a double major in engineering and science fields. My college expenses are being covered. In addition to that i have worked for the past few ...
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3answers
281 views

What to do with dividends and capital gains from Roth IRA. Reinvest or Transfer to market settlement fund?

I am 22 and just opened a Roth IRA from Vanguard. I am putting 5.5K a year but I was wondering if someone can give me pros and cons for what to do with my dividends and capital gains? The two options ...
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91 views

Question about margin and investing

Lets say I have $10,000 cash in an account and margin buying power of $20,000. I sell a put that is worth $9,000 and it gets exercised. Will I be using margin since i have enough cash in the account ...
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1answer
94 views

Annuities and varying interest rates?

The gist: Let's say I have $12,000 and have $240 a week in which I can invest into an ordinary annuity. Let's say I invest $1040 a month as opposed to $240 a week. The interest rate is 3% p.a. ...
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112 views

How do investors know what the discount rate is?

Let's say that Jim buys a bond whose face value is 100$ and has a 4.75% coupon, with coupon payments given annually, that matures in 5 years. Jim buys this bond today for 103.05$. Letting x ...
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1k views

Best investment with just 1800 Euros in Estonia [closed]

I have won a stipend for next 5 mounts of my education in Estonia. I just thought maybe it is better to invest the rest of my money, since I do not need it in the next semester. The problem is, I do ...
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3answers
289 views

What is the best use of this cash, investment or payoff bills?

I am 57, will retire in 10 yrs. I have about $7000 from a matured CD. My 'portfolio' consists of a 401b with my job, no matching funds, worth about 25,000. My house will be paid off in 8 yrs. I have ...
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22 views

What has been the inflation-adjusted rate of return from various asset classes in India?

I'm looking at equity, FDs, liquid funds, real estate. I'd like this information for various time periods, like 5, 10 and 20 years. I'd like both nominal and real returns. I've looked but couldn't ...
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42 views

New TD D-Series funds: are they worth considering (unknown expense ratios)?

I am currently a holder of TD's e-Series funds in my investment portfolio. However, the other day, I came across a new series of funds offered by TD: D-Series funds. From what I can tell, the funds ...
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2answers
85 views

Are there any tax-beneficial accounts in the Netherlands, like the UK's ISA or US's Roth or 401K?

I am a 31-year-old non-Dutch British citizen, living and working permanently in the Netherlands, looking for a better way to save my money for the long term (primarily retirement). I am searching for ...
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1answer
72 views

Does the TOS for Lendingclub mean 10% of your net worth per note or in total?

Lendingclub's TOS requires that if you do not meet other conditions, you can only invest a maximum of $2,500 but regardless of the cap, you can't purchase notes "in an amount in excess of 10% of your ...
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89 views

Bond ETFs vs actual bonds

If the goal is to diversify a portfolio and add bond investments in a manner like that described in Intelligent Investor, would owning a bond ETF provide the required diversity or does it need to be ...
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1answer
26 views

Receiving partial payment of overseas loan/company purchase?

We invested in buying a company in Africa and want to send money back to the U.S. as partial repayment on the money we invested. What do we have to file, and what are the tax implications on the ...
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1answer
130 views

How often does a stock price change and where is this defined?

Let's suppose I want to collect stock prices for let's say AAPL on NASDAQ. Where do I find information on how often an official stock prices are calculated? Is is every millisecond, every second or ...
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1answer
67 views

How to buy stuff (stocks?) in IRA account? What else?

I just opened an IRA account on TDAmeritrade.com. I only put in several thousand dollars as a starter, just for exploring the interface. I have never had an IRA account or even read much ...
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2answers
184 views

Investing using leverage

As a trader, I understand the premise of Leverage and Margined accounts. I understand that it is almost necessary to use leverage in order to make money from trading. But the question is about ...
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1answer
58 views

Related Hedges (How do they work?)

I'm currently re-reading Benjamin Graham's book, The Intelligent Investor. In it (Chapter 15), Graham mentions some of the undertakings and operations his fund, Graham-Newman Corporation, was involved ...
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98 views

US Citizen Buying Rental Property in Canada

I currently own a few rentals (town homes / condos) in the United States. I pay on average about 1% higher interest because it's not owner occupied. I have friends in Canada. I've been told there are ...
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1answer
57 views

Is there a free stock query service? [duplicate]

Is there a web-based stock query service that allow me to look up for Stocks that match certain criteria? E.g. I want to find ALL stocks that are on 52-week high, with an Avg-daily volume greater ...
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129 views

Learnvest vs. Wealthfront: Advantages and disadvantages for a beginner investor

I am very beginner in terms of investing, financial planning and growing my money to save for the future. My objective is to be able to start covering those bases by getting education as well as find ...
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2answers
316 views

Invest in mutual funds without using a retirement account?

Can I invest in mutual funds without putting money into an IRA or 401k? Would one of the big firms out there like Ameritrade handle this? I want it to be fairly liquid and not have to deal with ...
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1answer
75 views

Are “Liquid” Funds a good return or a gimmick?

I reside in India and I am looking for an investment option and my friend suggested investing in Liquid funds . Do these have a good return or are these just a gimmick?
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1answer
119 views

Purchasing ETFs when (pretty much) everything else is maxed out

I'm sure we've heard it all before, but I wanna retire early!!!! I've maxed out my 401k at work (pretax) and get close to maxing out a Roth IRA through my bank. I have only student loans as debt ...
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2answers
154 views

Investing in a single product

It's often easier to see that a single product is doing well, than that a large company is doing well. For example: A quick skim of Amazon's top 100 Video Game products shows that PS4 is absolutely ...
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3answers
180 views

Is it smarter to buy a small amount of an ETF every 2 or 3 months, instead of monthly?

Hereafter, all money is in Canadian Dollars. My relative in Canada buys and holds for the long run. She plans to invest around $2000 of only ETFs monthly. Market timing is hard; so she refuses it. ...
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97 views

Should I use my non-tax advantaged investment account to pay off debt?

Hello Personal Finance! So about 8 years ago, I got into a bad car accident which was not my fault, and which I sued the driver because they tried to drive away afterwards. I got a large settlement ...
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1answer
102 views

College student lacking investment experience: How to begin investing money? [closed]

I am right now a college student with very little experience investing. I have a little bit of money now that I am looking to invest to increase it. how should I go about this? I have access to stock ...
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100 views

How useful is the PEG Ratio for large cap stocks?

I've read a few articles recently that discuss the PEG (Price/Earnings to Growth) Ratio and how, when it's 1 or lower, it can mean that the company is undervalued, and thus a good investment (I know ...
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72 views

Can I earn more on my cash savings and still keep it liquid and low risk? [duplicate]

So, my wife and I do a pretty good job of budgeting and saving for things, which means we have a lot of cash laying around. Between a $15k emergency fund, savings for car replacement and repairs, ...
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1answer
155 views

losing 10% return need gain off 11.11% to original capital: What is the theory called

Losing 10% means you have to gain 11.11% to get back to the original capital. Losing 20% means you have to gain 25% to get back to original capital. Losing 50% means you have to gain 100% to get ...
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0answers
119 views

How should we organize our finances to effectively plan and prepare for an retirement in next 10 years?

How should we organize our finances to effectively plan and prepare for an retirement in next 10 years ?. My personal details are: Age 35, married with a 3 year old daughter IT consultant with a ...
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2answers
129 views

What do I do with my extra money in grad school?

I am privileged to have started grad school debt-free and am now earning money as part of the program. I have saved enough money to cover my expenses for a month and a half in a fairly ...
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2answers
256 views

A stock just dropped 8% in minutes and now all of a sudden the only way to buy is on the ask, what does this mean?

A stock drops 8% in a matter of minutes on very low volume (seems to indicate selling to the lowest bidder, ie buyer controls price). Now the bid price is higher than the last trade for quite some ...
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1answer
208 views

What are my options to make my money work for me?

I came to this site because I want to see what are my options with my current situation. I should start by saying that I am from Serbia and I possess no other citizenship. I have recently finished ...
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1answer
157 views

Structure of Final Bond Payment

If I buy a bond and hold it to maturity, will the final payment be dependent on the current price of the bond, or will it be the amount I originally paid?
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1answer
66 views

Do longer term bondholders get preference in getting money back when a company defaults?

When a company defaults on its debt, would the 10 year bondholders be given preference to the 1 yearr bondholders while paying out money? What is the order of preference?
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71 views

How can I find out the credit rating of a company

I have shares in RIOCAN (REI.UN.TO) and I am wondering if it is possible to lookup the credit rating of this company? I only found this one but it seems like an old one, I cannot tell the date: ...
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1answer
64 views

Investments minimally affected by Federal Reserve rate increases?

What short term investment instruments would be a good option when the Federal Reserve funds rates are anticipated to rise? My understanding is bonds will decrease in value since the newer bonds with ...
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1answer
77 views

How can I invest in USA mutual funds from Australia?

HI I wish to invest in top USA mutual funds (Vanguard, T-Rowe). I was told by the fund that as a foreign national I could not do so directly. Do you know how I could without excessive fees? I am an ...
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2answers
50 views

Are there tax-advantaged plans/accounts in Europe without age restriction?

All the European countries I'm familiar with have tax-advantaged pension schemes to guarantee income for retirees, but there's a severe age limitation (like with 401(k)), which is incompatible with my ...
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1answer
20 views

what % of intl should be in China equity mutual funds right now? [closed]

Mutual funds investing in China equity seem to be the strongest growing Intl equity mutual funds. What percentage of my international equity mutual funds should I move to China equity mutual funds ?
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302 views

Does longterm investment in index funds still make sense in a reality of massive algotrading?

More and more teams around the world are starting to compete against each other with sophisticated trading algorithms (both high and low frequency trading). For a private investor, if this trend ...
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3answers
130 views

What evidence or research suggests that mid- or small-capitalization stocks should perform better than large caps?

I'm 26. In my 401k I have always allocated a greater percentage of my portfolio into mid cap funds because they seem to be riskier and have a higher upside. Yet, as of the past year or so, the large ...
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48 views

How is “tax-free inside buildup” defined?

I'm not sure I understand the concept of "tax-free inside buildup." From what I understand, life insurance, annuities and IRAs (both Traditional IRAs & Roth IRAs) benefit from "tax-free inside ...
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2answers
106 views

What Did Benjamin Graham Mean by Earnings Stability in The Intelligent Investor?

On page 386 it lists 5 criteria for stock selection for the enterprising investor. #2 is earnings stability - it reads "Earnings stability: No deficit in the last five years covered in the Stock ...