Investing is growing money over a longer time frame. When appropriate a specific tag like stocks, mutual funds etc should additionally be used.

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34 views

30-year-old saved $30,000: what should I do with it?

I'm a 30-year-old living in NYC with a decent job, not married / no kids. I've now saved $30K and it's just sitting in a savings account, earning next to nothing. I have never invested in the stock ...
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51 views

How to start a small business and earn good withour having any money? [on hold]

How to start a small business and earn good without having any money? I don't know if here is a place for these kind of questions or not, but this is my question, let me know if I should delete it. ...
2
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1answer
56 views

How to interpret the interest rate of treasury notes?

I am new to investing in the US and money terms in English, so forgive me if this is a stupid question. From this table, I can see, for example, that the most recent 2-year treasury note sale had an ...
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0answers
41 views

Get investment basic [duplicate]

What are "classic" tutorial in investment at all and investment in Stock Exchange in detail. I would like to get general understanding of all these things.
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1answer
99 views

Helping my family sell their oil stocks. What to buy? [closed]

sorry I'm a bit new to the investing world. I am familiar with most topic from my business minor. My family has a lot of their retirement in oil company stock. (I know, diversify.. they don't know) ...
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3answers
319 views

Is there any drawback in putting all my 401K into a money market fund?

As you may know, the stock market drops like crazy, I did sense that a couple weeks ago and transferred some of my fund to money market - well, at least to keep it as dollar value... However, I am ...
4
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3answers
122 views

Is the return on investment better with high or low dividends?

Consider two companies, A and B. Company A offers little in dividends, and reinvests most its profit. Company B offers generous dividends, but reinvests little of its profit. How would I calculate ...
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1answer
1k views

Do companies only pay dividends if they are in profit?

My understanding of dividends is that the company pays each shareholder a fixed amount of money per share they own. I can see how this would work if the company is in profit, because the company can ...
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2answers
117 views

Can I buy stock in the NYSE from abroad, being a foreigner?

I wonder if being a foreigner living outside the US I am allowed to buy stock listed in the NYSE or other American stock exchanges. In case it is possible, how do I do that? Thanks. Update: I live ...
5
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3answers
810 views

Best way to invest as a 22 year old with not very much money but no debt

Here's my situation. Not sure if this question has been asked, I think my situation is pretty unique. I am a 22 year old college student living in Tennessee, about to graduate soon with my Bachelor ...
0
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1answer
131 views

Buy a new home or stay on rental flat?

I got married a year back. My husband and I both are working professionals. we both are earning well and can save 50000 per month combined after deducting our rental of 25000 per month and all other ...
95
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20answers
15k views

If a stock doesn't pay dividends, then why is the stock worth anything?

I read somewhere that companies are not required to pay dividends to shareholders (this is correct, yes?). If so, then if company A never pays dividends to its shareholders, then what is the point ...
0
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1answer
28 views

How to decide to leave money invested in Brazil or transfer immediately to my home country?

I have sold a property in Brazil this year with the purpose to buy a house in my home country (Germany). However, until I got all the documents ready to transfer the money to germany, I have lost ...
0
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1answer
90 views

May I Invest as a non accredited investor?

I want to join a website where they allow only accredited investors to participate in investments that they manage. I am not an accredited investor. However, in the past, I worked for the company and ...
3
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2answers
193 views

What does “100% stock dividend” mean?

What does it mean if the company give 100% stock dividend. For example I have 1,000 shares, I would received another 1,000 stock or share? I'm newbie in investing. Thank you so much.
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4answers
3k views

How can I lower my taxable income?

I recently got a new job with a salary that puts me in the 25% tax bracket (filing as single). I don't yet qualify for my employer's 401k plan so I can't use that to reduce my pretax income for the ...
0
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1answer
116 views

Start a Holding Company? [closed]

I'm 23 I've recently graduated college with two bachelor's degrees and have studied finance extensively in my spare time. I work as a software engineer, and even though I don't hate the work I know ...
3
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0answers
151 views

Why would I vote for an increase in the number of authorized shares?

Whole Foods is requesting its shareholders to vote: To approve an amendment to the Company’s Articles of Incorporation to increase the number of authorized shares of the Company’s common stock ...
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1answer
297 views

Learn investing as a programmer

How much can a software developer learn about individual investing from being employed developing financial software? A few examples of such software would be the Bloomberg Terminal, charting ...
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0answers
28 views

Calculating net present value [closed]

new here just abit confused i have worked out to my best attempt the NPV just confused about the intial cost of 32,000 and how it works in the interest rate is 10% System A ...
3
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1answer
59 views

What the term p means on EPS

I'm new to investing, what the letter p means on the phrase "EPS of 17.3 p" Thanks
3
votes
1answer
83 views

What is it called when someone researches the manufacturing costs of a company to determine their profit level?

I am interested of learning how to research (estimate) manufacturing costs of various companies. This is partially for the sake of determining their expenses. Is there a name for this kind of ...
3
votes
2answers
301 views

Investing While the Candian Dollar is really low

I am just Starting to get into investing now that I am the age where I have a Steady job, pension plan and government bonds and a good savings. But with the Canadian Dollar being close to 0.70$ USD it ...
0
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2answers
184 views

Investing at a young age in a transition period

I have an array of questions related to my situation: I am 19 years old and getting married in about 6 months. My parents were always very conscious of money, and always emphasized the importance of ...
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2answers
129 views

Advice for a college student interested in investment opportunities.

I'm 20 years old and currently attending university for a double major in engineering and science fields. My college expenses are being covered. In addition to that i have worked for the past few ...
3
votes
3answers
457 views

What to do with dividends and capital gains from Roth IRA. Reinvest or Transfer to market settlement fund?

I am 22 and just opened a Roth IRA from Vanguard. I am putting 5.5K a year but I was wondering if someone can give me pros and cons for what to do with my dividends and capital gains? The two options ...
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0answers
93 views

Question about margin and investing

Lets say I have $10,000 cash in an account and margin buying power of $20,000. I sell a put that is worth $9,000 and it gets exercised. Will I be using margin since i have enough cash in the account ...
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1answer
102 views

Annuities and varying interest rates?

The gist: Let's say I have $12,000 and have $240 a week in which I can invest into an ordinary annuity. Let's say I invest $1040 a month as opposed to $240 a week. The interest rate is 3% p.a. ...
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2answers
115 views

How do investors know what the discount rate is?

Let's say that Jim buys a bond whose face value is 100$ and has a 4.75% coupon, with coupon payments given annually, that matures in 5 years. Jim buys this bond today for 103.05$. Letting x ...
7
votes
3answers
1k views

Best investment with just 1800 Euros in Estonia [closed]

I have won a stipend for next 5 mounts of my education in Estonia. I just thought maybe it is better to invest the rest of my money, since I do not need it in the next semester. The problem is, I do ...
4
votes
3answers
302 views

What is the best use of this cash, investment or payoff bills?

I am 57, will retire in 10 yrs. I have about $7000 from a matured CD. My 'portfolio' consists of a 401b with my job, no matching funds, worth about 25,000. My house will be paid off in 8 yrs. I have ...
0
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0answers
27 views

What has been the inflation-adjusted rate of return from various asset classes in India?

I'm looking at equity, FDs, liquid funds, real estate. I'd like this information for various time periods, like 5, 10 and 20 years. I'd like both nominal and real returns. I've looked but couldn't ...
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0answers
50 views

New TD D-Series funds: are they worth considering (unknown expense ratios)?

I am currently a holder of TD's e-Series funds in my investment portfolio. However, the other day, I came across a new series of funds offered by TD: D-Series funds. From what I can tell, the funds ...
3
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2answers
100 views

Are there any tax-beneficial accounts in the Netherlands, like the UK's ISA or US's Roth or 401K?

I am a 31-year-old non-Dutch British citizen, living and working permanently in the Netherlands, looking for a better way to save my money for the long term (primarily retirement). I am searching for ...
2
votes
1answer
78 views

Does the TOS for Lendingclub mean 10% of your net worth per note or in total?

Lendingclub's TOS requires that if you do not meet other conditions, you can only invest a maximum of $2,500 but regardless of the cap, you can't purchase notes "in an amount in excess of 10% of your ...
3
votes
2answers
94 views

Bond ETFs vs actual bonds

If the goal is to diversify a portfolio and add bond investments in a manner like that described in Intelligent Investor, would owning a bond ETF provide the required diversity or does it need to be ...
3
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1answer
30 views

Receiving partial payment of overseas loan/company purchase?

We invested in buying a company in Africa and want to send money back to the U.S. as partial repayment on the money we invested. What do we have to file, and what are the tax implications on the ...
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1answer
167 views

How often does a stock price change and where is this defined?

Let's suppose I want to collect stock prices for let's say AAPL on NASDAQ. Where do I find information on how often an official stock prices are calculated? Is is every millisecond, every second or ...
0
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1answer
70 views

How to buy stuff (stocks?) in IRA account? What else?

I just opened an IRA account on TDAmeritrade.com. I only put in several thousand dollars as a starter, just for exploring the interface. I have never had an IRA account or even read much ...
3
votes
2answers
189 views

Investing using leverage

As a trader, I understand the premise of Leverage and Margined accounts. I understand that it is almost necessary to use leverage in order to make money from trading. But the question is about ...
4
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1answer
82 views

Related Hedges (How do they work?)

I'm currently re-reading Benjamin Graham's book, The Intelligent Investor. In it (Chapter 15), Graham mentions some of the undertakings and operations his fund, Graham-Newman Corporation, was involved ...
3
votes
0answers
118 views

US Citizen Buying Rental Property in Canada

I currently own a few rentals (town homes / condos) in the United States. I pay on average about 1% higher interest because it's not owner occupied. I have friends in Canada. I've been told there are ...
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1answer
60 views

Is there a free stock query service? [duplicate]

Is there a web-based stock query service that allow me to look up for Stocks that match certain criteria? E.g. I want to find ALL stocks that are on 52-week high, with an Avg-daily volume greater ...
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0answers
153 views

Learnvest vs. Wealthfront: Advantages and disadvantages for a beginner investor

I am very beginner in terms of investing, financial planning and growing my money to save for the future. My objective is to be able to start covering those bases by getting education as well as find ...
6
votes
2answers
341 views

Invest in mutual funds without using a retirement account?

Can I invest in mutual funds without putting money into an IRA or 401k? Would one of the big firms out there like Ameritrade handle this? I want it to be fairly liquid and not have to deal with ...
1
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1answer
79 views

Are “Liquid” Funds a good return or a gimmick?

I reside in India and I am looking for an investment option and my friend suggested investing in Liquid funds . Do these have a good return or are these just a gimmick?
2
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1answer
128 views

Purchasing ETFs when (pretty much) everything else is maxed out

I'm sure we've heard it all before, but I wanna retire early!!!! I've maxed out my 401k at work (pretax) and get close to maxing out a Roth IRA through my bank. I have only student loans as debt ...
3
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2answers
159 views

Investing in a single product

It's often easier to see that a single product is doing well, than that a large company is doing well. For example: A quick skim of Amazon's top 100 Video Game products shows that PS4 is absolutely ...
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3answers
187 views

Is it smarter to buy a small amount of an ETF every 2 or 3 months, instead of monthly?

Hereafter, all money is in Canadian Dollars. My relative in Canada buys and holds for the long run. She plans to invest around $2000 of only ETFs monthly. Market timing is hard; so she refuses it. ...
0
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3answers
98 views

Should I use my non-tax advantaged investment account to pay off debt?

Hello Personal Finance! So about 8 years ago, I got into a bad car accident which was not my fault, and which I sued the driver because they tried to drive away afterwards. I got a large settlement ...