Tagged Questions

Investing is growing money over a longer time frame. When appropriate a specific tag like stocks, mutual funds etc should additionally be used.

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2
votes
1answer
31 views

Analyze stock value

If I'm going to analyze the stocks of Apple, Amazon, Google etc. I will find them on Yahoo Finance and see the historical changes in each stock. But sometimes the companies make splits and I see big ...
2
votes
2answers
114 views

Advice on replacing my savings account

I currently have a Vanguard account (Mutual Fund) with about $10,000 in it (more now). I have a savings account with about $7,000 which I consider my "rainy day" fund and I try to put money into my ...
0
votes
1answer
36 views

How is option margin determined by my broker

How does my broker determine how much option margin they can or will allow me? For example if I have $1,000,000 in cash or stocks how do they determine how much option margin I may use?
0
votes
2answers
89 views

What happens to bonds values when interest rates rise? [duplicate]

I want to invest 10% of my portfolio into bonds. The other 90% will go into stock. I took a look at Government Bonds which TD Ameritrade offers at a $5000.00 minimum. This is a little over my ...
-3
votes
1answer
48 views

Any Loop Holes for Owner Occupancy?

My Client wants to buy a Fannie Mae property in WA as an owner occupant. He owns another home out of state (in california). He has family that lives here in WA. This particular Fannie house in WA ...
3
votes
1answer
38 views

Risks in investing savings into retail superannuation in Australia?

What risks are there if I invest all my savings into retail superannuation? I'm still working part time, in my 60s, but would like to get a regular (pension type) income tax free, from investing in a ...
-1
votes
0answers
24 views

Forecasting capital expenditures with decreasing revenue?

I am doing an equity valuation analysis on an oil company for which I have decreasing revenue in the forecast period from the regression on oil price.As part of DCF valuation,I have to forecast ...
7
votes
3answers
412 views

Why are some funds only recommended for investors starting out?

I am 23 years old and have been in industry for a couple years and my savings have grown to an amount whereby GIC's are no longer good enough. Since I bank with TD Canada Trust, there seems to be a ...
0
votes
2answers
42 views

How can one identify institutional accumulation of a particular stock using price and volume data?

I often read that institutional investors (mutual funds, banks, hedge funds, etc...) will build a position in a stock over time using relatively small orders so as not to move price and alert other ...
-1
votes
1answer
116 views

Where can I buy real gold and sell it later as shown in market?

I want to invest money in Gold. Where can I buy Gold and sell it later when the gold prices are high? (high in the market as shown in market NASDAQ/NYSE)
0
votes
1answer
70 views

Is it a pattern day trade if you close position in after hours?

Say I am buying stock XYZ, is it possible to close my position, in this case sell, as soon as open market hours close or do I have to wait until the next market open?
0
votes
1answer
27 views

How quickly does short float ratio/percent change?

I'm new to stocks, so let's get that out of the way. But I was curious, how quickly, does the short float ratio change on websites like cnn, nasdaq.com, finviz, google, etc.? Also, if it does change ...
2
votes
1answer
100 views

Starting non-retirement investment account

I would like to start investing in a non-retirement account. I have: A 401k through my employer I'm contributing to with Vanguard A 529 for my two daughters, three and five, I'm contributing to with ...
1
vote
1answer
132 views

Why does shorting a call option have potential for unlimited loss?

Referring to http://en.wikipedia.org/wiki/Option_(finance), for a short call: If the stock price increases over the exercise price by more than the amount of the premium, the short will lose ...
16
votes
7answers
1k views

Investing small amounts at regular intervals while minimizing fees?

My daughter is about to turn one year old and I'd like to start some sort of investment account for her. The purpose would be to invest her birthday and gift money into the stock market each year. I'd ...
3
votes
2answers
127 views

Formula that predicts whether one is better off investing or paying down debt

This is more of a statistics/probability question but the implications for personal finance are obvious. Let's say you have extra cash (assume tax-advantaged space is already maxed out) and are ...
11
votes
4answers
2k views

Any compelling reason to contribute to a 401k if my employer doesn't match?

My employer does not match 401k contributions at all. Currently, I do not make any contributions to a 401k or an IRA due to a need for liquidity. Aside from the obvious gains incurring no tax ...
4
votes
1answer
111 views

Can I take money out of my Roth IRA any time?

So I have a Roth IRA brokerage account with Scottrade. I finally have enough savings (maxed standard employer 401k, emergency fund, etc.) that I'm ready to start investing some of my discretionary ...
1
vote
1answer
49 views

How to manage currency risk in international investing

Exchange rate fluctuations can wipe out or augment your return from a foreign stock investment. Is there any way to protect yourself from such risk?
1
vote
2answers
81 views

Buying & Selling Call Options

So, I understand that if I write a call option and someone decides to exercise it before it expires, I agree to sell them the stock for the listed price on the option. I guess my confusion is, if I ...
1
vote
1answer
38 views

What is selective disclosure?

I was reading This Ex-Microsoft Exec Will Not Sleep Until He Reinvents Investing, and the article stated: ... Motif can't fix the problems of selective disclosure that gave institutional ...
3
votes
1answer
102 views

Can a bond's market price rise above its lifetime value?

I'm just learning about bonds, reading an introductory book about investing in German. Please correct me if terms are wrong, and if this question can be improved. Consider a bond: Lifetime: 3 years ...
-3
votes
1answer
104 views

At 70 what are my investment options? [closed]

Have a couple of million--but have moderate tolerance for risk. What is the best option for investing--have yearly income of 36,000 before taxes.
0
votes
0answers
19 views

How are the sub-periods derrived in TWRR Daily Valuation?

I've been looking at the TWRR Daily Valuation method and I'm trying to understand how to break the total performance period into sub-periods when there are irregular cash flows. As the article ...
2
votes
0answers
63 views

Is selling only shares you bought with margin on a margin/unsettled cash purchase free ride?

If you bought say a single stock for $10000. $5000 on Margin and $5000 in unsettled cash. Same day you want to sell of the margin amount of shares. Is this considered a free ride or is this ok since ...
1
vote
1answer
141 views

Warren Buffett and Charles Munger advice for small investors?

The investment philosophy at Berkshire Hathaway is well known: Buy great businesses that are run by great people and keep them 'forever'. However, I believe Buffett/Munger have said that 'Buy and Hold ...
1
vote
2answers
88 views

Clarification of Inflation according to Forbes

On 9/17/2014 Simon Moore argues the S&P 500 valuation may not matter. Mr. Moore points out the deviation of stock and bond values from historical norms. He blames this deviation on low inflation ...
-1
votes
1answer
86 views

If I receive 150000$ in my Indian savings account how much tax i shall pay?

My friend is planning to invest in India. So if he transfers around 150000$ to my account.. How much tax do I have to pay? Is there any way to show it as foreign investment? Can I include my ...
5
votes
2answers
176 views

Is it wise to sell company stock to pay down a mortgage?

Is it wise to sell company stock to pay down a mortgage? Say, you have $25,000 and a $100,000 mortgage. Is it better to continue to assume the risk over the long haul or cash in at a reasonable ...
5
votes
2answers
662 views

Tax consequences of partially selling a stock

I bought a company for $71 5 months ago. It is now over $100 but I am afraid it might fall. I plan to sell only enough to get back the money I put into the stock and own the gained amount until it is ...
2
votes
1answer
164 views

Ideas on how to invest a relatively small amount of British pounds

I am of European origin and I live in the U.K, studying for my Doctorate. I have managed to save an amount of money, around 5,000 pounds. I would like to ask what people here think is the best (and ...
5
votes
2answers
265 views

How much cash on hand should one have?

The basic question is how much of my 'money' should I have on hand (ready to spend immediately) as opposed to putting it all in a high-yield (or at least inflation-fighting) investment? For instance, ...
-1
votes
1answer
48 views

Pre-valuation of the company [closed]

I am planning to start a company, but it's just an idea with no revenues. Hence, if I approach angel investors 1) What should be the pre- and post-valuation of the company after investors are ready ...
4
votes
2answers
236 views

What to do with a distribution as a young person?

Thanks to the private company owned by my grandfather, my wife and I received a fairly large lump-sum distribution. We now have a financial advisor and most of our money is in mutual funds, but are ...
3
votes
3answers
225 views

How can I determine if my portfolio's rate of return has been “good”, or not?

I've invested in stocks as a hobby for the last ten years, so I'm no expert on this. But if you have contributed about $7,000 over the past ten years (like putting in $200 here and there) and your ...
4
votes
2answers
99 views

How should I be investing in bonds as part of a diversified portfolio?

I often hear that I should diversify my investment portfolio with X% stocks and Y% bonds, ostensibly to mitigate the risk. My question is what exactly this guidance means in terms of HOW to invest ...
1
vote
1answer
57 views

Bucketing investments to track individual growths

I'm looking to invest several small amounts of money in an investment account, as well as a continued stream of small contributions. The total sum is maybe $3000 to start, in sizes of about $100-$300 ...
2
votes
3answers
125 views

Concerns about paying mortgage early after cash liquid again

I am considering locking up some cash in investments, even a 1 year CD, in order to get even a small ROI with thought that I might buy a house next summer (June onwards). Or perhaps earlier, if ...
7
votes
3answers
363 views

How do top investors pull out 20% ROI?

I've been searching the ROI percentage of well known investors. Warren Buffet - (Berkshire Hathaway) 22% annual return from 1964-2005 George Soros - (Soros Fund Management) 30% annual return ...
0
votes
1answer
91 views

Investment Newbie - Options in India - For $10K - for 10 years

What are the investment options in India for a newbie like me. I would like to start with 500,000 INR. (5 lacs / roughly $10K). Its for a long term. I don't need this amount for 10 years. Low to ...
7
votes
8answers
779 views

Roth vs Traditional Investing assuming same tax bracket in retirement

I've done a little (simplified) math to determine the difference in investing in a Roth account and a Traditional retirement account. I'm assuming that I will be in the same tax bracket in retirement ...
5
votes
3answers
234 views

Do stocks give you more control over your finances than mutual funds?

I am new to investing. I noticed that I can setup rules to auto-sell stocks (I don't know the term for this rule). I cannot auto-sell a mutual fund based on some criteria. So take a simple example. ...
1
vote
1answer
96 views

What are some ways to mitigate the risks of covered calls?

When covered calls work, they seem great. However, there is a chance that the stock will tank, turning the 5% profit into a 50% loss. What are some ways of mitigating the risk of a stock dropping ...
5
votes
4answers
1k views

Senior in College, need advice on my investing plan

I am a rising senior in college and saved up $3,000 dollars from my summer internship. I have done a lot of research online about investment options for my age and I decided that opening a Roth IRA ...
4
votes
2answers
148 views

I'm quitting my Indian job of 5 years and going on a sabbatical. What do i do with my PF?

I work in the tech space.I quit my job after 4 years and 9 months. I am not going to a new job but am taking a sabbatical. I guess it's more of a short break. After this break of 2-3 months, I will ...
0
votes
0answers
39 views

UK resident seeking to invest in US mutual fund company

I have a B1 visa, owns a rental property and file US income tax return annually. Can I invest in mutual funds in the US? I was advised by a mutual fund company that I am not eligible because I am not ...
0
votes
1answer
87 views

Warren Buffett's partnership dividends

In Warren Buffett's early partnerships, what was the treatment of dividends from the stocks owned? Were they counted as part of the profits, or were they paid out directly to the partners? I tried ...
2
votes
2answers
281 views

We're taking a sabbatical in less than two years. Ideas for investing money until then?

My wife and I are planning on taking a sabbatical year off in 2016. We are following a path of 6 years of working very hard, 1 year rest and reflection, repeat. I realize this is not suited to all, ...
8
votes
10answers
2k views

Ideal investments for a recent college grad with very high risk tolerance?

I recently graduated college and got a steady job making decent money as a software engineer/programmer. I make more than enough money to sustain myself and save up money, while still having money ...
1
vote
1answer
35 views

Better to have a non-registered (taxable) investment account in one/both names and/or based on income?

This question is for those familiar with Canada's income tax laws. My wife and I have maxed out our TFSAs. We also max contribute to our kid's RESPs. We also contribute a healthy amount to our RRSPs ...