Investing is growing money over a longer time frame. When appropriate a specific tag like stocks, mutual funds etc should additionally be used.

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401K or Indian CD

I am debating on contributing to 401k(which is being invested fully) va putting a sum (say $10k) in Indian CD. I am assuming investment in stocks would return about 6-8% where as Indian CD would ...
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2answers
171 views

Why isn't index fund investing (Bogleheads school) more commonplace? [duplicate]

I started investing recently, but I've been searching for information for over a year now. My main sources (listed below) favour the strategy of Jack Bogle. i.e. Choosing an index fund with good ...
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1answer
20 views

Tool for researching historical mutual fund perfomance patterns

A few months ago I came across an obscure looking website that I have not been able to find again. I'm hoping someone can help me find it or something similar. Basically, you enter a mutual fund and ...
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1answer
75 views

How should I be taxed on my returns on investment in capital?

If I paid a business owner $10000 for the purchase of capital and in return and am being paid $150 per week for the next two years in return, how do I file these returns? Using a 1099-MISC? Edit: ...
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3answers
38 views

Average cost basis based on total shares held or specific shares sold?

Let's say I bought 1 share in a Vanguard mutual fund each year for 10 years. Its price started at $1 and went up by exactly $1 each year, so the price of the latest share bought is $10. The average ...
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1answer
80 views

How long took a person to get the break even investing since 2000 in MSCI WORLD INDEX?

I read in another forum that a person who invest before the Dot-com bubble (2000) took 15 years to get the break-even. Basically only in 2014 or 2015 he starts to gain money. This seems wrong, but i ...
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16 views

Investing through a corporation to defer taxation of capital gains and dividends [on hold]

Consider the following scheme: I create a corporation and capitalize it with some of my money. The corporation buys some stocks. Whenever the corporation receives a dividend or realizes a capital ...
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2answers
33 views

How to find a suitable investment product for my ISA?

I'm looking for a specific kind of ISA product and simply can't find what I want. Here are my requirements: An ISA (I don't mind what type so long as the rate's 1.5%+) Lump sum initial payment (from ...
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1answer
47 views

Tax exempt non-retirement investment

So I am attempting to generate ways to nickle and dime Uncle Sam. Currently a little over half of my annual income is in rental income so it's pretax until the end of the year. I would LOVE to come ...
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1answer
43 views

Just getting started and not sure where to go from here

TLDR; at bottom Hello and thank you ahead of time for any response. I'm 18 and trying to figure out where to go next. I already have an emergency fund (of sorts), no debt, and a few different ...
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52 views

Can stock market gains be better protected under an LLC arrangement?

As I understand it, if one has a business, profits can be reinvested to show zero net profits, so as to avoid tax. (I could be wrong about this, feel free to correct me.) I'm wondering if one can do ...
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1answer
142 views

What to invest in with low capital?

I am a recent college graduate, and have a stable job now. I do not waste my money on useless things, so now I have a decent amount saved up (around $50,000). I noticed that my money is just being ...
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4answers
240 views

Building financial independence

In my very late 20s I am working hard to become financially independent. I have a good job paying between 74-80k a year. I can live (pay rent, food, entertainment) for $1k a month. So after taxes I ...
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29 views

What is the difference between paid-up capital and subscribed capital?

I know what paid-up capital is. It is not clear to me whether it is same as subscribed share capital. Example: What is[sic] Scheduled Commercial Banks? These are banks listed in the 2nd Schedule ...
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1answer
25 views

Historical Stock Price Quote on delisted stock without knowing stock symbol as of quote date

looking for historical stock closing price (as of 2/20/2006 or last trading date before) for Sierra Pacific Resources which later became NV Energy (NVE) and was purchased by a Berkshire Hathaway sub ...
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1answer
253 views

I own ASPIRO shares (Jay Z's new company). Now that it is going private, what about my shares?

I bought shares from ASPIRO ASP.ST at $1.05/share. Now, the company is going from public back to private in a couple of days! What does this mean for me as a public shareholder? And what can I do, ...
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31 views

How to find out false financial data

I read that some small companies are giving false data or making incorrect claims to boost their stocks. One can analyze the data but impossible to make sure if the data is correct. Could you please ...
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1answer
65 views

Why do deep in the money options trade below their intrinsic value?

I have an investment account where I'm currently holding about $200K in SPY shares (S&P 500 index). I'm a bit worried that we are in a bubble, so I'm looking into strategies to hedge my downside. ...
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3answers
55 views

Why don't forced buy-ins of short sold stock happen much more frequently?

When you short sell a stock, you are borrowing the stock from a lender, and the lender always has a right to say that they need their shares back, which might result in a forced buy-in by your broker. ...
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1answer
73 views

When an investor makes money on a short, who loses the money?

Is it the securities lender? If so, do they discriminate on the stocks they are willing to lend, or will they lend any stock? It seems like the business of lending securities would be extremely ...
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0answers
21 views

What factors should go into determining interest rates and other terms for a loan to small business?

If as a private individual (friend/family), I would like to loan money to someone to start a small business: What factors should I take into account when determining the interest rate? Are there ...
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1answer
49 views

What is the difference between owning shares in a company, having a percentage in a company, and owning convertible debt

I'm pretty new to investing. Some ways I've heard it's possible to invest in a small business are: owning shares in a company owning stock in a company holding a percentage in a company (does this ...
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1answer
33 views

What's the difference between a company's after-tax profit and their sales/revenue?

Two fundamental analysis formulas have got me confused. One is the EPS (earnings per share) and the other is P/S (price/sales ratio). If I understand the formulas correctly, EPS is calculated by ...
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2answers
555 views

Is Buying American Shares in Canada a Good Idea?

I am looking at buying some American based shares such as SPY (the S&P 500 Index ETF), but I am in Canada. I am wondering if buying something like this will have any consequences (e.g. I have to ...
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1answer
63 views

What is a 10 Year Treasury Note and How Can it be Used to Calculate the Intrinsic Value of a Stock?

I am a Canadian, and I am trying to use an "intrinsic stock value calculator" (found here: ...
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1answer
58 views

Passive vs. active investing past performance comparison/data?

I am looking for past statistical data how on average active investment (managed by fund manager) compares to passive investment (index) in 10 or 20 past years. I intend to compare the average gains ...
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1answer
87 views

Is there a sell-side version of dollar-cost averaging?

I understand the theory behind dollar-cost averaging on the buy-side, and there are many articles about why it does (or doesn't work). But I can't find much, if anything, about its value when selling. ...
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1answer
61 views

What's the difference between “Index” and “Accumulation” tracker funds?

Here are two trackers running on the same index: http://www.morningstar.co.uk/uk/funds/snapshot/snapshot.aspx?id=F00000OOAW http://www.morningstar.co.uk/uk/funds/snapshot/snapshot.aspx?id=F00000OOAV ...
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43 views

Where to get analysis of company finances and business position

I'd like to find a free or low cost (< $50/yr) source of knowledgeable analysis of (global) companies' financial reports and their business position (such as market share, and competition). I ...
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2answers
81 views

Selecting between investment vehicles for income

I'm a pre-university/college Australian student who has recently (last 2 months) come across the idea of investing. I have amassed around $1000 of entirely spendable money as I have no debts or living ...
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2answers
46 views

How can I diversify investments across currencies in ISA?

Is it possible to diversify investment in ISA by buying foreign currency, funds denominated in other currency than GBP, or other investment product that can hedge GBP value moves?
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29 views

Understanding Put Options

I would like to verify that I have a correct understanding of hedging using a put option contract. For stock XYZ, the current price is $12.50. When I look at the options trading table, it appears ...
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4answers
80 views

What is the opposite of a sunk cost? A “sunk gain”?

Here's an example of the sunk cost fallacy: You decided to buy a solar panel because you heard that you can make money from them over time. Unfortunately, you didn't do enough research and bought an ...
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1answer
43 views

Investing in EIS and SEIS

Does anyone have experience with EIS or SEIS-qualifying investments? I know the principle , I've seen a lot of videos on YouTube but how does it work for real? for example: - I'm investing money on ...
3
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1answer
188 views

How do I Fundamentally Analyze this Stock so I may see if the Company is Running Well?

I have a stock that I am trying to look into called SOG.V or Strategic Oil and Gas LTD. I believe it is a company based in Alberta, Calgary (Canada). The company got hit quite hard from the oil ...
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1answer
109 views

What are Some Good Low Cost Index Funds to Invest in for the Long Term?

I am 19 years old (in Canada) and have heard that "Low Cost" index funds are a safe and highly profitable way to invest small amounts of money each month. My aim is to invest every month until I am ...
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2answers
64 views

UK Income tax relief for ISAs: How does the sheltering of earnings work?

I have been led to believe that earnings may be 'sheltered' by placing some amount of them into an ISA. I've not been able to find a great deal out about this, and I don't have a personal accountant. ...
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5answers
307 views

Investment Options for 14-year old?

I'm 14, and a relative has recently died, leaving me ~£4000 in their will. My parents have said they would recommend me investing it in Premium Bonds, but I was wondering if there were any investment ...
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67 views

How to evaluate growth stocks

What are good metrics to evaluate growth stocks? I have been following the site buffettsbooks.com and it teaches you how to evaluate value stocks based on Warren Buffet's principles. These are ...
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2answers
585 views

Whats tips do you have for someone beginning to invest in property?

For a first time investor interested in investing in property, what are the options? Would they be better off buying their own home and holding it for capital growth, or a buy-to-let property they ...
3
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1answer
62 views

As an investor, should I care about voting rights and pre-emption? (UK)

I am interested in investing some of my money in a few companies in exchange for equity. I am undecided if I should, for example, invest £5,000 in one company and have voting rights and pre-emption or ...
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1answer
89 views

Buyout information

My mother moved out of a home she owns 1/3 of. She would like to get a buyout. The house was recently appraised at $866,000. My mom paid $300,000. A friend paid $300,000, and my brother paid $216,000. ...
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2answers
74 views

What's the difference, if any, between stock appreciation and compound interest?

I'm trying to estimate what the returns for a 9% stock appreciation and a 6% dividend reinvestment investment portfolio would look like and I've read compounding isn't the same as dividend ...
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1answer
135 views

How does a company get money by going public in an IPO?

If a company goes public, how does it get the money? Will the underwriter pay the company once it goes for initial public offering (IPO)? Does that have anything to do with the valuation? Say a ...
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1answer
153 views

What are the pros/cons of these investment types?

My UK pension company allows me to make one-off online payments, and surprisingly I found out I can invest the money in any way I want. My options are as follows: International All Share ...
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1answer
78 views

Why Does My Tax Free Savings Account Say I Have 0 Contribution Room as of 2015?

I am living in Canada, and I recently went to http://www.cra-arc.gc.ca/esrvc-srvce/tx/ndvdls/myccnt/menu-eng.html and tried to check my TFSA contribution room for this year. I turned 18 on February ...
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3answers
460 views

Make IRA contributions all at once or periodically throughout the year?

I am trying to decide if I should make this year's IRA contribution all at once at the beginning of the year, or if I should space out the contributions throughout the year. If I make it all at once ...
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2answers
167 views

Living in my own rental property

I've come to understand that owning a townhome/duplex and living in it while others are also renting from you isn't as sexy as it may seem at first glance. Over and over again I get this from friends ...
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1answer
61 views

Market Value vs Book Value of investments

I understand the concept of market value and book value of investments. But how does one calculate the book value? | Date | Share purchased | Cost per share || Book Value | Market Value | | Jan 1 ...
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48 views

Comparing historical performance of different accounts

I have several different investment accounts, and I'm trying to compare the historical performance between them. Some of the accounts are easy: I have a couple of different accounts that are invested ...