Tagged Questions
8
votes
1answer
75 views
Index mutual fund “minimum initial investment” inside a Roth IRA?
When a fund says its minimum initial investment amount is $2500, does that mean I need $2500 in my Roth IRA account to trade that fund? If so, would I need $7500 total in my Roth IRA account to trade ...
2
votes
1answer
76 views
401k Option - Lifecycle or S&P Index - what are pros and cons?
When I set up a 401k a few years ago, my options were pretty limited, so I simply went with a lifecycle target retirement date fund (exp ratio of 0.12%). However, I now see I can choose a passively ...
3
votes
1answer
132 views
Investment Portfolio Setup for beginner
I am new to investing but want to start soon, after being able to save some money and doing some research for the past few days. Here are some basic info about myself and my goals:
Mid twenties
...
8
votes
2answers
208 views
Growth of unrealized gains in tax-managed index funds
Tax-managed index funds defer capital-gains distributions by, among other things, offsetting capital gains with losses and deviating from their underlying indexes to avoid having to sell appreciated ...
3
votes
0answers
71 views
Foreign tax credit carryover w/o having filed previously?
I owned VGTSX for years now but only in year 2011 was it a requirement for me to file taxes.
Can I claim foreign tax credit carryovers for past years even though I didn't file taxes during those ...
4
votes
4answers
198 views
Why are typical 401(k) plan fund choices so awful?
I don't expect a huge number of funds to choose from in a 401k plan, but all the plans I've ever seen are loaded with funds that have outrageously high management expense ratios (MERs) and they ...
7
votes
5answers
247 views
More money towards down payment versus long-term investments
Background: I am married with no kids (but anticipating them at some point) and no debt at all. My spouse and I have an emergency fund, both fully fund our retirement accounts, and are also keenly ...
