The housing tag has no wiki summary.
-3
votes
2answers
110 views
What happens when a home is worth less than the amount the owner owes on the mortgage?
I hear that price of a house affects the mortgage on the house. For example if the price of the house goes lower than what is owed, debtors will have a risk to deal with.
I am not sure why this is ...
0
votes
0answers
74 views
How can I hedge against local home value?
I'd like to hedge against my neighborhood home value. I'm not terribly concerned if the overall housing market fluctuates, since if I move and sell my home for less, I can buy a new home for less. ...
3
votes
1answer
47 views
Can I invest in the housing market via the stock exchange?
Buying houses is expensive these days, and interest on mortgages is extortionate. Do investments via the stock market exist where you can invest in the housing market? Maybe shares in real ...
2
votes
1answer
74 views
Relocating and buying a house simultaneously - How to handle pre-approval on fluctuating yearly income?
The background is as follows. We are currently renting and want to buy our first home as we are relocating for a new job. My new job starts 1st June 2013. My current job ends May 31st 2013. My yearly ...
4
votes
1answer
127 views
Next option(s) after house is not selling on market?
Lets say I have a house which is pretty old and is not in the best neighborhood. I put in on the market and for one reason or another, even after dropping the price substantially I cannot get it to ...
7
votes
3answers
256 views
How can I realistically compare the Cost of Living for two locations?
I've recently applied for a position with a company and I think I have a fair shot at getting a job. If hired, I should have the option to move to one of two locations.
However, I'm having a tough ...
5
votes
1answer
55 views
Apartment donation or gift for foreigner living in US
Some of my relatives would like to donate or move an apartment on my name. However, there are a few things...
I am a Romanian citizen living in the US (on a non-immigrant visa)
The apartment is in ...
3
votes
3answers
362 views
Why could rental costs for apartments/houses rise while buying prices can go up and down?
In this U.S. city, I have the impression that the rents of apartments and houses always go up, say, about a 5% per year, while the prices of buying them fluctuates throughout the same years. If my ...
3
votes
1answer
825 views
Tax implications of corporate housing
If my company provides corporate housing for me, am I required to claim the rent amount as income for my personal earnings? And is that taxable income?
I'm trying to figure out how I can leverage ...
3
votes
1answer
145 views
Use my savings to pay out my mortgage on my rental apartment?
My rental apartment at this point is making me a 5% ROI per year. My bank is currently charging me a 5.87% Interest rate on the mortgage, which means I am putting from my pocket to keep this apartment ...
2
votes
2answers
131 views
Losing equity on a house, any feasible options?
I have had my first house for almost 3 years now. I have refinanced once already and I am about to refinance again. For this one I needed to get a new appraisal, which was expected. The only catch ...
1
vote
1answer
112 views
What needs to be considered when taking over a 2Br alone and living with a roommate
My housing experience has been me and my roommates signing leases with our landlord together. I am going to move soon, and am interested in a 2br apartment with $850 rent. The landlord of that ...
9
votes
1answer
513 views
How do Islamic Banking give loans for housing purposes?
Islamic banks do not give loans they invest in financial activities of their clients. Am I correct?
If yes, then how can they provide loans for housings? Home loans have nothing to do with business.
...
9
votes
2answers
184 views
What investments are positively related to the housing market decline?
What investment sectors/areas generally go up when housing prices decline?
2
votes
3answers
121 views
Is it generally better to buy a property when the housing market is in a downtrend or an uptrend?
I've been pondering this question for a while.
If I buy property when the market is in a downtrend the property loses value, but I would lose money on rent anyway. So, as long I'm viewing the ...
13
votes
7answers
678 views
How can a person with really bad credit history rent decent housing?
My ex got evicted out of her apartment for non-payment of rent. This didn't entirely take me by surprise, as she is financially pretty clueless.
She attemped to rent another place but given her ...
9
votes
2answers
116 views
Are Shiller real-estate futures and options catching on with investors?
Robert Shiller introduced an approach for reducing exposure to macro risks using real-estate derivatives. He created a successful housing price index with help from Karl Case, the S&P Case-Shiller ...
