The household tag has no wiki summary.
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0answers
82 views
How to compare profitability of a project to return from a savings account? [closed]
I want to compare the profitability of a project vs. the profitability of cash in a savings account.
What are the differences between the IRR and MIRR methods? Could you include other methods in ...
1
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1answer
67 views
Is household disposable income a real or a nominal value?
I downloaded Quintiles/Deciles ordered by household disposable income (Turkey, Urban, Rural)) data from Turkish Statistics Institue. I have looked at the provided data, but it doesn't indicate if the ...
7
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2answers
254 views
Hiring a teenager as a household employee
What am I required to do if I hire a 14-year-old for household work? Any generic information is welcome, but I'm in New York State.
Here are some things that come to mind:
Do I need to have the ...
2
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2answers
94 views
Hedging against rising oil and gas prices for private households?
Inspired by this article Hedging Against Rising Heating Oil Prices using Heating Oil Futures, I wonder whether hedging against rising oil and gas prices makes sense for private households, too? If so, ...
6
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2answers
146 views
Effect of country default on house prices?
What effect would a sovereign default of a European country (i.e. Italy/Greece) have on house prices of the same country that goes in default?
What does the previous literature says about similar ...
6
votes
4answers
316 views
Should I buy a house or am I making silly assumptions that I can afford it?
Having convinced myself that there is no point of paying someone's else mortgage I started looking at ways for buying my own place.
I'm 26, non-UK resident. My salary is £50,000 and I don't have to ...
4
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1answer
150 views
How much should I tip movers?
Are there any rules of thumb for tipping movers who load truck on one day and deliver on the next day?
3
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5answers
401 views
Saving money on electricity: Is a refrigerator more efficient when empty, or full?
To save money on hydro (electricity), I'd like to make optimum use of my refrigerator.
For this purpose, is less energy used when the fridge is full? Or when it is empty?
4
votes
4answers
118 views
How much to spend on housing if I don't have transportation expenses?
I was looking at some estimates for housing costs that said that rent should be 25% of your spendable income and total housing cost about 33%. Mine are much higher at 32% and 40% respectively.
I was ...
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6answers
430 views
What should I do with my $10K windfall, given these options?
Let's say you get a $10k windfall. How do you determine what is the best thing to spend it on?
We need a new roof.
Our mortgage is moderately underwater but not in bad shape and we are content where ...
7
votes
5answers
113 views
How do I budget for heating & cooling?
I'm revisiting my budget and the amount I have slated for electricity was off by roughly 30 dollars or 50 percent. I live in an all electric apartment, no gas or fireplace. Here in Kansas we get cold ...
5
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1answer
61 views
Are you better off going with the BIG energy provider in town or a smaller competitor?
I live in Maryland and we have our energy delivered from BGE (Baltimore Gas & Electric). That means they manage and service the power lines and I have no choice in that matter. We do however, ...
7
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5answers
232 views
Are solar cell panels and wind mills worth the money?
Besides being more environmentally friendly is it worth the investment in solar cell panels and wind mills for home use? Is it possible to be "off the grid" completely?
3
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3answers
1k views
Are heating protection plans (furnace warranty) worth the money?
Is it worth the money to buy a heating protection plan to cover an existing or recently out of warranty furnace? My gas utility company which provides the hot water boiler keeps offering to cover the ...
5
votes
5answers
1k views
Is a fixed-price natural gas or electricity contract likely to save money?
Is a fixed-price natural gas or electricity contract likely to save money?
These types of contracts are often marketed to homeowners to save $$ on their utility bills. When would such a contract ...
3
votes
3answers
316 views
What is my % return on investment for various home renovations upon resale of my house?
For instance, I've heard that there is a minimum 75% return-on-investment ("ROI") on bathroom and kitchen renovations - is that an accurate figure?
What about the other rooms in my home? Are there ...
3
votes
5answers
196 views
How can I reduce my home's monthly electricity and water expenses?
Are there gadgets I can buy which can help me measure consumption and reduce use? What are some good habits I can get my family into starting to help reduce our costs?
