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-3
votes
1answer
72 views

I own but do not live in a flat. Am I responsible for damage caused to neighboring flat? [closed]

I am on the title and mortgage of a flat with my wife (soon-to-be ex-wife). I moved out of the property a couple years ago and still pay my part of the mortgage. Since then my (soon-to-be ex)wife has ...
4
votes
3answers
101 views

Home Insurance: Must I use money from a claim for repairing everything I'm receiving money for?

I received a check from my insurance company to replace my entire roof after a recent storm. However, two different roofing companies came out (prior to the insurance adjuster) and said that in their ...
8
votes
5answers
1k views

Can one insure a home's AC unit?

My mother-in-law would like to insure her single family home AC unit while my wife and I are informally renting a room with her. Is this possible? Although the unit is 10 years old and runs fine, she ...
2
votes
1answer
40 views

Homeowner's policy - will insurance pay coverage amount in case of a loss?

I am reviewing my homeowner's policy that is due for renewal and I think I may have too much coverage. My question: will the insurance company pay the coverage amount if the building is a total loss ...
2
votes
1answer
184 views

Home insurance score drastically decreases after car insurance claim?

I noticed something very peculiar on my home insurance. My parents have horrible credit, so last year they purchased a van in my name, with a finance plan. A few months ago, my father was involved in ...
2
votes
2answers
111 views

Method for calculating the wisest amount of liability to purchase for car & home insurance?

I've seen the advice to get enough liability insurance as you have in total assets, i.e. if your owned home, owned car & savings = $100,000, then get $100,000 liability coverage. What is the ...
8
votes
1answer
264 views

Insurance for a house which is not homeowners insurance?

My wife and I moved last summer, and our former home is still on the market. We were recently informed by our homeowners insurance company that because the house is no longer owner occupied, they will ...
4
votes
2answers
1k views

How can I get values of household items for my homeowners insurance?

I have homeowners insurance that covers my home and has a flat coverage for household items. For additional coverage you need to provide evidence of value. We have many items for which we don't have ...