The health-spending-account tag has no wiki summary.
5
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1answer
74 views
Rules about spouse's HSA
My spouse and 2 kids have high deductible insurance, but I do not. If my spouse contributes to an HSA, could that money be used for my medical expenses, or only for expenses for the rest of the ...
7
votes
1answer
65 views
Am I elligible to contribute to an HSA plan if my spouse is on Medicare?
I'm a little confused about the IRS qualification rules for an HSA account specifically with respect to Medicare. The eligibility rules state that You must not be currently enrolled in Medicare.
So, ...
7
votes
1answer
148 views
Can I use HSA money to pay for family member that isn't covered by an HDHP?
If I'm in an HDHP, but my wife is on a different plan (non-HDHP), can I use money from my HSA to pay for her costs until she reaches her deductible?
0
votes
1answer
85 views
Self paid Insurance Premiums and taxes
Currently my employer proivdes a Health Insurance Allowance (which I understand is really just added compensation), but I am wondering if it is possible to somehow shield that money similar to a ...
9
votes
2answers
126 views
Tools for comparing costs between different healthcare providers?
I have a high deductible health insurance plan. That means the first $2000 or so expenses per year are not covered by my insurance.
What's a good way to compare health care costs from different ...
12
votes
1answer
182 views
Using a Health Savings Account (HSA) as an investment vehicle: What are the drawbacks?
For next year, my company has started offering an HDHP with an HSA.
With this, they will contribute $500 per year flat, and 50% matching up to $500 (where they will match $250; up to $750 total). I ...
2
votes
1answer
123 views
Why would I enroll in a Limited Purpose FSA, on top of an HSA?
Open enrollment is coming up and I have the option to open both an HSA and a limited purpose FSA, which only covers dental and vision expenses. Why would I participate in both?
11
votes
5answers
472 views
How much should I fund an HSA? Is there a danger in over-funding one?
I'm reviewing my options for health insurance during open enrollment and one of them is a HDHP/HSA option. I hear these are best for young people without chronic conditions etc. I think I fall into ...
4
votes
1answer
59 views
Deduct payments towards HSA alongside unreimbursed medical expenses on taxes?
I have medical expenses paid out of pocket and payments (pre-tax) to my health savings account. Can I consider both of those totals when computing my eligible medical expenses total for that ...
5
votes
1answer
46 views
Can a monetary settlement be placed into an account that provides gradual access to the funds?
I want to place a lump sum into an account that will give the account holder gradual access to it so they won't immediately spend the lump sum on frivolous large purchases (or at least not until ...
8
votes
1answer
342 views
Difference between Health Savings Account (HSA) & Flexible Spending Account (FSA)?
What is the practical difference between a Health Savings Account and a Flexible Spending Account? What are the pro's and con's of each, and are there situations where either is best?
