The hdhp tag has no wiki summary.
6
votes
1answer
151 views
“Out of Pocket Maximum” and health insurance plan terminology & calculation?
I'm trying to understand the terminology on my health plan. I've read numerous websites, which have only confused me more, as they fail to use examples (more than one should be required) for people ...
3
votes
2answers
100 views
If I don't participate in my employer-sponsored FSA, can I open my own HSA?
My employer offers/manages an FSA (Flexible Spending Account) as part of my health care plan. I put in $800 last year and barely managed to use it up, including expenses in the allowed grace period ...
5
votes
1answer
209 views
Can I change banks for my HSA account?
My employer provides a High-deductible health plan with HSA option. One thing I was surprised by was how many fees were associated with the HSA account offered through my employer (the HSA is ...
4
votes
1answer
58 views
HSA without a HDHP [USA]
I had an HSA with an HDHP with a former employeer. I left that company and now have a traditional health insurance plan.
Should I continue to contribute to my old HSA account?
Are there any tax ...
7
votes
1answer
64 views
Am I elligible to contribute to an HSA plan if my spouse is on Medicare?
I'm a little confused about the IRS qualification rules for an HSA account specifically with respect to Medicare. The eligibility rules state that You must not be currently enrolled in Medicare.
So, ...
7
votes
1answer
135 views
Can I use HSA money to pay for family member that isn't covered by an HDHP?
If I'm in an HDHP, but my wife is on a different plan (non-HDHP), can I use money from my HSA to pay for her costs until she reaches her deductible?
8
votes
3answers
167 views
Who could afford a higher annual deductible who couldn't afford a higher monthly payment?
I'm comparing some health insurance plans with Humana, and trying to understand the relationship between the price tiers. For a single HDHP plan, they have these price options:
$1,500 Deductible - ...
5
votes
2answers
90 views
What is the relationship between a HDHP and an HSA?
I'm confused about how a HDHP and a HSA relate. I understand that there are tax advantages and the money in an HSA is yours to keep.
Like any other health plan, an HSA-compatible plan, the ...
