The tag has no wiki summary.

learn more… | top users | synonyms

3
votes
3answers
734 views

Are debit cards and “open loop” gift cards accepted everywhere that credit cards are?

In U.S., a debit card or an "open loop" gift card will normally have a Visa or MasterCard logo on it, and the card can be used in "credit" mode. Does that mean that such a debit card or gift card can ...
0
votes
1answer
80 views

Is it legal for Shutterfly to expire their Prepaid Plan in CA, USA

Sorry if this is off topic, but thought it was the best site for this question: I was just on Shutterfly and noticed that I had an expired prepaid plan. I live in California and remember there are ...
2
votes
3answers
245 views

Extracting money from American Express card

I have a $150 USD American Express prepaid gift card. Which is the most cost effective way to extract the money to put in to my US bank account or Paypal account? First option is to create two paypal ...
1
vote
3answers
148 views

Can people make a profit (in gift cards) when shopping with enough coupons?

According to the following story, someone paid $132.73 for $1,760 worth of goods and also received $245 in gift cards. Cashier: “All right, so from $1,760, you’re down to $132.73, and you’ve ...
1
vote
1answer
117 views

Use mutiple gift cards towards same purchase online

Let us say I have 2 walmart gift cards , each for 10$. Now if I go to walmart and buy a 20 $ item (before tax), then I can give the 2 gift cards one after another and that will cover the cost. Now ...
4
votes
1answer
145 views

Gift credit card with no inactivity fee?

I purchased a $25 Visa gift card a few years ago, and was surprised to find this morning that it had 0 balance. On questioning I learned that 1) they don't track activity older than one year and 2) ...
6
votes
3answers
343 views

Gift card fraud: To whom to report? How to recover funds? Is the party which issued me the card liable?

In September 2011, I redeemed credit card points I had with Citibank for a $100 Walmart gift card. I did not try using this card until March 2014, when I discovered there was no balance in it. I ...
2
votes
2answers
1k views

How can I buy a MasterCard/Visa gift card in the US using European MasterCard/Visa?

I live in Belgium and my sister lives in the USA. I would like to send her a MasterCard gift card but I tried to pay with my Belgian MasterCard on giftcards.com and it failed because the form that ...
0
votes
1answer
580 views

What information is sent to merchant with online/POS credit card and “no name” gift card purchases?

With credit card and online: your full name, full billing address and maybe some numbers from the card? Is there a difference in this regard between a "normal" merchant account or Paypal's credit card ...
1
vote
2answers
4k views

U.S. VISA gift cards and usage in Europe; technical and/or legislative insight?

Can you use any U.S. gift card anywhere in the world to pay at a counter with a VISA logo? I read on some web sites that U.S. gift cards don't work in Europe, but no reason was given, others were ...
6
votes
5answers
1k views

How can I convert rebate gift cards into cash?

I tend to buy a fair amount of things that have a mfg rebate. More often than not, that rebate comes in the form of a pre-paid card of some kind. The problem that I have is that there is rarely a way ...
9
votes
6answers
1k views

Emptying Low Balance Gift Cards

I often get gift cards (sort of like a debit card) and I usually end up using them to make online purchases. However, I often end up with a couple dollars change. Is there a way to deposit the ...
3
votes
1answer
987 views

Is it possible to transfer some money from my visa card to my amazon account to buy with them later?

I have few dollars in my visa card and it will expire soon, Is it possible to transfer these dollars to my amazon account and save them there to be able to buy with them later from amazon?
3
votes
1answer
223 views

Do companies that get taken-over have to honour the old gift card/certificate?

With reference to this question, can companies that get taken over set limitations on honouring gift cards issued prior to the take-over? Also if a company just changes it's name, can it set limits ...
4
votes
1answer
3k views

Do gift cards expire? Does a gift certificate's value depreciate? How long can I keep them for?

I recently found several gift certificates (yes, way back when) from stores like Restoration Hardware, Omer DeSerres (now Loomis) and Jacob. I live in Canada. Can I use these certificates today, ...