For questions related to evaluating, choosing, and understanding a financial adviser. However, specific service recommendations are off-topic.

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0answers
13 views

What is the discount rate in the real project [on hold]

how can i analysis discount rate and effect of discount rate in to the financial analysis for country have a capital control how can solve the problem for fiance the project in the analysis of fiance ...
3
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4answers
232 views

What can I do to rebuild credit and get out of financial trouble?

My wife and I are in some financial trouble. We are in our early 30s and our credit is terrible. We both have student loans, we have old credit card debt (though we have no current credit cards). ...
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0answers
13 views

TMF vs Weiss Newsletters

I see great similarities between Weiss newsletters and The Motley Fool spiel. How does TMF fare alongside Weiss in their success or failure listing?
3
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2answers
110 views

Getting financial advice: Accountant vs. Investment Adviser vs. Internet/self-taught?

Previously, I was a simple case: I earned a salary, and I paid taxes. Therefore, I've been filing my own tax returns using online software. Now: + wife, + kid, + mortgage, + want to contribute to ...
25
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13answers
5k views

Why might it be advisable to keep student debt vs. paying it off quickly?

As of a couple weeks ago, I paid off all of my student debt. Hooray... But I have a friend named A who has a friend named B who is a financial advisor (a young so therefore perhaps ignorantly ...
1
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0answers
24 views

What do the proposed changes to FOFA mean for consumers obtaining Financial Advice?

The Australian Federal Government is proposing to make changes/rollbacks to some of the new FOFA (Future of Financial Advice) legislation for Financial Planners. If the changes get through parliament, ...
2
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3answers
78 views

Which businesses provide financial planning services for newly married couples?

My fiance and I want to start preparing for our economic future; specifically buying a home, planning for children, and our eventual retirement. We both have work 401(k)'s but would like more help ...
1
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2answers
116 views

As a first time home buyer looking for a mortgage, are there financial advisers to help me through the process?

I am thinking about purchasing a home instead of renting. The cost saving and benefit of doing so seem to outweigh the thought of long term renting. My problem is that I am fully overwhelmed with all ...
1
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1answer
123 views

Alternative to a financial planner?

Are there any good websites or resources for sharing a personal financial plan? I think I've done enough personal research to be fairly confident in what I'm doing, but a second set of eyes would be ...
3
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2answers
117 views

What can I expect to pay when meeting my first financial planner?

I recently had a trusted friend recommend a financial planner (close friend of his) to me. I briefly talked with the planner about scheduling a meeting to discuss my current financial situation and ...
6
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3answers
303 views

Sanity check on recommendations from a financial advisor

Recently my wife and I have decided that we make enough money to go see a financial advisor and see how we can be smarter with our money. The most important topic we discussed with the advisor was ...
4
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3answers
115 views

Is it better not to compartmentalize savings for multiple financial goals and better to imagine it as a single corpus?

I had an introductory meeting with an independent Certified Financial Planner who mentioned that: People tend to allocate a certain amount for their children's marriage, or buying property or ...
2
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1answer
58 views

Are most financial needs analyses created equal?

I'm currently talking to a representative for a company that as part of the service they offer does a financial needs analysis (FNA). A quick online search for "financial needs analysis" turns up a ...
1
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3answers
162 views

Online directory for investment advisors/financial planners in Canada?

Where can one find a good directory of investment advisors/financial planners in Canada? We have Auto Trader, and Renter's News publications, yet I've never seen anything related to money. Are ...
9
votes
2answers
200 views

What should I consider when selecting a broker/advisor to manage my IRA?

I am extremely unhappy with my current IRA manager. I am considering a move to another financial planner. How can I objectively measure a financial expert? What subjective things should I consider? ...
2
votes
2answers
1k views

Advice regarding how much should be in the bank account after downpayment for a bank to give me loan

I am planning to buy a condo in Chicago, IL - USA Let's say that I am buying a condo worth 250,000 and is FHA approved. Let's say that I have 70k in my account. When I pay 20% down, and after ...
7
votes
3answers
212 views

How to find a good third-party, 401k management/advice service?

I have a 401k with my employer that offers a pretty good contribution matching benefit. I am young and I've had the plan for about 5 years and my money is starting to grow into a pool that is big ...
6
votes
4answers
289 views

What can I do to help my financial situation?

Past January I asked for advice about my financial situation and the answers were very helpful to me. As a result, I feel like my situation has improved somewhat. So I wanted to get some advice on ...
1
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1answer
172 views

How to find a good financial planner in India

For last few months I am looking for a god financial adviser but cound not found one here in India. I read This SO question but this is not about India. Is there any directory or associations of ...
5
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1answer
217 views

Do financial advisors get better deals on mortgages?

I have always looked after my own financial affairs. I feel I know more than enough about the financial products I use and buy to ensure I get the best deals. At the moment I am going through a ...
5
votes
3answers
224 views

Choosing the “right” NAPFA advisor, and whether fees are fair, etc.?

As most of you perhaps know already, NAPFA is an association of fee-only financial advisors who do anything from pure investment to tax advising to "full spectrum" financial planning. As opposed to ...
5
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2answers
55 views

How do financial services aimed at women differ from conventional services?

I was recently shopping for booking on personal finance and notice there seems to be a niche targeting personal finance for women. I also noticed that a number of local financial advisors specialize ...
5
votes
1answer
603 views

I would like to publicly share the details of my investment portfolio. What websites add value in this regard?

I want to have the ability to share the details of my holdings and have a website track the return over time while making this information 100% public to anyone who may be interested. What websites ...
24
votes
4answers
7k views

What exactly can a financial advisor do for me, and is it worth the money?

I've been managing my own expenses pretty meticulously for the past 4-5 years since being out of college and on my own. Because of this, I feel I have more of a clue about finances than the average ...
4
votes
3answers
89 views

What's a good way to find someone locally to help me with my investments?

I inherited a stock portfolio from my grandparents, and it has been sitting at the investment house where it was when I got it. I want to move this portfolio somewhere where the fees are lower and ...
4
votes
1answer
114 views

Are all financial advisors compensated in the same way?

I'm considering using one, now that I see how complex personal finance is :) but I'd like to find one whose motives I wouldn't have to question.
18
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4answers
404 views

How does one find a good financial advisor?

I've talked to a few FA's and they all seem more intent on selling me products than giving me advice. Case in point - one of them was pushing me to invest my cash savings in her bank's funds when I ...