generic tag to be used for questions related to fees. Ideally to be accompanied by other subject tags
6
votes
2answers
3k views
Can I deposit checks into my credit union into another bank's ATM?
My wife and I have a Bank of America savings and checking account. We got hit with our first fee for the pleasure of having an account and I want to move to a credit union.
My wife feels comfortable ...
5
votes
2answers
327 views
401(k) administration fees vs Rollover IRA fees?
I'm evaluating rolling over my old 401(k) into a self-administered IRA. I know the general costs and benefits (mostly benefits, in terms of increased flexibility, as stated here), but I'd like to see ...
5
votes
3answers
793 views
Best bank for withdrawing cash when traveling outside the U.S.?
When I travel abroad (outside the US), it can get pricey to transfer money. I usually withdraw cash using my bank's debit card, but they charge a transaction fee and a percentage fee, I believe.
For ...
4
votes
2answers
265 views
Credit cards: How is a cash advance different from a purchase? Why are the fees so high?
I have a couple of questions about the notion of "cash advance" on credit cards.
How does the credit company decide if some transaction is a "cash advance"? Does the merchant tell the credit ...
5
votes
2answers
151 views
Tuition Fees - Are British students who have already started their course affected by the recent vote to increase tuition fees?
I've read that students who are already at university and will not be affected by the changes in tuition fees, which have been voted in today in Britain.
However, given the very deceptive wording in ...
6
votes
5answers
263 views
What is the best way to access money in the UK while living and working in Germany?
I'm a self-employed Brit living and working in Germany, but virtually all of my clients are still in the UK and so pay me by BACS into my Nationwide UK current account in pounds Sterling. I've been ...
4
votes
2answers
455 views
Brokerage Fees for Covered Call Options
I have been doing some research and am thinking of selling a Covered Call on a stock I currently own and am planning on holding long term. I would like to make an Out-of-the-Money Covered Call (OTM ...
7
votes
2answers
339 views
Why does a no-load fund have transaction fees? Isn't that a contradiction?
According to Scottrade's website, the T. Rowe Price Retirement funds are "No-load" but at the same time "Transaction fees apply". I thought the whole idea of No-load funds was not having any ...
18
votes
10answers
311 views
Are there any Credit cards with no foreign transaction fee for international travel?
Are there any Credit cards with no foreign transaction fee for international travel, and a good exchange rate?
3
votes
2answers
68 views
How do I calculate the impact of fund fees?
After doing some research, I noticed that Fidelity appears to have fund fees between 0.71% and 0.91%, whereas Vanguard has fund fees between 0.21% or 0.22%. How do I calculate the impact that these ...
13
votes
2answers
321 views
What's the difference between credit unions and banks?
Is one better than the other?
I've noticed that national banks seem to charge more (and higher) fees. Is that just me?
4
votes
2answers
189 views
What expenses do 401k funds charge?
What expenses do 401k funds charge? For example, do they charge front-end or back-end loads (commission when buying or selling funds)? Also how do I find out if the 401k administrator charges a fee?
9
votes
1answer
172 views
If I co-sign on a loan for someone, am I putting up money (is there a cost)?
Does it cost me anything if I co-sign a loan for someone?
5
votes
2answers
140 views
Working abroad in Australia, what is involved financially and administratively?
I've always dreamed of making it down to Australia to work, intentionally for the long term but would probably go for 1 year as a "trial" (or at least force myself to go that long)
What would the ...
6
votes
4answers
108 views
How can I save on banking charges?
What tips and tricks do people use to keep the cost of banking down?
4
votes
1answer
669 views
Are TD e-Series Funds worthwhile, or am I better off with ETFs? Why or why not?
I'm looking at e-Series funds offered by TD. They have low MERs and seem to offer a good low cost alternative to traditional mutual funds. What do you guys think? Am I better off with ETFs? Why ...
5
votes
1answer
179 views
Getting on the property ladder: mortage, downpayment, fees? [UK]
Once I've got my finances straight I'd like to think about getting my own place, but what sort of money am I looking at to have under my belt before I can begin thinking?
Is it right that the UK ...
3
votes
2answers
192 views
How much does it cost to buy mutual funds? Where can I find about about the charges?
Regarding investing in mutual funds: How much does it cost to buy mutual funds? Where can I find about about the charges?