Tagged Questions
3
votes
3answers
116 views
What investment options should I consider for my emergency fund?
I have an emergency fund with 3 months of income saved up. It is currently in a money market earning less than 1%. This money is saved in case I lose my job or need to make a major repair on my home.
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3
votes
1answer
160 views
How to find a savings or money market account with a high interest rate / yield?
I have my emergency fund in an ING Direct savings account. The saving account does not really give a good return and I was wondering what are my options?
I want to put the money in some sort of ...
5
votes
5answers
614 views
Roth IRA = Emergency Fund. Any Safe Investments?
I've been building my emergency fund through automatic deposits into a Roth IRA at TDAmeritrade. This has been working well, since the money is out of sight, out of mind, and I can easily withdraw it ...
11
votes
2answers
233 views
Where should I store some cash that I need to be somewhat liquid?
I've got under $10,000 that I want to put somewhere more awesome than my no interest checking account.
So far American Express Personal Savings at 1.15% APY is sounding nice. I can transfer out of it ...
14
votes
6answers
446 views
Importance of liquidity in emergency fund?
I know standard rules of thumb are that it is a good idea to have a liquid emergency fund of between of anywhere from 3-8 months of expenses (depending upon the source). How important is liquidity ...
8
votes
4answers
211 views
Should I switch to this high rate checking account for my emergency fund?
Okay, so I bank at a local credit union, AllegacyFCU. (Here is their rates sheet.)
Currently I have through this bank:
Daily Access Savings account with 0.2% interest
Totally Free Checking (no ...
8
votes
5answers
343 views
Should your rainy day / emergency fund be in the same account as general savings?
Should your rainy day / emergency fund be in the same account as general savings?
13
votes
5answers
852 views
Where should I park my rainy-day / emergency fund? [US]
This is the US companion of the same question for Canadians Where can I park my rainy-day/ emergency fund?. Basically I want to know what options I have for my emergency fund?
6
votes
2answers
225 views
What expenses should be covered by an emergency fund
In going along with these questions
http://www.basicallymoney.com/questions/83/as-a-general-rule-how-much-in-liquid-emergency-savings-should-i-have
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10
votes
3answers
2k views
What percent of salary should go towards retirement vs. emergency savings?
What percent of salary should go towards retirement vs. emergency savings? Should some be set aside each and every pay for emergencies?
38
votes
8answers
2k views
Where can I park my rainy-day / emergency fund? Savings accounts don't generate much interest
Savings accounts don't seem to generate much interest. What other options do I have for my emergency fund?
0
votes
0answers
447 views
How many months' worth of living expenses is considered an adequate “Rainy Day” fund? [duplicate]
Possible Duplicate:
As a general rule, how much in “liquid” emergency savings should I have?
I know I should have one, but I don't know how to start and how much I should have.
15
votes
13answers
8k views
As a general rule, how much in “liquid” emergency savings should I have?
I'm buying my very first home next week, and should be receiving the $8,000 first-time home buyers tax credit. A majority of my savings are going to the down-payment of the house, but we still have a ...
