Questions tagged [dispute]
The dispute tag has no usage guidance.
52
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Time Limits on chargebacks when large company assures me refund is in progress
Short version:
Company rep has told me "refund is in progress" for a purchase I made with my credit card, however, it's been over a month, and I have not seen the refund. When or should I ...
13
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4
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Can someone sue for house ownership if they gave money for it?
My parents received money from my grandmother to put a down payment for a house. After my parents purchased the home and put the house under their names, my grandmother moved in and eventually after 3 ...
44
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6
answers
11k
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Why did my credit card company resolve my dispute in seconds?
I had a dispute regarding a tip charge on my credit card when I dined in a restaurant. The tip amount which I signed to pay is $8.98 but the restaurant charged me $15.00. A few days later when I ...
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2
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96
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Who's paying for my disputes? (Traveling overseas)
I'm using US credit cards outside of US. If I get scammed, I file a dispute and get my money back. Filing the dispute takes less than a minute. I didn't measure it but this happened like 1% to 5% of ...
0
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1
answer
1k
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Can I dispute too many transactions? (credit card)
There's a restaurant here that's a hit or miss. Sometimes they mess up my order. Sometimes food sucks. But sometimes they're great and when they're great its really good. Maybe I'm a little addicted ...
3
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0
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Disputing a currency conversion that happened in a SWIFT transfer between accounts of the same currency
I made a SWIFT transfer from my EUR account in one bank (in Russia) to my EUR account in another bank (in the UK). However, the beneficiary bank received the transfer in GBP and converted it to EUR in ...
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0
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77
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Protesting/Disputing Appraisal Increase on Unimproved Land
I live in Texas and own about 13 acres of (farm) land. The appraisal for the land went from ~$165K last year to ~$270K this year, an increase of about ~63%. There is nothing distinctive, either pro ...
7
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3
answers
797
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How to stop recurring credit card charges?
Suppose an individual is subscribed to a service that costs $3.00 per day. He uses his credit card to pay for this service. Also, suppose this individual wants to cancel his subscription but has ...
24
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2
answers
12k
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Ordered bike parts, paid with Paypal, received face masks. How do I get my money back from this scam?
My wife fell victim to a scam that she will not let go of. She was looking for a bicycle online and came across what appeared to be a legit web site. My wife assumed that it was safe to use Paypal ...
3
votes
0
answers
126
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Do I need to keep the product after a successful chargeback?
I am in California. I successfully filed a chargeback after a merchant repeatedly failed to send a return label after agreeing to an RMA. I now have my money back, but also a product taking up space ...
36
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7
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28k
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Is it acceptable to use a bank's "dispute a charge" feature if restaurant wouldn't give refund?
I ordered some food at a popular fast food chain, through drive through. When I arrived at my destination, I found my order was wrong, plus the food was very stale and cold. I paid for a rather ...
2
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4
answers
179
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Is there a standardized time-limit for disputing credit card charges?
tl;dr: Is there any definitive guide to the allowed timeframe for disputing CC transactions? The answers seem to vary widely. Does everyone need to call their bank for any specific transaction to find ...
2
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3
answers
444
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Disputing a collection on an account that is current, but the collection agency wants the original debt amount
I have a surgery bill (Original Balance: $2,757) that I have been paying off for the past 2 years with auto-drafted monthly payments. Every month on the 1st a payment was auto-drafted from my checking ...
1
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1
answer
131
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How do I recover from accidentally missing a credit card which made my account delinquent?
I have a credit card that I rarely use. It is set up so that the full balance is automatically paid off each month from my bank account.
I switched bank accounts and updated the account details for ...
0
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1
answer
177
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Tour operator asks for undue money
Some time ago I purchased a trip from a leading tour operator in Germany (I’m resident of a close-by country).
They asked me to provide them with a credit/debit card details so they can collect €1000 ...
1
vote
1
answer
75
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What constitutes inaccurate in a credit report?
What constitutes inaccurate in a credit report that can be disputed? I swear I have read everything I can online and its still confusing.
If the current amount owed has been lowered with payments and ...
2
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2
answers
275
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Received dispute credit and refund
I had booked a flight with an airline through my chase credit card. It was a connecting flight and the airline canceled one of the connecting flights but didn't cancel and refund my trip. So I tried ...
0
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1
answer
293
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OTM, Long Put Options in an All-Stock acquired company - did they die?
I have a small, few hundred dollar position in an OTM Strike ($22) put option expiring Jan. 2021 for KEMET (KEM).
The company was acquired by Yageo recently.
Yageo trades on the Taiwanese stock ...
3
votes
1
answer
140
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Tenant disputing security deposit deductions can I add additional deductions?
Our tenant resided in the unit for 2 years and we took over managing it as the property manager was doing a poor job. Using the move in report from the previous manager we calculated deductions and ...
0
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1
answer
653
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Can I dispute airfare charges if the flight is cancelled?
I booked a flight for my parents with Air India for international travel to/from India and USA. The travel date is in June from India to USA and the return date to India is later on in November. Due ...
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0
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2k
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Possible double refund situation with an airline
About a month ago, I bought a flight to Europe for late April via Air Italy. The total was about $1k.
On Thursday Feb 20, we noticed by reading the news (not from the airline) that the airline had ...
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5
answers
12k
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Whose responsibility is it to handle an over-tendered tip?
Suppose I go out to eat and I pay for my meal with a credit card. I sign the receipt and when the server goes back to finalize the transaction, they put way more money for the tip than I did.
At ...
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vote
1
answer
145
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18 year old building credit
I'm 18 and currently my credit score was 524, only because theres an overdue bill of $500 from when I was a minor in my derogatory marks. I have disputed it through credit karma for Tranunion and it ...
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5
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18 years old and looking for advice on loans, buying a car, financing, etc
I'm 18 years old, I've been growing up in a place where there is animosity towards success, trust nobody and help from nobody is the point. Finally I'm on the right path but I'm having troubles. I ...
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2
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Is it safe to give credit card first 6 numbers+ last 4 over email? [duplicate]
A company that I had previously had a subscription with and cancelled continues to charge me, so I contact their support team and they say that their system shows me to be cancelled. They have asked ...
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Dispute Of Unauthorized Transaction on CANCELLED card?
I have two questions regarding the dispute request of an unauthorized (fraudulent) transaction. If the answer depends on whether the card is credit or debit then kindly tell me.
First question: The ...
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1
answer
248
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Contractor didn't fix the problem and made superfluous work
I had a roof leak; the first roofer inspecting the problem replaced some chipped tiles and also replaced a missing dry verge (which was not related to the leak problem).
However, the leak was still ...
0
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0
answers
79
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How to compute the "Total Adjustment Requested" when filing a dispute following a tax audit from Massachusetts?
I got audited by the state of Massachusetts, USA, due to a mistake I did when filing my 2015 Form 1 (mirror). The audit's conclusion was that I have to pay 1000 USD to Massachusetts, and in addition ...
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4
answers
614
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Should I stop payments on my credit card after a chargeback dispute?
I paid $2,000 to a merchant last year. The merchant failed to reasonably deliver on their contract. I asked the merchant for a full refund, no go. I filed a chargeback against Citibank. It was denied -...
89
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7
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24k
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What should I do about a dealer that took a deposit then sold my motorcycle to someone else?
I recently was interested in purchasing a motorcycle from a dealer but I was about to be out of town for a few days for a vacation. I called him and said I can make a deposit on the bike for $500. He ...
3
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1
answer
517
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Dispute for a VISA chip credit card
I had a chip based VISA credit card. In August, there was a fraudulent transaction of ~422$ by "HY VEE 1624" from the US. I immediately called up my bank (ICICI), blocked the card and raised ...
0
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1
answer
206
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Claimed Card Fraud with a Token? [closed]
A customer, a reasonably regular one, is claiming that an order on their account was not authorised and is demanding a refund. The order was placed on their account, to their address, using a token ...
4
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2
answers
2k
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What do I do with received packaged after credit card dispute won?
I ordered a $500 winter jacket in August and was told it would be at my door by the end of October at the latest. Between October and December I emailed the company 6-7 times asking for shipping ...
0
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1
answer
148
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Unexpected overcharge on international transaction
I am living in Australia, and recently made a fairly large purchase online from a company based in the UK. When I made the purchase, it was during a promo period where the cost was 40% off the usual ...
2
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2
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167
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Disputing Items to Improve Credit Report
After declaring Chapter 13 bankruptcy about 14 months ago, I find myself in a position where my best option for finding a home is to purchase one (rather then rent an apartment, which is simply not an ...
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4
answers
3k
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Dispute credit card transaction with merchant or credit card company?
I have US credit card that does not have PIN code. I tried to pay with it in Europe. Since merchant's PoS terminal could not accept signature and my card does not have PIN code they thought that ...
3
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3
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7k
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How to dispute a cash transaction I don't have a receipt for?
At my doctor's office I paid a small copay, as one often does at a doctor's office. I paid in cash and, when asked if I wanted a receipt, said I didn't need one. I normally don't take receipts for ...
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3
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I've started two credit agency disputes with the originators of the credit (CC company and a bank). Is there anything more required from me?
I found a CC that I had nothing to do with opening on my credit report. I called the issuing company and told them as much and they opened a dispute with the 3 agencies. Also, in an effort to increase ...
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4
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4k
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Disputing charge made with chip card
Last month we saw a charge from our local Best Buy store on our Bank of America credit card statement. We had never been to Best Buy in years, and I can't remember when or if I've bought anything ...
2
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1
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8k
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What legal action can Paypal take against me if I don't pay them and I have a negative balance?
I received $500 using Paypal service from a customer for services (not a product). Paypal held my money for 21 days.
The customer called their bank and stated that it was an unauthorized payment. ...
2
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2
answers
737
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Paypal Chargeback
I have started a software consultancy, I plan to get money from customer in US using paypal to me in India. If the customer has a dispute and I don't agree to refund back.
Can paypal get money from ...
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1
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1k
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How can I escalate a credit dispute when the bureau "confirms" the item?
A while back, I was moving to a new city. At the point when I got around to applying for an apartment, I had never checked my credit before. I was denied the apartment due to credit, and started ...
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2
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197
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Can you dispute a negative credit reporting?
I have an above average credit rating and am very responsible with any payments that need to be made. After moving out of my last apartment, I paid all of the rent and never received another bill for ...
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1
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Calculating equity split in selling a property
Purchased a property with another person in 1998. We remained equitable partners until April, 2009 when the other party stopped paying their share of the mortgage, condo fees, property tax, upkeep. I ...
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1
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Possibly an error on my credit report, what can I do?
I recently obtained a copy of my credit report. There's one collectable item from Comcast Cable back in 2011 worth $93 that I was supposed to owe (which I don't recall). I dialed Credit Protection ...
5
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1
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2k
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How to dispute a balance transfer that never posted with other creditor?
Three months ago, I did a credit union credit card balance transfer at 0% to pay down three student PLUS loans. In the payments, the account number and sequence number for the three loans were given. ...
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3
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5k
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Merchant dispute with airline over missed flight, and which credit cards offer protection?
Weather issues recently caused a flight issue (8 - 12 inches of snow were expected, even though no one knew when it would happen), where the reps at the major flight company didn't know if the flight ...
4
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1
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1k
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Can I dispute Visa charges beyond 60 days?
I recently noticed some charges on my Visa check card that were made in another state and were not authorized by me. I filled out and sent in my bank's Visa dispute form, but they told me that it ...
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1
answer
167
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Write a credit report dispute letter without including the report?
I need to dispute several items on my credit report, but since my report is 46 pages printed (38 without the legal extras they have to include at the end), I don't necessarily want to include copies ...
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2
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543
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Payment Dispute, Is it worth it?
3 years ago I cancelled my T-Mobile account. I was charged a $250 cancellation fee, plus the amount due at the time, totaling $376.53. Recently I was contacted by a creditor saying I owed T-Mobile ...