Tagged Questions
5
votes
2answers
86 views
Do I have an option to transfer parent plus loans to myself?
My wife and I are currently about to start our payments for student loans. All of our loans are federal student loans through Direct Loans. We also have a parent plus loan, which is technically under ...
3
votes
1answer
2k views
My Co-Signer is the Primary Account Holder for my Car Loan - Does this affect my credit?
I recently financed a car purchase, and my father co-signed for me. I received the first bill, to find out that he is listed as the primary account holder with the finance company, although I am the ...
3
votes
3answers
132 views
Building Credit for a Young Person with No Credit
I don't have any credit established but I'm a computer programmer and I make pretty good money. I'm 21 and I would like to buy a new car. I can't get a loan because I don't have any credit and I've ...
18
votes
8answers
658 views
Optimal way to use a credit card to build better credit?
I have a credit card with a $700 limit and I am curious how to optimize credit gain with it. Right now, I use it once a month (usually on something small like a drink from a convenience store or ...
0
votes
0answers
34 views
Credit score impact of shopping around to get the best home loan? [duplicate]
Possible Duplicate:
Multiple mortgage pre-approvals and effects on credit score
My wife and I are starting the process of buying our first house. We would like to shop around a bit to get ...
2
votes
3answers
3k views
Will paying off a loan early hurt my credit?
I recently purchased a vehicle and took out an Auto loan from the local credit union. I have run into some extra cash and can actually pay off the car completely. I have a very little credit ...
4
votes
2answers
160 views
Should I try to optimize my credit score before applying for a loan?
I am considering shopping for a house somewhere this year, which of course would involve shopping for a mortgage. And mortgage rates depend on the credit score. My credit history is clean from ...
