Tagged Questions
4
votes
2answers
169 views
Do I have to pay interest to increase my credit score?
I am going to ask this oft repeated question one more time because:
I have heard many of my friends say that the best way to increase your credit score is to take a loan ( at an interest) and then ...
7
votes
1answer
133 views
What is the source of this blog post about maximum credit scores?
So I'm reading up on credit scoring, and I came across this posting:
The maximum score held by a U.S consumer is…834. There are consumers in New York, Florida, New Jersey and Pennsylvania who ...
13
votes
4answers
766 views
Is 0% credit card utilization worse than 1-20% credit card utilization for any reason other than pure statistics?
Much of the information I stumbled accross (including a short article written by an esteemed member of this site) around the internet indicates that having a credit card utilization of 0% is a ...
5
votes
3answers
635 views
How can I get my incompetent utility company to remove late payments on my credit report?
My FICO score dropped 100 points after my incompetent utility company posted false late payments. It had been 780 prior to the late payments.
I have a legitimate case but they are so bureaucratic and ...
2
votes
1answer
263 views
Why is my credit score now being ranked on a scale of 501 to 990?
Over the years, I've run several credit reports on myself inching my way closer to 750 then 800 on a FICO scale. Then, using TrueCredit to analyze my report, as I always have, I suddenly notice I'm ...
8
votes
4answers
162 views
Will replacing a credit card with a better one hurt my FICO score?
I have a credit card from 1st Financial Bank. I got it when I was 18 years old, and have kept up with it 100%.
After the recent US legislation on credit cards, they have started hiking various fees. ...
23
votes
6answers
561 views
How can one get their FICO/credit scores for free? (really free)
TV and the web are filled with ads promising to give you a free copy of your credit report. Unfortunately, instead of being wholly free, they are actually free trials, which means:
You only get ...
5
votes
2answers
108 views
What is a FICO score and how is it related to a credit report?
What is a FICO score and how is it related to a credit report?
