Tagged Questions
1
vote
2answers
187 views
What is the average value of a credit card or debit card transaction?
There are a plethora of statistics regarding credit card usage but what I can't seem to find is the the value of the average credit card (or debit card) transaction.
Are such statistics provided by ...
8
votes
5answers
288 views
What's the difference when asked for “debit or credit” by a store when using credit and debit cards?
When purchasing something in a store with a credit card or a debit card, the cashier may ask "credit or debit"?
I was wondering what the point is using a credit card in a "debit" way? How is it ...
2
votes
2answers
2k views
Why is there a delay on credit card transactions showing up on my online statement?
If I make a purchase with my credit card there is a delay of a few days before it shows up on my online statement.
If I make a purchase with my debit card it usually is displayed that day.
Why the ...
2
votes
2answers
481 views
How much interest will I pay on my credit card?
I'm about to move to the US and I'm wondering: say I always keep an active balance and never overdraw/accumulate debt, will I still pay interest on my monthly expenses paid via credit card?
For ...
2
votes
2answers
76 views
What is a good credit or debit card that offers a reward with each transaction in the US?
I am looking for a rewards card (credit or debit) where you can earn some number of cents (I've seen 10 or 20) per purchase that you charge to the card regardless of the amount.
Something similar to ...
2
votes
1answer
58 views
Where to get prepaid stored value cards capable of having higher limits (e.g. $10,000)?
When I was drafting consumer protection guidelines for stored value cards, I heard there were cards that stored balances as high as $10,000.
Yet, when I go to convenience stores, I only see stored ...
8
votes
3answers
805 views
What to do with expired cards (credit, debit, insurance cards, …)
I wonder if it is safe to throw away expired cards (credit cards, debit cards, health insurance cards) with name and card/account/ID number as trash. Even if other people have them, will they be able ...
8
votes
9answers
891 views
Is it bad etiquette to use a credit or debit card to pay for single figure amounts at the POS
This question might be subjective, but I would like to listen to opinions, if possible.
Ever since I got mugged on campus, I only carry enough cash to pay for bus travel.
All other payments are made ...
8
votes
5answers
513 views
Is there a fee if you used your debit card as credit card?
Is there a fee if you used your debit card as credit card?
I see people recommending to always run debit card transactions as credit.
There is a similar question here as well: What does it mean to ...
27
votes
5answers
2k views
Pay online: credit card or debit card?
I have a credit card and a debit card. I could use both to pay online. Credit card is only a bit less convenient since I have to transfer the money back in the credit card account later.
Is it safer ...
13
votes
4answers
2k views
What does it mean to run my debit card as credit?
I've been advised to (and have been) running my normal debit card transactions as "credit" transactions. What does this mean in terms of my security, the time a charge takes to settle, and the fees ...
1
vote
3answers
152 views
No-line-of-credit debit card?
Are there any "devices" that can be used to make on-line purchases like a credit or debit card but which will never have an attached line of credit? In particular what I want is a card that, when the ...
3
votes
5answers
261 views
Are cashiers required to check a credit card for a signature in the U.S.?
So on the back of many US credit and debit cards, there is a signature area that says something like "not valid unless signed." I notice many retailers and anyone who takes cards rarely ever checks ...
