Tagged Questions
5
votes
1answer
41 views
How to dispute a balance transfer that never posted with other creditor?
Three months ago, I did a credit union credit card balance transfer at 0% to pay down three student PLUS loans. In the payments, the account number and sequence number for the three loans were given. ...
0
votes
1answer
894 views
When does interest start for a 0% APR balance transfer?
I have made a balance transfer with 0% APR for 12 months and paid only the minimum for 12 months. I wasn't charged any interest and if I pay the balance in full before 12 months is over, I don't get ...
3
votes
4answers
396 views
Possible to use balance transfers to avoid interest with major credit cards?
I recently paid off a balance transfer and then this thought occurred to me. Let's say you have $3000 of debt outstanding on a credit card. The goal is not to pay interest while you work to save the ...
5
votes
2answers
186 views
What does zero interest on credit card balance transfers mean in practical terms?
I'm considering applying for another credit card with my existing bank. (It's a Platinum Credit Card if any one is interested).
The site states: 0% on balance transfers for 16 months
What does this ...
8
votes
5answers
230 views
How do I find the best 0% interest balance transfer credit card available in the U.S.?
How can I find the best 0% interest balance transfer credit card? Or is there a website that will tell me or help me find the best cards available?
It's hard to filter through all the small print on ...
9
votes
3answers
254 views
Is it worth it to use “balance transfer” credit cards, to take advantage of low-rate offered as sign-up incentives?
I'm attracted by the low interest, but scared of having too many credit cards and losing track of payments, or worse, adversely-affecting my credit rating or future borrowing potential by having "too ...
