For questions relating to COBRA, a US government program that gives some employees the ability to continue their health insurance coverage after leaving employment.

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3
votes
2answers
100 views

If I voluntarily change employers, can I keep my health insurance through COBRA?

I just accepted a new position at a different company. Awesome! But, I just had surgery (nothing too major) and hit the deductible on my HDHP. I'd like to keep my health insurance right now, since I ...
2
votes
2answers
61 views

New 1099 employee with Cobra insurance

I've just started my new job as a 1099 employee having worked as a full time employee for 4 months. For health insurance I'd like to do Cobra since my family has already met their deductibles for the ...
9
votes
1answer
154 views

Cobra insurance for two weeks, do I have to actually pay? Or can I retroactively buy it if needed?

I am leaving my job and will be without insurance for approximately two weeks. I have access to COBRA health insurance. From here: If, in those 45 days, you secure other coverage either through ...
2
votes
1answer
80 views

cobra insurance

I retired this year, my last day of work was 4/4/15. due to unused pdo time I was on payroll until 6/19/15. At the end of August I recieved info from cobra about continuing my insurance/ I ...
0
votes
2answers
55 views

Cobra and existing conditions with new insurance in the future question

Hope this is an okay place to post this question... So, I need to go to the doctor today but will be changing jobs as of next week and will have a period of time where I could potentially not be ...
0
votes
1answer
74 views

COBRA and “in progress” expenses

I'm leaving my job in a few days, and I have significant "in progress" dental expenses. I haven't received any official COBRA information yet. I'm worried that any appointments after my last day at ...
1
vote
1answer
290 views

Avoid Paying COBRA Premiums When Unused

I would like to avoid paying for Cobra insurance for a month between jobs if I do not use the insurance. It would not be a lapse in coverage for preexisting condition purposes. Basically for the ...
1
vote
1answer
306 views

Work as a contractor for my current employer rather than become a full time employee after my graduation for health insurance continued coverage

I intend to run my side business full time soon and was wondering whether it would be prudent to continue to be a contractor for my current employer rather than become a full time employee after my ...
3
votes
1answer
84 views

Does COBRA eligibility depend on other health insurance options?

I left my job, and went on COBRA. I started a new job, but the health insurance offered at the new job is a worse value than the COBRA coverage. I'm still eligible for COBRA, right? They happily ...
2
votes
2answers
196 views

Health insurance lapsed due to employer fraud. How to get medications while in transition?

Recently my health insurance was cut off due to my parent's employer pulling some bookkeeping trick for the past few months where we were being given health insurance but it was off the books - ...
14
votes
1answer
16k views

How does retroactive COBRA coverage work?

I'm voluntarily leaving my job at the end of this month for a new position in a couple of weeks. At my new job, I have health care coverage effective my first day of work. My current coverage ...
9
votes
6answers
8k views

Are COBRA premiums deductible when self-employed?

Been Googling all day and can't find anything definitive. I left my job in January of 2010, and have been working on a 1099 basis since then (as a sole proprietor). I have been paying COBRA premiums ...
5
votes
2answers
151 views

What are the most common subtleties of COBRA continuation health coverage?

I'm leaving my job at the end of the month. I'd like to continue my health insurance that was part of the company benefits. What are the most common subtle ins/outs or gotchas for someone starting/...
3
votes
1answer
222 views

COBRA eligibilty if employer changes providers at time of contract signing?

I have a contract from July to June. I am a teacher. At my meeting to discuss my position in September, I will probably be told that my hours are going to be reduced and I will no longer be eligible ...
6
votes
1answer
1k views

Retroactive COBRA Premium Increase: Can my COBRA health insurance premiums be hiked retroactively?

I hope this is the right place to ask this, but if not let me know and I'll go away. About 6 months ago I left a W-2 position to do independent consulting. Since then, I have been using my previous ...