Tagged Questions
2
votes
1answer
42 views
What happens when “bill pay” check does not get cashed
In the US, some banks generously offer a "bill pay" service, which is an online page that allows you to mail a (paper) check to a US address. Most banks don't change for this service, which "saves you ...
5
votes
1answer
122 views
Is a blank voided check the same as a fully filled out voided check?
For the last year now, I've collected checks for a company. Procedure is to collect and void the check. For some reason, I'm now asking for a blank voided check.
Isn't a check that's voided just ...
4
votes
1answer
354 views
MICR and self-printed check acceptance requirements at Federal Credit Unions?
I read that you can print your own checks, but many banks will not accept or place fines on checks which don't have the routing and account number not written in magnetic ink. My related questions ...
3
votes
3answers
137 views
How can I minimize the costs of using paper checks?
I'm a college student, and much as I prefer doing my banking online, I often need to use paper checks for things like paying the rent, splitting bills with roommates, random university fees not ...
4
votes
2answers
415 views
Adding a 180 day expiration to checks
I've had several checks that I've written in the past go un-deposited for over a year. Is it worth it to have "Void after 180 days" printed on my checks? I know that banks are not obligated to honor ...
1
vote
3answers
94 views
Restricting a check from being deposited via cell phone
Call me paranoid but I really don't like the idea of someone depositing a check I gave them via a snapshot on their cell phone. I would prefer the check to go to a bank and not be stuffed in some ...
8
votes
2answers
2k views
Does the IRS track every check deposited by me?
Is there a maximum amount limit on exceeding which the tracking starts? Or does each and every check deposited by me gets tracked by IRS for reconciliatory purposes?
