for questions related to a Check [spelled as Cheque in Asia and UK] as a bank instrument to withdraw money.

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3
votes
2answers
114 views

Will a British bank accept a twice-endorsed cheque?

I am an American citizen, living in the U.S., and I've been sent a small refund from a UK vendor in the form of a cheque drawn on the Bank of Scotland and made out to me. My bank will charge $23 to ...
11
votes
4answers
862 views
-1
votes
1answer
50 views

Can you cash a US treasury check in the Netherlands?

I'm on a family emergency in Tilburg, Netherlands, and I received a check from the US treasury for my social security disability payment back home in the States. I have a savings account with no ...
11
votes
2answers
31k views

What's the difference between a certified check, a cashier's check, a money order, and a bank draft?

The question comes from reading this answer. I've heard these terms used somewhat interchangeably, but I have no idea what the differences are. What's the difference between a certified check, a ...
-1
votes
1answer
79 views

What happens if there are insufficient funds in my checking account when a cheque is deposited?

In my question, there are two accounts involved. I will call the account where funds are being taken from (debited) Account A and the account where the cheque deposit happens Account B. Question: At ...
0
votes
1answer
35 views

Can I cash or deposit a American Express Travelers Cheque if it does not have my signature at the top?

I am in Orange County California, and I went on a trip with my Aunts & Cousins, all of us exchanged our money at once. We can our money to my Aunt, and she gave us checks with her signature on the ...
-7
votes
3answers
61 views

Physical CHECK Front Side - Question

Would anyone please be so kind to tell me which address is under the name of financial institution which is located on the top of front side of check? Is this address the address where the letter ...
3
votes
3answers
175 views

Do “crossed checks” work in the United States?

I grew up in Australia, and learned that when I write a check, I should generally cross it with two diagonal lines with Not Negotiable written between them. The idea being that this signifies that ...
1
vote
1answer
98 views

What could someone do if they had a check made out to me? [duplicate]

Suppose I receive a check. Maybe it's for employment, or a class-action settlement, or maybe even just a graduation present from a relative. Doesn't matter. Point is, it grants me some amount of ...
-1
votes
2answers
80 views

Physical Checks - Mailing

I am about to mail a check directly to a financial institution in the USA where the receiver holds an account, so that the money from the check can be deposited into the receiver's account. However, ...
2
votes
1answer
141 views

What does “cancel endorsement” mean on the back of a check?

I had some property damage to my house and upon receiving a check from my insurance company it is addressed to both myself and my mortgage company. I signed the check and mailed it to my mortgage ...
1
vote
2answers
126 views

Should I expect a receipt when giving a post-dated cheque?

I gave my landlord some post-dated cheques for rent spanning the next 6 months and wasn't given any receipts. It was explained that they don't give out receipts until the cheque has been processed/...
10
votes
3answers
1k views

Why are the banks and their customers in the United States still using checks? [duplicate]

Some years ago, a friend of mine visited a US city, and went to a supermarket. Upon trying to pay with his credit card, the transaction failed, and the cashier asked if he could write out a check ...
36
votes
8answers
11k views

Insurance company sent me huge check instead of pharmacy. Now what?

I received a $20,000 check from my insurance company that was supposed to go to my specialty pharmacy. It's made out to me. Since it was obviously a mistake, I called the pharmacy, and they said to ...
14
votes
2answers
8k views

Is this reply promising a money order and cashier check a scam?

Lately, I have been tied up with my moving soon, among others. I got a reply from my ad for moving sale at craigslist, the author of which claims to be currently living on the other side of Atlantic ...
5
votes
5answers
1k views

Should I give to charity by check or credit card?

I intend to donate some money to a major charity. I could donate online with a credit card, or by mail with a check. I'd like to choose the method that is less expensive for the charity, so that ...
2
votes
1answer
143 views

I forgot to write the name on the check

I forgot to write the name on the check, but I signed and put the numbers. Is the bank going to accept this check?
0
votes
1answer
46 views

Should written checks be accounted in Accounts Payable?

Should the checks I write be logged via my Accounts Payable account, or just directly from my Bank Asset account to my Expenses account? I see issues with both methods: Bank Asset => Expenses An ...
3
votes
1answer
91 views

Found a check in a parking lot, what should I do?

I think it got discarded because it's only worth $7. But still at least for future reference what should I do when I find someone else's check? What is the proper way to 6 it to someone? Should I try ...
2
votes
1answer
13k views

How long are checks issued by Bank of America valid?

I am writing a check using my account at Bank of America. How long will it be valid? In other words, how much time does the recipient have to cash it?
2
votes
2answers
2k views

2 names on US tax refund, filed as 'single'

I recieved my US federal tax return earlier this month. When I first looked at the check, I noticed it had a % symbol, followed by my mother's name on the line below the one with my name. it looks ...
7
votes
2answers
204 views

When can I be sure a questionable check has cleared?

Someone has sent me a check for $250 in payment for property damage they caused in a car accident. It would have been better if I had gotten a cashier's check or official check, but I'll have to make ...
27
votes
7answers
43k views

Can't the account information on my checks be easily used for fraud?

My Bank of America checks contain my routing & account number, which I've used in the past to make purchases online, among other things. Anyone whom I pay with a check has this information. It ...
5
votes
4answers
7k views

Are there special endorsement requirements for US Government checks to two parties?

At a bank where I have a checking account in my name only, I regularly cash a dividend check made out to my wife AND me. My wife endorses the check at home and then I stroll down to the bank and add ...
0
votes
0answers
21 views

Can I cash out a French check in South Korea?

I have a check written in French emitted in France by a French bank. Can I cash it out somewhere in South Korea?
5
votes
2answers
9k views

Cashing a foreign check in US

Is it possible to deposit a check issued by a foreign bank in a US bank? To be specific, I would like to know if I can deposit a check issued by a bank in India in INR in my bank in US. I was able to ...
3
votes
1answer
64 views

What is “eCheck”, exactly?

In the US, PayPal offers three way of linking a bank account with a PayPal account: eCheck, ACH, and Debit Card. When payments are sent using the Debit Card method, a fee is applied because of the ...
-2
votes
2answers
136 views

Shouldn't it be the person writing the check who endorses the check, not the depositor of the check?

I have to sign the backs of checks other people give me. Why is this necessary? It seems that someone could easily steal the check and write their name instead and deposit it into their own account. ...
11
votes
3answers
401 views

What is the difference between a bad/bounced check and insufficient funds?

I was reading the answer to another question, and read this statement which basically states that writing a bounced check can land you in jail: you're committing a fraud, namely offering someone a ...
6
votes
3answers
164 views

Which bank is responsible if a fraudulent check is spent: the victim's, the scammers or the one on the check?

I was recently scammed by someone claiming to be from a work-from-home company. She sent me a check that I was supposed to use to pay the "vendor" for my work supplies. I deposited the check and once ...
5
votes
1answer
79 views

Fees for depositing US social security check

My bank charges a significant fee for deposits of US Social Security checks. Is this generally a paid service or I should explore other banks and get lower fees?
4
votes
1answer
30k views

What is an inclearing check?

My US bank showed a transaction without a check number and called it an "inclearing check". The month is not over, so i haven't seen how it's shown on a statement. But a bit of searching on the web ...
0
votes
2answers
210 views

Can someone steal my government check and cash it?

I get an adoption check every month from Raleigh. I haven't received it for February yet. It always comes by the 6th of every month. I was wondering: could someone have stolen it and cashed it at ...
4
votes
3answers
7k views

How can I cash out a check internationally?

I have a prize check in my name at my old university based in the US. I have now shifted to another country and was wondering, what would be the best way to cash out the check? I know someone ...
0
votes
1answer
49 views

Personal checks instead of business ones

In B.C can a large Hotel company write you a personal check instead of a business one? There is nothing providing the amount taken off for tax or the hours worked.
3
votes
1answer
511 views

How can somebody cash my state income tax refund check?

I am not a USA resident but I've worked the last summer in the USA so now I want to get my state income tax back. I know that the money is coming in form of a check on my name. I need somebody else to ...
0
votes
0answers
27 views

How long is check good for [duplicate]

I found a patient refund check from lycoming physician in my name the date on it is 04/14/2014 is it still good to cash
11
votes
1answer
1k views

Buying checks from places besides your bank? How does it work?

I just opened a new account at Bank of America. The checks they sell aren't cheap and I heard that you can buy checks elsewhere. Does this mean that I can just buy a packet of blanket check and just ...
1
vote
2answers
173 views

Is there an upper limit on the amount you can pay by cheque? (UK)

Just curious, assuming I have the necessary funds in an account, is there a hard limit (technical or regulatory) to the amount you can authorise to be paid with a single cheque issued by a UK Bank? ...
8
votes
3answers
185 views

Limited personal checks for elderly father?

Is it possible to have printed on personal checks "Not valid for an amount over $500" or something similar to reduce the risk of fraud my elderly father might be exposed to in his encroaching dementia?...
-5
votes
2answers
208 views

United States Treasury Not Endorsing Checks

This is something I recently noticed. Maybe it has been going on for a while and I never realized it before. I issue a check to pay quarterly estimated taxes, payable to the "United States Treasury". ...
7
votes
2answers
416 views

Can I cash a check having only a routing number and account number in the “Pay to the Order of” field?

Q gives me, P, a check with my routing number and account number in the "Pay to Order of" field. Can I cash it at my bank? P wants to be anonymous to Q. Q trusts P's services and only uses checks. ...
6
votes
1answer
714 views

How quickly will the funds be available when depositing credit card checks?

I have credit card checks, and every time I go to cash or deposit one I get the strangest looks, like "What is this?", and the worst part is they don't have a clue on the turnaround time. My question ...
0
votes
2answers
224 views

Endorsing a check made out to me by depositing into another person's bank account

I´m currently in Mexico and I´m going to be recieving royalties in check form (my name) that is cashable only in USA. I want a family member to endorse the check into their bank (account etc.) to make ...
11
votes
6answers
15k views

What if I received a check with two different amounts written on it (words vs. number)?

I received a check personally written to me from a family member. The family member that wrote & sent me the check wrote where you write out the amount of what the check is suppose to be for, in ...
0
votes
1answer
16k views

How do banks handle post-dated checks deposited via the ATM?

As noted in another question, banks have different policies regarding post-dated checks before the post-date, although it seems most will accept the check as long as the check issuer hasn't contacted ...
4
votes
1answer
307 views

Obtaining Pound Sterling Cheque in US to pay for family history records from England?

When ordering various family history records from England, payment often must be in the form of a pound sterling cheque. How do I obtain a pound sterling cheque while living in the United States?
10
votes
7answers
24k views

What happens when “bill pay” check does not get cashed

In the US, some banks generously offer a "bill pay" service, which is an online page that allows you to mail a (paper) check to a US address. Most banks don't change for this service, which "saves you ...
3
votes
2answers
3k views

Can a Foreigner cash a US issued Check in the US?

I have received an American check from a large US bank as payment for stocks that I sold in the US. I am not american, and I will be in the US shortly. I need to know if and how I could cash this ...
1
vote
2answers
112 views

deposits of post-dated checks in the bank, which the bank will deposit on the deposit date?

Many Israeli banks let their customers give them post-dated checks, which they will hang on to, for an extra fee, and deposit at the deposit date. Does this option exist in other countries as well (...