for questions related to a Check [spelled as Cheque in Asia and UK] as a bank instrument to withdraw money.

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1
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1answer
91 views

I forgot to write the name on the check

I forgot to write the name on the check, but I signed and put the numbers. Is the bank going to accept this check?
0
votes
1answer
30 views

Should written checks be accounted in Accounts Payable?

Should the checks I write be logged via my Accounts Payable account, or just directly from my Bank Asset account to my Expenses account? I see issues with both methods: Bank Asset => Expenses An ...
4
votes
4answers
981 views

Should I give to charity by check or credit card?

I intend to donate some money to a major charity. I could donate online with a credit card, or by mail with a check. I'd like to choose the method that is less expensive for the charity, so that ...
3
votes
1answer
83 views

Found a check in a parking lot, what should I do?

I think it got discarded because it's only worth $7. But still at least for future reference what should I do when I find someone else's check? What is the proper way to 6 it to someone? Should I try ...
2
votes
1answer
11k views

How long are checks issued by Bank of America valid?

I am writing a check using my account at Bank of America. How long will it be valid? In other words, how much time does the recipient have to cash it?
2
votes
2answers
1k views

2 names on US tax refund, filed as 'single'

I recieved my US federal tax return earlier this month. When I first looked at the check, I noticed it had a % symbol, followed by my mother's name on the line below the one with my name. it looks ...
2
votes
1answer
64 views

What does “cancel endorsement” mean on the back of a check?

I had some property damage to my house and upon receiving a check from my insurance company it is addressed to both myself and my mortgage company. I signed the check and mailed it to my mortgage ...
7
votes
2answers
173 views

When can I be sure a questionable check has cleared?

Someone has sent me a check for $250 in payment for property damage they caused in a car accident. It would have been better if I had gotten a cashier's check or official check, but I'll have to make ...
26
votes
7answers
38k views

Can't the account information on my checks be easily used for fraud?

My Bank of America checks contain my routing & account number, which I've used in the past to make purchases online, among other things. Anyone whom I pay with a check has this information. It ...
5
votes
4answers
4k views

Are there special endorsement requirements for US Government checks to two parties?

At a bank where I have a checking account in my name only, I regularly cash a dividend check made out to my wife AND me. My wife endorses the check at home and then I stroll down to the bank and add ...
0
votes
0answers
17 views

Can I cash out a French check in South Korea?

I have a check written in French emitted in France by a French bank. Can I cash it out somewhere in South Korea?
5
votes
2answers
9k views

Cashing a foreign check in US

Is it possible to deposit a check issued by a foreign bank in a US bank? To be specific, I would like to know if I can deposit a check issued by a bank in India in INR in my bank in US. I was able to ...
3
votes
1answer
60 views

What is “eCheck”, exactly?

In the US, PayPal offers three way of linking a bank account with a PayPal account: eCheck, ACH, and Debit Card. When payments are sent using the Debit Card method, a fee is applied because of the ...
-2
votes
2answers
85 views

Shouldn't it be the person writing the check who endorses the check, not the depositor of the check?

I have to sign the backs of checks other people give me. Why is this necessary? It seems that someone could easily steal the check and write their name instead and deposit it into their own account. ...
11
votes
3answers
350 views

What is the difference between a bad/bounced check and insufficient funds?

I was reading the answer to another question, and read this statement which basically states that writing a bounced check can land you in jail: you're committing a fraud, namely offering someone a ...
6
votes
3answers
140 views

Which bank is responsible if a fraudulent check is spent: the victim's, the scammers or the one on the check?

I was recently scammed by someone claiming to be from a work-from-home company. She sent me a check that I was supposed to use to pay the "vendor" for my work supplies. I deposited the check and once ...
5
votes
1answer
77 views

Fees for depositing US social security check

My bank charges a significant fee for deposits of US Social Security checks. Is this generally a paid service or I should explore other banks and get lower fees?
4
votes
1answer
29k views

What is an inclearing check?

My US bank showed a transaction without a check number and called it an "inclearing check". The month is not over, so i haven't seen how it's shown on a statement. But a bit of searching on the web ...
0
votes
2answers
154 views

Can someone steal my government check and cash it?

I get an adoption check every month from Raleigh. I haven't received it for February yet. It always comes by the 6th of every month. I was wondering: could someone have stolen it and cashed it at ...
4
votes
3answers
6k views

How can I cash out a check internationally?

I have a prize check in my name at my old university based in the US. I have now shifted to another country and was wondering, what would be the best way to cash out the check? I know someone ...
0
votes
1answer
45 views

Personal checks instead of business ones

In B.C can a large Hotel company write you a personal check instead of a business one? There is nothing providing the amount taken off for tax or the hours worked.
3
votes
1answer
285 views

How can somebody cash my state income tax refund check?

I am not a USA resident but I've worked the last summer in the USA so now I want to get my state income tax back. I know that the money is coming in form of a check on my name. I need somebody else to ...
0
votes
0answers
27 views

How long is check good for [duplicate]

I found a patient refund check from lycoming physician in my name the date on it is 04/14/2014 is it still good to cash
11
votes
1answer
1k views

Buying checks from places besides your bank? How does it work?

I just opened a new account at Bank of America. The checks they sell aren't cheap and I heard that you can buy checks elsewhere. Does this mean that I can just buy a packet of blanket check and just ...
8
votes
2answers
734 views
1
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2answers
137 views

Is there an upper limit on the amount you can pay by cheque? (UK)

Just curious, assuming I have the necessary funds in an account, is there a hard limit (technical or regulatory) to the amount you can authorise to be paid with a single cheque issued by a UK Bank? ...
7
votes
3answers
181 views

Limited personal checks for elderly father?

Is it possible to have printed on personal checks "Not valid for an amount over $500" or something similar to reduce the risk of fraud my elderly father might be exposed to in his encroaching ...
-5
votes
2answers
165 views

United States Treasury Not Endorsing Checks

This is something I recently noticed. Maybe it has been going on for a while and I never realized it before. I issue a check to pay quarterly estimated taxes, payable to the "United States Treasury". ...
7
votes
2answers
348 views

Can I cash a check having only a routing number and account number in the “Pay to the Order of” field?

Q gives me, P, a check with my routing number and account number in the "Pay to Order of" field. Can I cash it at my bank? P wants to be anonymous to Q. Q trusts P's services and only uses checks. ...
6
votes
1answer
704 views

How quickly will the funds be available when depositing credit card checks?

I have credit card checks, and every time I go to cash or deposit one I get the strangest looks, like "What is this?", and the worst part is they don't have a clue on the turnaround time. My question ...
0
votes
2answers
161 views

Endorsing a check made out to me by depositing into another person's bank account

I´m currently in Mexico and I´m going to be recieving royalties in check form (my name) that is cashable only in USA. I want a family member to endorse the check into their bank (account etc.) to make ...
11
votes
6answers
14k views

What if I received a check with two different amounts written on it (words vs. number)?

I received a check personally written to me from a family member. The family member that wrote & sent me the check wrote where you write out the amount of what the check is suppose to be for, in ...
0
votes
1answer
15k views

How do banks handle post-dated checks deposited via the ATM?

As noted in another question, banks have different policies regarding post-dated checks before the post-date, although it seems most will accept the check as long as the check issuer hasn't contacted ...
4
votes
1answer
245 views

Obtaining Pound Sterling Cheque in US to pay for family history records from England?

When ordering various family history records from England, payment often must be in the form of a pound sterling cheque. How do I obtain a pound sterling cheque while living in the United States?
9
votes
7answers
22k views

What happens when “bill pay” check does not get cashed

In the US, some banks generously offer a "bill pay" service, which is an online page that allows you to mail a (paper) check to a US address. Most banks don't change for this service, which "saves you ...
3
votes
2answers
3k views

Can a Foreigner cash a US issued Check in the US?

I have received an American check from a large US bank as payment for stocks that I sold in the US. I am not american, and I will be in the US shortly. I need to know if and how I could cash this ...
1
vote
2answers
108 views

deposits of post-dated checks in the bank, which the bank will deposit on the deposit date?

Many Israeli banks let their customers give them post-dated checks, which they will hang on to, for an extra fee, and deposit at the deposit date. Does this option exist in other countries as well ...
4
votes
3answers
3k views

Is it still possible to “sign over” a check at Bank of America? How else can I cash a US Dollar check?

I'm a PhD student and am due to go to a conference in Boston, MA next month (I'm based in Edinburgh, in Scotland). I've been awarded a travel bursary to attend the conference: nothing major, but it ...
0
votes
1answer
295 views
2
votes
2answers
31k views

How Long Can It Take For a Check I Write to Clear on My Account?

If I write a check to someone (in this case, from an LLC), on a local bank, and it goes to someone who is within 10-25 miles of me, and they take that to their bank (also local and not my bank), is ...
0
votes
3answers
370 views

Why some banks require some particular software to take photos of checks for deposit?

Some banks accept photos of checks for deposit the checks. But they require some smartphone with some particular software. e.g. https://www.fidelity.com/mobile/android I wonder why they would require ...
5
votes
1answer
1k views

Getting a USD cheque, without too many fees, and with a sensible exchange rate?

In order to exercise a stock option, I find myself needing a USD cheque. Annoyingly, it has to be a cheque and it has to be in USD, neither a GBP cheque nor a USD wire transfer are acceptable. (I've ...
20
votes
3answers
4k views

Why is “cheque cashing” a legitimate business?

There are many places around here, often co-located with pawn shops or payday-loan places, where they offer to "cash cheques" immediately, with some very high fee. How does this get any business? ...
0
votes
0answers
363 views

Stopping Payment on a Check--How Long Does it Take?

Background: my previous landlord returned my security deposit, but for less than the full amount. I believe I am entitled to the full deposit back, so intend to dispute the amount. I am going to try ...
8
votes
3answers
29k views

Are these checks usable?

I recently opened an account at a credit union here, which includes a checking account. They gave me a book of checks on the spot. Are they valid and usable? They simply came out of the drawer and ...
5
votes
2answers
743 views

What is the best way to dispose of old checkbooks?

I have a checkbook from my US-based online bank, but the address on the checks is now out of date. What is the best way to destroy the checkbook? Do I need to notify my bank that I am not using the ...
2
votes
2answers
361 views

What are the benefits of writing a cheque over online banking?

I have received a number of payments through cheque from other people, although I am uncertain about the exact benefits accrued from using a cheque to transfer money from one bank account to another. ...
5
votes
1answer
26k views

Given a MCIR routing number, how does one find the “fractional routing number”?

I'm trying to order checks for the first time, and the check provider is asking for me to provide a routing number and checking account number, both provided by my bank. However, they're also asking ...
10
votes
1answer
1k views

What happens to the original funds when a certified bank check is not cashed?

When a bank issues a certified check that was funded from my account, where will the funds end up if the recipient never cashes the check before it expires?
12
votes
2answers
6k views

Is there something on a check (cheque) that determines what currency it is?

We're a US company. We got a check from a Canadian company and usually the check will say "USD" on it. Otherwise when we deposit it, the check will clear as CAD. This check has no indicators on ...