Tagged Questions
2
votes
1answer
2k views
What is an inclearing check?
My US bank showed a transaction without a check number and called it an "inclearing check". The month is not over, so i haven't seen how it's shown on a statement. But a bit of searching on the web ...
3
votes
3answers
752 views
How can I get free or discounted checks for my bank account?
I bank with chase and my account type does not qualify me for free check books. I have to pay a fee to get a check book. Is there a way I can:
Get a free check book for my account?
Print my own free ...
2
votes
2answers
330 views
Should I make a copy or scan of a check before depositing checks whenever possible?
Or can I simply take a picture of the check with my cellphone before depositing the check, just in case there is a disputed transaction?
13
votes
5answers
983 views
Cashing a fishy cheque addressed to someone else
I agreed to cash a cheque for someone I don't really know. In hindsight, this was very stupid, but now I need to figure out how best to get out of this situation.
We both endorsed the cheque, it ...
2
votes
3answers
496 views
Deposit a cheque in an alternative name into a personal bank account (Australia)
I'd like to be able to deposit cheques payable to a business name into my personal bank account. I do not have a company (Pty Ltd) and at this stage it's probably more trouble than it's worth to set ...
7
votes
4answers
2k views
Can a “For Deposit Only” endorsement on a check be changed (canceled) by initialing?
My wife endorsed a small check "For Deposit Only". Then, she crossed the endorsement out, and initialed it. The grocery store refused the check, saying once it's endorsed for deposit only, the bank ...
8
votes
3answers
1k views
“Free checks:” do I really need to pay to get “secure and trackable” shipping?
One of the benefits of my Bank of America premium checking account is free checks. However, they recommend "secure and trackable" shipping for the low-low price of only $8.40. Is that just a sneaky ...
4
votes
1answer
1k views
What laws govern check clearing in the US?
When I deposit a check in my bank, the bank credits the first $100 of the sum immediately and the rest of the sum is credited the next day, usually. I know that it's not a real clearing - i.e. if the ...
10
votes
2answers
217 views
Why do they ask whether it is a paycheck or not in a bank?
I am getting paid with checks so each time I deposit it to my bank account they ask whether it is a paycheck or not. What difference does it make?
7
votes
3answers
3k views
Are these checks usable?
I recently opened an account at a credit union here, which includes a checking account. They gave me a book of checks on the spot.
Are they valid and usable? They simply came out of the drawer and ...
14
votes
5answers
10k views
Is there a limit on the dollar amount of a personal check?
Is there a limit on the dollar amount of a personal check?
7
votes
3answers
7k views
Is it possible to cash a check made to someone else's name? How to do so?
Is it possible to cash a check made to someone else's name? How to do so?
7
votes
3answers
4k views
Bank Draft vs. Certified Cheque - when is it appropriate to use one or the other?
Bank drafts and certified cheques are similar but have different costs associated with them. When is one more appropriate to use vs. the other?
