for questions related to a Check [spelled as Cheque in Asia and UK] as a bank instrument to withdraw money.

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2
votes
3answers
107 views

Do I need to write the date on the back of a received check when depositing it?

When I deposit a received check, I need to sign my name on the back of the check at the designated position. Usually there are two lines in the designated position. I put my name on the first line. ...
0
votes
1answer
68 views

Typically how many digits are in a cheque number?

I'm writing an application and I'm trying to validate cheque numbers before I submit them for payment. From what I've found online cheque numbers are 6 digits in length, but I'm wondering if it's the ...
2
votes
1answer
56 views

Do typical consumer banks accept negotiated instruments

As a matter of risk, would a typical consumer bank in the USA accept a check (or other negotiable instrument) which has been endorsed to a payee not originally listed on the instrument? As I ...
-2
votes
0answers
80 views

What's up with checks? [duplicate]

Can anybody explain why checks are still widely used some places (i.e. USA)? I used to think that credit cards and internet banking would surely replace checks in the long run, but according to a ...
1
vote
1answer
25 views

Written Draft Cheque [closed]

A friend has written a draft cheque in my name in US dollars can I deposit it in any bank in the world? Was this legal in form? About how many days is the clearing time? Is there any charges for this ...
2
votes
1answer
25 views

Which is better for USD payment for Indians : Wire Transfer or Cheque?

I am about receive some reimbursement of ~1000 US dollars. I live in India, whose currency is INR. I have the option to receive the money in form or cheque or wire-transfer. Which of the two mode of ...
0
votes
0answers
11 views

Expired payroll check [duplicate]

I live in Virginia and I found a payroll check from a previous employer that is to old to be cashed. Is my previous employer required to reissue the check? It has been about a year but I still need ...
-3
votes
2answers
60 views

How to deposit a cheque issued to an associate in my business into my business account?

A customer paid with a cheque made out to an associate in my business instead of the business name. How can I deposit this cheque into my business account ?
3
votes
2answers
124 views

Will a British bank accept a twice-endorsed cheque?

I am an American citizen, living in the U.S., and I've been sent a small refund from a UK vendor in the form of a cheque drawn on the Bank of Scotland and made out to me. My bank will charge $23 to ...
-1
votes
1answer
68 views

Can you cash a US treasury check in the Netherlands?

I'm on a family emergency in Tilburg, Netherlands, and I received a check from the US treasury for my social security disability payment back home in the States. I have a savings account with no ...
-1
votes
1answer
108 views

What happens if there are insufficient funds in my checking account when a cheque is deposited?

In my question, there are two accounts involved. I will call the account where funds are being taken from (debited) Account A and the account where the cheque deposit happens Account B. Question: At ...
0
votes
1answer
39 views

Can I cash or deposit a American Express Travelers Cheque if it does not have my signature at the top?

I am in Orange County California, and I went on a trip with my Aunts & Cousins, all of us exchanged our money at once. We can our money to my Aunt, and she gave us checks with her signature on the ...
-7
votes
3answers
84 views

Physical CHECK Front Side - Question

Would anyone please be so kind to tell me which address is under the name of financial institution which is located on the top of front side of check? Is this address the address where the letter ...
3
votes
3answers
188 views

Do “crossed checks” work in the United States?

I grew up in Australia, and learned that when I write a check, I should generally cross it with two diagonal lines with Not Negotiable written between them. The idea being that this signifies that ...
1
vote
1answer
106 views

What could someone do if they had a check made out to me? [duplicate]

Suppose I receive a check. Maybe it's for employment, or a class-action settlement, or maybe even just a graduation present from a relative. Doesn't matter. Point is, it grants me some amount of ...
-1
votes
2answers
91 views

Physical Checks - Mailing

I am about to mail a check directly to a financial institution in the USA where the receiver holds an account, so that the money from the check can be deposited into the receiver's account. However, ...
1
vote
2answers
146 views

Should I expect a receipt when giving a post-dated cheque?

I gave my landlord some post-dated cheques for rent spanning the next 6 months and wasn't given any receipts. It was explained that they don't give out receipts until the cheque has been processed/...
10
votes
3answers
1k views

Why are the banks and their customers in the United States still using checks? [duplicate]

Some years ago, a friend of mine visited a US city, and went to a supermarket. Upon trying to pay with his credit card, the transaction failed, and the cashier asked if he could write out a check ...
36
votes
8answers
11k views

Insurance company sent me huge check instead of pharmacy. Now what?

I received a $20,000 check from my insurance company that was supposed to go to my specialty pharmacy. It's made out to me. Since it was obviously a mistake, I called the pharmacy, and they said to ...
2
votes
1answer
166 views

I forgot to write the name on the check

I forgot to write the name on the check, but I signed and put the numbers. Is the bank going to accept this check?
0
votes
1answer
54 views

Should written checks be accounted in Accounts Payable?

Should the checks I write be logged via my Accounts Payable account, or just directly from my Bank Asset account to my Expenses account? I see issues with both methods: Bank Asset => Expenses An ...
3
votes
1answer
96 views

Found a check in a parking lot, what should I do?

I think it got discarded because it's only worth $7. But still at least for future reference what should I do when I find someone else's check? What is the proper way to 6 it to someone? Should I try ...
2
votes
1answer
196 views

What does “cancel endorsement” mean on the back of a check?

I had some property damage to my house and upon receiving a check from my insurance company it is addressed to both myself and my mortgage company. I signed the check and mailed it to my mortgage ...
7
votes
2answers
213 views

When can I be sure a questionable check has cleared?

Someone has sent me a check for $250 in payment for property damage they caused in a car accident. It would have been better if I had gotten a cashier's check or official check, but I'll have to make ...
0
votes
0answers
24 views

Can I cash out a French check in South Korea?

I have a check written in French emitted in France by a French bank. Can I cash it out somewhere in South Korea?
3
votes
1answer
67 views

What is “eCheck”, exactly?

In the US, PayPal offers three way of linking a bank account with a PayPal account: eCheck, ACH, and Debit Card. When payments are sent using the Debit Card method, a fee is applied because of the ...
-2
votes
2answers
181 views

Shouldn't it be the person writing the check who endorses the check, not the depositor of the check?

I have to sign the backs of checks other people give me. Why is this necessary? It seems that someone could easily steal the check and write their name instead and deposit it into their own account. ...
11
votes
3answers
451 views

What is the difference between a bad/bounced check and insufficient funds?

I was reading the answer to another question, and read this statement which basically states that writing a bounced check can land you in jail: you're committing a fraud, namely offering someone a ...
6
votes
3answers
184 views

Which bank is responsible if a fraudulent check is spent: the victim's, the scammers or the one on the check?

I was recently scammed by someone claiming to be from a work-from-home company. She sent me a check that I was supposed to use to pay the "vendor" for my work supplies. I deposited the check and once ...
5
votes
1answer
80 views

Fees for depositing US social security check

My bank charges a significant fee for deposits of US Social Security checks. Is this generally a paid service or I should explore other banks and get lower fees?
0
votes
2answers
248 views

Can someone steal my government check and cash it?

I get an adoption check every month from Raleigh. I haven't received it for February yet. It always comes by the 6th of every month. I was wondering: could someone have stolen it and cashed it at ...
3
votes
1answer
569 views

How can somebody cash my state income tax refund check?

I am not a USA resident but I've worked the last summer in the USA so now I want to get my state income tax back. I know that the money is coming in form of a check on my name. I need somebody else to ...
0
votes
0answers
28 views

How long is check good for [duplicate]

I found a patient refund check from lycoming physician in my name the date on it is 04/14/2014 is it still good to cash
0
votes
1answer
49 views

Personal checks instead of business ones

In B.C can a large Hotel company write you a personal check instead of a business one? There is nothing providing the amount taken off for tax or the hours worked.
1
vote
2answers
202 views

Is there an upper limit on the amount you can pay by cheque? (UK)

Just curious, assuming I have the necessary funds in an account, is there a hard limit (technical or regulatory) to the amount you can authorise to be paid with a single cheque issued by a UK Bank? ...
8
votes
3answers
187 views

Limited personal checks for elderly father?

Is it possible to have printed on personal checks "Not valid for an amount over $500" or something similar to reduce the risk of fraud my elderly father might be exposed to in his encroaching dementia?...
-5
votes
2answers
223 views

United States Treasury Not Endorsing Checks

This is something I recently noticed. Maybe it has been going on for a while and I never realized it before. I issue a check to pay quarterly estimated taxes, payable to the "United States Treasury". ...
6
votes
1answer
724 views

How quickly will the funds be available when depositing credit card checks?

I have credit card checks, and every time I go to cash or deposit one I get the strangest looks, like "What is this?", and the worst part is they don't have a clue on the turnaround time. My question ...
0
votes
2answers
246 views

Endorsing a check made out to me by depositing into another person's bank account

I´m currently in Mexico and I´m going to be recieving royalties in check form (my name) that is cashable only in USA. I want a family member to endorse the check into their bank (account etc.) to make ...
1
vote
2answers
115 views

deposits of post-dated checks in the bank, which the bank will deposit on the deposit date?

Many Israeli banks let their customers give them post-dated checks, which they will hang on to, for an extra fee, and deposit at the deposit date. Does this option exist in other countries as well (...
0
votes
1answer
809 views

if a check is in your son's name in c/o you does it have to be signed by your son

Second name on check c/o son's check need advice
5
votes
3answers
6k views

Is it still possible to “sign over” a check at Bank of America? How else can I cash a US Dollar check?

I'm a PhD student and am due to go to a conference in Boston, MA next month (I'm based in Edinburgh, in Scotland). I've been awarded a travel bursary to attend the conference: nothing major, but it ...
4
votes
1answer
328 views

Obtaining Pound Sterling Cheque in US to pay for family history records from England?

When ordering various family history records from England, payment often must be in the form of a pound sterling cheque. How do I obtain a pound sterling cheque while living in the United States?
0
votes
0answers
681 views

Stopping Payment on a Check--How Long Does it Take?

Background: my previous landlord returned my security deposit, but for less than the full amount. I believe I am entitled to the full deposit back, so intend to dispute the amount. I am going to try ...
5
votes
2answers
1k views

What is the best way to dispose of old checkbooks?

I have a checkbook from my US-based online bank, but the address on the checks is now out of date. What is the best way to destroy the checkbook? Do I need to notify my bank that I am not using the ...
7
votes
2answers
455 views

Can I cash a check having only a routing number and account number in the “Pay to the Order of” field?

Q gives me, P, a check with my routing number and account number in the "Pay to Order of" field. Can I cash it at my bank? P wants to be anonymous to Q. Q trusts P's services and only uses checks. ...
2
votes
2answers
431 views

What are the benefits of writing a cheque over online banking?

I have received a number of payments through cheque from other people, although I am uncertain about the exact benefits accrued from using a cheque to transfer money from one bank account to another. ...
20
votes
3answers
4k views

Why is “cheque cashing” a legitimate business?

There are many places around here, often co-located with pawn shops or payday-loan places, where they offer to "cash cheques" immediately, with some very high fee. How does this get any business? ...
10
votes
1answer
2k views

What happens to the original funds when a certified bank check is not cashed?

When a bank issues a certified check that was funded from my account, where will the funds end up if the recipient never cashes the check before it expires?
11
votes
4answers
931 views

Can anybody cash my check by using an ATM? Does the machine check the name of the check and debit card?

I lost my paycheck. If somebody finds it will they be able to cash it?