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61
votes
15answers
4k views

Should I finance a new home theater at 0% even though I have the cash for it?

My wife and I are considering buying a home theater - plasma TV & new stereo - on Black Friday this year. We do have the cash for it, but Best Buy is offering 0% financing for up to 3 years on ...
10
votes
2answers
873 views

Personal budget forecast/tracking solution

I am using mint.com for tracking my money, and it works quite well, with one exception: mint.com is mostly backward-looking, i.e. it captures only stuff that already happened. So I am looking for a ...
8
votes
3answers
250 views

Is paying your bills and loans one day before it's due a good practice?

I am a full time working professional. I have the habit of paying my bills and loans a day before it's due. That way I've got more cash on hand. However, I've also read that it is better to pay off ...
5
votes
2answers
233 views

If I'm cash-flow negative, should I dollar-cost-average the money from my bonus over the entire year?

I asked a similar question last year, and got great advice. This year, there's a new wrinkle. I previously had automatic investments set up to move a small amount of money each day from cash to a ...
5
votes
4answers
126 views

I'd like to sell my interest in a money judgment/garnishment - not sure of market for that

I am a landlord and just filed with the county sheriff for garnishment of a bad debt - a prior tenant. The tenant has a job and is being garnished - I just don't want to wait fo so long to get the ...
5
votes
1answer
110 views

How do I interpret these income tax numbers for Chinese public company Dangdang Inc. (DANG)?

I'd like some help with understanding the financial statements of E Commerce China Dangdang Inc (ADR). You can see the Income Statement/Balance Sheet/Cash Flow statements on Google Finance. If you ...
4
votes
2answers
572 views

Does money made by a company on selling its shares show up in Balance sheet

When we purchase shares of a company for a certain sum of money (e.g: 1000 dollars), is this money immediately available to the company as a cash flow? In the balance sheet, will this money show up ...
4
votes
2answers
6k views

Calculating the total capital of a company?

I was wondering how do we calculate the total capital of a company? Which items should I look for in the financial statements? And how do I calculate notes payable? Is the same as accounts payable?
4
votes
6answers
530 views

Website for managing personal cash inflow and outflow, applicable to India?

Is there any website that helps me to manage my Daily Cash Inflow and Cash Outflow. I would like to have the following feature. Periodically I should be able to enter my Cash Inflow (salary, gift, ...
4
votes
1answer
383 views

best free web app or tools to track one's cash flow

I am wondering where can I get the free web app or tools to track my monthly or overall cash flow. As for now, I do use google documents (spreadsheet for budgeting) that I can use for free to track my ...
2
votes
1answer
37 views

Is interest expense a cash flow transaction?

I keep my personal finances on ledger (http://www.ledger-cli.org/) and I am working to create a cash flow report. For this report, I'm listing all the income and expenses of the month and all the ...
1
vote
1answer
232 views

Are there Cashflow Positive Investment Properties in the USA?

I know someone in Australia who tells me they just settled on a property in Cleveland, Ohio last week. These are the details of the purchase: 3 bedroom, 1 bath brick home 2 car garage; Price: ...
1
vote
0answers
19 views

Why are quarterly cash flow statements reported on a cumulative basis?

The quarterly income statement is reported on a net quarterly basis, but the quarterly cash flow statement is reported on a cumulative (year-to-date) basis. Does anyone know why this is? I have been ...
1
vote
1answer
187 views

Appropriate asset allocation for an entrepeneur's portfolio?

I'm a recent college grad (computer science). I was lucky enough to get into some good investments in college and now have $450K in liquid assets. I've decided I'm definitely moving to San Francisco. ...
0
votes
2answers
196 views

Can someone recommend a book that discusses the differences between types of financial statements?

I'm interested in learning the differences between profit and cash, but also about cash flows and financial statements. What book do you recommend I read? I want to read a practical book that ...
0
votes
0answers
39 views

GNUCash Depreciation appearing in Cash Flow

In GNUCash, I am handling depreciation as explained here, by GNUCash documentation. But I don't know why when I'm generating the Cash Flow, the depreciation is appearing in the cash flow