The cash tag has no wiki summary.
4
votes
2answers
80 views
Spain: Convert cash to electronic money?
I am in Spain, have some cash, and would like to move that to a German bank account. I asked at Deutsche Bank Spain, and they said that to do that, I would need an account at their bank.
Note that ...
4
votes
1answer
150 views
Apple's Cash Pile
According to this article (and many others), Apple has a massive cash pile of 137 billion. However, if I look at their Financial Statements, it shows (as of 2012-12-29) they only have 40 billion in ...
2
votes
1answer
230 views
How To Transfer Money Online So The Other Person In Another Country Receives It In Cash?
We all are familiar with famous international money transfer service - Western Union. Most use their locally available branches in their country to send money so the other person receives money in ...
7
votes
5answers
201 views
Advice on low-risk long-term strategy for extra cash?
Basics
no debt; no dependents; early thirties
401K is maxed (5% company match)
ESPP is maxed out 10%
Roth IRA is maxed out
salary is about 115K
100K cash in a checking account
Question
I am ...
7
votes
2answers
661 views
New car price was negotiated as a “cash deal”. Will the price change if I finance instead?
I am planning to buy a new car. I went to a dealership and when talking to a sales person I said I can pay cash. He knocked down the price quite a bit.
Since the dealership did not have any low APR ...
9
votes
4answers
2k views
Would depositing large cash amounts cause problems?
I saw an article recently where a man withdrew $600,000 USD in cash from his bank. I'm sure many folks here would advise against this move for obvious (and perhaps not-so-obvious) reasons.
My ...
1
vote
1answer
110 views
How much in cash equivalents should I keep in the bank? [duplicate]
Possible Duplicate:
As a general rule, how much in “liquid” emergency savings should I have?
I recently started my first job and now have more money than I've ever had in my ...
0
votes
1answer
155 views
Cashable, Depositable Or Redeemable On Invoice?
I will be issuing invoices to my customer very soon. I don't know whether I will be cashing or depositing the cheque sent in for payment. What is the best way to communiate this to my customers? ...
0
votes
0answers
84 views
In which European countries do ATMs impose an extra surcharge for withdrawals?
Usually you pay a fee (if any) set by your bank for withdrawing money with your Visa/MC card from ATMs other than those your bank owns, but some ATMs charge the customer an extra fee on top of that ...
5
votes
3answers
758 views
Scottrade cash interest?
I'm looking into opening a Scottrade account in the future, and was wondering if they pay interest on cash in your brokerage account? Are the rates published anywhere?
3
votes
2answers
3k views
How do you determine “excess cash” for Enterprise Value calculations from a balance sheet?
The formula for Enterprise Value that I often see is:
EV = Total Debt + Market Cap - Cash
Often "Cash" is refined further as "Excess Cash" in this formula. My question is how can I determine the ...
5
votes
1answer
82 views
Stocks and Shares ISA: What are the options for “near cash equivalents”?
What are the options in terms of 'near cash equivalents' that you can hold in a stocks and shares ISA?
8
votes
7answers
516 views
If accepting more than $10K in cash for a used boat, should I worry about counterfeiting?
I'm selling a boat through a broker (a friend of a friend) taking a consignment. The buyers offered to pay in cash, but want the bill of sale to say less than the actual price for tax reasons. ...
5
votes
6answers
929 views
Why would a bank take a lower all cash offer versus a higher offer via conventional lending?
There seems to be a a belief that a bank or individual will always take cash over conventional financing from a buyer, even if the buyer who is purchasing through conventional financing offers a ...
4
votes
2answers
226 views
Can someone earn money from Credit Card Cash Back by bying and selling back and forth?
If I understand cash back programs correctly, the Credit Card companies give you back a percentage of the money you spent on a purchase. 1% would give you back $1 on a $100 purchase.
If this is the ...
7
votes
2answers
297 views
How to use a cash budget and buy items online?
Using a cash budget, say we save $100 for household items.
Typically, we would withdraw $100 from the ATM, put it in an envelope, and then later, go to home depot or walmart or wherever and buy an ...
3
votes
2answers
389 views
Tracking my spending, and incoming and outgoing (i.e cashflow)
I currently use AceMoney to track my spending, but, it gets a bit tedious. I like to track everything coming in, and going out. I'm self-employed, I have an "account" for every client, and another ...
3
votes
3answers
545 views
Which banks have cash-deposit machines in Germany?
Which banks in Germany have machines that you can put cash in and it appears on my bank account (opposite of cash withdrawal)?
I am not interested in the kinds that you put the cash in the envelope ...
27
votes
5answers
10k views
What is the best way to accept payment when selling a used car?
I plan on selling a used car via Craigslist, and I hope to get between $4-5K for it. I don't want to take a check from a stranger, but I'm concerned that no one will be willing to show up at my house ...
4
votes
3answers
346 views
Long Term Cash-Equivalent ETFs for “cash” allocation
My retirement account goal analyzer advises that I keep 3% in cash. My retirement date is over 30 years from now, so I can tolerate heavy volatility and certainly don't need liquidity. Does it make ...
3
votes
3answers
167 views
What forms of payment am I compelled to accept?
In relation to this question about maximum amounts a check can be written for
If I sell something like a car or other expensive item on Craig's List or in the local paper classifieds, am I compelled ...
3
votes
1answer
186 views
Home Renovation Tax Credit (HRTC) - Can I still claim it even if I pay cash?
Can I still claim the Home Renovation Tax Credit even if I pay cash?
6
votes
3answers
769 views
For a major expensive home renovation (e.g. addition, finished basement, or new kitchen) should one pay cash or finance with a loan? Would such a loan be “good” debt?
This other question is similar, but was referring to a specific renovation/repair (new flooring) that, while expensive ($1500), isn't very expensive – it's feasible to consider saving up for ...
3
votes
6answers
8k views
How much money should we give as a wedding gift? [closed]
What would be an appropriate amount of cash to give as a wedding gift in the following cases?
What if it were:
(1) the wedding of an acquaintance, and we're not able to attend, but we'd send a gift ...
7
votes
5answers
707 views
Home Renovations are expensive.. Should I only pay cash for them?
Should I save up enough cash to do home renovations, or can I take out a loan? Our house needs a new kitchen floor as the linoleum is actually ripped in some areas, and the wood is exposed... This is ...
0
votes
0answers
447 views
How many months' worth of living expenses is considered an adequate “Rainy Day” fund? [duplicate]
Possible Duplicate:
As a general rule, how much in “liquid” emergency savings should I have?
I know I should have one, but I don't know how to start and how much I should have.
10
votes
5answers
2k views
What's a good tool for forecasting cash flow? [closed]
I track my spending in Buddi, but it doesn't help me forecast my imminent cash needs, e.g. to pay off bills. Is there a good software application that lets me do this? It would have to have at least ...
15
votes
13answers
7k views
As a general rule, how much in “liquid” emergency savings should I have?
I'm buying my very first home next week, and should be receiving the $8,000 first-time home buyers tax credit. A majority of my savings are going to the down-payment of the house, but we still have a ...