5
votes
3answers
338 views

When to swap from 50k/100k/50k auto policy to something higher, 100k/300k/50k or more?

In the course of adding myself to my girlfriend's renters insurance, it came to light that I still had 50k/100k/50k liability (50k individual, 100k total over accident, 50k property). This is ...
0
votes
2answers
543 views

Auto insurance- should I add my girlfriend?

Im shopping around for insurance and have almost decided on Allstate because of the low cost on my two vehicles and renters insurance. My girlfriend and I bought a 2008 Nissan Altima two days ago and ...
3
votes
1answer
499 views

How can I improve my auto insurance score?

My auto insurance score on Credit Karma is 805. It also says insurability is poor. I was wondering if there is a way to improve that score? I have never had an accident and I am never late on my ...
12
votes
9answers
514 views

What would I miss out on by self insuring my car?

I've been thinking lately that it might make sense to drop comprehensive and collision and self-insure these risks (obviosuly I'd keep the liability insurance). Basically, I'd keep around in a fairly ...
5
votes
7answers
335 views

I am thinking about cancelling my car insurance. Will there be any hidden costs down the road?

I own my car outright and just moved to a large city. Public transportation and access to a roommate's car makes transportation easy. I am thinking about storing my car at my parents house and ...
3
votes
1answer
56 views

What is the value of Personal Injury Insurance riders on an auto insurance policy?

I'm renewing my auto insurance policy and found that +10% of the renewal quote is for a Personal Injury Protection. My health insurance is adequate (for now) and the protection from the rider seems ...
4
votes
2answers
191 views

Car insurance for infrequent drivers

What car insurance is available for people who drive infrequently and/or drive a very small number of miles per year (say less than 500 miles/year)? I just moved somewhere that allows me to walk and ...