The car-insurance tag has no wiki summary.
5
votes
3answers
343 views
When to swap from 50k/100k/50k auto policy to something higher, 100k/300k/50k or more?
In the course of adding myself to my girlfriend's renters insurance, it came to light that I still had 50k/100k/50k liability (50k individual, 100k total over accident, 50k property). This is ...
4
votes
1answer
112 views
No Claims Discount
In the UK, if I am involved in an accident that is not my fault will I lose my No Claims Discount?
If the No Claims Discount is protected, can I still move to another insurer?
2
votes
4answers
120 views
Canceling credit cards - insurance rate increase?
So, in the U.S., everyone seems to want to have a great credit score. But, if you are doing well financially, you probably won't have much debt. In fact, I don't really want to have a bunch of ...
2
votes
2answers
161 views
Going carless: how long before insurance no-claims benefits and good history become invalid should wish to become a car owner in future?
Going carless: how long before car insurance no-claims benefits and good history become invalid should wish to become a car owner in future?
Update:
Based in UK, would keep license. Reason for going ...
2
votes
2answers
67 views
How to balance spending on different types of insurance?
Given that I'm spending $x per year on insurance, I would like to know how to most efficiently spend that money (on car, house, disability insurance etc) in order to minimize my overall risk of loss.
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0
votes
2answers
549 views
Auto insurance- should I add my girlfriend?
Im shopping around for insurance and have almost decided on Allstate because of the low cost on my two vehicles and renters insurance. My girlfriend and I bought a 2008 Nissan Altima two days ago and ...
3
votes
1answer
505 views
How can I improve my auto insurance score?
My auto insurance score on Credit Karma is 805. It also says insurability is poor. I was wondering if there is a way to improve that score? I have never had an accident and I am never late on my ...
12
votes
9answers
515 views
What would I miss out on by self insuring my car?
I've been thinking lately that it might make sense to drop comprehensive and collision and self-insure these risks (obviosuly I'd keep the liability insurance). Basically, I'd keep around in a fairly ...
6
votes
4answers
506 views
Should I file an insurance claim for a door ding?
I purchased a new black sedan in January of this year.
A few months back, the car was keyed, and therefore I filed an insurance claim and to get it fixed.
Now, today, I find that the door has ...
5
votes
7answers
335 views
I am thinking about cancelling my car insurance. Will there be any hidden costs down the road?
I own my car outright and just moved to a large city. Public transportation and access to a roommate's car makes transportation easy. I am thinking about storing my car at my parents house and ...
3
votes
1answer
56 views
What is the value of Personal Injury Insurance riders on an auto insurance policy?
I'm renewing my auto insurance policy and found that +10% of the renewal quote is for a Personal Injury Protection. My health insurance is adequate (for now) and the protection from the rider seems ...
4
votes
2answers
192 views
Car insurance for infrequent drivers
What car insurance is available for people who drive infrequently and/or drive a very small number of miles per year (say less than 500 miles/year)?
I just moved somewhere that allows me to walk and ...
5
votes
6answers
5k views
Do I need to add my girlfriend as a driver on my car insurance?
I live in an apartment with my girlfriend and when I request a quote on the car insurance websites it asks me if I'm the only driver in my household. It's my car but she would likely drive it ...
3
votes
5answers
4k views
How can I determine how much my car insurance will cost me?
I'm 25 and I've been rear-ended once when I was 16 or 17. I've never been in any other accidents or had any speeding tickets. I am currently on my mothers insurance and driving her car. I will be ...
