Tagged Questions

5
votes
1answer
78 views

Can I get my payment back on a vacation booked with a company that went into receivership?

My friend booked a summer vacation with a resort/inn located in Ontario that has just gone into receivership. She paid in FULL with a credit card about a month ago. Is there any way to get her ...
7
votes
2answers
161 views

How long after new employment before applying for a new credit card?

I am a recent grad and new employee. I currently only have a $500 student Visa credit card with my current bank branch (2 years). I began my employment at the end of January (just over 2 months ago) ...
7
votes
1answer
89 views

As a Canadian, how can I apply for and get a U.S. credit card?

I am a Canadian permanent resident (neither Canadian nor U.S. citizen). I already have a checking account at Harris along with a debit MasterCard. However, there are really nice point-accruing cards ...
1
vote
3answers
382 views

Canadian personal finance software with ability to export historical credit card transactions?

I am looking for a personal finance software that lists all your credit card transactions. I was looking at mint Canada and it has what I want (lists all your credit card transactions and assigns the ...
3
votes
1answer
82 views

How does it influence the credit score if the credit card was used in the past, but not in present

If I own a credit card and I used it for a while (say 6 months) and after that I decided to stop using the credit card and use my debit all the time. How will this influence my credit score? Being ...
2
votes
2answers
319 views

How to pay rent using a credit card?

I am currently paying rent using personal cheques. Is there a way to route the payments through my credit card so that I get the travel points associated with the credit card? I will pay off the ...
6
votes
2answers
335 views

Are there any consequences to having a negative balance on a credit card?

I have two credit cards, a VISA and a MasterCard. I primarily use my MasterCard and only use my VISA when MC isn't accepted. I went about 18 months without using my VISA (I didn't use it at all in ...
2
votes
1answer
92 views

Went over my credit limit by a bit. I paid half of the balance today. Any consequences?

I saw that my card had went over the credit limit. I paid half of the balance off today. I also requested for additional credit. Will there be any penalty fees?
1
vote
2answers
106 views

Which international credit card would fit my requirements?

I am currently looking at getting a credit card for myself. However, as per this question, I would like to get a credit card from an international bank / credit provider so that when I move countries ...
8
votes
3answers
504 views

Which reward / benefits credit card is the best value for the money in Canada?

Which card do you use and why? Some cards are similar but some not. This will also be affected by personal preference, so indicate why you chose a certain card vs. another e.g. if you like to travel ...