2
votes
1answer
57 views

In what category would I put a loan I took to pay an expense

If I have to pay my phone contract which is 1000 and I took a loan of 2000 with interest of 300 to pay that phone contract, in what category would you put the loan - an expense, an income or both ? ...
1
vote
2answers
283 views

Good expense tracking and budgeting application for India

Could anyone recommend a good software application that I can use to keep track of my budget and expenses. Essentially at the end of every month, I find myself flabbergasted. Where did my money go? ...
6
votes
2answers
142 views

What is the role of expense tracking in the long term?

Exactly as the title says: what is the role of expense tracking in the long term? I can understand expense tracking being very beneficial in the short term if you've recently changed your lifestyle ...
5
votes
1answer
226 views

How to quickly track daily cash expenses that don't come with a receipt?

I'm an Italian student, and I'm trying to keep track of all my daily expenses, as well as my income. My biggest problem is logistical: I've no problem analyzing my expenses once I collect the data, ...
3
votes
4answers
103 views

Multi-Account Budgeting Tools/Accounts/Services

Every time I get paid, I take some of the money and allocate it for certain uses. I track this in a spreadsheet. This works fine, but it's not what I want in the end. Basically, I think what I want is ...
16
votes
11answers
824 views

Can't get started with budgeting — no discipline! Any ideas on getting out of this rut?

I have had very little success with managing money. I have gone bankrupt once ($50K in credit card debt) and since then I no longer have credit cards (just a debit card) but my spending is still ...
7
votes
3answers
515 views

Checking/Savings accounts that have sub-accounts

I like to use the envelope system for budgeting, but I can't escape the convenience of debit cards, so a few months ago I set up 5 debit cards, one for my primary account, food, gasoline, household ...
10
votes
3answers
435 views

How does the envelope budgeting system work?

I have seen a little bit about the "Envelope System" for spending, and while I think I have the rough idea of it, how does it work in detail. I know there is http://www.mvelopes.com/, but this site ...