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1answer
121 views

Defaulting on early termination charges out of a phone contract

I was wondering what the consequences are: is your credit history ruined, or merely dinged? Is the blow recoverable? Can the carrier try to get the money back in court? I assume you'll wind up ...
0
votes
2answers
74 views

Which documents are important to retain?

The IRS requires individuals living in the United States to retain certain documents, for audit purposes. Are there any other documents that are useful to retain, in addition to those already ...
0
votes
1answer
149 views

Unpaid medical bill - Collection Notice

I do not have any debt in the past 10 years in US. I have good credit score 715+. This has been the case from the beginning. Of late, I had a minor medical emergency and my insurance paid some amount ...
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votes
2answers
108 views

What type of person do i need to manage my life

I'm looking for a person or group that can handle my financials. (for a fee or not (Fee to me means maybe 1-200 a month.)) I want to be able to give them access to the bank account and over see the ...
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votes
3answers
9k views

Can I cash in a ripped bill?

For example say I have a $100 bill. If I rip it up into 2 halves, and try to cash in each half at a different bank location, could I gain $100?
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vote
1answer
108 views

How to organize bills and receipts?

I have a problem of disorganizing the bills and warranty cards, receipts of bills payed. In fact, I consider them as trivial at one moment, when I need it for a warranty upon the damage of my product, ...
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votes
4answers
456 views

Is paying your bills and loans one day before it's due a good practice?

I am a full time working professional. I have the habit of paying my bills and loans a day before it's due. That way I've got more cash on hand. However, I've also read that it is better to pay off ...
10
votes
3answers
421 views

Are there cons to paying monthly bills with a rewards card and then paying it off monthly?

I have a rewards card I really like and we have about $5k in bills monthly. Almost all of them I could setup to pay out of this card. That would earn about $600+ in rewards annually, which would ...
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votes
5answers
9k views

What happens when “bill pay” check does not get cashed

In the US, some banks generously offer a "bill pay" service, which is an online page that allows you to mail a (paper) check to a US address. Most banks don't change for this service, which "saves you ...
3
votes
1answer
365 views

Dentist screwed me on a bill. Do I have any options?

A while ago I switched dentists. Despite reading a bunch of research about how the #1 predictor of high dental bills is switching dentists, my dentist proposed a "deep cleaning" and said my dental ...
9
votes
2answers
1k views

So the vending machine tore my $5 in pieces. What now?

The vending machine swallowed half of my $5 bill, and the other half remained in my hand. Can I get my $5 back, or is it all lost forever?