The benefits tag has no wiki summary.
3
votes
1answer
48 views
Does Medicaid pay for prescription drugs?
If you don't make much money, there are prescription advocacy programs like this one that one can take part in. However, if you don't make a ton of money, it seems to me that you're likely to be on ...
4
votes
2answers
83 views
401(k) Investment stategies
I am a new grad and I just started working for a company. They offered me a 401(k) with a very good matching. So I decided to invest some of my income as I am single. I was taken by surprise by how I ...
4
votes
4answers
119 views
What's the best way to handle FSA transactions in light of a pregnancy?
If a worker makes contributions to a dependent-care Flexible Spending Account, and that worker expects she will be on maternity leave for a portion of the year, much of which will be "unpaid", what is ...
6
votes
2answers
231 views
Sign up for credit card only for rewards and benefits, then cut it up - pros? cons?
First off, I know red flags go up when credit cards are mentioned, so as a disclaimer, I am responsible with credit, prompt with payments, and I have a good solid credit score (says credit.com today).
...
14
votes
4answers
3k views
Can my employer limit my maximum 401k contribution amount (below the IRS limit)?
I contribute about 13% of my income to my company's 401k, which, at my salary, is well below the IRS limit of $17K/year (in 2012). However, with my raise this year, my benefits department told me that ...
0
votes
2answers
350 views
Can my employer make me to pay for their tax mistake from my future paychecks?
I live and work in the same building. As part of my employee benefits, I pay no rent for my apartment. However, I pay 30% tax on the rent at the time I signed the lease.
Without my knowledge, my ...
8
votes
3answers
144 views
Calculating cost effectiveness of a medical plan
I am evaluating new medical plans, and I'd like to figure out a formula that will give me some idea of the potential benefits of one vs another vs another.. etc..
I have these variables:
Cost Per ...
2
votes
1answer
63 views
History of full retirement age: when were there policy changes?
The full retirement age is the age at which at which a person may first become entitled to full or unreduced retirement benefits. On the webpage of the Social Security Administration ...
3
votes
1answer
123 views
Applying for Unemployment Benefits with some complications
I'm currently a student at Cornell University, where I pay for a monthly rent of about 780 dollars per month. I need a little more money to keep up my payments, but a job is simply not an option with ...
0
votes
1answer
54 views
Which reward/benefits card is the best value for money in Australia?
As per the question this is based off:
Which card do you use and why? Some cards are similar but some not.
This will also be affected by personal preference, so indicate why you
chose a ...
3
votes
2answers
142 views
What options exists if your wife's employer doesn't cover any type of maternity leave?
Recently I discovered that not all employers will cover maternity leave. Many will allow an expectant female to leave for a period of time, but it will be under a leave without pay license.
Aside ...
10
votes
5answers
2k views
Why do some companies offer 401k retirement plans?
Why do companies offer 401k (or other) retirement plans?
Let me elaborate this...
I understand that it could be part of an employee's benefits and that a retirement plan option might increase the ...
5
votes
2answers
142 views
Should I wait a few days to sell ESPP Stock?
I have read three other threads about employee stock purchase plans (I get to buy company stock at a 15% discount) and come to the conclusion that I should sell most of my shares immediately after ...
2
votes
1answer
58 views
Belated unemployment benefits: Is it possible to apply after a year out of work?
I was laid off last year in May but never bothered to apply for unemployment benefits then because I have a Green Card (permanent resident) and presumed the benefits are only applicable for US ...
3
votes
1answer
3k views
Is working on a W2 basis, with benefits paid to me, a good idea?
My prospective employer (a consultancy service) gave me 3 options: signing on as 1099, W2 w/ benefits or W2 all inclusive. The "all inclusive" option means that my benefits are paid in my paycheck ...
3
votes
2answers
4k views
Benefits available to single-mom with low income, in Canada?
I have been in Canada for 6 months. My husband and I have recently separated. I have a 4-year old son living with me. I am currently working but the income is very low. I earn about $800/month. Which ...
2
votes
1answer
63 views
Lender benefits/perks comparison website or resource?
I was trying to research different lender housing loans in the US. I realize only the true rates and approved amounts would be after meeting with each lender and going through their pre-approval ...
10
votes
4answers
278 views
How to value employee benefits?
How should I value benefits such as health insurance and employee stock purchase plans when I'm comparing jobs? I'd like a conversion to dollars so I can fairly compare them to jobs with only direct ...
1
vote
2answers
648 views
On Canadian Employment Insurance (EI) do you have to wait 2 weeks for benefits due to a surgery?
I have to go on Employment Insurance (EI) because I am having surgery and was wondering if I still have to wait the 2 week waiting period they make you wait until you can receive benefits or do they ...
10
votes
5answers
523 views
Does my company's 401k plan provider matter to me?
My company is about to change the 401k provider it uses from one major provider to another. Does this matter to me, provided my company doesn't change any of it's benefits policies?
16
votes
5answers
628 views
Are credit card rewards taxable?
There have been several questions about reward point/loyalty programs offered by credit cards
Best Travel Point Credit Cards
Best Reward Benefit Credit Cards
Easy Comparison of Reward Benefit Cards
...
8
votes
3answers
531 views
Which reward / benefits credit card is the best value for the money in Canada?
Which card do you use and why? Some cards are similar but some not. This will also be affected by personal preference, so indicate why you chose a certain card vs. another e.g. if you like to travel ...
4
votes
2answers
156 views
When negotiating a compensation package with a prospective new employer, how can I determine what element is worth more?
i.e. is there a way to "normalize" value and future-value of compensation components such as: annual bonus, commission, pension contribution, health benefits, vacation days, company car, etc. so that ...
2
votes
2answers
2k views
Canada Universal Child Care Benefit (UCCB): $100/month per child under age 6 from the government. Is it true?
Somebody told me that if I have a child under age 6, then I'm entitled to get a $100/month
benefit from the Canadian government. Is that true? How do I apply for it?
6
votes
2answers
221 views
Are travel point / reward credit cards worth the hassle and cost?
Are travel point / reward credit cards worth the hassle and cost? Many such cards have fees, and when you try to book there are often restrictions. What has your experience been with these types of ...
