To be used for any generic banking question. If there is a product-specific question, specific tags like credit-card, savings etc. should be used. If there is an entity-specific question, descriptive tags like merchant, community, consumer, small-business should be used.

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Alternatives to Bank Accounts

I have both a savings and checking account with Wells Fargo and I'm just getting disappointed by the fact that I don't get hardly any interest. Is there somewhere else I could stick my money so that ...
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112 views

How to search efficiently for financial institutions, credit cards, etc (At least in Canada)?

I tried Google to seek high-rate savings accounts, which effected websites like https://www.highinterestsavings.ca/chart/, the broadness, newness, and reliability of which I doubt, because for example,...
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57 views

If my business is under FTB audit, can I close my old bank account?

We plan to switch from Bank A to Bank B and we are currently under Franchise Tax Board audit. We also recently realized that account in Bank A is with outdated EIN that we forgot to update to SSN when ...
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72 views

Use relatives bank account for my paycheck

I live in Sweden, and some family members live in Norway, recently I got a job in Norway, but I was unable to get a bank account here right away, and they can't put my pay on my Swedish account. What ...
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111 views

US Bank Won't Cash Old CD

I have an old (> 20 yrs) CD from a bank that was bought by a bank that was bought by US Bank. I went to US Bank to get it cashed, and they have no record of it, me, or my parents (we're all listed on ...
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73 views

Efficient way to transfer money from Greece to Canada

I currently reside in Canada and I want to transfer a small portion of my money from Greece (from my parents). What's the most efficient way to transfer money in order to avoid the bank fee + low ...
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120 views

Bank in another state asking family member questions about me upon opening a line of credit

Today my aunt let me know that she tried to open a line of credit with a credit union she uses in the state she lives in (a different state than I live in). She told me my name came up and they ...
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379 views

Prepaid VISA Debit Card declined on Amazon.com

So I tried to make a purchase on Amazon.com using my Prepaid Visa Debit Card but it was declined, they said: We have canceled your recent Amazon.com order(s) because we are unable to charge your ...
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65 views

Default on credit report

I was wondering if anyone could help me with a situation that is giving me a lot of trouble at the minute? Back in 2011, I took a credit card with Vanquis Bank. Being young and silly, I didn't really ...
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28 views

Can I deposit a check into my business account for a closed entity

I own several entities, all with the same core business name (e.g. holdings, services, group, media, technology). The one with the group name was closed, as we decided to run everything through ...
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18 views

Claiming tax benefit for the pre construction period home loan interest paid

Can the tax benefit be claimed for the pre-construction period of the home loan interest paid for the let out property,after construction of the house.(In my case the period of construction is more ...
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38 views

Do I have to pay remittance tax?

A friend of mine wants to buy a house in my country in Viet Nam and he authorized a bank in UK to transfer this sum of money of more than 200,000 USD into my bank account. However, this bank asked me ...
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45 views

Does “Know Your Customer” (KYC) rules apply to financial products?

When a financial institution enters a relationship with a customer, they must abide by the KYC rules. What does the regulator say about options or ETF? The questions boils down to: would it be ...
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60 views

US Banking Rules regarding endorsements of non-government checks?

The issue is that only one of three payees on a non-governmental check endorsed the check. The check was subsequently deposited by the one party endorsing the check. An insurance check made out to ...
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73 views

Is usage of someone else's bank card allowed?

If I gave my bank debit card from Payoneer with my name on it (but no photo and signature) to friend of mine, is he allowed to withdraw money from my card in the branch of the bank using cash desk? ...
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110 views

Money transferred from my account but not received by overseas client

I had to transfer money for admission in a university, which I did around 12 days back. My bank (in India) has given me a receipt saying they have transferred the money. The bank to which they have ...
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59 views

Access your money in US as if you are in Canada

What is a good option to have access to your Canadian Dollar savings while in US? Is there any Bank account type of service that allows you to receive in US the Canadian dollar that you have put into ...
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115 views

Can I open a bank account in the U.S as a tourist visa holder and use it for an online business and make money?

Can I open a bank account in the U.S as a tourist visa holder and use it for an online business and make money? I mean I will go to the U.S for 3 months as a tourist and I want to open a bank account....
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663 views

Stopping Payment on a Check--How Long Does it Take?

Background: my previous landlord returned my security deposit, but for less than the full amount. I believe I am entitled to the full deposit back, so intend to dispute the amount. I am going to try ...
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60 views

Load / Withdraw fund from another bank branch in another country, how fast and cheap?

I am newbie to the banking and financial services. just tell me if below scenario is possible: I need to open bank account, then fund/Load money to it in country A, my friend will fund my account ...
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27 views

Crisis Safe International Savings Account

I am a non-US national living in a non-US country and I am planning to liquidate a smallish amount(about $10k) of my US dollar assets and set them aside to have some buffer for my family in case of ...
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48 views

Depositing an insurance check made out to a foreign ltd into a personal US account

I own a boat which is registered in the BVI's in an Ltd. name. There is no business and thus no bank account for it. I am a U.S. citizen with a regular U.S. bank account. I incurred boat damage and am ...
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156 views

What does it mean: 'Bank fees are a write off'?

...quite willing and ready to pay by paypal or by direct wire to a bank. Paypal just takes time getting used to your financial transactions, and as for banks, bank fees are a write off. I ...