To be used for any generic banking question. If there is a product-specific question, specific tags like credit-card, savings etc. should be used. If there is an entity-specific question, descriptive tags like merchant, community, consumer, small-business should be used.

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Managing account other than salary account

I have a salary account in one bank and a separate saving account in other bank but i dont show my saving account details in ITR will it affect me in future.
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77 views

How to select a bank based on availability in two areas?

Suppose I will be frequently moving back and forth between Country A and Country B. I would prefer to work with a bank which has many offices and ATMs (so I can avoid the fee for using another bank's ...
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0answers
210 views

Trying to transfer money from a Bank to Paypal account. Being asked for a valid Swift Code.

I gave a bank my Paypal account number, IBAN and other details to send some amount to my Paypal account, and I got a response saying that I have an invalid SWIFT CODE and the transaction failed ...
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0answers
97 views

What are the standard industry practices or disclosures for computing compounded interest on retail deposit accounts in the United States?

I'm seeking to understand how my bank calculates the interest on my various deposit accounts (Money Market, Interest Checking, Savings, Certificate of Deposit) in order to simulate and predict it to a ...
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21 views

Cheapest way to Wire Money to Asia

I am starting an online business and a great deal of my product sourcing will come out of China. My current bank accounts do not allow international wiring of funds. If I set up an account that will ...
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124 views

How do banks handle post-dated checks deposited via the ATM?

As noted in another question, banks have different policies regarding post-dated checks before the post-date, although it seems most will accept the check as long as the check issuer hasn't contacted ...
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52 views

Indian resident > earnings go in USA bank > then wire to India > do I need to pay US tax?

The question says it all... I have a personal bank account in the USA (as a non resident), where I get paypal and other payments. These payments are then sent to my Indian bank. I do not live in ...