0
votes
0answers
45 views

How could I go about choosing the best savings account given that these are the features I value [on hold]

What is the best savings account in terms of usability, customer support and APR for an American to get?
10
votes
3answers
2k views

Should I pay rent electronically?

I'm renting an apartment from an individual. The landlord and I discussed the possibility of paying rent electronically. My bank (BofA) has some kind of electronic payment option where I'd enter the ...
0
votes
1answer
107 views

Is it possibly to keep money purely online?

Is it possible to keep money purely online? An account of some sort that functions like a bank but doesn't require physical receipts,cards,papers,etc? I would consider cryptocurrencies, but not ...
4
votes
2answers
303 views

Digital money pots?

I want to be able to create digital money pots, similar to the physical piggy banks people keep at home, i.e. Pot 1: Money for food per month Pot 2: Money for car fuel per month Pot 3: Money for fun ...
1
vote
1answer
191 views

How do I remotely open a bank account in Thailand?

A friend of mine told me that Thai bank account has no limitations in paypal for transfers, etc. I would like to try it out and open bank account in Thailand, register paypal account for it and use it ...
6
votes
3answers
674 views

How can a freelancer get a credit card? (India)

I work freelance for clients, in other countries, and paid via Paypal and other methods. When I applied for a credit card in my country, it was rejected. They mention as I don't get a salary and I ...
4
votes
2answers
458 views

What banks work best with accounts in multiple states?

Many years ago I opened my first account at Citibank thinking it's a "global" bank and I can use it for years. Since then i moved many times and eventually to a different state. As I found out to my ...
2
votes
1answer
128 views

U.S. banks with their own financial aggregator online tool?

What banks in the U.S. have their own financial aggregator? I know two banks in Canada have them: RBC’s myFinanceTracker and BMO’s MoneyLogic. I don't expect a better product than Mint.com, but at ...
2
votes
7answers
689 views

Are there any banks with a command-line style user interface?

I am bit fed up with my local banks that are click-click-click-...click type of banks, every time I use them I get a sense of absurdism. If I am doing anything a bit more specific like doing abroad ...
6
votes
5answers
4k views

Is there such a thing as a deposit-only bank account?

My employer wants me to give my routing-numbers, social-security numbers, and basically everything else required to take money out of my account, to several third-party direct-deposit websites (one ...
5
votes
4answers
236 views

Advice on selecting a bank in the US

I'm moving to the US soon so I need to choose a bank to open accounts with. Does anyone have any advice on which banks or credit unions are good or particularly bad? For the purposes of this ...
6
votes
5answers
471 views

Checking to brokerage transfer latency: Why does it take 3 days to move money, even at the same bank?

It takes my bank 3 days to transfer money back and forth to my brokerage account, even though my checking and brokerage accounts are both with the same bank. I don't understand why in the digital age ...
6
votes
4answers
324 views

What is an alternative to bank CD accounts that would pay slightly more interest?

I am looking for an FDIC (or other reliable body) insured account that pays more in interest than CDs. What is the next step up, interest wise, from CDs, even if it means tieing up the money longer ...
8
votes
3answers
724 views

If banksimple.com is not a bank, what is it?

I came across Banksimple.com, and I was wondering whether or not it is safe to entrust your money to. The About Us page says We partner with select deposit-taking institutions. We spend our ...
5
votes
2answers
271 views

Is there any site to compare the security of (online) banking services?

I work in the computer industry, and I know a few things about security, like the fact that those "security questions" that you're asked for are pretty much completely bogus and not useful as ...
33
votes
4answers
1k views

Are bank customers allowed to provide username & password to sites like Mint.com?

This question is not about whether Mint.com is secure, or not. That is beside the point. (Refer to this question on the subject of trusting Mint.com and similar services.) Rather: Are bank ...
13
votes
6answers
5k views

How easy is it to open a foreign bank account via the internet?

Has anyone attempted opening a foreign bank account, if so what was your experience? how easy was it? Which country?
8
votes
3answers
836 views

Which bank (checking & savings) offers the best interest rates, lowest fees, and is FDIC insured?

We currently use ING for our banking and like a lot of its amenities, but their rates (as most banks, I'm sure) keep going down, down, down. The current savings rate is 1.25% APY and checking rate is ...