A generic tag for questions on Bank Account. For specific questions use the "savings-account", "checking-account" or other specific tags. It is recommended that a specific country tag be used to indicate the geography of the question being asked
26
votes
2answers
26k views
Is it safe to give out one's bank account number?
I am managing the utility of the house I am sharing with another person. He asks me to provide my bank account number, so that he can transfer his money to my account when paying the utility.
I ...
11
votes
6answers
19k views
Can I open a US bank account even if I don't live in the country?
I'm Swedish, but living in Switzerland at the moment. Can I open a US bank account? Either when in the US on vacation or through the internet/phone?
Lots of situations when I find myself in need of ...
9
votes
6answers
1k views
Should I have separate savings accounts for various savings goals?
I have read through some personal budgeting articles and saving tips. Most articles and books mention saving money for emergency funds, large purchases, etc.
Should emergency funds and saving funds ...
7
votes
6answers
547 views
How can my friend send $3K to me without using Paypal?
My friend is a paraplegic. He can't go to the bank and wire the money. He used to send money from our partnership via paypal. Now I am banned from paypal. What's the alternative? Google checkout?
I ...
6
votes
3answers
395 views
Checking/Savings accounts that have sub-accounts
I like to use the envelope system for budgeting, but I can't escape the convenience of debit cards, so a few months ago I set up 5 debit cards, one for my primary account, food, gasoline, household ...
47
votes
14answers
12k views
How can Americans get a chip-and-pin credit card for use while abroad?
Background:
US banks, without exception, issue credit cards with magnetic stripes. In Europe, though, almost all credit cards also have a chip and require a PIN.
Most merchants in Europe don't mind ...
6
votes
1answer
175 views
How to save and partition money for a University student
I'm about to start my first "professional" internship/job, but I will be getting paid. I will be making around 1100$ every 2 weeks and saving around 8800$ during the whole summer. This is more money ...
6
votes
3answers
848 views
What exactly happens to Euro if one of European Union countries goes bankrupt?
What happens if one of the European Union countries goes bankrupt?
Suppose I have money (bank deposits at local banks) in US dollars, Euros and local currency (I'm not in the US). Now one of EU ...
6
votes
5answers
269 views
At what age should I begin discussing money - saving, spending, investing - with my child / children?
In addition, when should I open a savings account at our bank for my kids; and give them accountability over it?
9
votes
8answers
4k views
PayPal wants me to “add a bank account”, another funding source. Credit card isn't working. Why?
This is the second time in the last couple of weeks that I'm seeing the following error from PayPal. (Note: I've deliberately hidden the name of the merchant at the top.)
"You cannot use this ...
5
votes
1answer
154 views
UK - Closed Company, Bank has frozen the remaining funds
I recently closed my small business and left a few hundred £s in the business account with Barclays. After receiving notification that the company has been officially struck off, I contacted Barclays ...
3
votes
1answer
464 views
What are the risks of associating your PayPal account to your bank account?
What are the risks of associating your PayPal account to your bank account?
2
votes
1answer
2k views
Which Canadian banks offer Euro currency bank accounts?
I'm looking to open an account in Euros, with a bank situated in Canada. Which banks offer this kind of service?
0
votes
1answer
165 views
Opening a bank account in the USA as a foreigner
I am a mozambican citizen and would like to know whether i can open a bank account in the usa. I don't live in the usa but am planing to buy a house and put it on rent.
What requirements would I need ...
